Private net worth tracker

Track your net worth
without linking your bank

WealthGamma tracks your family's net worth without connecting to your bank, your broker or your email. You upload a file or add holdings yourself. Prices update every day from public NSE, BSE and AMFI data. No OTPs, and PAN is not required.

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What a portfolio tracker can ask for, and what WealthGamma asks for
Access	Example that uses it	WealthGamma
Broker login or linking	INDmoney, Kubera	Never
Email inbox access	INDmoney	Never
SMS reading	INDmoney	Never
Bank linking through an aggregator	Kubera	Never
OTPs	Varies by app	Never
PAN	Varies by app	Not required

INDmoney and Kubera details come from their own privacy policy and website, sourced on the INDmoney and Kubera comparison pages.

No linking

no bank, broker or aggregator

No inbox access

no email or SMS reading

No OTPs, no password

Yours to take away

CSV export, delete any time

No linking

No bank or broker linking

Most trackers stay updated by keeping a link to your bank, your broker or your inbox. WealthGamma keeps no link at all.

It holds: your name, your email, and the holdings you add.
It never collects: bank or demat logins, OTPs, card numbers or UPI PINs.
No password: sign-in is by Google or a link sent to your email.

The full list is in the privacy policy.

Import

Import stocks and mutual funds from CAMS or your broker

Your broker and your fund registrar already give you your history as a file. You upload it, check the preview, and confirm. Nothing is saved before that.

Zerodha: a tradebook CSV, or a holdings file.
Mutual funds: one CAS PDF from CAMS or KFintech.
Any other broker: a CSV or Excel export, such as Groww, Upstox or ICICI Direct.
Everything else: PPF, FDs, gold, property and loans, added yourself.

A CAS PDF is read on import and not stored. More on the CAS import page.

Daily prices

Prices update every day

Share prices and fund NAVs are public. WealthGamma fetches them every day, so your net worth moves with the market without any access to your accounts.

Updates on its own: stock prices from NSE and BSE, and mutual fund NAVs from AMFI.
Needs you: new buys and sells, and the value of your property.

Want new trades to appear by themselves? An app like INDmoney fits better.

Export and delete

Export or delete your data any time

Everything you put in comes back out as a CSV that opens in Excel or Google Sheets. There is no lock-in.

Export transactions: every buy, sell and dividend, across all portfolios.
Export holdings: what you hold today, with quantity and average cost.
Delete account: immediate and permanent. No copy of your financial data is kept.

Invoices are kept only as long as tax law requires.

Business model

Paid for by subscriptions, not ads

WealthGamma earns only from its paid plans. It shows no ads and has no mutual funds, loans or insurance to sell. Your data is not sold or shared with advertisers.

Before you sign up

Which net worth tracker works without linking a bank account?

WealthGamma. It never connects to a bank, a broker or an account aggregator. Holdings come from files you upload or entries you add yourself.

Is WealthGamma a Kubera alternative without broker linking?

Yes, for Indian assets. Kubera connects banks and brokers through aggregators such as Plaid and Yodlee. WealthGamma prices NSE and BSE stocks and Indian mutual funds from files you upload, with no connection at all.

Is it safe to give a portfolio app my broker login?

A broker login or inbox access lets an app see more than your holdings, so the answer depends on the app and its privacy policy. WealthGamma never asks for either, so the question does not come up.

Does WealthGamma need my PAN?

No. PAN is not required to sign up or to track anything. A CAMS or KFintech CAS PDF is usually locked with your PAN as its password, which you type for that import. The PDF is read on import and not stored.

How do prices update if nothing is linked?

WealthGamma updates prices daily from public sources: NSE and BSE for stocks, AMFI for mutual fund NAVs. A price is public information, so it needs no access to your accounts.

What do I give up without auto-sync?

New trades do not appear on their own. They arrive when you import a fresh file or add them yourself. Prices and values keep updating every day in between.

Can I export or delete my data?

Yes. WealthGamma exports every transaction and holding to CSV from Settings at any time. Deleting your account is immediate and permanent, and no copy of your financial data is kept.

How does WealthGamma make money?

From subscriptions. WealthGamma sells no financial products, shows no ads, and does not sell your data or share it with advertisers.