WhiteOak Capital Multi Asset Allocation Fund

Multi AssetDirect and Regular plans, Growth and IDCW options

Data as on 29-10-2026

WhiteOak Capital Multi Asset Allocation Fund is a Multi Asset fund run by WhiteOak Capital Mutual Fund. On 30-09-2026, it managed ₹9,111 Cr of investors' money. In the 3 years to 29-10-2026, its Direct plan returned 16.1% a year and its Regular plan returned 14.8% a year.

NAV (Direct plan): ₹16.30; ▲ 0.23%29-10-2026
NAV (Regular plan): ₹15.66; ▲ 0.23%29-10-2026
Expense ratio: 0.65%Direct1.67%Regular; 0.65%; A year
Riskometer: High; Set by the fund house
3 year return: 16.1%Direct14.8%Regular; 16.1%; A year

WhiteOak Capital Multi Asset Allocation Fund NAV Today

NAV on 29-10-2026: Direct Plan Growth ₹16.30 (up 0.23% that day); Regular Plan Growth ₹15.66 (up 0.23% that day).

This fund (Direct plan)

₹16.303

WhiteOak Capital Multi Asset Allocation Fund Returns vs Multi Asset Funds

Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.16%	−1.15%	+1.63%	+6.03%	+16.11%	--	--
This fund (Regular)	−1.24%	−1.40%	+1.09%	+4.88%	+14.75%	--	--
Multi Asset average	−1.71%	−3.33%	−1.78%	+2.00%	+14.20%	--	--
Best in Multi Asset	+0.22%	+1.02%	+3.21%	+8.36%	+21.56%	--	--
Worst in Multi Asset	−3.85%	−5.28%	−5.92%	−3.66%	+7.53%	--	--
Rank in Multi Asset	11/37	3/36	2/34	4/31	5/15	--	--

Category rows compare the Direct plans of 37 Multi Asset funds. Rank 1 is the highest return. This fund's benchmark is 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO. Returns of that index are not available to us, so the category average is the comparison.

WhiteOak Capital Multi Asset Allocation Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.15%	+3.23%
2025	+18.39%	+16.94%
2024	+18.99%	+17.55%

WhiteOak Capital Multi Asset Allocation Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 109 periods, one for each trading day from 22-05-2026 to 29-10-2026.

0%5%10%15%20%

Jun 2023
to
Jun 2026Jul 2023
to
Jul 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Sept 2023
to
Sept 2026Oct 2023
to
Oct 2026

WhiteOak Capital Multi Asset Allocation Fund (Direct)Category average, 37 Multi Asset funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	595	17.7%	5.2%	26.2%	0%	14.3%	60%
2 years	352	18.6%	11.2%	21.5%	0%	17.4%	87%
3 years	109	16.8%	15.7%	17.9%	0%	16.4%	75%

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	30	18.6%	6.5%	26.5%	0%	13.2%	60%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 37 Multi Asset funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

WhiteOak Capital Multi Asset Allocation Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	WhiteOak Capital Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+6.03%	+2.25%
Standard deviation	6.99%	10.59%
Sharpe ratio	0.11	-0.28
Sortino ratio	0.16	-0.38
Maximum drawdown	−6.1% (23-03-2026)	−10.3% (23-03-2026)

From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	WhiteOak Capital Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+16.11%	+14.48%
Standard deviation	5.74%	8.81%
Sharpe ratio	1.76	0.96
Sortino ratio	2.50	1.30
Maximum drawdown	−6.1% (23-03-2026)	−10.3% (23-03-2026)

From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	WhiteOak Capital Multi Asset Allocation Fund (Direct)This fund	Category average
Return (CAGR)	+15.15%	+14.75%
Standard deviation	5.49%	8.41%
Sharpe ratio	1.64	1.03
Sortino ratio	2.34	1.39
Maximum drawdown	−6.1% (23-03-2026)	−10.3% (23-03-2026)

From daily NAVs, 22-05-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−12%−10%−8%−6%−4%−2%0%

202420252026

WhiteOak Capital Multi Asset Allocation Fund (Direct)Category average, 37 Multi Asset funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
WhiteOak Capital Multi Asset Allocation Fund (Direct)	−6.1%	02-03-2026	23-03-2026	16-06-2026	3 months	−3.8%
Category average	−10.3%	29-01-2026	23-03-2026	21-08-2026	5 months	−6.1%

From the Direct plan's daily NAV since 22-05-2023, adjusted for unit splits, and the average of the 37 Multi Asset funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

WhiteOak Capital Multi Asset Allocation Fund vs Other Multi Asset Funds

The five Multi Asset funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Quant Multi Asset Allocation Fund	1/15	6,608	1.13%	+8.36%	+21.56%	--	--	1.37	1.95	Compare
Nippon India Multi Asset Allocation Fund	2/15	18,044	0.48%	+3.05%	+17.96%	--	--	1.19	1.63	Compare
DSP Multi Asset Allocation Fund	3/15	10,820	0.62%	+4.15%	+17.30%	--	--	1.32	1.84	Compare
Kotak Multi Asset Allocation Fund	4/15	15,236	0.63%	+4.34%	+16.23%	--	--	0.83	1.11	Compare
WhiteOak Capital Multi Asset Allocation Fund	5/15	9,111	0.65%	+6.03%	+16.11%	--	--	1.76	2.50

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

WhiteOak Capital Multi Asset Allocation Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Multi Asset median	Cost rank (1 = cheapest)
Direct	0.38%	0.04%	0.01%	0.22%	0.65%	0.85%	9/37
Regular	1.25%	0.04%	0.01%	0.37%	1.67%	2.15%	6/37

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Multi Asset funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	4.88%	6.03%	1.15%	₹1,04,880	₹1,06,030
3 years	14.75%	16.11%	1.36% a year	₹1,51,098	₹1,56,534

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

WhiteOak Capital Multi Asset Allocation Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 22-05-2023 to 29-10-2026: 42 instalments, ₹4,20,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planWhiteOak Capital Multi Asset Allocation Fund (Direct)	₹4,20,000	₹5,25,075	₹1,05,075	12.9%
Regular planWhiteOak Capital Multi Asset Allocation Fund (Regular)	₹4,20,000	₹5,13,392	₹93,392	11.6%
Category averageCategory average, 37 Multi Asset funds	₹4,20,000	₹5,00,770	₹80,770	10.1%

₹0₹2.0 L₹4.0 L₹6.0 L

202420252026

Direct planWhiteOak Capital Multi Asset Allocation Fund (Direct)Regular planWhiteOak Capital Multi Asset Allocation Fund (Regular)Category averageCategory average, 37 Multi Asset fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

WhiteOak Capital Multi Asset Allocation Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

40.8%Cash and others

Asset	Fund	Category
Cash and others	40.8%	25.6%
Debt	31.0%	16.2%
Equity	28.2%	58.2%

Market cap of stocks

Market cap	Fund	Category
Large Cap	19.9%	35.1%
Mid Cap	3.1%	11.8%
Small Cap	3.5%	9.3%
Foreign stocks	0.4%	0.8%
Not on AMFI's list	1.4%	1.1%

Share of the whole fund. Category: the average of the Multi Asset funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Multi Asset funds.

Rating	Fund	Category
Sovereign	7.7%	5.3%
AAA and A1+	19.0%	8.2%
AA	4.3%	2.4%

WhiteOak Capital Multi Asset Allocation Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks6.2%
IT - Software2.0%
Pharmaceuticals & Biotechnology1.9%
Finance1.7%
Telecom - Services1.4%
Food Products1.4%
Retailing1.3%
Automobiles1.3%
Consumer Durables1.0%
Capital Markets1.0%

The ten largest of 36 sectors. The other 26 add up to 9.1%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	6.6%	6.1%	6.2%	−0.4%
IT - Software	2.6%	2.4%	2.0%	−0.6%
Pharmaceuticals & Biotechnology	1.8%	1.7%	1.9%	+0.1%
Finance	2.0%	1.7%	1.7%	−0.3%
Telecom - Services	1.5%	1.3%	1.4%	−0.1%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

WhiteOak Capital Multi Asset Allocation Fund Portfolio Holdings

As on 30-09-2026 · 208 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
Nexus Select Trust - REIT	Realty	3.64%
ICICI Bank Limited	Banks	2.89%	+23.4%
Embassy Office Parks REIT	Realty	2.88%
ICICI Prudential Gold ETF		2.82%
Cube Highways Trust-InvIT Fund	Transport Infrastructure	2.53%
Knowledge Realty Trust	Realty	2.18%
6.94% Government of India (11/05/2036) · Government security	Sovereign	2.16%
DSP Gold ETF		1.75%
Citius Transnet Investment Trust	Transport Infrastructure	1.64%
Brookfield India Real Estate Trust	Realty	1.59%
National Highways Infra Trust	Transport Infrastructure	1.51%
6.65% Indian Railway Finance Corporation Limited (20/05/2030) · Bond	CRISIL AAA	1.46%
7.44% Power Finance Corporation Limited (15/01/2030) · Bond	CRISIL AAA	1.46%
Bharti Airtel Limited	Telecom - Services	1.41%	+14.6%
7.44% National Bank For Agriculture and Rural Development (17/07/2029) · Bond	CRISIL AAA	1.40%
8.15% Tata Capital Housing Finance Limited (11/06/2031) · Bond	CRISIL AAA	1.37%
HDFC Bank Limited	Banks	1.30%	+7.1%
Altius Telecom Infrastructure Trust	Telecom - Services	1.19%
Nestle India Limited	Food Products	1.18%	+29.8%
6.28% Government of India (14/07/2032) · Government security	Sovereign	1.14%
7.54% Godrej Industries Limited (04/05/2029) · Bond	CRISIL AA+	1.14%
7.49% Small Industries Dev Bank of India (11/06/2029) · Bond	CRISIL AAA	1.09%
7.57% LIC Housing Finance Limited (23/11/2029) · Bond	CRISIL AAA	0.96%
7.83% Bajaj Housing Finance Limited (18/05/2029) · Bond	CRISIL AAA	0.92%
Raajmarg Infra Investment Trust	Transport Infrastructure	0.91%
Roadstar Infra Investment Trust	Transport Infrastructure	0.88%
Eternal Limited	Retailing	0.85%	+12.7%
State Bank of India	Banks	0.83%	+8.1%
Reliance Industries Limited	Petroleum Products	0.80%	+19.3%
Coforge Limited	IT - Software	0.80%	0.0%
Mahindra & Mahindra Limited	Automobiles	0.79%	0.0%
Adani Enterprises Limited	Metals & Minerals Trading	0.78%	0.0%
Bagmane Prime Office REIT	Realty	0.76%
7.22% Small Industries Dev Bank of India (10/04/2029) · Bond	CRISIL AAA	0.76%
7.88% Muthoot Finance Limited (22/11/2028) · Bond	CRISIL AA+	0.75%
6.54% Government of India (17/01/2032) · Government security	Sovereign	0.70%
Kotak Mahindra Bank Limited	Banks	0.69%	0.0%
7.35% National Housing Bank (02/01/2032) · Bond	CARE AAA	0.67%
182 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.66%
6.87% REC Limited (31/05/2030) · Bond	ICRA AAA	0.64%
6.53% Government of India (07/09/2031) · Government security	Sovereign	0.60%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.60%	0.0%
91 Days Tbill (MD 15/10/2026) · Treasury bill	Sovereign	0.55%
7.64% National Bank For Agriculture and Rural Development (06/12/2029) · Bond	ICRA AAA	0.55%
7.48% National Bank For Agriculture and Rural Development (15/09/2028) · Bond	CRISIL AAA	0.55%
7.38% REC Limited (28/02/2029) · Bond	CRISIL AAA	0.54%
Titan Company Limited	Consumer Durables	0.54%	0.0%
7.93% Bajaj Finance Limited (12/06/2029) · Bond	CRISIL AAA	0.54%
7.17% REC Limited (01/07/2031) · Bond	CRISIL AAA	0.53%
UltraTech Cement Limited	Cement & Cement Products	0.52%	0.0%
7.02% Bajaj Housing Finance Limited (26/05/2028) · Bond	CRISIL AAA	0.49%
Maruti Suzuki India Limited	Automobiles	0.49%	0.0%
7.4% Power Finance Corporation Limited (08/05/2030) · Bond	CRISIL AAA	0.48%
Axis Bank Limited	Banks	0.48%	0.0%
Bharat Electronics Limited	Aerospace & Defense	0.48%	0.0%
91 Days Tbill (MD 05/11/2026) · Treasury bill	Sovereign	0.46%
7.89% REC Limited (30/03/2030) · Bond	CRISIL AAA	0.44%
8.06% Bajaj Finance Limited (15/05/2029) · Bond	CRISIL AAA	0.44%
6.74% Small Industries Dev Bank of India (10/01/2029) · Bond	CRISIL AAA	0.43%
7.10% Bajaj Housing Finance Limited (16/10/2028) · Bond	CRISIL AAA	0.42%
National Stock Exchange Of India Ltd	Capital Markets	0.41%	New
8.40% Cholamandalam Investment and Finance Company Ltd (09/08/2028) · Bond	ICRA AA+	0.38%
7.77% Bajaj Finance Limited (17/04/2029) · Bond	CRISIL AAA	0.38%
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	0.37%	+1154.8%
182 Days Tbill (MD 05/11/2026) · Treasury bill	Sovereign	0.36%
Vertis Infrastructure Trust	Transport Infrastructure	0.36%
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) · Bond	CRISIL AAA	0.36%
8.85% Muthoot Finance Limited (20/12/2028) · Bond	CRISIL AA+	0.36%
Vanguard S&P 500 ETF	Miscellaneous	0.36%	0.0%
7.39% Small Industries Dev Bank of India (21/03/2030) · Bond	CRISIL AAA	0.35%
Infosys Limited	IT - Software	0.34%	0.0%
7.07% LIC Housing Finance Limited (29/04/2030) · Bond	CRISIL AAA	0.34%
IndiGrid Infrastructure Trust	Power	0.31%
Bajaj Finance Limited	Finance	0.31%	+26.7%
Hindalco Industries Limited	Non - Ferrous Metals	0.29%	0.0%
Tata Consultancy Services Limited	IT - Software	0.29%	0.0%
Larsen & Toubro Limited	Construction	0.28%	0.0%
7.5% Indian Railway Finance Corporation Limited (07/09/2029) · Bond	CRISIL AAA	0.27%
7.94% Cholamandalam Investment and Finance Company Ltd (20/03/2029) · Bond	ICRA AA+	0.27%
7.01% National Bank For Agriculture and Rural Development (16/03/2029) · Bond	CRISIL AAA	0.27%
8.45% Muthoot Finance Limited (26/06/2029) · Bond	CRISIL AA+	0.27%
Tech Mahindra Limited	IT - Software	0.27%	0.0%
7.45% Torrent Pharmaceuticals Limited (19/01/2028) · Bond	ICRA AA+	0.27%
Juniper Green Energy Limited	Power	0.26%	0.0%
Bajaj Finserv Limited	Finance	0.26%	+34.5%
Persistent Systems Limited	IT - Software	0.25%	0.0%
Max Healthcare Institute Limited	Healthcare Services	0.24%	0.0%
8.10% Godrej Industries Limited (22/05/2028) · Bond	CRISIL AA+	0.24%
8.95% Reliance Industries Limited (09/11/2028) · Bond	CRISIL AAA	0.23%
Cipla Limited	Pharmaceuticals & Biotechnology	0.23%	0.0%
7.61% Government of India (09/05/2030) · Government security	Sovereign	0.22%
7.83% Cholamandalam Investment and Finance Company Ltd (28/06/2028) · Bond	ICRA AA+	0.22%
5.77% Government of India (03/08/2030) · Government security	Sovereign	0.21%
Muthoot Finance Limited	Finance	0.21%	0.0%
8.54% Cholamandalam Investment and Finance Company Ltd (12/04/2029) · Bond	ICRA AA+	0.20%
Bharat Heavy Electricals Limited	Electrical Equipment	0.20%	New
Power Grid Corporation of India Limited	Power	0.20%	0.0%
Lenskart Solutions Limited	Retailing	0.20%	0.0%
Kotak Mahindra Bank Limited (21/12/2026)	CRISIL A1+	0.19%
Oil India Limited	Oil	0.19%	0.0%
Aadhar Housing Finance Limited	Finance	0.19%	+3.1%
Tata Steel Limited	Ferrous Metals	0.18%	0.0%
Vedanta Aluminium Metal Limited	Non - Ferrous Metals	0.18%	+32.0%
Azad Engineering Ltd	Electrical Equipment	0.17%	−15.7%
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	0.17%	0.0%
Max Financial Services Limited	Insurance	0.17%	−14.6%
Biocon Limited	Pharmaceuticals & Biotechnology	0.17%	0.0%
Hindustan Copper Limited	Non - Ferrous Metals	0.17%	−64.8%
Info Edge (India) Limited	Retailing	0.17%	0.0%
364 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.16%
91 Days Tbill (MD 08/10/2026) · Treasury bill	Sovereign	0.16%
Asian Paints Limited	Consumer Durables	0.16%	0.0%
8.40% Godrej Industries Limited (27/08/2027) · Bond	CRISIL AA+	0.16%
Pidilite Industries Limited	Chemicals & Petrochemicals	0.16%	0.0%
7.51% Small Industries Dev Bank of India (12/06/2028) · Bond	CRISIL AAA	0.16%
NTPC Limited	Power	0.16%	0.0%
8.2301% HDB Financial Services Limited (05/07/2029) · Bond	CRISIL AAA	0.16%
Billionbrains Garage Ventures Ltd	Capital Markets	0.15%	0.0%
Cholamandalam Investment and Finance Company Ltd	Finance	0.15%	0.0%
Anantam Highways Trust	Construction	0.15%
Power Finance Corporation Limited	Finance	0.14%	0.0%
National Aluminium Company Limited	Non - Ferrous Metals	0.14%	0.0%
TD Power Systems Limited	Electrical Equipment	0.14%	0.0%
Manorama Industries Limited	Food Products	0.13%	−16.8%
Leela Palaces Hotels & Resorts Limited	Leisure Services	0.13%	−13.3%
KRN Heat Exchanger And Refrigeration Limited	Industrial Products	0.13%	0.0%
Five Star Business Finance Limited	Finance	0.13%	0.0%
India Shelter Finance Corporation Limited	Finance	0.13%	0.0%
CG Power and Industrial Solutions Limited	Electrical Equipment	0.12%	0.0%
Shiprocket Limited	Transport Services	0.12%	0.0%
Asset Reconstruction Company India Limited	Finance	0.12%	New
The Phoenix Mills Limited	Realty	0.12%	−13.6%
Oil & Natural Gas Corporation Limited	Oil	0.12%	0.0%
Aditya Infotech Limited	Industrial Manufacturing	0.12%	−13.9%
Krishna Institute Of Medical Sciences Limited	Healthcare Services	0.12%	0.0%
6.36% Government of India (16/02/2031) · Government security	Sovereign	0.11%
Eureka Forbes Ltd	Consumer Durables	0.11%	0.0%
Solar Industries India Limited	Chemicals & Petrochemicals	0.11%	0.0%
360 One WAM Limited	Capital Markets	0.11%	0.0%
CARE Ratings Limited	Capital Markets	0.11%	0.0%
Gland Pharma Limited	Pharmaceuticals & Biotechnology	0.10%	0.0%
Indigo Paints Limited	Consumer Durables	0.10%	0.0%
Ajax Engineering Limited	Agricultural, Commercial & Construction Vehicles	0.10%	0.0%
Acutaas Chemicals Limited	Pharmaceuticals & Biotechnology	0.09%	0.0%
Poly Medicure Limited	Healthcare Equipment & Supplies	0.09%	0.0%
PB Fintech Limited	Financial Technology (Fintech)	0.09%	0.0%
PNB Housing Finance Limited	Finance	0.09%	0.0%
Dr. Lal Path Labs Limited	Healthcare Services	0.09%	0.0%
TBO Tek Limited	Leisure Services	0.09%	−17.4%
Vishal Mega Mart Limited	Retailing	0.08%	0.0%
Navin Fluorine International Limited	Chemicals & Petrochemicals	0.08%	0.0%
Sudeep Pharma Limited	Chemicals & Petrochemicals	0.08%	0.0%
Kirloskar Oil Engines Limited	Industrial Products	0.08%	0.0%
Dynamatic Technologies Limited	Industrial Manufacturing	0.08%	0.0%
Gillette India Limited	Personal Products	0.08%	0.0%
Aether Industries Limited	Chemicals & Petrochemicals	0.07%	0.0%
8.4% Cholamandalam Investment and Finance Company Ltd (18/09/2027) · Bond	ICRA AA+	0.07%
AIA Engineering Limited	Industrial Products	0.07%	0.0%
Cummins India Limited	Industrial Products	0.07%	0.0%
Manipal Health Enterprises Ltd	Healthcare Services	0.07%	−50.0%
Computer Age Management Services Limited	Capital Markets	0.07%	0.0%
Firstsource Solutions Limited	Commercial Services & Supplies	0.07%	0.0%
Travel Food Services Limited	Leisure Services	0.06%	0.0%
Tenneco Clean Air India Limited	Auto Components	0.06%	0.0%
Intellect Design Arena Limited	IT - Software	0.06%	0.0%
Doms Industries Limited	Household Products	0.06%	0.0%
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	0.06%	0.0%
SBI Funds Management Limited	Capital Markets	0.06%	0.0%
Horizon Industrial Parks Limited	Realty	0.06%	0.0%
Union Bank of India (19/01/2027) · Certificate of deposit	ICRA A1+	0.06%
eClerx Services Limited	Commercial Services & Supplies	0.06%	0.0%
364 Days Tbill (MD 03/12/2026) · Treasury bill	Sovereign	0.05%
91 Days Tbill (MD 03/12/2026) · Treasury bill	Sovereign	0.05%
JSW Steel Limited	Ferrous Metals	0.05%	0.0%
Cholamandalam Investment and Finance Company Ltd (25/01/2027) · Commercial paper	CRISIL A1+	0.05%
ICICI Prudential Asset Management Company Limited	Capital Markets	0.05%	0.0%
Safari Industries (India) Limited	Consumer Durables	0.05%	0.0%
Clean Max Enviro Energy Solutions Limited	Power	0.05%	+1526.6%
Rainbow Childrens Medicare Limited	Healthcare Services	0.05%	0.0%
6.68% Government of India (07/07/2040) · Government security	Sovereign	0.04%
6.48% Government of India (06/10/2035) · Government security	Sovereign	0.04%
Milky Mist Dairy Food Limited	Food Products	0.04%	0.0%
Corona Remedies Limited	Pharmaceuticals & Biotechnology	0.04%	0.0%
Moneyview Limited	Financial Technology (Fintech)	0.04%	New
SBI Life Insurance Company Limited	Insurance	0.04%	0.0%
S.J.S. Enterprises Limited	Auto Components	0.04%	0.0%
Tube Investments of India Limited	Auto Components	0.04%	0.0%
7.02% Government of India (18/06/2031) · Government security	Sovereign	0.03%
Indiqube Spaces Limited	Commercial Services & Supplies	0.03%	0.0%
Orkla India Limited	Food Products	0.03%	0.0%
Behari Lal Engineering Limited	Industrial Products	0.03%	0.0%
Bank of Baroda (08/03/2027) · Certificate of deposit	CARE A1+	0.02%
Vijaya Diagnostic Centre Limited	Healthcare Services	0.02%	0.0%
Punjab National Bank (04/02/2027) · Certificate of deposit	CRISIL A1+	0.02%
Shilpa Medicare Limited	Pharmaceuticals & Biotechnology	0.02%	0.0%
Neuland Laboratories Limited	Pharmaceuticals & Biotechnology	0.02%	0.0%
Ajanta Pharma Limited	Pharmaceuticals & Biotechnology	0.01%	0.0%
Indus Infra Trust	Transport Infrastructure	0.01%
Laxmi Dental Limited	Healthcare Equipment & Supplies	0.01%	0.0%
SHIVALIK BIMETAL CONTROLS LIMITED	Industrial Products	0.01%	0.0%
Newgen Software Technologies Limited	IT - Software	0.01%	0.0%
REC Limited	Finance	0.00%	0.0%
Eicher Motors Limited	Automobiles	0.00%	0.0%
Steel Authority of India Limited	Ferrous Metals	0.00%	0.0%
Tata Motors Passenger Vehicles Limited	Automobiles	0.00%	0.0%
Tata Motors Ltd	Agricultural, Commercial & Construction Vehicles	0.00%	0.0%
LTM Limited	IT - Software	0.00%	−99.3%
Blue Star Limited	Consumer Durables	0.00%	−99.3%

WhiteOak Capital Multi Asset Allocation Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

ICICI Bank Limited	Added	+23.4%	2.89%
Bharti Airtel Limited	Added	+14.6%	1.41%
HDFC Bank Limited	Added	+7.1%	1.30%
Nestle India Limited	Added	+29.8%	1.18%
State Bank of India	Added	+8.1%	0.83%
Eternal Limited	Added	+12.7%	0.85%
Reliance Industries Limited	Added	+19.3%	0.80%
Hindustan Copper Limited	Reduced	−64.8%	0.17%
National Stock Exchange Of India Ltd	New	New	0.41%
Divi's Laboratories Limited	Added	+1154.8%	0.37%
Bajaj Finance Limited	Added	+26.7%	0.31%
Bajaj Finserv Limited	Added	+34.5%	0.26%
Max Financial Services Limited	Reduced	−14.6%	0.17%
Azad Engineering Ltd	Reduced	−15.7%	0.17%
Bharat Heavy Electricals Limited	New	New	0.20%
Aadhar Housing Finance Limited	Added	+3.1%	0.19%
Vedanta Aluminium Metal Limited	Added	+32.0%	0.18%
Manorama Industries Limited	Reduced	−16.8%	0.13%
Leela Palaces Hotels & Resorts Limited	Reduced	−13.3%	0.13%
The Phoenix Mills Limited	Reduced	−13.6%	0.12%
Manipal Health Enterprises Ltd	Reduced	−50.0%	0.07%
Aditya Infotech Limited	Reduced	−13.9%	0.12%
Asset Reconstruction Company India Limited	New	New	0.12%
TBO Tek Limited	Reduced	−17.4%	0.09%
Symbiotec Pharmalab Limited	Sold out	−100%	was 0.07%
Clean Max Enviro Energy Solutions Limited	Added	+1526.6%	0.05%
Skyways Air Services Ltd	Sold out	−100%	was 0.05%
Onemi Technology Solutions Limited	Sold out	−100%	was 0.05%
Moneyview Limited	New	New	0.04%
LTM Limited	Reduced	−99.3%	0.00%
Molbio Diagnostics Limited	Sold out	−100%	was 0.04%
Kusumgar Limited	Sold out	−100%	was 0.03%
Blue Star Limited	Reduced	−99.3%	0.00%
Tempsens Instruments (India) Limited	Sold out	−100%	was 0.02%
Nippon Life India Asset Management Limited	Sold out	−100%	was 0.02%
Nucleus Software Exports Limited	Sold out	−100%	was 0.01%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What WhiteOak Capital Multi Asset Allocation Fund bought and sold

WhiteOak Capital Multi Asset Allocation Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
WhiteOak Capital Balanced Advantage FundBalanced Advantage · WhiteOak Capital	46.8%	134	Compare
WhiteOak Capital Balanced Hybrid FundHybrid · WhiteOak Capital	43.7%	134	Compare
WhiteOak Capital Aggressive Hybrid FundAggressive Hybrid · WhiteOak Capital	37.2%	112	Compare
WhiteOak Capital Equity Savings FundEquity Savings · WhiteOak Capital	35.8%	111	Compare
WhiteOak Capital Flexi Cap FundFlexi Cap · WhiteOak Capital	29.6%	117	Compare
WhiteOak Capital Multi Cap FundMulti Cap · WhiteOak Capital	29.4%	116	Compare
WhiteOak Capital Large Cap FundLarge Cap · WhiteOak Capital	27.3%	67	Compare
WhiteOak Capital Dividend Yield FundDividend Yield · WhiteOak Capital	27.0%	33	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

WhiteOak Capital Multi Asset Allocation Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.65%
Expense ratio (Regular): 1.67%
Category: Multi Asset
Risk: High
Launch date: 19-05-2023
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹9,110.66 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 151745
ISIN (Direct): INF03VN01761
Scheme code (Regular): 151746
ISIN (Regular): INF03VN01779
NAV history: From 22-05-2023, 3.4 years

Benchmark: 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO
Exit load: Nil

Tax on WhiteOak Capital Multi Asset Allocation Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹16.303	29-10-2026
direct	IDCW	₹16.303	29-10-2026
regular	Growth	₹15.657	29-10-2026
regular	IDCW	₹15.657	29-10-2026

About WhiteOak Capital Multi Asset Allocation Fund

WhiteOak Capital Multi Asset Allocation Fund is a mutual fund from WhiteOak Capital Mutual Fund. Its category is Multi Asset. It was launched on 19-05-2023. Its benchmark is 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO. At the end of September 2026 it held 208 securities.

Fund Manager

Ramesh Mantri
Fund manager of WhiteOak Capital Multi Asset Allocation Fund, since 19-05-2023
Piyush Baranwal
Fund manager of WhiteOak Capital Multi Asset Allocation Fund, since 19-05-2023
Dheeresh Pathak
Fund manager of WhiteOak Capital Multi Asset Allocation Fund, since 01-04-2024
Ashish Agrawal
Fund manager of WhiteOak Capital Multi Asset Allocation Fund, since 06-01-2025
Trupti Agrawal
Fund manager of WhiteOak Capital Multi Asset Allocation Fund, since 20-05-2025

See all funds of WhiteOak Capital Mutual Fund

AUM change

September 2026: ₹9,110.66 Cr; +3.79% from August 2026
August 2026: ₹8,777.56 Cr; +7.21% from July 2026
July 2026: ₹8,187.32 Cr; +5.47% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare WhiteOak Capital Multi Asset Allocation Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for WhiteOak Capital Multi Asset Allocation Fund

What is the current NAV of WhiteOak Capital Multi Asset Allocation Fund?

The Direct plan NAV is ₹16.303. The Regular plan NAV is ₹15.657, as on 29-10-2026.

What are the returns of WhiteOak Capital Multi Asset Allocation Fund?

The Direct plan returned +6.03% in 1 year, +16.11% a year over 3 years. The Regular plan returned +4.88% in 1 year, +14.75% a year over 3 years. These figures are as on 29-10-2026.

What is the expense ratio of WhiteOak Capital Multi Asset Allocation Fund?

The Direct plan charges 0.65% a year. The Regular plan charges 1.67% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of WhiteOak Capital Multi Asset Allocation Fund?

WhiteOak Capital Multi Asset Allocation Fund managed ₹9,110.66 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of WhiteOak Capital Multi Asset Allocation Fund?

At the end of September 2026 the largest holdings were NXST (3.64%), ICICIBANK (2.89%), EMBASSY-RR (2.88%), GOLDIETF (2.82%), CUBEINVIT (2.53%). The fund held 208 securities in all.

What did WhiteOak Capital Multi Asset Allocation Fund buy and sell in September 2026?

It bought 4 new stocks: Moneyview Limited, Asset Reconstruction Company India Limited, Bharat Heavy Electricals Limited, National Stock Exchange Of India Ltd. It sold out of 8: Nucleus Software Exports Limited, Kusumgar Limited, Skyways Air Services Ltd, Onemi Technology Solutions Limited, Tempsens Instruments (India) Limited. It added shares in 13. It reduced 11.

How do I invest in WhiteOak Capital Multi Asset Allocation Fund?

Through WhiteOak Capital Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of WhiteOak Capital Multi Asset Allocation Fund?

Ramesh Mantri (since 19-05-2023), Piyush Baranwal (since 19-05-2023), Dheeresh Pathak (since 01-04-2024), Ashish Agrawal (since 06-01-2025), Trupti Agrawal (since 20-05-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.