WhiteOak Capital Aggressive Hybrid Fund vs WhiteOak Capital Multi Asset Allocation Fund

Direct Plan, Growth option · Data as on 30-10-2026

WhiteOak Capital Aggressive Hybrid Fund is an Aggressive Hybrid fund and WhiteOak Capital Multi Asset Allocation Fund is a Multi Asset fund. WhiteOak Capital Aggressive Hybrid Fund charges 1.19% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 37.2%: they hold 111 of the same securities.

WhiteOak Capital Aggressive Hybrid Fund

Aggressive Hybrid

Expense ratio: 1.19%
NAV: ₹10.11

See WhiteOak Capital Aggressive Hybrid Fund

WhiteOak Capital Multi Asset Allocation Fund

Multi Asset

Expense ratio: 0.65%
NAV: ₹16.30

See WhiteOak Capital Multi Asset Allocation Fund

Which is better, WhiteOak Capital Aggressive Hybrid or WhiteOak Capital Multi Asset Allocation? Key differences

It depends on what you want from the fund. These are the differences in numbers, from the data on this page.

WhiteOak Capital Multi Asset Allocation costs less: 0.65% a year against 1.19% (Direct plans).
WhiteOak Capital Multi Asset Allocation fell less in its worst fall since 01-07-2026: −4.6% against −5.7%.
WhiteOak Capital Aggressive Hybrid holds more in large companies: 45.0% of the fund in large caps against 19.9%.
WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹594 Cr.
Their portfolios overlap 37.2%: 111 of the same holdings.

Past returns do not promise future returns. This page is information, not investment advice.

NAV comparison

How each fund's NAV moved over the same days, as % change since the first day of the range

WhiteOak Capital Aggressive Hybrid Fund (Direct)
+0.5%
WhiteOak Capital Multi Asset Allocation Fund (Direct)
+0.4%

Change in NAV from 01-07-2026 to 29-10-2026

0%+2%+4%+6%

Key facts

From each fund's scheme summary document and AMFI

Fact	WhiteOak Capital Aggressive Hybrid Fund	WhiteOak Capital Multi Asset Allocation Fund
Fund house	WhiteOak Capital Mutual Fund	WhiteOak Capital Mutual Fund
Category	Aggressive Hybrid	Multi Asset
AUM	₹594 Cr (30-09-2026)	₹9,111 Cr (30-09-2026)
NAV	₹10.11 (Direct)	₹16.30 (Direct)
Expense ratio (Direct)	1.19%	0.65%
Expense ratio (Regular)	2.99%	1.67%
Riskometer	Very High	High
Benchmark	CRISIL Hybrid 35+65 - Aggressive Index	30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO
Launch date	30-06-2026	19-05-2023
Minimum investment	₹100	₹500
Lock in	None	None
Fund managers	Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal	Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal
Exit load	Nil	Nil

WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital Multi Asset Allocation: Returns Comparison

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Fund	1M	3M	6M	1Y	3Y	5Y	10Y
WhiteOak Capital Aggressive Hybrid Fund (Direct)	−0.12%	−2.17%	--	--	--	--	--
WhiteOak Capital Multi Asset Allocation Fund (Direct)	−1.16%	−1.15%	+1.63%	+6.03%	+16.11%	--	--
Aggressive Hybrid average	−0.88%	−3.67%	--	--	--	--	--
Multi Asset average	−1.71%	−3.33%	−1.78%	+2.00%	+14.20%	--	--

Category average: the average of the 29 Aggressive Hybrid funds and the 37 Multi Asset funds, same plan type.

WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns

Year	Aggressive HybridWhiteOak Capital Aggressive Hybrid	Multi Asset AllocationWhiteOak Capital Multi Asset Allocation
2026to date	--	+4.15%
2025	--	+18.39%
2024	--	+18.99%

WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital Multi Asset Allocation: Rolling Returns

Every holding period of both funds

WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns

How much each fund swings, and the worst fall over the same days

Risk and return

Measure	WhiteOak Capital Aggressive Hybrid Fund (Direct)	WhiteOak Capital Multi Asset Allocation Fund (Direct)
Return (CAGR)	+0.90%	+15.15%
Standard deviation	8.35%	5.49%
Sharpe ratio	-0.52	1.64
Sortino ratio	-0.67	2.34
Maximum drawdown	−5.7% (23-10-2026)	−6.1% (23-03-2026)
Beta	--	--
Alpha	--	--

From daily NAVs, 01-07-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−6%−5%−4%−3%−2%−1%0%

WhiteOak Capital Aggressive Hybrid Fund (Direct)WhiteOak Capital Multi Asset Allocation Fund (Direct)

Fund	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
WhiteOak Capital Aggressive Hybrid Fund (Direct)	−5.7%	25-08-2026	23-10-2026	Not yet	--	−4.0%
WhiteOak Capital Multi Asset Allocation Fund (Direct)	−4.6%	25-08-2026	23-10-2026	Not yet	--	−3.8%

From daily values since 01-07-2026, the first day every fund has.

WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap

From each fund's latest monthly portfolio: WhiteOak Capital Aggressive Hybrid Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026

Holdings in common

Overlap: 37.2%
Held by both: 111
Only in WhiteOak Capital Aggressive Hybrid: 36
Only in WhiteOak Capital Multi Asset Allocation: 89

Security	% of WhiteOak Capital Aggressive Hybrid	% of WhiteOak Capital Multi Asset Allocation
ICICI Bank Limited	7.21%	2.89%
Nexus Select Trust - REIT	1.87%	3.64%
6.94% Government of India (11/05/2036)	1.49%	2.16%
Bharti Airtel Limited	3.45%	1.41%
7.44% National Bank For Agriculture and Rural Development (17/07/2029)	1.67%	1.40%
HDFC Bank Limited	3.33%	1.30%
Nestle India Limited	2.76%	1.18%
7.54% Godrej Industries Limited (04/05/2029)	2.30%	1.14%
Knowledge Realty Trust	1.03%	2.18%
7.57% LIC Housing Finance Limited (23/11/2029)	2.50%	0.96%
Eternal Limited	2.14%	0.85%
8.15% Tata Capital Housing Finance Limited (11/06/2031)	0.84%	1.37%
State Bank of India	2.14%	0.83%
Reliance Industries Limited	2.04%	0.80%
Coforge Limited	1.00%	0.80%
Mahindra & Mahindra Limited	2.04%	0.79%
Kotak Mahindra Bank Limited	1.71%	0.69%
7.35% National Housing Bank (02/01/2032)	1.32%	0.67%
6.87% REC Limited (31/05/2030)	2.45%	0.64%
Torrent Pharmaceuticals Limited	1.32%	0.60%
Titan Company Limited	1.34%	0.54%
Embassy Office Parks REIT	0.53%	2.88%
Maruti Suzuki India Limited	1.30%	0.49%
Bharat Electronics Limited	1.14%	0.48%
Axis Bank Limited	1.12%	0.48%
7.89% REC Limited (30/03/2030)	0.84%	0.44%
6.74% Small Industries Dev Bank of India (10/01/2029)	1.64%	0.43%
Adani Enterprises Limited	0.42%	0.78%
National Stock Exchange Of India Ltd	0.65%	0.41%
Divi's Laboratories Limited	0.50%	0.37%
Infosys Limited	0.54%	0.34%
Bajaj Finance Limited	0.82%	0.31%
Hindalco Industries Limited	0.78%	0.29%
Tata Consultancy Services Limited	0.45%	0.29%
Larsen & Toubro Limited	0.91%	0.28%
Tech Mahindra Limited	0.90%	0.27%
Juniper Green Energy Limited	0.71%	0.26%
Bajaj Finserv Limited	0.64%	0.26%
Persistent Systems Limited	0.73%	0.25%
Max Healthcare Institute Limited	0.49%	0.24%
Cipla Limited	0.91%	0.23%
7.61% Government of India (09/05/2030)	0.51%	0.22%
Muthoot Finance Limited	0.59%	0.21%
5.77% Government of India (03/08/2030)	0.49%	0.21%
Lenskart Solutions Limited	0.58%	0.20%
Bharat Heavy Electricals Limited	0.46%	0.20%
Aadhar Housing Finance Limited	0.64%	0.19%
Oil India Limited	0.36%	0.19%
Vedanta Aluminium Metal Limited	0.41%	0.18%
Tata Steel Limited	0.40%	0.18%
Max Financial Services Limited	0.48%	0.17%
Azad Engineering Ltd	0.39%	0.17%
Info Edge (India) Limited	0.36%	0.17%
8.2301% HDB Financial Services Limited (05/07/2029)	1.68%	0.16%
Asian Paints Limited	0.59%	0.16%
NTPC Limited	0.38%	0.16%
Cholamandalam Investment and Finance Company Ltd	0.41%	0.15%
Billionbrains Garage Ventures Ltd	0.35%	0.15%
Power Finance Corporation Limited	0.31%	0.14%
TD Power Systems Limited	0.20%	0.14%
Manorama Industries Limited	0.37%	0.13%
India Shelter Finance Corporation Limited	0.36%	0.13%
Leela Palaces Hotels & Resorts Limited	0.28%	0.13%
Five Star Business Finance Limited	0.28%	0.13%
KRN Heat Exchanger And Refrigeration Limited	0.23%	0.13%
CG Power and Industrial Solutions Limited	0.44%	0.12%
Asset Reconstruction Company India Limited	0.36%	0.12%
Krishna Institute Of Medical Sciences Limited	0.30%	0.12%
The Phoenix Mills Limited	0.26%	0.12%
Aditya Infotech Limited	0.19%	0.12%
CARE Ratings Limited	0.35%	0.11%
Solar Industries India Limited	0.33%	0.11%
360 One WAM Limited	0.24%	0.11%
Eureka Forbes Ltd	0.22%	0.11%
Ajax Engineering Limited	0.26%	0.10%
Indigo Paints Limited	0.20%	0.10%
Gland Pharma Limited	0.19%	0.10%
PB Fintech Limited	0.25%	0.09%
Poly Medicure Limited	0.24%	0.09%
Dr. Lal Path Labs Limited	0.24%	0.09%
PNB Housing Finance Limited	0.21%	0.09%
TBO Tek Limited	0.21%	0.09%
Acutaas Chemicals Limited	0.16%	0.09%
Gillette India Limited	0.43%	0.08%
Navin Fluorine International Limited	0.35%	0.08%
Dynamatic Technologies Limited	0.27%	0.08%
Vishal Mega Mart Limited	0.17%	0.08%
Sudeep Pharma Limited	0.15%	0.08%
Aether Industries Limited	0.16%	0.07%
AIA Engineering Limited	0.16%	0.07%
Computer Age Management Services Limited	0.15%	0.07%
Firstsource Solutions Limited	0.11%	0.07%
Tenneco Clean Air India Limited	0.20%	0.06%
Mankind Pharma Limited	0.20%	0.06%
eClerx Services Limited	0.19%	0.06%
Doms Industries Limited	0.15%	0.06%
Horizon Industrial Parks Limited	0.13%	0.06%
Intellect Design Arena Limited	0.09%	0.06%
JSW Steel Limited	0.42%	0.05%
Safari Industries (India) Limited	0.24%	0.05%
Rainbow Childrens Medicare Limited	0.15%	0.05%
Clean Max Enviro Energy Solutions Limited	0.09%	0.05%
Corona Remedies Limited	0.34%	0.04%
S.J.S. Enterprises Limited	0.21%	0.04%
Milky Mist Dairy Food Limited	0.05%	0.04%
Shiprocket Limited	0.04%	0.12%
Orkla India Limited	0.07%	0.03%
Neuland Laboratories Limited	0.26%	0.02%
Vijaya Diagnostic Centre Limited	0.20%	0.02%
Ajanta Pharma Limited	0.26%	0.01%
Moneyview Limited	0.01%	0.04%

Overlap: for each holding both funds own, the smaller of its two weights, added up. 37.2% means 37.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.

Largest holdings only in WhiteOak Capital Aggressive Hybrid Fund

Security	% of fund
Molbio Diagnostics Limited	0.95%
Hy-Tech Engineers Limited	0.50%
SS Retail Limited	0.45%
Neogen Chemicals Limited	0.43%
TIMEX GROUP INDIA LIMITED	0.38%

Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund

Security	% of fund
ICICI Prudential Gold ETF	2.82%
Cube Highways Trust-InvIT Fund	2.53%
DSP Gold ETF	1.75%
Citius Transnet Investment Trust	1.64%
Brookfield India Real Estate Trust	1.59%

Asset and sector split

Share of each fund, from its latest monthly portfolio

Asset allocation

Asset	WhiteOak Capital Aggressive Hybrid	WhiteOak Capital Multi Asset Allocation
Equity	70.3%	28.2%
Debt	17.7%	31.0%
Cash and others	11.9%	40.8%

Market cap of stocks

Market cap	WhiteOak Capital Aggressive Hybrid	WhiteOak Capital Multi Asset Allocation
Large Cap	45.0%	19.9%
Mid Cap	7.1%	3.1%
Small Cap	13.7%	3.5%
Foreign stocks	0.0%	0.4%
Not on AMFI's list	4.5%	1.4%

Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Largest sectors

Sector	WhiteOak Capital Aggressive Hybrid	WhiteOak Capital Multi Asset Allocation
Banks	16.1%	6.2%
Finance	5.3%	1.7%
Pharmaceuticals & Biotechnology	4.1%	1.9%
Retailing	4.0%	1.3%
IT - Software	4.0%	2.0%
Consumer Durables	3.7%	1.0%
Telecom - Services	3.5%	1.4%
Food Products	3.3%	1.4%

The six largest sectors of each fund's stocks, % of the fund.

WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital Multi Asset Allocation: Expense Ratio

What each plan charges a year, from AMFI's expense ratio file

Charge	WhiteOak Capital Aggressive Hybrid Fund	WhiteOak Capital Multi Asset Allocation Fund
Total expense ratio (Direct)	1.19%	0.65%
Base expense ratio (Direct)	0.53%	0.38%
Total expense ratio (Regular)	2.99%	1.67%
Base expense ratio (Regular)	2.06%	1.25%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.

More comparisons

Each fund against the others of its category

Compare WhiteOak Capital Aggressive Hybrid with

Compare WhiteOak Capital Multi Asset Allocation with

WhiteOak Capital Aggressive Hybrid Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions

What is the difference between WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital Multi Asset Allocation Fund?

WhiteOak Capital Aggressive Hybrid Fund is an Aggressive Hybrid fund, WhiteOak Capital Multi Asset Allocation Fund is a Multi Asset fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 37.2%. WhiteOak Capital Aggressive Hybrid Fund charges 1.19% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.

Which has the lower expense ratio, WhiteOak Capital Aggressive Hybrid Fund or WhiteOak Capital Multi Asset Allocation Fund?

WhiteOak Capital Multi Asset Allocation Fund charges less: 0.65% a year against 1.19%. These are the Direct plans' total expense ratios reported to AMFI.

How much do WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?

37.2%. They hold 111 of the same securities, the largest shared ones being ICICIBANK, NXST, 6.94% Government of India (11/05/2036). From each fund's latest monthly portfolio.

Which is riskier, WhiteOak Capital Aggressive Hybrid Fund or WhiteOak Capital Multi Asset Allocation Fund?

On SEBI's riskometer, WhiteOak Capital Aggressive Hybrid Fund is rated Very High and WhiteOak Capital Multi Asset Allocation Fund High. Over their common history, the standard deviation of daily returns was 8.35% and 5.49% a year.

Can I invest in both WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital Multi Asset Allocation Fund?

Yes. 37.2% of each fund's money sits in the same holdings, so some of the two investments would move together.

Who manages WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital Multi Asset Allocation Fund?

WhiteOak Capital Aggressive Hybrid Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.

Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.