WhiteOak Capital Quality Equity Fund

ThematicDirect and Regular plans, Growth option

Data as on 30-10-2026

WhiteOak Capital Quality Equity Fund is a Thematic fund run by WhiteOak Capital Mutual Fund. On 30-09-2026, it managed ₹553 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −7.7% and its Regular plan returned −9.2%. Its benchmark, BSE Quality Index TRI, returned −6.8% over the same year.

NAV (Direct plan): ₹9.97; ▲ 0.19%30-10-2026
NAV (Regular plan): ₹9.68; ▲ 0.19%30-10-2026
Expense ratio: 1.04%Direct2.70%Regular; 1.04%; A year
Riskometer: Very High; Set by the fund house
1 year return: −7.7%Direct−9.2%Regular; −7.7%; Total

WhiteOak Capital Quality Equity Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹9.97 (up 0.19% that day); Regular Plan Growth ₹9.68 (up 0.19% that day).

This fund (Direct plan)

₹9.974

WhiteOak Capital Quality Equity Fund Returns vs BSE Quality Index TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.24%	−7.72%	+0.56%	−7.65%	--	--	--
This fund (Regular)	−0.38%	−8.11%	−0.28%	−9.18%	--	--	--
BSE Quality Index TRI	−2.65%	−9.89%	−9.52%	−6.78%	+11.59%	+10.89%	+13.01%
Thematic average	−2.09%	−4.52%	+0.86%	−1.22%	--	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	+75.71%	--	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	−22.44%	--	--	--
Rank in Thematic	41/235	196/232	102/232	153/215	--	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

WhiteOak Capital Quality Equity Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	BSE Quality Index TRI
2026to date	−7.78%	−9.04%	−8.35%

WhiteOak Capital Quality Equity Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 184 periods, one for each trading day from 30-01-2026 to 30-10-2026.

−10%−5%0%5%10%15%20%

Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026

WhiteOak Capital Quality Equity Fund (Direct)BSE Quality Index TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	184	−1.9%	−9.7%	6.6%	64%	5.7%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE Quality Index TRI over the same days. Past returns do not promise future returns.

WhiteOak Capital Quality Equity Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	WhiteOak Capital Quality Equity Fund (Direct)This fund	BSE Quality Index TRI
Return (CAGR)	−7.65%	−6.78%
Standard deviation	12.15%	14.57%
Sharpe ratio	-1.06	-0.83
Sortino ratio	-1.39	-1.09
Maximum drawdown	−16.4% (31-03-2026)	−13.7% (23-10-2026)
Beta	0.71	1.00
Alpha	−4.30%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	WhiteOak Capital Quality Equity Fund (Direct)This fund	BSE Quality Index TRI
Return (CAGR)	−0.33%	+1.29%
Standard deviation	11.92%	14.43%
Sharpe ratio	-0.49	-0.29
Sortino ratio	-0.66	-0.40
Maximum drawdown	−16.4% (31-03-2026)	−13.7% (23-10-2026)
Beta	0.72	1.00
Alpha	−2.78%	0.00%

From daily NAVs, 30-01-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−20%−15%−10%−5%0%

2026

WhiteOak Capital Quality Equity Fund (Direct)BSE Quality Index TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
WhiteOak Capital Quality Equity Fund (Direct)	−16.4%	26-11-2025	31-03-2026	03-08-2026	4 months	−9.1%
BSE Quality Index TRI	−13.7%	10-08-2026	23-10-2026	Not yet	--	−11.8%

From the Direct plan's daily NAV since 30-01-2025, adjusted for unit splits, and BSE Quality Index TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

WhiteOak Capital Quality Equity Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
WhiteOak Capital Quality Equity Fund	153/215	553	1.04%	−7.65%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

WhiteOak Capital Quality Equity Fund Expense Ratio and Costs

What each plan charges a year, in force from 23-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.69%	0.05%	0.01%	0.29%	1.04%	1.18%	72/235
Regular	2.09%	0.05%	0.01%	0.55%	2.70%	2.41%	183/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−9.18%	−7.65%	1.53%	₹90,820	₹92,350

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

WhiteOak Capital Quality Equity Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 30-01-2025 to 30-10-2026: 22 instalments, ₹2,20,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planWhiteOak Capital Quality Equity Fund (Direct)	₹2,20,000	₹2,13,743	−₹6,257	−3.0%
Regular planWhiteOak Capital Quality Equity Fund (Regular)	₹2,20,000	₹2,10,353	−₹9,647	−4.6%
BSE Quality Index TRI	₹2,20,000	₹2,11,436	−₹8,564	−4.1%
Category averageCategory average, 235 Thematic funds	₹2,20,000	₹2,26,604	₹6,604	3.1%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L₹2.5 L

2026

Direct planWhiteOak Capital Quality Equity Fund (Direct)Regular planWhiteOak Capital Quality Equity Fund (Regular)BSE Quality Index TRICategory averageCategory average, 235 Thematic fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

WhiteOak Capital Quality Equity Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

85.9%Equity

Asset	Fund	Category
Equity	85.9%	94.5%
Cash and others	10.2%	4.0%
Debt	3.9%	1.5%

Market cap of stocks

Market cap	Fund	Category
Large Cap	51.6%	45.7%
Mid Cap	13.1%	19.6%
Small Cap	19.4%	24.1%
Not on AMFI's list	1.9%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

WhiteOak Capital Quality Equity Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks9.8%
Consumer Durables7.8%
Pharmaceuticals & Biotechnology6.9%
Automobiles6.9%
Food Products6.7%
Telecom - Services6.1%
Retailing5.7%
Healthcare Services5.5%
IT - Software4.9%
Finance4.9%

The ten largest of 22 sectors. The other 12 add up to 20.7%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	9.6%	9.9%	9.8%	+0.2%
Consumer Durables	7.7%	7.9%	7.8%	+0.2%
Pharmaceuticals & Biotechnology	6.8%	6.7%	6.9%	+0.1%
Automobiles	7.0%	6.8%	6.9%	−0.1%
Food Products	6.8%	6.9%	6.7%	−0.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

WhiteOak Capital Quality Equity Fund Portfolio Holdings

As on 30-09-2026 · 61 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
ICICI Bank Limited	Banks	9.82%	−2.4%
Nestle India Limited	Food Products	6.67%	−1.5%
Bharti Airtel Limited	Telecom - Services	6.10%	−7.0%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	4.27%	−8.0%
Mahindra & Mahindra Limited	Automobiles	4.16%	0.0%
Titan Company Limited	Consumer Durables	3.78%	−2.6%
Nexus Select Trust - REIT	Realty	3.41%
Maruti Suzuki India Limited	Automobiles	2.70%	0.0%
Eternal Limited	Retailing	2.63%	+1.6%
Info Edge (India) Limited	Retailing	2.55%	0.0%
Marico Limited	Agricultural Food & other Products	2.42%	−21.9%
Pidilite Industries Limited	Chemicals & Petrochemicals	2.27%	−8.0%
Global Health Limited	Healthcare Services	2.25%	0.0%
Persistent Systems Limited	IT - Software	2.08%	0.0%
Muthoot Finance Limited	Finance	1.49%	0.0%
Aadhar Housing Finance Limited	Finance	1.48%	0.0%
SBI Funds Management Limited	Capital Markets	1.48%	0.0%
Abbott India Limited	Pharmaceuticals & Biotechnology	1.47%	0.0%
Doms Industries Limited	Household Products	1.45%	0.0%
Tata Consumer Products Limited	Agricultural Food & other Products	1.28%	0.0%
Poly Medicure Limited	Healthcare Equipment & Supplies	1.28%	−10.7%
Asian Paints Limited	Consumer Durables	1.26%	0.0%
Gillette India Limited	Personal Products	1.25%	0.0%
CARE Ratings Limited	Capital Markets	1.23%	0.0%
Krishna Institute Of Medical Sciences Limited	Healthcare Services	1.23%	0.0%
Tata Consultancy Services Limited	IT - Software	1.23%	0.0%
Rainbow Childrens Medicare Limited	Healthcare Services	1.21%	0.0%
Embassy Office Parks REIT	Realty	1.17%
Cipla Limited	Pharmaceuticals & Biotechnology	1.15%	0.0%
Eureka Forbes Ltd	Consumer Durables	1.13%	0.0%
Navin Fluorine International Limited	Chemicals & Petrochemicals	1.05%	−8.7%
India Shelter Finance Corporation Limited	Finance	1.05%	0.0%
Ajax Engineering Limited	Agricultural, Commercial & Construction Vehicles	1.02%	−12.6%
Indigo Paints Limited	Consumer Durables	0.99%	0.0%
Max Financial Services Limited	Insurance	0.97%	−20.0%
Tech Mahindra Limited	IT - Software	0.96%	+1701.9%
Leela Palaces Hotels & Resorts Limited	Leisure Services	0.94%	−10.6%
The Phoenix Mills Limited	Realty	0.92%	0.0%
Tube Investments of India Limited	Auto Components	0.89%	0.0%
Bajaj Finserv Limited	Finance	0.86%	0.0%
Vijaya Diagnostic Centre Limited	Healthcare Services	0.81%	0.0%
Hindustan Unilever Limited	Diversified FMCG	0.78%	0.0%
91 Days Tbill (MD 08/10/2026) · Treasury bill	Sovereign	0.72%
Safari Industries (India) Limited	Consumer Durables	0.69%	0.0%
91 Days Tbill (MD 05/11/2026) · Treasury bill	Sovereign	0.65%
Colgate Palmolive (India) Limited	Personal Products	0.62%	0.0%
91 Days Tbill (MD 22/10/2026) · Treasury bill	Sovereign	0.58%
182 Days Tbill (MD 05/11/2026) · Treasury bill	Sovereign	0.52%
Vishal Mega Mart Limited	Retailing	0.50%	0.0%
182 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.48%
Procter & Gamble Hygiene and Health Care Limited	Personal Products	0.45%	0.0%
National Stock Exchange Of India Ltd	Capital Markets	0.40%	New
91 Days Tbill (MD 19/11/2026) · Treasury bill	Sovereign	0.36%
91 Days Tbill (MD 29/10/2026) · Treasury bill	Sovereign	0.32%
Newgen Software Technologies Limited	IT - Software	0.30%	0.0%
Coforge Limited	IT - Software	0.19%	−74.9%
Infosys Limited	IT - Software	0.17%	0.0%
91 Days Tbill (MD 03/12/2026) · Treasury bill	Sovereign	0.13%
364 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.13%
Max Healthcare Institute Limited	Healthcare Services	0.01%	−99.2%
LTM Limited	IT - Software	0.01%	0.0%

WhiteOak Capital Quality Equity Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

ICICI Bank Limited	Reduced	−2.4%	9.82%
Nestle India Limited	Reduced	−1.5%	6.67%
Bharti Airtel Limited	Reduced	−7.0%	6.10%
Torrent Pharmaceuticals Limited	Reduced	−8.0%	4.27%
Titan Company Limited	Reduced	−2.6%	3.78%
Marico Limited	Reduced	−21.9%	2.42%
Eternal Limited	Added	+1.6%	2.63%
Pidilite Industries Limited	Reduced	−8.0%	2.27%
Max Healthcare Institute Limited	Reduced	−99.2%	0.01%
Poly Medicure Limited	Reduced	−10.7%	1.28%
Max Financial Services Limited	Reduced	−20.0%	0.97%
Navin Fluorine International Limited	Reduced	−8.7%	1.05%
Ajax Engineering Limited	Reduced	−12.6%	1.02%
Tech Mahindra Limited	Added	+1701.9%	0.96%
Leela Palaces Hotels & Resorts Limited	Reduced	−10.6%	0.94%
Coforge Limited	Reduced	−74.9%	0.19%
National Stock Exchange Of India Ltd	New	New	0.40%
Kwality Walls (India) Limited	Sold out	−100%	was 0.04%
ICICI Prudential Asset Management Company Limited	Sold out	−100%	was 0.02%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What WhiteOak Capital Quality Equity Fund bought and sold

WhiteOak Capital Quality Equity Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
WhiteOak Capital ESG Best-In-Class Strategy FundThematic · WhiteOak Capital	66.2%	40	Compare
WhiteOak Capital Consumption Opportunities FundThematic · WhiteOak Capital	48.9%	29	Compare
WhiteOak Capital Large Cap FundLarge Cap · WhiteOak Capital	48.1%	38	Compare
WhiteOak Capital Flexi Cap FundFlexi Cap · WhiteOak Capital	43.9%	52	Compare
WhiteOak Capital ELSS Tax Saver FundELSS · WhiteOak Capital	43.3%	41	Compare
WhiteOak Capital Large & Mid Cap FundLarge & Mid Cap · WhiteOak Capital	38.2%	42	Compare
WhiteOak Capital Multi Cap FundMulti Cap · WhiteOak Capital	37.4%	55	Compare
WhiteOak Capital Aggressive Hybrid FundAggressive Hybrid · WhiteOak Capital	35.2%	40	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

WhiteOak Capital Quality Equity Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.04%
Expense ratio (Regular): 2.70%
Category: Thematic
Risk: Very High
Benchmark: BSE Quality TRI
Launch date: 29-01-2025
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹553.45 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153189
ISIN (Direct): INF03VN01977
Scheme code (Regular): 153190
ISIN (Regular): INF03VN01985
NAV history: From 30-01-2025, 1.7 years

Exit load: Nil

Tax on WhiteOak Capital Quality Equity Fund returns

WhiteOak Capital Quality Equity Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹9.974	30-10-2026
regular	Growth	₹9.681	30-10-2026

About WhiteOak Capital Quality Equity Fund

WhiteOak Capital Quality Equity Fund is a mutual fund from WhiteOak Capital Mutual Fund. Its category is Thematic. It was launched on 29-01-2025. Its benchmark is BSE Quality TRI. At the end of September 2026 it held 61 securities.

Fund Manager

Ramesh Mantri
Fund manager of WhiteOak Capital Quality Equity Fund, since 29-01-2025
Piyush Baranwal
Fund manager of WhiteOak Capital Quality Equity Fund, since 29-01-2025
Trupti Agrawal
Fund manager of WhiteOak Capital Quality Equity Fund, since 29-01-2025
Dheeresh Pathak
Fund manager of WhiteOak Capital Quality Equity Fund, since 29-01-2025
Ashish Agrawal
Fund manager of WhiteOak Capital Quality Equity Fund, since 29-01-2025

See all funds of WhiteOak Capital Mutual Fund

AUM change

September 2026: ₹553.45 Cr; −10.86% from August 2026
August 2026: ₹620.89 Cr; −1.83% from July 2026
July 2026: ₹632.47 Cr; +1.72% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare WhiteOak Capital Quality Equity Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for WhiteOak Capital Quality Equity Fund

What is the current NAV of WhiteOak Capital Quality Equity Fund?

The Direct plan NAV is ₹9.974. The Regular plan NAV is ₹9.681, as on 30-10-2026.

What are the returns of WhiteOak Capital Quality Equity Fund?

The Direct plan returned −7.65% in 1 year. The Regular plan returned −9.18% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of WhiteOak Capital Quality Equity Fund?

The Direct plan charges 1.04% a year. The Regular plan charges 2.70% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.

What is the AUM of WhiteOak Capital Quality Equity Fund?

WhiteOak Capital Quality Equity Fund managed ₹553.45 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of WhiteOak Capital Quality Equity Fund?

At the end of September 2026 the largest holdings were ICICIBANK (9.82%), NESTLEIND (6.67%), BHARTIARTL (6.10%), TORNTPHARM (4.27%), M&M (4.16%). The fund held 61 securities in all.

What did WhiteOak Capital Quality Equity Fund buy and sell in September 2026?

It bought 1 new stock: National Stock Exchange Of India Ltd. It sold out of 2: Kwality Walls (India) Limited, ICICI Prudential Asset Management Company Limited. It added shares in 2. It reduced 14.

How do I invest in WhiteOak Capital Quality Equity Fund?

Through WhiteOak Capital Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of WhiteOak Capital Quality Equity Fund?

Ramesh Mantri (since 29-01-2025), Piyush Baranwal (since 29-01-2025), Trupti Agrawal (since 29-01-2025), Dheeresh Pathak (since 29-01-2025), Ashish Agrawal (since 29-01-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.