SBI Healthcare Opportunities Fund vs WhiteOak Capital Quality Equity Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI Healthcare Opportunities Fund is a Thematic fund and WhiteOak Capital Quality Equity Fund is a Thematic fund. In the year to 30-10-2026, SBI Healthcare Opportunities Fund (Direct) returned 17.1% and WhiteOak Capital Quality Equity Fund (Direct) returned −7.7%. SBI Healthcare Opportunities Fund charges 1.01% a year and WhiteOak Capital Quality Equity Fund 1.04% (Direct plans). Their portfolios overlap 10.6%: they hold 8 of the same securities.
SBI Healthcare Opportunities Fund
Thematic
- 1 year return
- 17.1%
- Expense ratio
- 1.01%
- NAV
- ₹588.16
WhiteOak Capital Quality Equity Fund
Thematic
- 1 year return
- −7.7%
- Expense ratio
- 1.04%
- NAV
- ₹9.97
Which is better, SBI Healthcare Opportunities or WhiteOak Capital Quality Equity? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Healthcare Opportunities returned more over 1 year: 17.1% against −7.7%.
- SBI Healthcare Opportunities costs less: 1.01% a year against 1.04% (Direct plans).
- SBI Healthcare Opportunities fell less in its worst fall since 30-01-2025: −10.3% against −16.4%.
- WhiteOak Capital Quality Equity holds more in large companies: 51.6% of the fund in large caps against 32.3%.
- SBI Healthcare Opportunities is the larger fund: ₹5,870 Cr against ₹553 Cr.
- Their portfolios overlap 10.6%: 8 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Healthcare Opportunities Fund | WhiteOak Capital Quality Equity Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹5,870 Cr (30-09-2026) | ₹553 Cr (30-09-2026) |
| NAV | ₹588.16 (Direct) | ₹9.97 (Direct) |
| Expense ratio (Direct) | 1.01% | 1.04% |
| Expense ratio (Regular) | 1.99% | 2.70% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | BSE Quality TRI |
| Launch date | Not available | 29-01-2025 |
| Minimum investment | Not available | ₹500 |
| Lock in | Not available | None |
| Fund managers | Not available | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Not available | Nil |
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | +0.31% | −0.59% | +16.00% | +17.12% | +24.60% | +19.22% | +14.72% |
| WhiteOak Capital Quality Equity Fund (Direct) | −0.24% | −7.72% | +0.56% | −7.65% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: Year-wise Returns
| Year | SBI Healthcare OpportunitiesSBI Healthcare Opportunities | WhiteOak Capital Quality EquityWhiteOak Capital Quality Equity |
|---|---|---|
| 2026to date | +21.31% | −7.78% |
| 2025 | −2.50% | -- |
| 2024 | +43.75% | -- |
| 2023 | +39.72% | -- |
| 2022 | −5.01% | -- |
| 2021 | +21.48% | -- |
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of SBI Healthcare Opportunities Fund
Rolling returns
Every 1-year holding period, 187 of them, one for each trading day from 30-01-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
SBI Healthcare Opportunities Fund (Direct)
WhiteOak Capital Quality Equity Fund (Direct)
BSE Healthcare TRI
to
Feb 2026Apr 2025
to
Apr 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities | 4.3 | 9.6 | 18.7 | 26.7 | 20.9 | 19.3 | 0.5 | 12.7% | 12.5% | −2.7% | 25.3% | 74% |
| WhiteOak Capital Quality Equity | 63.6 | 29.3 | 7.1 | 0.0 | 0.0 | 0.0 | 0.0 | −1.4% | −1.9% | −9.7% | 6.6% | 5% |
| BSE Healthcare TRI | 4.8 | 10.7 | 24.1 | 42.8 | 17.6 | 0.0 | 0.0 | 10.4% | 11.3% | −2.3% | 19.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE Healthcare TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 30-01-2025. Past returns do not promise future returns.
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-01-2025 to 30-10-2026: 22 instalments, ₹2,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI Healthcare OpportunitiesSBI Healthcare Opportunities Fund (Direct) | ₹2,20,000 | ₹2,57,882 | ₹37,882 | 17.7% |
| WhiteOak Capital Quality EquityWhiteOak Capital Quality Equity Fund (Direct) | ₹2,20,000 | ₹2,13,743 | −₹6,257 | −3.0% |
SBI Healthcare OpportunitiesSBI Healthcare Opportunities Fund (Direct)
WhiteOak Capital Quality EquityWhiteOak Capital Quality Equity Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Healthcare Opportunities Fund (Direct) | WhiteOak Capital Quality Equity Fund (Direct) |
|---|---|---|
| Return (CAGR) | +17.12% | −7.65% |
| Standard deviation | 13.36% | 12.15% |
| Sharpe ratio | 0.89 | -1.06 |
| Sortino ratio | 1.33 | -1.39 |
| Maximum drawdown | −10.3% (23-10-2026) | −16.4% (31-03-2026) |
| Beta | 0.93 | 0.71 |
| Alpha | +5.25% | −4.30% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Healthcare Opportunities Fund (Direct) | WhiteOak Capital Quality Equity Fund (Direct) |
|---|---|---|
| Return (CAGR) | +17.93% | −0.33% |
| Standard deviation | 15.96% | 11.92% |
| Sharpe ratio | 0.74 | -0.49 |
| Sortino ratio | 1.05 | -0.66 |
| Maximum drawdown | −30.5% (23-03-2020) | −16.4% (31-03-2026) |
| Beta | 0.91 | 0.72 |
| Alpha | +3.97% | −2.78% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Healthcare Opportunities Fund (Direct)
WhiteOak Capital Quality Equity Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | −10.3% | 21-09-2026 | 23-10-2026 | Not yet | -- | −3.8% |
| WhiteOak Capital Quality Equity Fund (Direct) | −16.4% | 26-11-2025 | 31-03-2026 | 03-08-2026 | 4 months | −9.1% |
| BSE Healthcare TRI | −11.4% | 07-02-2025 | 28-02-2025 | 06-06-2025 | 3 months | −3.8% |
From daily values since 30-01-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Healthcare Opportunities Fund (Direct)
WhiteOak Capital Quality Equity Fund (Direct)
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | 100% | 90% | 3.59% |
| WhiteOak Capital Quality Equity Fund (Direct) | 60% | 102% | 11.29% |
From month-end values since 30-01-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Healthcare Opportunities Fund, September 2026; WhiteOak Capital Quality Equity Fund, September 2026
Holdings in common
- Overlap
- 10.6%
- Held by both
- 8
- Only in SBI Healthcare Opportunities
- 28
- Only in WhiteOak Capital Quality Equity
- 53
| Security | % of SBI Healthcare Opportunities | % of WhiteOak Capital Quality Equity |
|---|---|---|
| Torrent Pharmaceuticals Ltd. | 4.42% | 4.27% |
| Global Health Ltd. | 1.74% | 2.25% |
| Polymedicure Ltd. | 1.82% | 1.28% |
| Krishna Institute of Medical Sciences Ltd. | 1.69% | 1.23% |
| Cipla Ltd. | 4.40% | 1.15% |
| Rainbow Children's Medicare Ltd. | 0.67% | 1.21% |
| Abbott India Ltd. | 0.23% | 1.47% |
| Max Healthcare Institute Ltd. | 3.80% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.6% means 10.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Healthcare Opportunities Fund
| Security | % of fund |
|---|---|
| Sun Pharmaceutical Industries Ltd. | 11.14% |
| Divi's Laboratories Ltd. | 7.91% |
| Acutaas Chemicals Ltd. | 5.03% |
| Apollo Hospitals Enterprise Ltd. | 4.45% |
| Laurus Labs Ltd. | 4.05% |
Largest holdings only in WhiteOak Capital Quality Equity Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 9.82% |
| Nestle India Limited | 6.67% |
| Bharti Airtel Limited | 6.10% |
| Mahindra & Mahindra Limited | 4.16% |
| Titan Company Limited | 3.78% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Healthcare Opportunities | WhiteOak Capital Quality Equity |
|---|---|---|
| Equity | 95.5% | 85.9% |
| Debt | 0.1% | 3.9% |
| Cash and others | 4.4% | 10.2% |
Market cap of stocks
| Market cap | SBI Healthcare Opportunities | WhiteOak Capital Quality Equity |
|---|---|---|
| Large Cap | 32.3% | 51.6% |
| Mid Cap | 25.7% | 13.1% |
| Small Cap | 35.4% | 19.4% |
| Not on AMFI's list | 2.2% | 1.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Healthcare Opportunities | WhiteOak Capital Quality Equity |
|---|---|---|
| Pharmaceuticals & Biotechnology | 63.1% | 6.9% |
| Healthcare Services | 25.6% | 5.5% |
| Banks | 0.0% | 9.8% |
| Consumer Durables | 0.0% | 7.8% |
| Automobiles | 0.0% | 6.9% |
| Food Products | 0.0% | 6.7% |
| Telecom - Services | 0.0% | 6.1% |
| Chemicals & Petrochemicals | 5.0% | 3.3% |
| Healthcare Equipment & Supplies | 1.8% | 1.3% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Healthcare Opportunities vs WhiteOak Capital Quality Equity: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Healthcare Opportunities Fund | WhiteOak Capital Quality Equity Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.01% | 1.04% |
| Base expense ratio (Direct) | 0.74% | 0.69% |
| Total expense ratio (Regular) | 1.99% | 2.70% |
| Base expense ratio (Regular) | 1.58% | 2.09% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Healthcare Opportunities with
SBI Healthcare Opportunities Fund vs WhiteOak Capital Quality Equity Fund: Frequently Asked Questions
What is the difference between SBI Healthcare Opportunities Fund and WhiteOak Capital Quality Equity Fund?
SBI Healthcare Opportunities Fund is a Thematic fund, WhiteOak Capital Quality Equity Fund is a Thematic fund, run by SBI Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 10.6%. SBI Healthcare Opportunities Fund charges 1.01% a year and WhiteOak Capital Quality Equity Fund 1.04%.
Which has given higher returns, SBI Healthcare Opportunities Fund or WhiteOak Capital Quality Equity Fund?
Over 1 year: SBI Healthcare Opportunities Fund +17.12%, WhiteOak Capital Quality Equity Fund −7.65%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI Healthcare Opportunities Fund or WhiteOak Capital Quality Equity Fund?
SBI Healthcare Opportunities Fund charges less: 1.01% a year against 1.04%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Healthcare Opportunities Fund and WhiteOak Capital Quality Equity Fund overlap?
10.6%. They hold 8 of the same securities, the largest shared ones being TORNTPHARM, MEDANTA, POLYMED. From each fund's latest monthly portfolio.
Can I invest in both SBI Healthcare Opportunities Fund and WhiteOak Capital Quality Equity Fund?
Yes. 10.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.