SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
SBI Nifty Consumption ETF is a mutual fund and WhiteOak Capital Consumption Opportunities Fund is a Thematic fund. SBI Nifty Consumption ETF charges 0.32% a year and WhiteOak Capital Consumption Opportunities Fund 1.09%. Their portfolios overlap 40.2%: they hold 11 of the same securities.
WhiteOak Capital Consumption Opportunities Fund
Thematic
- Expense ratio
- 1.09%
- NAV
- ₹9.88
Which is better, SBI Nifty Consumption ETF or WhiteOak Capital Consumption Opportunities? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Nifty Consumption ETF costs less: 0.32% a year against 1.09%.
- WhiteOak Capital Consumption Opportunities fell less in its worst fall since 11-02-2026: −13.7% against −14.0%.
- SBI Nifty Consumption ETF holds more in large companies: 88.1% of the fund in large caps against 46.0%.
- WhiteOak Capital Consumption Opportunities is the larger fund: ₹135 Cr against ₹20 Cr.
- Their portfolios overlap 40.2%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Nifty Consumption ETF | WhiteOak Capital Consumption Opportunities Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Not available | Thematic |
| AUM | ₹20 Cr (30-09-2026) | ₹135 Cr (30-09-2026) |
| NAV | ₹114.62 (Regular) | ₹9.88 (Direct) |
| Expense ratio (Direct) | Not available | 1.09% |
| Expense ratio (Regular) | 0.32% | 2.73% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty India Consumption TRI |
| Launch date | Not available | 10-02-2026 |
| Minimum investment | Not available | ₹100 |
| Lock in | Not available | None |
| Fund managers | Not available | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Not available | Nil |
SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Nifty Consumption ETF (Regular) | +0.14% | −8.17% | −2.39% | −10.83% | +10.68% | +10.21% | -- |
| WhiteOak Capital Consumption Opportunities Fund (Direct) | −1.44% | −5.12% | +3.02% | -- | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities: Year-wise Returns
| Year | SBI Nifty Consumption ETFSBI Nifty Consumption ETF | WhiteOak Capital Consumption OpportunitiesWhiteOak Capital Consumption Opportunities | Nifty India Consumption TRI |
|---|---|---|---|
| 2026to date | −9.31% | -- | −9.10% |
| 2025 | +8.89% | -- | +9.22% |
| 2024 | +19.36% | -- | +19.77% |
| 2023 | +27.51% | -- | +27.96% |
| 2022 | +8.09% | -- | +8.53% |
SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities: Rolling Returns
Every holding period of both funds, against Nifty India Consumption TRI, the benchmark of both
SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Nifty Consumption ETF (Regular) | WhiteOak Capital Consumption Opportunities Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.70% | −1.84% |
| Standard deviation | 13.88% | 14.84% |
| Sharpe ratio | 0.43 | -0.48 |
| Sortino ratio | 0.61 | -0.64 |
| Maximum drawdown | −22.0% (04-03-2025) | −13.7% (23-03-2026) |
| Beta | 1.00 | 0.85 |
| Alpha | −0.37% | +5.65% |
From daily NAVs, 28-07-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Nifty Consumption ETF (Regular)
WhiteOak Capital Consumption Opportunities Fund (Direct)
Nifty India Consumption TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Nifty Consumption ETF (Regular) | −14.0% | 11-02-2026 | 31-03-2026 | 29-07-2026 | 4 months | −9.5% |
| WhiteOak Capital Consumption Opportunities Fund (Direct) | −13.7% | 11-02-2026 | 23-03-2026 | 30-06-2026 | 3 months | −7.3% |
| Nifty India Consumption TRI | −14.0% | 11-02-2026 | 30-03-2026 | 29-07-2026 | 4 months | −9.5% |
From daily values since 11-02-2026, the first day every fund has.
SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Nifty Consumption ETF, September 2026; WhiteOak Capital Consumption Opportunities Fund, September 2026
Holdings in common
- Overlap
- 40.2%
- Held by both
- 11
- Only in SBI Nifty Consumption ETF
- 19
- Only in WhiteOak Capital Consumption Opportunities
- 39
| Security | % of SBI Nifty Consumption ETF | % of WhiteOak Capital Consumption Opportunities |
|---|---|---|
| Bharti Airtel Ltd. | 10.14% | 7.76% |
| Eternal Ltd. | 7.21% | 7.52% |
| Mahindra & Mahindra Ltd. | 8.19% | 6.40% |
| Titan Company Ltd. | 5.89% | 4.89% |
| Maruti Suzuki India Ltd. | 4.83% | 3.36% |
| Nestle India Ltd. | 2.92% | 7.60% |
| Max Healthcare Institute Ltd. | 2.15% | 2.25% |
| Tata Consumer Products Ltd. | 1.92% | 1.74% |
| Torrent Pharmaceuticals Ltd. | 2.19% | 1.73% |
| Hindustan Unilever Ltd. | 5.18% | 1.47% |
| Varun Beverages Ltd. | 1.84% | 0.61% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40.2% means 40.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Nifty Consumption ETF
| Security | % of fund |
|---|---|
| ITC Ltd. | 7.87% |
| Bajaj Auto Ltd. | 3.69% |
| Interglobe Aviation Ltd. | 3.51% |
| Asian Paints Ltd. | 3.37% |
| Eicher Motors Ltd. | 3.06% |
Largest holdings only in WhiteOak Capital Consumption Opportunities Fund
| Security | % of fund |
|---|---|
| TIMEX GROUP INDIA LIMITED | 3.52% |
| Nexus Select Trust - REIT | 2.92% |
| Marico Limited | 2.84% |
| Indigo Paints Limited | 2.35% |
| Vishal Mega Mart Limited | 2.31% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Nifty Consumption ETF | WhiteOak Capital Consumption Opportunities |
|---|---|---|
| Equity | 100.0% | 90.0% |
| Debt | 0.0% | 2.6% |
| Cash and others | 0.0% | 7.4% |
Market cap of stocks
| Market cap | SBI Nifty Consumption ETF | WhiteOak Capital Consumption Opportunities |
|---|---|---|
| Large Cap | 88.1% | 46.0% |
| Mid Cap | 11.9% | 12.9% |
| Small Cap | 0.0% | 29.8% |
| Not on AMFI's list | 0.0% | 1.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Nifty Consumption ETF | WhiteOak Capital Consumption Opportunities |
|---|---|---|
| Automobiles | 24.9% | 9.8% |
| Retailing | 13.3% | 18.9% |
| Consumer Durables | 10.9% | 15.9% |
| Diversified FMCG | 13.1% | 1.5% |
| Food Products | 4.7% | 10.3% |
| Telecom - Services | 10.1% | 7.8% |
| Healthcare Services | 6.0% | 3.6% |
| Agricultural Food & other Products | 1.9% | 4.6% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Nifty Consumption ETF | WhiteOak Capital Consumption Opportunities Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 1.09% |
| Base expense ratio (Direct) | 0.00% | 0.71% |
| Total expense ratio (Regular) | 0.32% | 2.73% |
| Base expense ratio (Regular) | 0.25% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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SBI Nifty Consumption ETF vs WhiteOak Capital Consumption Opportunities Fund: Frequently Asked Questions
What is the difference between SBI Nifty Consumption ETF and WhiteOak Capital Consumption Opportunities Fund?
SBI Nifty Consumption ETF is a mutual fund, WhiteOak Capital Consumption Opportunities Fund is a Thematic fund, run by SBI Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 40.2%. SBI Nifty Consumption ETF charges 0.32% a year and WhiteOak Capital Consumption Opportunities Fund 1.09%.
Which has the lower expense ratio, SBI Nifty Consumption ETF or WhiteOak Capital Consumption Opportunities Fund?
SBI Nifty Consumption ETF charges less: 0.32% a year against 1.09%. These are the total expense ratios reported to AMFI.
How much do SBI Nifty Consumption ETF and WhiteOak Capital Consumption Opportunities Fund overlap?
40.2%. They hold 11 of the same securities, the largest shared ones being BHARTIARTL, ETERNAL, M&M. From each fund's latest monthly portfolio.
Can I invest in both SBI Nifty Consumption ETF and WhiteOak Capital Consumption Opportunities Fund?
Yes. 40.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.