SBI Nifty India Consumption Index Fund

Direct and Regular plans, Growth and IDCW options

Data as on 30-10-2026

SBI Nifty India Consumption Index Fund is a mutual fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹239 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −11.0% and its Regular plan returned −11.4%. Its benchmark, Nifty India Consumption TRI, returned −10.6% over the same year.

NAV (Direct plan): ₹9.68; ▲ 0.28%30-10-2026
NAV (Regular plan): ₹9.59; ▲ 0.28%30-10-2026
Expense ratio: 0.45%Direct0.92%Regular; 0.45%; A year
Riskometer: Not available; Set by the fund house
1 year return: −11.0%Direct−11.4%Regular; −11.0%; Total

SBI Nifty India Consumption Index Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹9.68 (up 0.28% that day); Regular Plan Growth ₹9.59 (up 0.28% that day).

This fund (Direct plan)

₹9.6849

SBI Nifty India Consumption Index Fund Returns vs Nifty India Consumption TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.14%	−8.21%	−2.49%	−11.01%	--	--	--
This fund (Regular)	+0.10%	−8.32%	−2.72%	−11.43%	--	--	--
Nifty India Consumption TRI	+0.16%	−8.10%	−2.24%	−10.58%	+11.02%	+10.59%	+12.37%
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds.

SBI Nifty India Consumption Index Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty India Consumption TRI
2026to date	−9.46%	−9.82%	−9.10%
2025	+8.78%	+8.26%	+9.22%

SBI Nifty India Consumption Index Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 246 periods, one for each trading day from 06-11-2025 to 30-10-2026.

−15%−10%−5%0%5%10%15%

Dec 2024
to
Dec 2025Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026

SBI Nifty India Consumption Index Fund (Direct)Nifty India Consumption TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	246	2.1%	−14.7%	14.1%	40%	2.5%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty India Consumption TRI over the same days. Past returns do not promise future returns.

SBI Nifty India Consumption Index Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	SBI Nifty India Consumption Index Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	−11.01%	−10.58%
Standard deviation	14.98%	15.06%
Sharpe ratio	-1.08	-1.05
Sortino ratio	-1.42	-1.38
Maximum drawdown	−17.4% (31-03-2026)	−17.3% (30-03-2026)
Beta	1.00	1.00
Alpha	−0.43%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	SBI Nifty India Consumption Index Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	−1.69%	−1.27%
Standard deviation	14.51%	14.56%
Sharpe ratio	-0.51	-0.47
Sortino ratio	-0.69	-0.65
Maximum drawdown	−18.3% (31-03-2026)	−18.1% (30-03-2026)
Beta	1.00	1.00
Alpha	−0.42%	0.00%

From daily NAVs, 06-11-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−20%−15%−10%−5%0%

20252026

SBI Nifty India Consumption Index Fund (Direct)Nifty India Consumption TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
SBI Nifty India Consumption Index Fund (Direct)	−18.3%	20-10-2025	31-03-2026	Not yet	--	−12.0%
Nifty India Consumption TRI	−18.1%	20-10-2025	30-03-2026	Not yet	--	−11.6%

From the Direct plan's daily NAV since 06-11-2024, adjusted for unit splits, and Nifty India Consumption TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

SBI Nifty India Consumption Index Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.34%	0.00%	0.00%	0.11%	0.45%
Regular	0.74%	0.00%	0.00%	0.18%	0.92%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−11.43%	−11.01%	0.42%	₹88,570	₹88,990

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

SBI Nifty India Consumption Index Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 06-11-2024 to 30-10-2026: 24 instalments, ₹2,40,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planSBI Nifty India Consumption Index Fund (Direct)	₹2,40,000	₹2,32,253	−₹7,747	−3.1%
Regular planSBI Nifty India Consumption Index Fund (Regular)	₹2,40,000	₹2,31,102	−₹8,898	−3.6%
Nifty India Consumption TRI	₹2,40,000	₹2,33,451	−₹6,549	−2.6%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L₹2.5 L

20252026

Direct planSBI Nifty India Consumption Index Fund (Direct)Regular planSBI Nifty India Consumption Index Fund (Regular)Nifty India Consumption TRIAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

SBI Nifty India Consumption Index Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

100.0%Equity

Asset	Fund
Equity	100.0%

Market cap of stocks

Market cap	Fund
Large Cap	88.1%
Mid Cap	11.9%
Small Cap	0.0%

Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

SBI Nifty India Consumption Index Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Automobiles24.9%
Retailing13.3%
Diversified FMCG13.1%
Consumer Durables11.0%
Telecom - Services10.1%
Healthcare Services6.0%
Food Products4.7%
Transport Services3.5%
Beverages3.1%
Pharmaceuticals & Biotechnology2.2%

The ten largest of 15 sectors. The other 5 add up to 8.2%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Automobiles	25.6%	26.0%	24.9%	−0.7%
Retailing	12.3%	13.1%	13.3%	+1.0%
Diversified FMCG	13.1%	12.3%	13.1%	0.0%
Consumer Durables	11.9%	12.4%	11.0%	−0.9%
Telecom - Services	10.0%	9.4%	10.1%	+0.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

SBI Nifty India Consumption Index Fund Portfolio Holdings

As on 30-09-2026 · 30 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
Bharti Airtel Ltd.	Telecom - Services	10.14%	+2.5%
Mahindra & Mahindra Ltd.	Automobiles	8.19%	−2.3%
ITC Ltd.	Diversified FMCG	7.87%	−2.3%
Eternal Ltd.	Retailing	7.21%	−2.1%
Titan Company Ltd.	Consumer Durables	5.89%	−2.2%
Hindustan Unilever Ltd.	Diversified FMCG	5.18%	−2.3%
Maruti Suzuki India Ltd.	Automobiles	4.84%	−2.6%
Bajaj Auto Ltd.	Automobiles	3.69%	−3.8%
Interglobe Aviation Ltd.	Transport Services	3.51%	−2.3%
Asian Paints Ltd.	Consumer Durables	3.37%	−2.4%
Eicher Motors Ltd.	Automobiles	3.07%	−2.2%
TVS Motor Company Ltd.	Automobiles	3.00%	−2.4%
Nestle India Ltd.	Food Products	2.92%	−2.3%
Trent Ltd.	Retailing	2.71%	−2.3%
Apollo Hospitals Enterprise Ltd.	Healthcare Services	2.61%	−2.3%
Torrent Pharmaceuticals Ltd.	Pharmaceuticals & Biotechnology	2.20%	New
Max Healthcare Institute Ltd.	Healthcare Services	2.15%	−2.3%
Hero MotoCorp Ltd.	Automobiles	2.11%	−2.3%
The Indian Hotels Company Ltd.	Leisure Services	1.99%	−2.3%
Tata Consumer Products Ltd.	Agricultural Food & other Products	1.92%	−2.3%
Avenue Supermarts Ltd.	Retailing	1.91%	−2.2%
Tata Power Company Ltd.	Power	1.87%	−1.7%
Varun Beverages Ltd.	Beverages	1.84%	−2.3%
Britannia Industries Ltd.	Food Products	1.77%	−2.3%
Dixon Technologies (India) Ltd.	Consumer Durables	1.70%	−1.9%
Info Edge (India) Ltd.	Retailing	1.47%	−1.1%
DLF Ltd.	Realty	1.34%	−2.4%
Fortis Healthcare Ltd.	Healthcare Services	1.25%	New
United Spirits Ltd.	Beverages	1.24%	−2.3%
Godrej Consumer Products Ltd.	Personal Products	1.06%	−2.4%

SBI Nifty India Consumption Index Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Bharti Airtel Ltd.	Added	+2.5%	10.14%
Mahindra & Mahindra Ltd.	Reduced	−2.3%	8.19%
ITC Ltd.	Reduced	−2.3%	7.87%
Eternal Ltd.	Reduced	−2.1%	7.21%
Titan Company Ltd.	Reduced	−2.2%	5.89%
Hindustan Unilever Ltd.	Reduced	−2.3%	5.18%
Maruti Suzuki India Ltd.	Reduced	−2.6%	4.84%
Bajaj Auto Ltd.	Reduced	−3.8%	3.69%
Asian Paints Ltd.	Reduced	−2.4%	3.37%
Interglobe Aviation Ltd.	Reduced	−2.3%	3.51%
Eicher Motors Ltd.	Reduced	−2.2%	3.07%
Nestle India Ltd.	Reduced	−2.3%	2.92%
TVS Motor Company Ltd.	Reduced	−2.4%	3.00%
Trent Ltd.	Reduced	−2.3%	2.71%
Apollo Hospitals Enterprise Ltd.	Reduced	−2.3%	2.61%
Adani Power Ltd.	Sold out	−100%	was 2.41%
Max Healthcare Institute Ltd.	Reduced	−2.3%	2.15%
Torrent Pharmaceuticals Ltd.	New	New	2.20%
Hero MotoCorp Ltd.	Reduced	−2.3%	2.11%
The Indian Hotels Company Ltd.	Reduced	−2.3%	1.99%
Tata Consumer Products Ltd.	Reduced	−2.3%	1.92%
Avenue Supermarts Ltd.	Reduced	−2.2%	1.91%
Tata Power Company Ltd.	Reduced	−1.7%	1.87%
Varun Beverages Ltd.	Reduced	−2.3%	1.84%
Britannia Industries Ltd.	Reduced	−2.3%	1.77%
Dixon Technologies (India) Ltd.	Reduced	−1.9%	1.70%
Info Edge (India) Ltd.	Reduced	−1.1%	1.47%
DLF Ltd.	Reduced	−2.4%	1.34%
United Spirits Ltd.	Reduced	−2.3%	1.24%
Fortis Healthcare Ltd.	New	New	1.25%
Godrej Consumer Products Ltd.	Reduced	−2.4%	1.06%
Havells India Ltd.	Sold out	−100%	was 0.92%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What SBI Nifty India Consumption Index Fund bought and sold

SBI Nifty India Consumption Index Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
SBI Nifty Consumption ETFETF · SBI	100.0%	30	Compare
Kotak Nifty India Consumption ETFETF · Kotak Mahindra	100.0%	30	Compare
ICICI Prudential Nifty India Consumption ETFETF · ICICI Prudential	100.0%	30	Compare
Axis NIFTY India Consumption ETFETF · Axis	99.9%	30	Compare
Nippon India ETF Nifty India ConsumptionETF · Nippon India	99.9%	30	Compare
HDFC Nifty India Consumption Index FundIndex · HDFC	98.6%	29	Compare
Axis Consumption FundThematic · Axis	71.4%	28	Compare
ITI Bharat Consumption FundThematic · ITI	67.6%	28	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

SBI Nifty India Consumption Index Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.45%
Expense ratio (Regular): 0.92%
Category: Not available
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹239.13 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 153015
ISIN (Direct): INF200KB1449
Scheme code (Regular): 153012
ISIN (Regular): INF200KB1415
NAV history: From 06-11-2024, 2.0 years

Exit load: Not available

Tax on SBI Nifty India Consumption Index Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹9.6849	30-10-2026
direct	IDCW	₹9.6848	30-10-2026
regular	Growth	₹9.5922	30-10-2026
regular	IDCW	₹9.5922	30-10-2026

About SBI Nifty India Consumption Index Fund

SBI Nifty India Consumption Index Fund is a mutual fund from SBI Mutual Fund. At the end of September 2026 it held 30 securities.

Fund Manager

Not available

See all funds of SBI Mutual Fund

AUM change

September 2026: ₹239.13 Cr; −7.84% from August 2026
August 2026: ₹259.46 Cr; −3.86% from July 2026
July 2026: ₹269.87 Cr; +2.29% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare SBI Nifty India Consumption Index Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

SBI Nifty India Consumption Index vs SBI Nifty Consumption ETF100.0% overlap
SBI Nifty India Consumption Index vs Kotak Nifty India Consumption ETF100.0% overlap
SBI Nifty India Consumption Index vs ICICI Prudential Nifty India Consumption ETF100.0% overlap
SBI Nifty India Consumption Index vs Axis NIFTY India Consumption ETF99.9% overlap
SBI Nifty India Consumption Index vs Nippon India ETF Nifty India Consumption99.9% overlap
SBI Nifty India Consumption Index vs HDFC Nifty India Consumption Index98.6% overlap
SBI Nifty India Consumption Index vs Axis Consumption71.4% overlap
SBI Nifty India Consumption Index vs ITI Bharat Consumption67.6% overlap

Compare with any other fund

Frequently Asked Questions for SBI Nifty India Consumption Index Fund

What is the current NAV of SBI Nifty India Consumption Index Fund?

The Direct plan NAV is ₹9.6849. The Regular plan NAV is ₹9.5922, as on 30-10-2026.

What are the returns of SBI Nifty India Consumption Index Fund?

The Direct plan returned −11.01% in 1 year. The Regular plan returned −11.43% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of SBI Nifty India Consumption Index Fund?

The Direct plan charges 0.45% a year. The Regular plan charges 0.92% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of SBI Nifty India Consumption Index Fund?

SBI Nifty India Consumption Index Fund managed ₹239.13 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of SBI Nifty India Consumption Index Fund?

At the end of September 2026 the largest holdings were BHARTIARTL (10.14%), M&M (8.19%), ITC (7.87%), ETERNAL (7.21%), TITAN (5.89%). The fund held 30 securities in all.

What did SBI Nifty India Consumption Index Fund buy and sell in September 2026?

It bought 2 new stocks: Fortis Healthcare Ltd, Torrent Pharmaceuticals Ltd. It sold out of 2: Havells India Ltd, Adani Power Ltd. It added shares in 1. It reduced 27.

How do I invest in SBI Nifty India Consumption Index Fund?

Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How has SBI Nifty India Consumption Index Fund performed against its benchmark?

Its benchmark is Nifty India Consumption TRI. The Direct plan returned −11.01% in 1 year. The benchmark returned −10.58% in 1 year.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.