WhiteOak Capital Balanced Advantage Fund

Balanced AdvantageDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund run by WhiteOak Capital Mutual Fund. On 30-09-2026, it managed ₹2,256 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 11.4% a year and its Regular plan returned 9.7% a year.

NAV (Direct plan): ₹15.21; ▲ 0.07%30-10-2026
NAV (Regular plan): ₹14.36; ▲ 0.06%30-10-2026
Expense ratio: 0.84%Direct2.25%Regular; 0.84%; A year
Riskometer: Very High; Set by the fund house
3 year return: 11.4%Direct9.7%Regular; 11.4%; A year

WhiteOak Capital Balanced Advantage Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹15.21 (up 0.07% that day); Regular Plan Growth ₹14.36 (up 0.06% that day).

This fund (Direct plan)

₹15.211

WhiteOak Capital Balanced Advantage Fund Returns vs Balanced Advantage Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.45%	−2.43%	+2.18%	−0.57%	+11.37%	--	--
This fund (Regular)	−0.56%	−2.78%	+1.46%	−1.97%	+9.68%	--	--
Balanced Advantage average	−0.55%	−2.88%	+0.08%	−2.08%	+9.14%	--	--
Best in Balanced Advantage	+1.54%	+1.98%	+8.19%	+8.40%	+12.82%	--	--
Worst in Balanced Advantage	−3.94%	−6.19%	−4.43%	−6.88%	+2.71%	--	--
Rank in Balanced Advantage	18/37	12/37	4/37	10/36	5/30	--	--

Category rows compare the Direct plans of 38 Balanced Advantage funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Hybrid 50+50 - Moderate Index. Returns of that index are not available to us, so the category average is the comparison.

WhiteOak Capital Balanced Advantage Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	−0.97%	−2.13%
2025	+8.62%	+7.00%
2024	+18.70%	+16.76%

WhiteOak Capital Balanced Advantage Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 174 periods, one for each trading day from 13-02-2026 to 30-10-2026.

0%5%10%15%20%

Mar 2023
to
Mar 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026

WhiteOak Capital Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	668	11.4%	−2.1%	29.1%	1%	7.2%	75%
2 years	420	13.9%	3.2%	20.0%	0%	10.7%	100%
3 years	174	12.7%	10.7%	15.5%	0%	10.9%	100%

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	33	11.3%	−8.6%	29.8%	9%	7.7%	70%
2 years	21	11.1%	−0.1%	16.8%	5%	7.9%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

WhiteOak Capital Balanced Advantage Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	WhiteOak Capital Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	−0.57%	−2.10%
Standard deviation	8.98%	8.39%
Sharpe ratio	-0.65	-0.88
Sortino ratio	-0.87	-1.17
Maximum drawdown	−9.6% (30-03-2026)	−8.3% (30-03-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	WhiteOak Capital Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+11.37%	+9.05%
Standard deviation	8.34%	7.94%
Sharpe ratio	0.64	0.38
Sortino ratio	0.88	0.51
Maximum drawdown	−9.6% (30-03-2026)	−9.4% (28-02-2025)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	WhiteOak Capital Balanced Advantage Fund (Direct)This fund	Category average
Return (CAGR)	+12.11%	+10.21%
Standard deviation	7.79%	7.46%
Sharpe ratio	0.76	0.54
Sortino ratio	1.06	0.73
Maximum drawdown	−9.6% (30-03-2026)	−9.4% (28-02-2025)

From daily NAVs, 13-02-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−10%−8%−6%−4%−2%0%

202420252026

WhiteOak Capital Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
WhiteOak Capital Balanced Advantage Fund (Direct)	−9.6%	20-11-2025	30-03-2026	06-07-2026	3 months	−4.2%
Category average	−9.4%	26-09-2024	28-02-2025	26-06-2025	4 months	−4.2%

From the Direct plan's daily NAV since 13-02-2023, adjusted for unit splits, and the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

WhiteOak Capital Balanced Advantage Fund vs Other Balanced Advantage Funds

The five Balanced Advantage funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
quant Dynamic Asset Allocation Fund	1/30	810	1.55%	−5.79%	+12.82%	--	--	0.49	0.67	Compare
Aditya Birla Sun Life Balanced Advantage Fund	2/30	9,836	0.89%	+2.18%	+11.60%	--	--	0.67	0.94	Compare
Baroda BNP Paribas Balanced Advantage Fund	3/30	5,162	0.92%	−0.62%	+11.52%	--	--	0.52	0.70	Compare
Axis Balanced Advantage Fund	4/30	3,651	1.00%	−1.41%	+11.50%	--	--	0.68	0.95	Compare
WhiteOak Capital Balanced Advantage Fund	5/30	2,256	0.84%	−0.57%	+11.37%	--	--	0.64	0.88

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

WhiteOak Capital Balanced Advantage Fund Expense Ratio and Costs

What each plan charges a year, in force from 23-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Balanced Advantage median	Cost rank (1 = cheapest)
Direct	0.54%	0.03%	0.01%	0.26%	0.84%	1.04%	8/38
Regular	1.74%	0.03%	0.01%	0.47%	2.25%	2.30%	17/38

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Balanced Advantage funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−1.97%	−0.57%	1.40%	₹98,030	₹99,430
3 years	9.68%	11.37%	1.69% a year	₹1,31,942	₹1,38,135

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

WhiteOak Capital Balanced Advantage Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 13-02-2023 to 30-10-2026: 45 instalments, ₹4,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planWhiteOak Capital Balanced Advantage Fund (Direct)	₹4,50,000	₹5,23,912	₹73,912	8.1%
Regular planWhiteOak Capital Balanced Advantage Fund (Regular)	₹4,50,000	₹5,07,967	₹57,967	6.4%
Category averageCategory average, 38 Balanced Advantage funds	₹4,50,000	₹5,01,290	₹51,290	5.7%

₹0₹2.0 L₹4.0 L₹6.0 L

202420252026

Direct planWhiteOak Capital Balanced Advantage Fund (Direct)Regular planWhiteOak Capital Balanced Advantage Fund (Regular)Category averageCategory average, 38 Balanced Advantage fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

WhiteOak Capital Balanced Advantage Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

66.1%Equity

Asset	Fund	Category
Equity	66.1%	69.0%
Debt	17.2%	23.0%
Cash and others	16.7%	7.9%

Market cap of stocks

Market cap	Fund	Category
Large Cap	45.8%	47.4%
Mid Cap	7.4%	11.6%
Small Cap	8.9%	8.8%
Not on AMFI's list	4.0%	1.4%

Share of the whole fund. Category: the average of the Balanced Advantage funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Balanced Advantage funds.

Rating	Fund	Category
Sovereign	4.1%	7.4%
AAA and A1+	8.9%	11.3%
AA	4.3%	3.3%

WhiteOak Capital Balanced Advantage Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks15.6%
IT - Software5.8%
Pharmaceuticals & Biotechnology4.3%
Finance3.6%
Automobiles3.2%
Retailing3.0%
Telecom - Services2.9%
Food Products2.8%
Consumer Durables2.6%
Power2.3%

The ten largest of 34 sectors. The other 24 add up to 20.1%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	15.4%	15.2%	15.6%	+0.2%
IT - Software	6.0%	6.3%	5.8%	−0.2%
Pharmaceuticals & Biotechnology	4.0%	4.1%	4.3%	+0.3%
Finance	4.2%	3.8%	3.6%	−0.6%
Automobiles	3.7%	3.5%	3.2%	−0.5%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

WhiteOak Capital Balanced Advantage Fund Portfolio Holdings

As on 30-09-2026 · 140 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
ICICI Bank Limited	Banks	6.97%	+5.8%
HDFC Bank Limited	Banks	3.93%	+15.9%
Bharti Airtel Limited	Telecom - Services	2.87%	0.0%
Embassy Office Parks REIT	Realty	2.82%
Nexus Select Trust - REIT	Realty	2.71%
Nestle India Limited	Food Products	2.51%	+22.1%
Coforge Limited	IT - Software	2.47%	0.0%
Eternal Limited	Retailing	1.94%	0.0%
Mahindra & Mahindra Limited	Automobiles	1.93%	0.0%
State Bank of India	Banks	1.90%	+8.3%
Kotak Mahindra Bank Limited	Banks	1.88%	0.0%
Reliance Industries Limited	Petroleum Products	1.75%	0.0%
7.77% Bajaj Finance Limited (17/04/2029) · Bond	CRISIL AAA	1.75%
Knowledge Realty Trust	Realty	1.55%
7.44% National Bank For Agriculture and Rural Development (17/07/2029) · Bond	CRISIL AAA	1.45%
6.94% Government of India (11/05/2036) · Government security	Sovereign	1.42%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.39%	0.0%
Titan Company Limited	Consumer Durables	1.35%	0.0%
Adani Enterprises Limited	Metals & Minerals Trading	1.27%	0.0%
Maruti Suzuki India Limited	Automobiles	1.23%	0.0%
Juniper Green Energy Limited	Power	1.22%	0.0%
Bharat Electronics Limited	Aerospace & Defense	1.18%	0.0%
7.88% Muthoot Finance Limited (22/11/2028) · Bond	CRISIL AA+	1.09%
7.54% Godrej Industries Limited (04/05/2029) · Bond	CRISIL AA+	1.08%
6.28% Government of India (14/07/2032) · Government security	Sovereign	0.97%
Axis Bank Limited	Banks	0.96%	0.0%
8.15% Tata Capital Housing Finance Limited (11/06/2031) · Bond	CRISIL AAA	0.88%
Hindalco Industries Limited	Non - Ferrous Metals	0.78%	0.0%
Behari Lal Engineering Limited	Industrial Products	0.78%	0.0%
7.07% LIC Housing Finance Limited (29/04/2030) · Bond	CRISIL AAA	0.77%
Persistent Systems Limited	IT - Software	0.76%	0.0%
Brookfield India Real Estate Trust	Realty	0.73%
7.10% Bajaj Housing Finance Limited (16/10/2028) · Bond	CRISIL AAA	0.73%
Infosys Limited	IT - Software	0.71%	0.0%
Larsen & Toubro Limited	Construction	0.71%	0.0%
8.40% Cholamandalam Investment and Finance Company Ltd (09/08/2028) · Bond	ICRA AA+	0.67%
7.57% LIC Housing Finance Limited (23/11/2029) · Bond	CRISIL AAA	0.66%
7.44% Power Finance Corporation Limited (15/01/2030) · Bond	CRISIL AAA	0.66%
8.85% Muthoot Finance Limited (20/12/2028) · Bond	CRISIL AA+	0.66%
6.36% Government of India (16/02/2031) · Government security	Sovereign	0.65%
Tech Mahindra Limited	IT - Software	0.62%	0.0%
6.54% Government of India (17/01/2032) · Government security	Sovereign	0.59%
Tata Consultancy Services Limited	IT - Software	0.58%	0.0%
7.39% Small Industries Dev Bank of India (21/03/2030) · Bond	CRISIL AAA	0.57%
Bajaj Finance Limited	Finance	0.56%	0.0%
Muthoot Finance Limited	Finance	0.56%	0.0%
Kusumgar Limited	Textiles & Apparels	0.54%	0.0%
Pidilite Industries Limited	Chemicals & Petrochemicals	0.53%	0.0%
NTPC Limited	Power	0.53%	0.0%
Asian Paints Limited	Consumer Durables	0.50%	0.0%
Max Healthcare Institute Limited	Healthcare Services	0.50%	0.0%
Oil India Limited	Oil	0.50%	0.0%
Divi's Laboratories Limited	Pharmaceuticals & Biotechnology	0.50%	+65.9%
Power Grid Corporation of India Limited	Power	0.50%	0.0%
National Stock Exchange Of India Ltd	Capital Markets	0.49%	New
Bajaj Finserv Limited	Finance	0.49%	0.0%
Cummins India Limited	Industrial Products	0.48%	0.0%
Aadhar Housing Finance Limited	Finance	0.48%	0.0%
Lenskart Solutions Limited	Retailing	0.47%	0.0%
Tata Steel Limited	Ferrous Metals	0.46%	0.0%
Navin Fluorine International Limited	Chemicals & Petrochemicals	0.45%	0.0%
6.53% Government of India (07/09/2031) · Government security	Sovereign	0.44%
Sun Pharmaceutical Industries Limited	Pharmaceuticals & Biotechnology	0.44%	0.0%
8.40% Godrej Industries Limited (27/08/2027) · Bond	CRISIL AA+	0.44%
7.40 % National Bank For Agriculture and Rural Development (29/04/2030) · Bond	CRISIL AAA	0.44%
HCL Technologies Limited	IT - Software	0.44%	New
Azad Engineering Ltd	Electrical Equipment	0.43%	−12.7%
6.65% Indian Railway Finance Corporation Limited (20/05/2030) · Bond	CRISIL AAA	0.43%
CG Power and Industrial Solutions Limited	Electrical Equipment	0.42%	0.0%
Cholamandalam Investment and Finance Company Ltd	Finance	0.40%	0.0%
Max Financial Services Limited	Insurance	0.40%	−13.0%
Oil & Natural Gas Corporation Limited	Oil	0.39%	0.0%
KRN Heat Exchanger And Refrigeration Limited	Industrial Products	0.38%	0.0%
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	0.37%	0.0%
TD Power Systems Limited	Electrical Equipment	0.36%	0.0%
Dynamatic Technologies Limited	Industrial Manufacturing	0.35%	0.0%
Krishna Institute Of Medical Sciences Limited	Healthcare Services	0.34%	0.0%
National Aluminium Company Limited	Non - Ferrous Metals	0.33%	0.0%
8.54% Cholamandalam Investment and Finance Company Ltd (12/04/2029) · Bond	ICRA AA+	0.31%
Power Finance Corporation Limited	Finance	0.31%	0.0%
Poly Medicure Limited	Healthcare Equipment & Supplies	0.31%	0.0%
Biocon Limited	Pharmaceuticals & Biotechnology	0.31%	0.0%
7.51% Small Industries Dev Bank of India (12/06/2028) · Bond	CRISIL AAA	0.31%
India Shelter Finance Corporation Limited	Finance	0.31%	0.0%
Bharat Heavy Electricals Limited	Electrical Equipment	0.30%	New
Info Edge (India) Limited	Retailing	0.30%	0.0%
Aditya Infotech Limited	Industrial Manufacturing	0.30%	−24.0%
Five Star Business Finance Limited	Finance	0.29%	0.0%
The Phoenix Mills Limited	Realty	0.29%	−11.8%
Leela Palaces Hotels & Resorts Limited	Leisure Services	0.28%	0.0%
CARE Ratings Limited	Capital Markets	0.28%	0.0%
Shilpa Medicare Limited	Pharmaceuticals & Biotechnology	0.28%	0.0%
Acutaas Chemicals Limited	Pharmaceuticals & Biotechnology	0.27%	0.0%
Indigo Paints Limited	Consumer Durables	0.27%	0.0%
Billionbrains Garage Ventures Ltd	Capital Markets	0.27%	0.0%
TBO Tek Limited	Leisure Services	0.27%	−9.6%
Ajax Engineering Limited	Agricultural, Commercial & Construction Vehicles	0.26%	0.0%
Solar Industries India Limited	Chemicals & Petrochemicals	0.26%	0.0%
Computer Age Management Services Limited	Capital Markets	0.26%	0.0%
Manorama Industries Limited	Food Products	0.25%	0.0%
SBI Life Insurance Company Limited	Insurance	0.25%	0.0%
Cipla Limited	Pharmaceuticals & Biotechnology	0.24%	0.0%
Eureka Forbes Ltd	Consumer Durables	0.23%	0.0%
Kirloskar Oil Engines Limited	Industrial Products	0.23%	0.0%
Vedanta Aluminium Metal Limited	Non - Ferrous Metals	0.23%	0.0%
eClerx Services Limited	Commercial Services & Supplies	0.23%	0.0%
S.J.S. Enterprises Limited	Auto Components	0.22%	0.0%
PB Fintech Limited	Financial Technology (Fintech)	0.22%	0.0%
7.22% Small Industries Dev Bank of India (10/04/2029) · Bond	CRISIL AAA	0.22%
Ajanta Pharma Limited	Pharmaceuticals & Biotechnology	0.20%	0.0%
Vijaya Diagnostic Centre Limited	Healthcare Services	0.20%	0.0%
Firstsource Solutions Limited	Commercial Services & Supplies	0.20%	0.0%
Hy-Tech Engineers Limited	Industrial Products	0.19%	0.0%
Neuland Laboratories Limited	Pharmaceuticals & Biotechnology	0.19%	0.0%
Vishal Mega Mart Limited	Retailing	0.18%	0.0%
SS Retail Limited	Retailing	0.16%	New
PNB Housing Finance Limited	Finance	0.16%	0.0%
Sudeep Pharma Limited	Chemicals & Petrochemicals	0.15%	0.0%
Intellect Design Arena Limited	IT - Software	0.14%	0.0%
ICICI Prudential Asset Management Company Limited	Capital Markets	0.14%	0.0%
Doms Industries Limited	Household Products	0.13%	0.0%
Gillette India Limited	Personal Products	0.13%	0.0%
Safari Industries (India) Limited	Consumer Durables	0.13%	0.0%
Manipal Health Enterprises Ltd	Healthcare Services	0.12%	−50.0%
Blue Star Limited	Consumer Durables	0.12%	0.0%
Jyothy Labs Limited	Household Products	0.11%	0.0%
JSW Steel Limited	Ferrous Metals	0.09%	0.0%
Bagmane Prime Office REIT	Realty	0.08%
Rainbow Childrens Medicare Limited	Healthcare Services	0.08%	0.0%
Tenneco Clean Air India Limited	Auto Components	0.07%	0.0%
Corona Remedies Limited	Pharmaceuticals & Biotechnology	0.06%	0.0%
LTM Limited	IT - Software	0.06%	−83.1%
Indiqube Spaces Limited	Commercial Services & Supplies	0.05%	0.0%
Awfis Space Solutions Limited	Commercial Services & Supplies	0.05%	0.0%
SBI Funds Management Limited	Capital Markets	0.05%	0.0%
Milky Mist Dairy Food Limited	Food Products	0.04%	0.0%
Newgen Software Technologies Limited	IT - Software	0.04%	0.0%
Moneyview Limited	Financial Technology (Fintech)	0.03%	New
Laxmi Dental Limited	Healthcare Equipment & Supplies	0.03%	0.0%
Clean Max Enviro Energy Solutions Limited	Power	0.01%	0.0%

WhiteOak Capital Balanced Advantage Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

ICICI Bank Limited	Added	+5.8%	6.97%
HDFC Bank Limited	Added	+15.9%	3.93%
Nestle India Limited	Added	+22.1%	2.51%
State Bank of India	Added	+8.3%	1.90%
Max Financial Services Limited	Reduced	−13.0%	0.40%
Divi's Laboratories Limited	Added	+65.9%	0.50%
National Stock Exchange Of India Ltd	New	New	0.49%
Azad Engineering Ltd	Reduced	−12.7%	0.43%
HCL Technologies Limited	New	New	0.44%
LTM Limited	Reduced	−83.1%	0.06%
Aditya Infotech Limited	Reduced	−24.0%	0.30%
The Phoenix Mills Limited	Reduced	−11.8%	0.29%
TBO Tek Limited	Reduced	−9.6%	0.27%
Bharat Heavy Electricals Limited	New	New	0.30%
Manipal Health Enterprises Ltd	Reduced	−50.0%	0.12%
SS Retail Limited	New	New	0.16%
Nucleus Software Exports Limited	Sold out	−100%	was 0.08%
Skyways Air Services Ltd	Sold out	−100%	was 0.07%
Tempsens Instruments (India) Limited	Sold out	−100%	was 0.06%
Moneyview Limited	New	New	0.03%
Onemi Technology Solutions Limited	Sold out	−100%	was 0.03%
Symbiotec Pharmalab Limited	Sold out	−100%	was 0.02%
Molbio Diagnostics Limited	Sold out	−100%	was 0.01%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What WhiteOak Capital Balanced Advantage Fund bought and sold

WhiteOak Capital Balanced Advantage Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
WhiteOak Capital Aggressive Hybrid FundAggressive Hybrid · WhiteOak Capital	63.2%	99	Compare
WhiteOak Capital Balanced Hybrid FundHybrid · WhiteOak Capital	59.9%	115	Compare
WhiteOak Capital Flexi Cap FundFlexi Cap · WhiteOak Capital	58.1%	101	Compare
WhiteOak Capital ELSS Tax Saver FundELSS · WhiteOak Capital	56.3%	92	Compare
WhiteOak Capital Large Cap FundLarge Cap · WhiteOak Capital	51.9%	58	Compare
WhiteOak Capital Large & Mid Cap FundLarge & Mid Cap · WhiteOak Capital	49.0%	63	Compare
WhiteOak Capital Multi Cap FundMulti Cap · WhiteOak Capital	48.0%	100	Compare
WhiteOak Capital Equity Savings FundEquity Savings · WhiteOak Capital	47.1%	97	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

WhiteOak Capital Balanced Advantage Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.84%
Expense ratio (Regular): 2.25%
Category: Balanced Advantage
Risk: Very High
Benchmark: CRISIL Hybrid 50+50 - Moderate Index
Launch date: 10-02-2023
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹2,256.34 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 151267
ISIN (Direct): INF03VN01738
Scheme code (Regular): 151268
ISIN (Regular): INF03VN01720
NAV history: From 13-02-2023, 3.7 years

Exit load: Nil

Tax on WhiteOak Capital Balanced Advantage Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹15.211	30-10-2026
direct	IDCW	₹15.211	30-10-2026
regular	Growth	₹14.356	30-10-2026
regular	IDCW	₹14.356	30-10-2026

About WhiteOak Capital Balanced Advantage Fund

WhiteOak Capital Balanced Advantage Fund is a mutual fund from WhiteOak Capital Mutual Fund. Its category is Balanced Advantage. It was launched on 10-02-2023. Its benchmark is CRISIL Hybrid 50+50 - Moderate Index. At the end of September 2026 it held 140 securities.

Fund Manager

Ramesh Mantri
Fund manager of WhiteOak Capital Balanced Advantage Fund, since 10-02-2023
Piyush Baranwal
Fund manager of WhiteOak Capital Balanced Advantage Fund, since 10-02-2023
Trupti Agrawal
Fund manager of WhiteOak Capital Balanced Advantage Fund, since 10-02-2023
Dheeresh Pathak
Fund manager of WhiteOak Capital Balanced Advantage Fund, since 01-04-2024
Ashish Agrawal
Fund manager of WhiteOak Capital Balanced Advantage Fund, since 06-01-2025

See all funds of WhiteOak Capital Mutual Fund

AUM change

September 2026: ₹2,256.34 Cr; −2.00% from August 2026
August 2026: ₹2,302.39 Cr; +1.67% from July 2026
July 2026: ₹2,264.63 Cr; +2.86% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare WhiteOak Capital Balanced Advantage Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

WhiteOak Capital Balanced Advantage vs quant Dynamic Asset AllocationBalanced Advantage
WhiteOak Capital Balanced Advantage vs Aditya Birla Sun Life Balanced AdvantageBalanced Advantage
WhiteOak Capital Balanced Advantage vs Baroda BNP Paribas Balanced AdvantageBalanced Advantage
WhiteOak Capital Balanced Advantage vs Axis Balanced AdvantageBalanced Advantage
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Aggressive Hybrid63.2% overlap
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Balanced Hybrid59.9% overlap
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Flexi Cap58.1% overlap
WhiteOak Capital Balanced Advantage vs WhiteOak Capital ELSS Tax Saver56.3% overlap

Compare with any other fund

Frequently Asked Questions for WhiteOak Capital Balanced Advantage Fund

What is the current NAV of WhiteOak Capital Balanced Advantage Fund?

The Direct plan NAV is ₹15.211. The Regular plan NAV is ₹14.356, as on 30-10-2026.

What are the returns of WhiteOak Capital Balanced Advantage Fund?

The Direct plan returned −0.57% in 1 year, +11.37% a year over 3 years. The Regular plan returned −1.97% in 1 year, +9.68% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of WhiteOak Capital Balanced Advantage Fund?

The Direct plan charges 0.84% a year. The Regular plan charges 2.25% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.

What is the AUM of WhiteOak Capital Balanced Advantage Fund?

WhiteOak Capital Balanced Advantage Fund managed ₹2,256.34 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of WhiteOak Capital Balanced Advantage Fund?

At the end of September 2026 the largest holdings were ICICIBANK (6.97%), HDFCBANK (3.93%), BHARTIARTL (2.87%), EMBASSY-RR (2.82%), NXST (2.71%). The fund held 140 securities in all.

What did WhiteOak Capital Balanced Advantage Fund buy and sell in September 2026?

It bought 5 new stocks: Moneyview Limited, SS Retail Limited, Bharat Heavy Electricals Limited, National Stock Exchange Of India Ltd, HCL Technologies Limited. It sold out of 6: Nucleus Software Exports Limited, Skyways Air Services Ltd, Onemi Technology Solutions Limited, Tempsens Instruments (India) Limited, Molbio Diagnostics Limited. It added shares in 5. It reduced 7.

How do I invest in WhiteOak Capital Balanced Advantage Fund?

Through WhiteOak Capital Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of WhiteOak Capital Balanced Advantage Fund?

Ramesh Mantri (since 10-02-2023), Piyush Baranwal (since 10-02-2023), Trupti Agrawal (since 10-02-2023), Dheeresh Pathak (since 01-04-2024), Ashish Agrawal (since 06-01-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.