Baroda BNP Paribas India Consumption Fund

ThematicDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Baroda BNP Paribas India Consumption Fund is a Thematic fund run by Baroda BNP Paribas Mutual Fund. On 30-09-2026, it managed ₹1,354 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 9.5% a year and its Regular plan returned 7.9% a year. Its benchmark, Nifty India Consumption TRI, returned 11.0% a year over the same 3 years.

NAV (Direct plan): ₹32.87; ▼ 0.15%30-10-2026
NAV (Regular plan): ₹29.13; ▼ 0.15%30-10-2026
Expense ratio: 0.96%Direct2.37%Regular; 0.96%; A year
Riskometer: Not available; Set by the fund house
3 year return: 9.5%Direct7.9%Regular; 9.5%; A year

Baroda BNP Paribas India Consumption Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹32.87 (down 0.15% that day); Regular Plan Growth ₹29.13 (down 0.15% that day).

This fund (Direct plan)

₹32.8694

Baroda BNP Paribas India Consumption Fund Returns vs Nifty India Consumption TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.43%	−5.55%	−0.70%	−8.93%	+9.52%	--	--
This fund (Regular)	+0.31%	−5.89%	−1.42%	−10.24%	+7.94%	--	--
Nifty India Consumption TRI	+0.16%	−8.10%	−2.24%	−10.58%	+11.02%	+10.59%	+12.37%
Thematic average	−2.09%	−4.52%	+0.86%	−1.22%	+13.76%	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	+75.71%	+54.78%	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	−22.44%	−4.46%	--	--
Rank in Thematic	29/235	124/232	121/232	176/215	95/133	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

Baroda BNP Paribas India Consumption Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty India Consumption TRI
2026to date	−8.33%	−9.42%	−9.10%
2025	+2.28%	+0.82%	+9.22%
2024	+24.29%	+22.45%	+19.77%
2023	+30.87%	+29.03%	+27.96%

Baroda BNP Paribas India Consumption Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 400 periods, one for each trading day from 17-03-2025 to 30-10-2026.

0%5%10%15%20%25%

May 2022
to
May 2025Aug 2022
to
Aug 2025Nov 2022
to
Nov 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026

Baroda BNP Paribas India Consumption Fund (Direct)Nifty India Consumption TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	892	12.5%	−13.0%	52.1%	23%	9.8%	44%
2 years	647	19.8%	−8.0%	34.5%	12%	21.2%	36%
3 years	400	17.2%	7.4%	22.8%	0%	16.9%	33%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	44	9.6%	−18.8%	56.3%	30%	12.4%	45%
2 years	32	12.2%	−9.0%	43.4%	22%	14.6%	34%
3 years	20	13.8%	−0.7%	17.7%	5%	13.3%	10%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty India Consumption TRI over the same days. Past returns do not promise future returns.

Baroda BNP Paribas India Consumption Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Baroda BNP Paribas India Consumption Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	−8.93%	−10.58%
Standard deviation	13.81%	15.06%
Sharpe ratio	-1.03	-1.05
Sortino ratio	-1.34	-1.38
Maximum drawdown	−16.0% (23-03-2026)	−17.3% (30-03-2026)
Beta	0.90	1.00
Alpha	−0.01%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Baroda BNP Paribas India Consumption Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	+9.52%	+11.02%
Standard deviation	13.05%	13.92%
Sharpe ratio	0.27	0.36
Sortino ratio	0.38	0.51
Maximum drawdown	−21.4% (23-03-2026)	−21.9% (04-03-2025)
Beta	0.91	1.00
Alpha	−1.02%	0.00%

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Baroda BNP Paribas India Consumption Fund (Direct)This fund	Nifty India Consumption TRI
Return (CAGR)	+12.27%	+12.83%
Standard deviation	12.34%	13.42%
Sharpe ratio	0.51	0.51
Sortino ratio	0.72	0.73
Maximum drawdown	−21.4% (23-03-2026)	−21.9% (04-03-2025)
Beta	0.88	1.00
Alpha	+0.25%	0.00%

From daily NAVs, 14-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−25%−20%−15%−10%−5%0%

2023202420252026

Baroda BNP Paribas India Consumption Fund (Direct)Nifty India Consumption TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Baroda BNP Paribas India Consumption Fund (Direct)	−21.4%	23-09-2024	23-03-2026	Not yet	--	−14.9%
Nifty India Consumption TRI	−21.9%	26-09-2024	04-03-2025	Not yet	--	−13.4%

From the Direct plan's daily NAV since 14-03-2022, adjusted for unit splits, and Nifty India Consumption TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Baroda BNP Paribas India Consumption Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
Baroda BNP Paribas India Consumption Fund	95/133	1,354	0.96%	−8.93%	+9.52%	−1.02%	0.91	0.27	0.38

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Baroda BNP Paribas India Consumption Fund Expense Ratio and Costs

What each plan charges a year, in force from 13-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.61%	0.08%	0.00%	0.27%	0.96%	1.18%	46/235
Regular	1.82%	0.08%	0.00%	0.47%	2.37%	2.41%	109/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−10.24%	−8.93%	1.31%	₹89,760	₹91,070
3 years	7.94%	9.52%	1.58% a year	₹1,25,761	₹1,31,365

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Baroda BNP Paribas India Consumption Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 14-03-2022 to 30-10-2026: 56 instalments, ₹5,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBaroda BNP Paribas India Consumption Fund (Direct)	₹5,60,000	₹6,63,576	₹1,03,576	7.2%
Regular planBaroda BNP Paribas India Consumption Fund (Regular)	₹5,60,000	₹6,38,834	₹78,834	5.6%
Nifty India Consumption TRI	₹5,60,000	₹6,70,707	₹1,10,707	7.7%
Category averageCategory average, 235 Thematic funds	₹5,60,000	₹7,35,054	₹1,75,054	11.6%

₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L

2023202420252026

Direct planBaroda BNP Paribas India Consumption Fund (Direct)Regular planBaroda BNP Paribas India Consumption Fund (Regular)Nifty India Consumption TRICategory averageCategory average, 235 Thematic fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Baroda BNP Paribas India Consumption Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

97.2%Equity

Asset	Fund	Category
Equity	97.2%	94.5%
Cash and others	2.8%	4.0%

Market cap of stocks

Market cap	Fund	Category
Large Cap	72.4%	45.7%
Mid Cap	17.9%	19.6%
Small Cap	5.8%	24.1%
Not on AMFI's list	1.2%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Baroda BNP Paribas India Consumption Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Automobiles26.3%
Retailing14.7%
Consumer Durables12.5%
Telecom - Services8.3%
Food Products6.0%
Diversified FMCG5.2%
Agricultural Food & other Products4.9%
Beverages3.7%
Healthcare Services3.5%
Realty3.4%

The ten largest of 14 sectors. The other 4 add up to 8.7%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Automobiles	28.6%	27.6%	26.3%	−2.3%
Retailing	13.3%	14.2%	14.7%	+1.4%
Consumer Durables	12.6%	13.0%	12.5%	−0.1%
Telecom - Services	8.6%	8.0%	8.3%	−0.3%
Food Products	6.9%	6.2%	6.0%	−0.9%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Baroda BNP Paribas India Consumption Fund Portfolio Holdings

As on 30-09-2026 · 38 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
Titan Company Limited	Consumer Durables	7.79%	0.0%
Bharti Airtel Limited	Telecom - Services	7.14%	0.0%
Mahindra & Mahindra Limited	Automobiles	6.54%	0.0%
Maruti Suzuki India Limited	Automobiles	5.86%	0.0%
Eternal Limited	Retailing	5.67%	0.0%
Eicher Motors Limited	Automobiles	5.28%	0.0%
TVS Motor Company Limited	Automobiles	5.00%	0.0%
The Phoenix Mills Limited	Realty	3.43%	0.0%
Nestle India Limited	Food Products	3.07%	0.0%
Trent Limited	Retailing	2.84%	0.0%
Bajaj Auto Limited	Automobiles	2.81%	0.0%
Marico Limited	Agricultural Food & other Products	2.81%	0.0%
Lenskart Solutions Limited	Retailing	2.78%	0.0%
ITC Limited	Diversified FMCG	2.76%	0.0%
InterGlobe Aviation Limited	Transport Services	2.76%	0.0%
Radico Khaitan Limited	Beverages	2.74%	0.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	2.41%	0.0%
Hindustan Unilever Limited	Diversified FMCG	2.41%	0.0%
FSN E-Commerce Ventures Limited	Retailing	2.36%	0.0%
Asian Paints Limited	Consumer Durables	2.31%	0.0%
Leela Palaces Hotels & Resorts Limited	Leisure Services	2.12%	0.0%
Tata Consumer Products Limited	Agricultural Food & other Products	2.10%	0.0%
Britannia Industries Limited	Food Products	1.78%	0.0%
Polycab India Limited	Industrial Products	1.71%	0.0%
JSW Dulux Limited	Consumer Durables	1.20%	0.0%
Indus Towers Limited	Telecom - Services	1.20%	0.0%
Waterways Leisure Tourism Limited	Leisure Services	1.19%	−13.7%
Narayana Hrudayalaya Limited	Healthcare Services	1.13%	−14.6%
Zydus Wellness Limited	Food Products	1.04%	0.0%
Vishal Mega Mart Limited	Retailing	0.97%	0.0%
Varun Beverages Limited	Beverages	0.96%	0.0%
Sona BLW Precision Forgings Limited	Auto Components	0.92%	0.0%
Ola Electric Mobility Ltd	Automobiles	0.80%	0.0%
Dixon Technologies (India) Limited	Consumer Durables	0.73%	0.0%
Safari Industries (India) Limited	Consumer Durables	0.27%	New
Crompton Greaves Consumer Electricals Limited	Consumer Durables	0.19%	−68.8%
Arvind Fashions Limited	Retailing	0.08%	New
Kwality Walls (India) Limited	Food Products	0.08%	0.0%

Baroda BNP Paribas India Consumption Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Narayana Hrudayalaya Limited	Reduced	−14.6%	1.13%
Waterways Leisure Tourism Limited	Reduced	−13.7%	1.19%
Crompton Greaves Consumer Electricals Limited	Reduced	−68.8%	0.19%
Tata Motors Passenger Vehicles Limited	Sold out	−100%	was 0.49%
Safari Industries (India) Limited	New	New	0.27%
Arvind Fashions Limited	New	New	0.08%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Baroda BNP Paribas India Consumption Fund bought and sold

Baroda BNP Paribas India Consumption Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
SBI Nifty India Consumption Index FundIndex · SBI	62.6%	19	Compare
HDFC Nifty India Consumption Index FundIndex · HDFC	62.6%	19	Compare
Kotak Nifty India Consumption ETFETF · Kotak Mahindra	62.6%	19	Compare
ICICI Prudential Nifty India Consumption ETFETF · ICICI Prudential	62.6%	19	Compare
Nippon India ETF Nifty India ConsumptionETF · Nippon India	62.6%	19	Compare
Axis NIFTY India Consumption ETFETF · Axis	62.6%	19	Compare
SBI Nifty Consumption ETFETF · SBI	62.6%	19	Compare
Edelweiss Consumption FundThematic · Edelweiss	61.1%	22	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Baroda BNP Paribas India Consumption Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.96%
Expense ratio (Regular): 2.37%
Category: Thematic
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹1,354.15 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 150266
ISIN (Direct): INF251K01PT7
Scheme code (Regular): 150268
ISIN (Regular): INF251K01PQ3
NAV history: From 14-03-2022, 4.6 years

Exit load: Not available

Tax on Baroda BNP Paribas India Consumption Fund returns

Baroda BNP Paribas India Consumption Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹32.8694	30-10-2026
direct	IDCW	₹20.9159	30-10-2026
regular	Growth	₹29.1327	30-10-2026
regular	IDCW	₹17.9698	30-10-2026

About Baroda BNP Paribas India Consumption Fund

Baroda BNP Paribas India Consumption Fund is a mutual fund from Baroda BNP Paribas Mutual Fund. Its category is Thematic. At the end of September 2026 it held 38 securities.

Fund Manager

Not available

See all funds of Baroda BNP Paribas Mutual Fund

AUM change

September 2026: ₹1,354.15 Cr; −6.84% from August 2026
August 2026: ₹1,453.65 Cr; −0.69% from July 2026
July 2026: ₹1,463.75 Cr; +3.58% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Baroda BNP Paribas India Consumption Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Baroda BNP Paribas India Consumption Fund

What is the current NAV of Baroda BNP Paribas India Consumption Fund?

The Direct plan NAV is ₹32.8694. The Regular plan NAV is ₹29.1327, as on 30-10-2026.

What are the returns of Baroda BNP Paribas India Consumption Fund?

The Direct plan returned −8.93% in 1 year, +9.52% a year over 3 years. The Regular plan returned −10.24% in 1 year, +7.94% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of Baroda BNP Paribas India Consumption Fund?

The Direct plan charges 0.96% a year. The Regular plan charges 2.37% a year. This is the figure the fund house reported to AMFI, in force from 13-10-2026.

What is the AUM of Baroda BNP Paribas India Consumption Fund?

Baroda BNP Paribas India Consumption Fund managed ₹1,354.15 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Baroda BNP Paribas India Consumption Fund?

At the end of September 2026 the largest holdings were TITAN (7.79%), BHARTIARTL (7.14%), M&M (6.54%), MARUTI (5.86%), ETERNAL (5.67%). The fund held 38 securities in all.

What did Baroda BNP Paribas India Consumption Fund buy and sell in September 2026?

It bought 2 new stocks: Safari Industries (India) Limited, Arvind Fashions Limited. It sold out of 1: Tata Motors Passenger Vehicles Limited. It reduced 3.

How do I invest in Baroda BNP Paribas India Consumption Fund?

Through Baroda BNP Paribas Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How has Baroda BNP Paribas India Consumption Fund performed against its benchmark?

Its benchmark is Nifty India Consumption TRI. The Direct plan returned +9.52% a year over 3 years. The benchmark returned +11.02% a year over 3 years.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.