WhiteOak Capital Equity Savings Fund

Equity SavingsDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

WhiteOak Capital Equity Savings Fund is an Equity Savings fund run by WhiteOak Capital Mutual Fund. On 30-09-2026, it managed ₹271 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 4.3% and its Regular plan returned 2.8%. Its benchmark, NIFTY Equity Savings Index, returned 1.5% over the same year.

NAV (Direct plan): ₹11.71; ▲ 0.25%30-10-2026
NAV (Regular plan): ₹11.43; ▲ 0.25%30-10-2026
Expense ratio: 1.51%Direct2.99%Regular; 1.51%; A year
Riskometer: Moderate; Set by the fund house
1 year return: 4.3%Direct2.8%Regular; 4.3%; Total

WhiteOak Capital Equity Savings Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹11.71 (up 0.25% that day); Regular Plan Growth ₹11.43 (up 0.25% that day).

This fund (Direct plan)

₹11.706

WhiteOak Capital Equity Savings Fund Returns vs NIFTY Equity Savings Index

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.01%	−0.36%	+2.93%	+4.28%	--	--	--
This fund (Regular)	−0.11%	−0.72%	+2.17%	+2.75%	--	--	--
NIFTY Equity Savings Index	−1.78%	−0.90%	+2.77%	+1.54%	+7.06%	+6.63%	--
Equity Savings average	−0.02%	−0.68%	+1.71%	+2.12%	--	--	--
Best in Equity Savings	+0.76%	+0.84%	+5.12%	+6.16%	--	--	--
Worst in Equity Savings	−1.35%	−2.08%	−0.15%	−1.58%	--	--	--
Rank in Equity Savings	12/23	7/23	4/23	4/23	--	--	--

Category rows compare the Direct plans of 23 Equity Savings funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

WhiteOak Capital Equity Savings Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.68%	+1.46%

WhiteOak Capital Equity Savings Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 155 periods, one for each trading day from 13-03-2026 to 30-10-2026.

0%5%10%15%

Mar 2025
to
Mar 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Jul 2025
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Jul 2026Sept 2025
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Sept 2026Oct 2025
to
Oct 2026

WhiteOak Capital Equity Savings Fund (Direct)Category average, 23 Equity Savings funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	155	8.9%	3.7%	12.5%	0%	4.9%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

WhiteOak Capital Equity Savings Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	WhiteOak Capital Equity Savings Fund (Direct)This fund	Category average
Return (CAGR)	+4.28%	+2.12%
Standard deviation	3.74%	4.23%
Sharpe ratio	-0.26	-0.74
Sortino ratio	-0.35	-0.98
Maximum drawdown	−3.8% (23-03-2026)	−3.8% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	WhiteOak Capital Equity Savings Fund (Direct)This fund	Category average
Return (CAGR)	+10.18%	+6.98%
Standard deviation	3.78%	4.06%
Sharpe ratio	1.26	0.38
Sortino ratio	1.87	0.54
Maximum drawdown	−3.8% (23-03-2026)	−3.8% (30-03-2026)

From daily NAVs, 13-03-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−4%−3%−2%−1%0%

2026

WhiteOak Capital Equity Savings Fund (Direct)Category average, 23 Equity Savings funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
WhiteOak Capital Equity Savings Fund (Direct)	−3.8%	11-02-2026	23-03-2026	17-06-2026	3 months	−1.3%
Category average	−3.8%	11-02-2026	30-03-2026	15-06-2026	3 months	−1.6%

From the Direct plan's daily NAV since 13-03-2025, adjusted for unit splits, and the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

WhiteOak Capital Equity Savings Fund vs Other Equity Savings Funds

The five Equity Savings funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
HSBC Equity Savings Fund	1/20	1,558	1.41%	+6.04%	+12.81%	--	--	0.95	1.28	Compare
Edelweiss Equity Savings Fund	2/20	1,704	1.08%	+5.36%	+10.93%	--	--	1.25	1.74	Compare
Mirae Asset Equity Savings Fund	3/20	1,994	0.73%	+2.60%	+9.98%	--	--	0.70	0.97	Compare
Kotak Equity Savings Fund	4/20	10,443	1.09%	+0.58%	+9.45%	--	--	0.60	0.82	Compare
WhiteOak Capital Equity Savings Fund	4/23	271	1.51%	+4.28%	--	--	--	--	--
Axis Equity Savings Fund	5/20	855	1.56%	+2.69%	+9.39%	--	--	0.65	0.88	Compare

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

WhiteOak Capital Equity Savings Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Equity Savings median	Cost rank (1 = cheapest)
Direct	0.75%	0.09%	0.03%	0.64%	1.51%	1.28%	17/23
Regular	2.00%	0.09%	0.03%	0.87%	2.99%	2.20%	22/23

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Equity Savings funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.75%	4.28%	1.53%	₹1,02,750	₹1,04,280

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

WhiteOak Capital Equity Savings Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 13-03-2025 to 30-10-2026: 20 instalments, ₹2,00,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planWhiteOak Capital Equity Savings Fund (Direct)	₹2,00,000	₹2,11,300	₹11,300	6.5%
Regular planWhiteOak Capital Equity Savings Fund (Regular)	₹2,00,000	₹2,08,547	₹8,547	4.9%
Category averageCategory average, 23 Equity Savings funds	₹2,00,000	₹2,06,778	₹6,778	3.9%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L₹2.5 L

2026

Direct planWhiteOak Capital Equity Savings Fund (Direct)Regular planWhiteOak Capital Equity Savings Fund (Regular)Category averageCategory average, 23 Equity Savings fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

WhiteOak Capital Equity Savings Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

65.6%Equity

Asset	Fund	Category
Equity	65.6%	67.5%
Debt	19.3%	18.7%
Cash and others	15.1%	14.1%

Market cap of stocks

Market cap	Fund	Category
Large Cap	49.5%	52.2%
Mid Cap	10.3%	9.5%
Small Cap	4.9%	5.3%
Not on AMFI's list	0.8%	0.5%

Share of the whole fund. Category: the average of the Equity Savings funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 23 Equity Savings funds.

Rating	Fund	Category
Sovereign	17.9%	7.7%
AAA and A1+	1.4%	7.2%

WhiteOak Capital Equity Savings Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks25.1%
Telecom - Services7.1%
IT - Software4.1%
Finance3.9%
Automobiles2.7%
Insurance2.6%
Retailing2.2%
Non - Ferrous Metals2.1%
Metals & Minerals Trading2.1%
Pharmaceuticals & Biotechnology2.1%

The ten largest of 37 sectors. The other 27 add up to 11.7%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	22.9%	22.8%	25.1%	+2.2%
Telecom - Services	6.9%	7.6%	7.1%	+0.2%
IT - Software	4.2%	4.6%	4.1%	−0.1%
Finance	5.4%	4.2%	3.9%	−1.5%
Automobiles	3.0%	2.9%	2.7%	−0.3%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

WhiteOak Capital Equity Savings Fund Portfolio Holdings

As on 30-09-2026 · 137 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
ICICI Bank Limited	Banks	9.66%	+31.3%
HDFC Bank Limited	Banks	5.84%	+18.7%
6.28% Government of India (14/07/2032) · Government security	Sovereign	5.15%
Vodafone Idea Limited	Telecom - Services	4.44%	0.0%
6.36% Government of India (16/02/2031) · Government security	Sovereign	2.90%
Coforge Limited	IT - Software	2.80%	0.0%
Nexus Select Trust - REIT	Realty	2.69%
Bharti Airtel Limited	Telecom - Services	2.68%	0.0%
6.94% Government of India (11/05/2036) · Government security	Sovereign	2.54%
6.68% Government of India (07/07/2040) · Government security	Sovereign	2.09%
Adani Enterprises Limited	Metals & Minerals Trading	2.09%	0.0%
Hindalco Industries Limited	Non - Ferrous Metals	1.92%	0.0%
Muthoot Finance Limited	Finance	1.88%	0.0%
6.54% Government of India (17/01/2032) · Government security	Sovereign	1.81%
Axis Bank Limited	Banks	1.80%	0.0%
6.01% Government of India (21/07/2030) · Government security	Sovereign	1.79%
Eternal Limited	Retailing	1.73%	0.0%
TVS Motor Company Limited	Automobiles	1.72%	0.0%
Kotak Mahindra Bank Limited	Banks	1.68%	0.0%
Embassy Office Parks REIT	Realty	1.60%
SBI Life Insurance Company Limited	Insurance	1.60%	0.0%
Brookfield India Real Estate Trust	Realty	1.53%
Bandhan Bank Limited	Banks	1.52%	0.0%
State Bank of India	Banks	1.50%	0.0%
Ashok Leyland Limited	Agricultural, Commercial & Construction Vehicles	1.45%	0.0%
AU Small Finance Bank Limited	Banks	1.31%	0.0%
Cummins India Limited	Industrial Products	1.16%	0.0%
Biocon Limited	Pharmaceuticals & Biotechnology	1.06%	0.0%
The Federal Bank Limited	Banks	1.05%	0.0%
Citius Transnet Investment Trust	Transport Infrastructure	1.05%
Reliance Industries Limited	Petroleum Products	0.99%	+86.3%
HDFC Life Insurance Company Limited	Insurance	0.85%	0.0%
7.02% Government of India (18/06/2031) · Government security	Sovereign	0.74%
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) · Bond	CRISIL AAA	0.73%
Vertis Infrastructure Trust	Transport Infrastructure	0.66%
Nestle India Limited	Food Products	0.65%	0.0%
Mahindra & Mahindra Limited	Automobiles	0.61%	0.0%
Bajaj Finserv Limited	Finance	0.58%	0.0%
Raajmarg Infra Investment Trust	Transport Infrastructure	0.52%
Bharat Electronics Limited	Aerospace & Defense	0.48%	0.0%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	0.47%	0.0%
RBL Bank Limited	Banks	0.47%	0.0%
Titan Company Limited	Consumer Durables	0.45%	0.0%
Power Finance Corporation Limited	Finance	0.44%	0.0%
6.48% Government of India (06/10/2035) · Government security	Sovereign	0.42%
Motilal Oswal Financial Services Limited	Capital Markets	0.40%	0.0%
Cube Highways Trust-InvIT Fund	Transport Infrastructure	0.38%
UltraTech Cement Limited	Cement & Cement Products	0.38%	0.0%
6.65% Indian Railway Finance Corporation Limited (20/05/2030) · Bond	CRISIL AAA	0.36%
7.4% Power Finance Corporation Limited (08/05/2030) · Bond	CRISIL AAA	0.36%
Maruti Suzuki India Limited	Automobiles	0.36%	0.0%
Angel One Limited	Capital Markets	0.35%	0.0%
Knowledge Realty Trust	Realty	0.33%
Hy-Tech Engineers Limited	Industrial Products	0.31%	0.0%
Mphasis Limited	IT - Software	0.28%	0.0%
Cipla Limited	Pharmaceuticals & Biotechnology	0.27%	+58.9%
Larsen & Toubro Limited	Construction	0.25%	0.0%
Steel Authority of India Limited	Ferrous Metals	0.25%	0.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	0.23%	0.0%
182 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.22%
Persistent Systems Limited	IT - Software	0.21%	0.0%
Jio Financial Services Limited	Finance	0.21%	0.0%
Tech Mahindra Limited	IT - Software	0.20%	0.0%
DLF Limited	Realty	0.19%	−80.0%
PNB Housing Finance Limited	Finance	0.19%	0.0%
364 Days Tbill (MD 03/12/2026) · Treasury bill	Sovereign	0.18%
National Stock Exchange Of India Ltd	Capital Markets	0.18%	New
LTM Limited	IT - Software	0.17%	0.0%
Pidilite Industries Limited	Chemicals & Petrochemicals	0.17%	0.0%
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	0.17%	New
Tata Consultancy Services Limited	IT - Software	0.17%	0.0%
Infosys Limited	IT - Software	0.16%	0.0%
SS Retail Limited	Retailing	0.16%	New
Tata Steel Limited	Ferrous Metals	0.15%	0.0%
Max Financial Services Limited	Insurance	0.15%	0.0%
Lenskart Solutions Limited	Retailing	0.15%	0.0%
Navin Fluorine International Limited	Chemicals & Petrochemicals	0.14%	0.0%
Oil & Natural Gas Corporation Limited	Oil	0.14%	0.0%
NTPC Limited	Power	0.14%	0.0%
Cholamandalam Investment and Finance Company Ltd	Finance	0.13%	0.0%
JSW Infrastructure Ltd	Transport Infrastructure	0.13%	0.0%
Aadhar Housing Finance Limited	Finance	0.13%	0.0%
India Shelter Finance Corporation Limited	Finance	0.13%	0.0%
Five Star Business Finance Limited	Finance	0.12%	0.0%
National Aluminium Company Limited	Non - Ferrous Metals	0.12%	0.0%
ITC Limited	Diversified FMCG	0.12%	0.0%
Info Edge (India) Limited	Retailing	0.12%	0.0%
Krishna Institute Of Medical Sciences Limited	Healthcare Services	0.12%	0.0%
Asian Paints Limited	Consumer Durables	0.11%	0.0%
Max Healthcare Institute Limited	Healthcare Services	0.11%	New
Indigo Paints Limited	Consumer Durables	0.11%	0.0%
Billionbrains Garage Ventures Ltd	Capital Markets	0.11%	0.0%
TD Power Systems Limited	Electrical Equipment	0.11%	−23.0%
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	0.11%	New
Azad Engineering Ltd	Electrical Equipment	0.10%	−29.9%
CG Power and Industrial Solutions Limited	Electrical Equipment	0.10%	0.0%
Poly Medicure Limited	Healthcare Equipment & Supplies	0.10%	0.0%
Dynamatic Technologies Limited	Industrial Manufacturing	0.10%	0.0%
Bharat Heavy Electricals Limited	Electrical Equipment	0.10%	New
PB Fintech Limited	Financial Technology (Fintech)	0.10%	0.0%
CARE Ratings Limited	Capital Markets	0.10%	0.0%
Aditya Infotech Limited	Industrial Manufacturing	0.10%	0.0%
IndusInd Bank Limited	Banks	0.09%	0.0%
Leela Palaces Hotels & Resorts Limited	Leisure Services	0.09%	0.0%
KRN Heat Exchanger And Refrigeration Limited	Industrial Products	0.09%	0.0%
Vedanta Aluminium Metal Limited	Non - Ferrous Metals	0.09%	0.0%
GE Vernova T&D India Limited	Electrical Equipment	0.09%	0.0%
The Phoenix Mills Limited	Realty	0.09%	−17.6%
Ajax Engineering Limited	Agricultural, Commercial & Construction Vehicles	0.09%	0.0%
City Union Bank Limited	Banks	0.09%	0.0%
Fortis Healthcare Limited	Healthcare Services	0.08%	0.0%
Gillette India Limited	Personal Products	0.08%	0.0%
TBO Tek Limited	Leisure Services	0.08%	−33.5%
Eureka Forbes Ltd	Consumer Durables	0.07%	0.0%
Bajaj Finance Limited	Finance	0.07%	0.0%
Solar Industries India Limited	Chemicals & Petrochemicals	0.07%	0.0%
Computer Age Management Services Limited	Capital Markets	0.07%	0.0%
eClerx Services Limited	Commercial Services & Supplies	0.07%	0.0%
Karur Vysya Bank Limited	Banks	0.06%	0.0%
Oil India Limited	Oil	0.06%	0.0%
Intellect Design Arena Limited	IT - Software	0.06%	0.0%
Firstsource Solutions Limited	Commercial Services & Supplies	0.06%	0.0%
Latent View Analytics Limited	IT - Software	0.05%	0.0%
S.J.S. Enterprises Limited	Auto Components	0.05%	0.0%
Safari Industries (India) Limited	Consumer Durables	0.05%	0.0%
360 One WAM Limited	Capital Markets	0.05%	0.0%
364 Days Tbill (MD 12/11/2026) · Treasury bill	Sovereign	0.04%
JSW Steel Limited	Ferrous Metals	0.04%	0.0%
Indiqube Spaces Limited	Commercial Services & Supplies	0.04%	0.0%
Doms Industries Limited	Household Products	0.04%	0.0%
Shiprocket Limited	Transport Services	0.03%	0.0%
Roopa Screen Limited	Industrial Manufacturing	0.03%	New
Milky Mist Dairy Food Limited	Food Products	0.02%	0.0%
ICICI Prudential Asset Management Company Limited	Capital Markets	0.02%	0.0%
Rainbow Childrens Medicare Limited	Healthcare Services	0.02%	0.0%
AIA Engineering Limited	Industrial Products	0.01%	0.0%
Clean Max Enviro Energy Solutions Limited	Power	0.00%	0.0%

WhiteOak Capital Equity Savings Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

ICICI Bank Limited	Added	+31.3%	9.66%
HDFC Bank Limited	Added	+18.7%	5.84%
Reliance Industries Limited	Added	+86.3%	0.99%
DLF Limited	Reduced	−80.0%	0.19%
BSE Limited	Sold out	−100%	was 0.46%
Cipla Limited	Added	+58.9%	0.27%
National Stock Exchange Of India Ltd	New	New	0.18%
Divi's Laboratories Limited	New	New	0.17%
SS Retail Limited	New	New	0.16%
Azad Engineering Ltd	Reduced	−29.9%	0.10%
TD Power Systems Limited	Reduced	−23.0%	0.11%
ICICI Prudential Life Insurance Company Limited	Sold out	−100%	was 0.14%
TBO Tek Limited	Reduced	−33.5%	0.08%
Max Healthcare Institute Limited	New	New	0.11%
The Phoenix Mills Limited	Reduced	−17.6%	0.09%
Mankind Pharma Limited	New	New	0.11%
Bharat Heavy Electricals Limited	New	New	0.10%
Skyways Air Services Ltd	Sold out	−100%	was 0.07%
Tempsens Instruments (India) Limited	Sold out	−100%	was 0.04%
Roopa Screen Limited	New	New	0.03%
Kusumgar Limited	Sold out	−100%	was 0.03%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What WhiteOak Capital Equity Savings Fund bought and sold

WhiteOak Capital Equity Savings Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
WhiteOak Capital Balanced Advantage FundBalanced Advantage · WhiteOak Capital	47.1%	97	Compare
WhiteOak Capital Large Cap FundLarge Cap · WhiteOak Capital	43.6%	61	Compare
WhiteOak Capital Balanced Hybrid FundHybrid · WhiteOak Capital	39.5%	98	Compare
WhiteOak Capital Flexi Cap FundFlexi Cap · WhiteOak Capital	39.0%	92	Compare
WhiteOak Capital Aggressive Hybrid FundAggressive Hybrid · WhiteOak Capital	38.2%	90	Compare
WhiteOak Capital ELSS Tax Saver FundELSS · WhiteOak Capital	37.2%	83	Compare
SBI BSE 100 ETFETF · SBI	37.0%	51	Compare
Groww NIFTY 200 ETFETF · Groww	36.8%	72	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

WhiteOak Capital Equity Savings Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.51%
Expense ratio (Regular): 2.99%
Category: Equity Savings
Risk: Moderate
Benchmark: Nifty Equity Savings TRI
Launch date: 12-03-2025
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹270.95 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153355
ISIN (Direct): INF03VN01AB7
Scheme code (Regular): 153356
ISIN (Regular): INF03VN01AC5
NAV history: From 13-03-2025, 1.6 years

Exit load: Nil

Tax on WhiteOak Capital Equity Savings Fund returns

WhiteOak Capital Equity Savings Fund is taxed as an equity fund: 65% or more of it is in Indian stocks, counting its hedged positions.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹11.706	30-10-2026
direct	IDCW	₹11.706	30-10-2026
regular	Growth	₹11.426	30-10-2026

About WhiteOak Capital Equity Savings Fund

WhiteOak Capital Equity Savings Fund is a mutual fund from WhiteOak Capital Mutual Fund. Its category is Equity Savings. It was launched on 12-03-2025. Its benchmark is Nifty Equity Savings TRI. At the end of September 2026 it held 137 securities.

Fund Manager

Ramesh Mantri
Fund manager of WhiteOak Capital Equity Savings Fund, since 12-03-2025
Piyush Baranwal
Fund manager of WhiteOak Capital Equity Savings Fund, since 12-03-2025
Trupti Agrawal
Fund manager of WhiteOak Capital Equity Savings Fund, since 12-03-2025
Dheeresh Pathak
Fund manager of WhiteOak Capital Equity Savings Fund, since 12-03-2025
Ashish Agrawal
Fund manager of WhiteOak Capital Equity Savings Fund, since 12-03-2025
Bhavin Patadia
Fund manager of WhiteOak Capital Equity Savings Fund, since 12-03-2025

See all funds of WhiteOak Capital Mutual Fund

AUM change

September 2026: ₹270.95 Cr; −0.78% from August 2026
August 2026: ₹273.07 Cr; +1.40% from July 2026
July 2026: ₹269.31 Cr; −1.46% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare WhiteOak Capital Equity Savings Fund with Other Funds

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WhiteOak Capital Equity Savings vs WhiteOak Capital Balanced Advantage47.1% overlap
WhiteOak Capital Equity Savings vs WhiteOak Capital Large Cap43.6% overlap
WhiteOak Capital Equity Savings vs WhiteOak Capital Balanced Hybrid39.5% overlap

Compare with any other fund

Frequently Asked Questions for WhiteOak Capital Equity Savings Fund

What is the current NAV of WhiteOak Capital Equity Savings Fund?

The Direct plan NAV is ₹11.706. The Regular plan NAV is ₹11.426, as on 30-10-2026.

What are the returns of WhiteOak Capital Equity Savings Fund?

The Direct plan returned +4.28% in 1 year. The Regular plan returned +2.75% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of WhiteOak Capital Equity Savings Fund?

The Direct plan charges 1.51% a year. The Regular plan charges 2.99% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of WhiteOak Capital Equity Savings Fund?

WhiteOak Capital Equity Savings Fund managed ₹270.95 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of WhiteOak Capital Equity Savings Fund?

At the end of September 2026 the largest holdings were ICICIBANK (9.66%), HDFCBANK (5.84%), 6.28% Government of India (14/07/2032) (5.15%), IDEA (4.44%), 6.36% Government of India (16/02/2031) (2.90%). The fund held 137 securities in all.

What did WhiteOak Capital Equity Savings Fund buy and sell in September 2026?

It bought 7 new stocks: Max Healthcare Institute Limited, SS Retail Limited, Bharat Heavy Electricals Limited, Roopa Screen Limited, Divi's Laboratories Limited. It sold out of 5: Kusumgar Limited, Skyways Air Services Ltd, BSE Limited, Tempsens Instruments (India) Limited, ICICI Prudential Life Insurance Company Limited. It added shares in 4. It reduced 5.

How do I invest in WhiteOak Capital Equity Savings Fund?

Through WhiteOak Capital Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of WhiteOak Capital Equity Savings Fund?

Ramesh Mantri (since 12-03-2025), Piyush Baranwal (since 12-03-2025), Trupti Agrawal (since 12-03-2025), Dheeresh Pathak (since 12-03-2025), Ashish Agrawal (since 12-03-2025), Bhavin Patadia (since 12-03-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.