WhiteOak Capital Consumption Opportunities Fund

ThematicDirect and Regular plans, Growth option

Data as on 30-10-2026

WhiteOak Capital Consumption Opportunities Fund is a Thematic fund run by WhiteOak Capital Mutual Fund. On 30-09-2026, it managed ₹135 Cr of investors' money.

NAV (Direct plan): ₹9.88; ▼ 0.35%30-10-2026
NAV (Regular plan): ₹9.76; ▼ 0.36%30-10-2026
Expense ratio: 1.09%Direct2.73%Regular; 1.09%; A year
Riskometer: Very High; Set by the fund house
6 month return: 3.0%Direct2.2%Regular; 3.0%; Total

WhiteOak Capital Consumption Opportunities Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹9.88 (down 0.35% that day); Regular Plan Growth ₹9.76 (down 0.36% that day).

This fund (Direct plan)

₹9.877

WhiteOak Capital Consumption Opportunities Fund Returns vs Nifty India Consumption TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.44%	−5.12%	+3.02%	--	--	--	--
This fund (Regular)	−1.57%	−5.51%	+2.19%	--	--	--	--
Nifty India Consumption TRI	+0.16%	−8.10%	−2.24%	−10.58%	+11.02%	+10.59%	+12.37%
Thematic average	−2.09%	−4.52%	+0.86%	--	--	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	--	--	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	--	--	--	--
Rank in Thematic	86/235	105/232	77/232	--	--	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

WhiteOak Capital Consumption Opportunities Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
WhiteOak Capital Consumption Opportunities Fund	--	135	1.09%	--	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

WhiteOak Capital Consumption Opportunities Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.71%	0.07%	0.01%	0.30%	1.09%	1.18%	89/235
Regular	2.10%	0.07%	0.01%	0.55%	2.73%	2.41%	187/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

WhiteOak Capital Consumption Opportunities Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

90.0%Equity

Asset	Fund	Category
Equity	90.0%	94.5%
Cash and others	7.4%	4.0%
Debt	2.6%	1.5%

Market cap of stocks

Market cap	Fund	Category
Large Cap	46.0%	45.7%
Mid Cap	12.9%	19.6%
Small Cap	29.8%	24.1%
Not on AMFI's list	1.3%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

WhiteOak Capital Consumption Opportunities Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Retailing18.9%
Consumer Durables15.9%
Food Products10.3%
Automobiles9.8%
Telecom - Services7.8%
Agricultural Food & other Products4.6%
Personal Products4.3%
Leisure Services3.8%
Healthcare Services3.6%
Pharmaceuticals & Biotechnology3.3%

The ten largest of 16 sectors. The other 6 add up to 7.9%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Retailing	15.1%	16.9%	18.9%	+3.8%
Consumer Durables	15.1%	16.0%	15.9%	+0.8%
Food Products	9.8%	9.9%	10.3%	+0.5%
Automobiles	13.4%	12.8%	9.8%	−3.6%
Telecom - Services	7.2%	7.6%	7.8%	+0.6%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

WhiteOak Capital Consumption Opportunities Fund Portfolio Holdings

As on 30-09-2026 · 50 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
Bharti Airtel Limited	Telecom - Services	7.76%	+1.4%
Nestle India Limited	Food Products	7.60%	+18.2%
Eternal Limited	Retailing	7.52%	+7.9%
Mahindra & Mahindra Limited	Automobiles	6.40%	0.0%
Titan Company Limited	Consumer Durables	4.89%	0.0%
TIMEX GROUP INDIA LIMITED	Consumer Durables	3.52%	0.0%
Maruti Suzuki India Limited	Automobiles	3.36%	+5.6%
Nexus Select Trust - REIT	Realty	2.92%
Marico Limited	Agricultural Food & other Products	2.84%	0.0%
Indigo Paints Limited	Consumer Durables	2.35%	0.0%
Vishal Mega Mart Limited	Retailing	2.31%	0.0%
Max Healthcare Institute Limited	Healthcare Services	2.25%	0.0%
Lenskart Solutions Limited	Retailing	2.09%	0.0%
Tata Consumer Products Limited	Agricultural Food & other Products	1.74%	0.0%
Honasa Consumer Limited	Personal Products	1.73%	0.0%
Gillette India Limited	Personal Products	1.73%	+30.6%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.73%	0.0%
Leela Palaces Hotels & Resorts Limited	Leisure Services	1.66%	−5.8%
Cartrade Tech Limited	Retailing	1.60%	0.0%
Pidilite Industries Limited	Chemicals & Petrochemicals	1.55%	0.0%
Corona Remedies Limited	Pharmaceuticals & Biotechnology	1.52%	0.0%
Doms Industries Limited	Household Products	1.51%	0.0%
Hindustan Unilever Limited	Diversified FMCG	1.47%	0.0%
TBO Tek Limited	Leisure Services	1.42%	0.0%
ICICI Bank Limited	Banks	1.40%	0.0%
Vedant Fashions Limited	Retailing	1.39%	0.0%
International Gemological Institute Limited	Commercial Services & Supplies	1.32%	0.0%
SS Retail Limited	Retailing	1.31%	New
Krishna Institute Of Medical Sciences Limited	Healthcare Services	1.31%	0.0%
Orkla India Limited	Food Products	1.29%	0.0%
Safari Industries (India) Limited	Consumer Durables	1.27%	0.0%
Kansai Nerolac Paints Limited	Consumer Durables	1.22%	0.0%
Eureka Forbes Ltd	Consumer Durables	1.04%	+21.5%
Meesho Ltd	Retailing	0.98%	0.0%
FSN E-Commerce Ventures Limited	Retailing	0.95%	0.0%
Manorama Industries Limited	Food Products	0.94%	0.0%
Bluestone Jewellery and Lifestyle Limited	Consumer Durables	0.93%	0.0%
Arvind Fashions Limited	Retailing	0.79%	0.0%
Procter & Gamble Hygiene and Health Care Limited	Personal Products	0.79%	0.0%
Berger Paints (I) Limited	Consumer Durables	0.67%	0.0%
Travel Food Services Limited	Leisure Services	0.67%	0.0%
Varun Beverages Limited	Beverages	0.61%	New
182 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.59%
91 Days Tbill (MD 05/11/2026) · Treasury bill	Sovereign	0.59%
Dodla Dairy Limited	Food Products	0.52%	0.0%
182 Days Tbill (MD 05/11/2026) · Treasury bill	Sovereign	0.52%
91 Days Tbill (MD 29/10/2026) · Treasury bill	Sovereign	0.52%
91 Days Tbill (MD 22/10/2026) · Treasury bill	Sovereign	0.22%
364 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.15%
Ather Energy Limited	Automobiles	0.05%	−97.8%

WhiteOak Capital Consumption Opportunities Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Bharti Airtel Limited	Added	+1.4%	7.76%
Nestle India Limited	Added	+18.2%	7.60%
Eternal Limited	Added	+7.9%	7.52%
Maruti Suzuki India Limited	Added	+5.6%	3.36%
Ather Energy Limited	Reduced	−97.8%	0.05%
Gillette India Limited	Added	+30.6%	1.73%
Leela Palaces Hotels & Resorts Limited	Reduced	−5.8%	1.66%
SS Retail Limited	New	New	1.31%
Eureka Forbes Ltd	Added	+21.5%	1.04%
Varun Beverages Limited	New	New	0.61%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What WhiteOak Capital Consumption Opportunities Fund bought and sold

WhiteOak Capital Consumption Opportunities Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
WhiteOak Capital Quality Equity FundThematic · WhiteOak Capital	48.9%	29	Compare
Union Consumption FundThematic · Union	46.3%	22	Compare
Axis Consumption FundThematic · Axis	44.4%	19	Compare
Edelweiss Consumption FundThematic · Edelweiss	43.7%	17	Compare
Baroda BNP Paribas India Consumption FundThematic · Baroda BNP Paribas	43.2%	16	Compare
Mirae Asset Great Consumer FundThematic · Mirae Asset	42.0%	17	Compare
SBI Nifty Consumption ETFETF · SBI	40.2%	11	Compare
SBI Nifty India Consumption Index FundIndex · SBI	40.2%	11	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

WhiteOak Capital Consumption Opportunities Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.09%
Expense ratio (Regular): 2.73%
Category: Thematic
Risk: Very High
Benchmark: Nifty India Consumption TRI
Launch date: 10-02-2026
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹134.65 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 154161
ISIN (Direct): INF03VN01AD3
Scheme code (Regular): 154162
ISIN (Regular): INF03VN01AE1
NAV history: From 11-02-2026, 0.7 years

Exit load: Nil

Tax on WhiteOak Capital Consumption Opportunities Fund returns

WhiteOak Capital Consumption Opportunities Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹9.877	30-10-2026
regular	Growth	₹9.761	30-10-2026

About WhiteOak Capital Consumption Opportunities Fund

WhiteOak Capital Consumption Opportunities Fund is a mutual fund from WhiteOak Capital Mutual Fund. Its category is Thematic. It was launched on 10-02-2026. Its benchmark is Nifty India Consumption TRI. At the end of September 2026 it held 50 securities.

Fund Manager

Ramesh Mantri
Fund manager of WhiteOak Capital Consumption Opportunities Fund, since 10-02-2026
Piyush Baranwal
Fund manager of WhiteOak Capital Consumption Opportunities Fund, since 10-02-2026
Trupti Agrawal
Fund manager of WhiteOak Capital Consumption Opportunities Fund, since 10-02-2026
Dheeresh Pathak
Fund manager of WhiteOak Capital Consumption Opportunities Fund, since 10-02-2026
Ashish Agrawal
Fund manager of WhiteOak Capital Consumption Opportunities Fund, since 10-02-2026

See all funds of WhiteOak Capital Mutual Fund

AUM change

September 2026: ₹134.65 Cr; −3.83% from August 2026
August 2026: ₹140.01 Cr; +6.56% from July 2026
July 2026: ₹131.39 Cr; +15.79% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare WhiteOak Capital Consumption Opportunities Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for WhiteOak Capital Consumption Opportunities Fund

What is the current NAV of WhiteOak Capital Consumption Opportunities Fund?

The Direct plan NAV is ₹9.877. The Regular plan NAV is ₹9.761, as on 30-10-2026.

What is the expense ratio of WhiteOak Capital Consumption Opportunities Fund?

The Direct plan charges 1.09% a year. The Regular plan charges 2.73% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of WhiteOak Capital Consumption Opportunities Fund?

WhiteOak Capital Consumption Opportunities Fund managed ₹134.65 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of WhiteOak Capital Consumption Opportunities Fund?

At the end of September 2026 the largest holdings were BHARTIARTL (7.76%), NESTLEIND (7.60%), ETERNAL (7.52%), M&M (6.40%), TITAN (4.89%). The fund held 50 securities in all.

What did WhiteOak Capital Consumption Opportunities Fund buy and sell in September 2026?

It bought 2 new stocks: SS Retail Limited, Varun Beverages Limited. It added shares in 6. It reduced 2.

How do I invest in WhiteOak Capital Consumption Opportunities Fund?

Through WhiteOak Capital Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of WhiteOak Capital Consumption Opportunities Fund?

Ramesh Mantri (since 10-02-2026), Piyush Baranwal (since 10-02-2026), Trupti Agrawal (since 10-02-2026), Dheeresh Pathak (since 10-02-2026), Ashish Agrawal (since 10-02-2026).

What is the exit load of WhiteOak Capital Consumption Opportunities Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.