WhiteOak Capital Consumption Opportunities Fund vs WhiteOak Capital Quality Equity Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Consumption Opportunities Fund is a Thematic fund and WhiteOak Capital Quality Equity Fund is a Thematic fund. WhiteOak Capital Consumption Opportunities Fund charges 1.09% a year and WhiteOak Capital Quality Equity Fund 1.04% (Direct plans). Their portfolios overlap 48.9%: they hold 29 of the same securities.
WhiteOak Capital Consumption Opportunities Fund
Thematic
- Expense ratio
- 1.09%
- NAV
- ₹9.88
WhiteOak Capital Quality Equity Fund
Thematic
- Expense ratio
- 1.04%
- NAV
- ₹9.97
Which is better, WhiteOak Capital Consumption Opportunities or WhiteOak Capital Quality Equity? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Quality Equity costs less: 1.04% a year against 1.09% (Direct plans).
- WhiteOak Capital Quality Equity fell less in its worst fall since 11-02-2026: −13.4% against −13.7%.
- WhiteOak Capital Quality Equity is the larger fund: ₹553 Cr against ₹135 Cr.
- Their portfolios overlap 48.9%: 29 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Consumption Opportunities Fund | WhiteOak Capital Quality Equity Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹135 Cr (30-09-2026) | ₹553 Cr (30-09-2026) |
| NAV | ₹9.88 (Direct) | ₹9.97 (Direct) |
| Expense ratio (Direct) | 1.09% | 1.04% |
| Expense ratio (Regular) | 2.73% | 2.70% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty India Consumption TRI | BSE Quality TRI |
| Launch date | 10-02-2026 | 29-01-2025 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Consumption Opportunities vs WhiteOak Capital Quality Equity: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Consumption Opportunities Fund (Direct) | −1.44% | −5.12% | +3.02% | -- | -- | -- | -- |
| WhiteOak Capital Quality Equity Fund (Direct) | −0.24% | −7.72% | +0.56% | −7.65% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
WhiteOak Capital Consumption Opportunities vs WhiteOak Capital Quality Equity: Year-wise Returns
| Year | Consumption OpportunitiesWhiteOak Capital Consumption Opportunities | Quality EquityWhiteOak Capital Quality Equity |
|---|---|---|
| 2026to date | -- | −7.78% |
WhiteOak Capital Consumption Opportunities vs WhiteOak Capital Quality Equity: Rolling Returns
Every holding period of both funds, against Nifty India Consumption TRI, the benchmark of WhiteOak Capital Consumption Opportunities Fund
WhiteOak Capital Consumption Opportunities vs WhiteOak Capital Quality Equity: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Consumption Opportunities Fund (Direct) | WhiteOak Capital Quality Equity Fund (Direct) |
|---|---|---|
| Return (CAGR) | −1.84% | −0.33% |
| Standard deviation | 14.84% | 11.92% |
| Sharpe ratio | -0.48 | -0.49 |
| Sortino ratio | -0.64 | -0.66 |
| Maximum drawdown | −13.7% (23-03-2026) | −16.4% (31-03-2026) |
| Beta | 0.85 | 0.72 |
| Alpha | +5.65% | −2.78% |
From daily NAVs, 11-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Consumption Opportunities Fund (Direct)
WhiteOak Capital Quality Equity Fund (Direct)
Nifty India Consumption TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Consumption Opportunities Fund (Direct) | −13.7% | 11-02-2026 | 23-03-2026 | 30-06-2026 | 3 months | −7.3% |
| WhiteOak Capital Quality Equity Fund (Direct) | −13.4% | 11-02-2026 | 31-03-2026 | 20-07-2026 | 4 months | −9.1% |
| Nifty India Consumption TRI | −14.0% | 11-02-2026 | 30-03-2026 | 29-07-2026 | 4 months | −9.5% |
From daily values since 11-02-2026, the first day every fund has.
WhiteOak Capital Consumption Opportunities vs WhiteOak Capital Quality Equity: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Consumption Opportunities Fund, September 2026; WhiteOak Capital Quality Equity Fund, September 2026
Holdings in common
- Overlap
- 48.9%
- Held by both
- 29
- Only in WhiteOak Capital Consumption Opportunities
- 21
- Only in WhiteOak Capital Quality Equity
- 32
| Security | % of WhiteOak Capital Consumption Opportunities | % of WhiteOak Capital Quality Equity |
|---|---|---|
| Nestle India Limited | 7.60% | 6.67% |
| Bharti Airtel Limited | 7.76% | 6.10% |
| Mahindra & Mahindra Limited | 6.40% | 4.16% |
| Titan Company Limited | 4.89% | 3.78% |
| Nexus Select Trust - REIT | 2.92% | 3.41% |
| Maruti Suzuki India Limited | 3.36% | 2.70% |
| Eternal Limited | 7.52% | 2.63% |
| Marico Limited | 2.84% | 2.42% |
| Torrent Pharmaceuticals Limited | 1.73% | 4.27% |
| Pidilite Industries Limited | 1.55% | 2.27% |
| Doms Industries Limited | 1.51% | 1.45% |
| ICICI Bank Limited | 1.40% | 9.82% |
| Tata Consumer Products Limited | 1.74% | 1.28% |
| Gillette India Limited | 1.73% | 1.25% |
| Krishna Institute Of Medical Sciences Limited | 1.31% | 1.23% |
| Eureka Forbes Ltd | 1.04% | 1.13% |
| Indigo Paints Limited | 2.35% | 0.99% |
| Leela Palaces Hotels & Resorts Limited | 1.66% | 0.94% |
| Hindustan Unilever Limited | 1.47% | 0.78% |
| Safari Industries (India) Limited | 1.27% | 0.69% |
| 91 Days Tbill (MD 05/11/2026) | 0.59% | 0.65% |
| 182 Days Tbill (MD 05/11/2026) | 0.52% | 0.52% |
| Vishal Mega Mart Limited | 2.31% | 0.50% |
| 182 Days Tbill (MD 12/11/2026) | 0.59% | 0.48% |
| Procter & Gamble Hygiene and Health Care Limited | 0.79% | 0.45% |
| 91 Days Tbill (MD 29/10/2026) | 0.52% | 0.32% |
| 91 Days Tbill (MD 22/10/2026) | 0.22% | 0.58% |
| 364 Days Tbill (MD 12/11/2026) | 0.15% | 0.13% |
| Max Healthcare Institute Limited | 2.25% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 48.9% means 48.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Consumption Opportunities Fund
| Security | % of fund |
|---|---|
| TIMEX GROUP INDIA LIMITED | 3.52% |
| Lenskart Solutions Limited | 2.09% |
| Honasa Consumer Limited | 1.73% |
| Cartrade Tech Limited | 1.60% |
| Corona Remedies Limited | 1.52% |
Largest holdings only in WhiteOak Capital Quality Equity Fund
| Security | % of fund |
|---|---|
| Info Edge (India) Limited | 2.55% |
| Global Health Limited | 2.25% |
| Persistent Systems Limited | 2.08% |
| Muthoot Finance Limited | 1.49% |
| Aadhar Housing Finance Limited | 1.48% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Consumption Opportunities | WhiteOak Capital Quality Equity |
|---|---|---|
| Equity | 90.0% | 85.9% |
| Debt | 2.6% | 3.9% |
| Cash and others | 7.4% | 10.2% |
Market cap of stocks
| Market cap | WhiteOak Capital Consumption Opportunities | WhiteOak Capital Quality Equity |
|---|---|---|
| Large Cap | 46.0% | 51.6% |
| Mid Cap | 12.9% | 13.1% |
| Small Cap | 29.8% | 19.4% |
| Not on AMFI's list | 1.3% | 1.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Consumption Opportunities | WhiteOak Capital Quality Equity |
|---|---|---|
| Retailing | 18.9% | 5.7% |
| Consumer Durables | 15.9% | 7.8% |
| Food Products | 10.3% | 6.7% |
| Banks | 1.4% | 9.8% |
| Automobiles | 9.8% | 6.9% |
| Telecom - Services | 7.8% | 6.1% |
| Pharmaceuticals & Biotechnology | 3.3% | 6.9% |
| Agricultural Food & other Products | 4.6% | 3.7% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Consumption Opportunities vs WhiteOak Capital Quality Equity: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Consumption Opportunities Fund | WhiteOak Capital Quality Equity Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.09% | 1.04% |
| Base expense ratio (Direct) | 0.71% | 0.69% |
| Total expense ratio (Regular) | 2.73% | 2.70% |
| Base expense ratio (Regular) | 2.10% | 2.09% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Consumption Opportunities with
- WhiteOak Capital Consumption Opportunities vs Nippon India Taiwan Equity
- WhiteOak Capital Consumption Opportunities vs HDFC Defence
- WhiteOak Capital Consumption Opportunities vs HDFC Pharma and Healthcare
- WhiteOak Capital Consumption Opportunities vs SBI Healthcare Opportunities
- WhiteOak Capital Consumption Opportunities vs Aditya Birla Sun Life International Equity
Compare WhiteOak Capital Quality Equity with
- WhiteOak Capital Quality Equity vs Nippon India Taiwan Equity
- WhiteOak Capital Quality Equity vs HDFC Defence
- WhiteOak Capital Quality Equity vs HDFC Pharma and Healthcare
- WhiteOak Capital Quality Equity vs SBI Healthcare Opportunities
- WhiteOak Capital Quality Equity vs Aditya Birla Sun Life International Equity
WhiteOak Capital Consumption Opportunities Fund vs WhiteOak Capital Quality Equity Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Consumption Opportunities Fund and WhiteOak Capital Quality Equity Fund?
WhiteOak Capital Consumption Opportunities Fund is a Thematic fund, WhiteOak Capital Quality Equity Fund is a Thematic fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 48.9%. WhiteOak Capital Consumption Opportunities Fund charges 1.09% a year and WhiteOak Capital Quality Equity Fund 1.04%.
Which has the lower expense ratio, WhiteOak Capital Consumption Opportunities Fund or WhiteOak Capital Quality Equity Fund?
WhiteOak Capital Quality Equity Fund charges less: 1.04% a year against 1.09%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Consumption Opportunities Fund and WhiteOak Capital Quality Equity Fund overlap?
48.9%. They hold 29 of the same securities, the largest shared ones being NESTLEIND, BHARTIARTL, M&M. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Consumption Opportunities Fund or WhiteOak Capital Quality Equity Fund?
On SEBI's riskometer, WhiteOak Capital Consumption Opportunities Fund is rated Very High and WhiteOak Capital Quality Equity Fund Very High. Over their common history, the standard deviation of daily returns was 14.84% and 11.92% a year.
Can I invest in both WhiteOak Capital Consumption Opportunities Fund and WhiteOak Capital Quality Equity Fund?
Yes. 48.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages WhiteOak Capital Consumption Opportunities Fund and WhiteOak Capital Quality Equity Fund?
WhiteOak Capital Consumption Opportunities Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Quality Equity Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.