WhiteOak Capital Dividend Yield Fund vs WhiteOak Capital Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund and WhiteOak Capital Multi Asset Allocation Fund is a Multi Asset fund. WhiteOak Capital Dividend Yield Fund charges 2.53% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 27.0%: they hold 33 of the same securities.
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
WhiteOak Capital Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 0.65%
- NAV
- ₹16.30
Which is better, WhiteOak Capital Dividend Yield or WhiteOak Capital Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Asset Allocation costs less: 0.65% a year against 2.53% (Direct plans).
- WhiteOak Capital Dividend Yield fell less in its worst fall since 31-08-2026: −3.5% against −4.0%.
- WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹421 Cr.
- Their portfolios overlap 27.0%: 33 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Dividend Yield Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Dividend Yield | Multi Asset |
| AUM | ₹421 Cr (30-09-2026) | ₹9,111 Cr (30-09-2026) |
| NAV | ₹9.84 (Direct) | ₹16.30 (Direct) |
| Expense ratio (Direct) | 2.53% | 0.65% |
| Expense ratio (Regular) | 3.82% | 1.67% |
| Riskometer | Moderate | High |
| Benchmark | BSE 500 TRI | 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO |
| Launch date | 28-08-2026 | 19-05-2023 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Dividend Yield vs WhiteOak Capital Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −1.16% | −1.15% | +1.63% | +6.03% | +16.11% | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | -- | -- |
Category average: the average of the 12 Dividend Yield funds and the 37 Multi Asset funds, same plan type.
WhiteOak Capital Dividend Yield vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns
| Year | Dividend YieldWhiteOak Capital Dividend Yield | Multi Asset AllocationWhiteOak Capital Multi Asset Allocation |
|---|---|---|
| 2026to date | -- | +4.15% |
| 2025 | -- | +18.39% |
| 2024 | -- | +18.99% |
WhiteOak Capital Dividend Yield vs WhiteOak Capital Multi Asset Allocation: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital Dividend Yield Fund
WhiteOak Capital Dividend Yield vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Dividend Yield Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.13% | +15.15% |
| Standard deviation | 4.99% | 5.49% |
| Sharpe ratio | -2.89 | 1.64 |
| Sortino ratio | -3.42 | 2.34 |
| Maximum drawdown | −3.5% (29-10-2026) | −6.1% (23-03-2026) |
| Beta | 0.14 | -- |
| Alpha | −9.17% | -- |
From daily NAVs, 31-08-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Dividend Yield Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −4.0% | 31-08-2026 | 23-10-2026 | Not yet | -- | −3.3% |
| BSE 500 TRI | −8.3% | 31-08-2026 | 23-10-2026 | Not yet | -- | −6.4% |
From daily values since 31-08-2026, the first day every fund has.
WhiteOak Capital Dividend Yield vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Dividend Yield Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 27.0%
- Held by both
- 33
- Only in WhiteOak Capital Dividend Yield
- 15
- Only in WhiteOak Capital Multi Asset Allocation
- 167
| Security | % of WhiteOak Capital Dividend Yield | % of WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Nexus Select Trust - REIT | 9.68% | 3.64% |
| ICICI Bank Limited | 3.15% | 2.89% |
| Embassy Office Parks REIT | 9.46% | 2.88% |
| Cube Highways Trust-InvIT Fund | 4.81% | 2.53% |
| Knowledge Realty Trust | 9.52% | 2.18% |
| Brookfield India Real Estate Trust | 9.11% | 1.59% |
| National Highways Infra Trust | 2.84% | 1.51% |
| Bharti Airtel Limited | 1.54% | 1.41% |
| HDFC Bank Limited | 2.91% | 1.30% |
| Reliance Industries Limited | 1.83% | 0.80% |
| Coforge Limited | 1.38% | 0.80% |
| State Bank of India | 0.79% | 0.83% |
| Bagmane Prime Office REIT | 9.72% | 0.76% |
| Maruti Suzuki India Limited | 0.68% | 0.49% |
| National Stock Exchange Of India Ltd | 0.58% | 0.41% |
| Infosys Limited | 1.60% | 0.34% |
| Bajaj Finance Limited | 0.56% | 0.31% |
| Hindalco Industries Limited | 0.58% | 0.29% |
| Tata Consultancy Services Limited | 0.39% | 0.29% |
| Tech Mahindra Limited | 1.33% | 0.27% |
| Muthoot Finance Limited | 0.25% | 0.21% |
| Vedanta Aluminium Metal Limited | 0.27% | 0.18% |
| Oil India Limited | 0.18% | 0.19% |
| Axis Bank Limited | 0.15% | 0.48% |
| Power Grid Corporation of India Limited | 0.15% | 0.20% |
| India Shelter Finance Corporation Limited | 0.21% | 0.13% |
| Oil & Natural Gas Corporation Limited | 0.16% | 0.12% |
| CARE Ratings Limited | 0.28% | 0.11% |
| Gillette India Limited | 0.27% | 0.08% |
| Computer Age Management Services Limited | 0.11% | 0.07% |
| Vertis Infrastructure Trust | 0.07% | 0.36% |
| 364 Days Tbill (MD 03/12/2026) | 1.18% | 0.05% |
| NTPC Limited | 0.03% | 0.16% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 27.0% means 27.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Mindspace Business Parks REIT | 9.62% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
| 91 Days Tbill (MD 10/12/2026) | 1.18% |
| Elevate Campuses Limited | 1.10% |
| TVS Motor Company Limited | 0.85% |
Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| ICICI Prudential Gold ETF | 2.82% |
| 6.94% Government of India (11/05/2036) | 2.16% |
| DSP Gold ETF | 1.75% |
| Citius Transnet Investment Trust | 1.64% |
| 6.65% Indian Railway Finance Corporation Limited (20/05/2030) | 1.46% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Dividend Yield | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Equity | 23.9% | 28.2% |
| Debt | 6.3% | 31.0% |
| Cash and others | 69.8% | 40.8% |
Market cap of stocks
| Market cap | WhiteOak Capital Dividend Yield | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Large Cap | 19.2% | 19.9% |
| Mid Cap | 1.6% | 3.1% |
| Small Cap | 1.5% | 3.5% |
| Foreign stocks | 0.0% | 0.4% |
| Not on AMFI's list | 1.7% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Dividend Yield | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Banks | 7.1% | 6.2% |
| IT - Software | 5.5% | 2.0% |
| Petroleum Products | 2.1% | 0.8% |
| Pharmaceuticals & Biotechnology | 0.1% | 1.9% |
| Finance | 1.0% | 1.7% |
| Automobiles | 1.7% | 1.3% |
| Telecom - Services | 1.5% | 1.4% |
| Food Products | 0.0% | 1.4% |
| Capital Markets | 1.2% | 1.0% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Dividend Yield vs WhiteOak Capital Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Dividend Yield Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.53% | 0.65% |
| Base expense ratio (Direct) | 0.41% | 0.38% |
| Total expense ratio (Regular) | 3.82% | 1.67% |
| Base expense ratio (Regular) | 1.50% | 1.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Dividend Yield with
- WhiteOak Capital Dividend Yield vs LIC MF Dividend Yield
- WhiteOak Capital Dividend Yield vs ICICI Prudential Dividend Yield
- WhiteOak Capital Dividend Yield vs Tata Dividend Yield
- WhiteOak Capital Dividend Yield vs UTI - Dividend Yield
- WhiteOak Capital Dividend Yield vs Aditya Birla Sun Life Dividend Yield
Compare WhiteOak Capital Multi Asset Allocation with
WhiteOak Capital Dividend Yield Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, WhiteOak Capital Multi Asset Allocation Fund is a Multi Asset fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 27.0%. WhiteOak Capital Dividend Yield Fund charges 2.53% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.
Which has the lower expense ratio, WhiteOak Capital Dividend Yield Fund or WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund charges less: 0.65% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?
27.0%. They hold 33 of the same securities, the largest shared ones being NXST, ICICIBANK, EMBASSY-RR. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Dividend Yield Fund or WhiteOak Capital Multi Asset Allocation Fund?
On SEBI's riskometer, WhiteOak Capital Dividend Yield Fund is rated Moderate and WhiteOak Capital Multi Asset Allocation Fund High. Over their common history, the standard deviation of daily returns was 4.99% and 5.49% a year.
Can I invest in both WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Multi Asset Allocation Fund?
Yes. 27.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.