WhiteOak Capital Balanced Hybrid Fund vs WhiteOak Capital Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Balanced Hybrid Fund is a Hybrid fund and WhiteOak Capital Equity Savings Fund is an Equity Savings fund. In the year to 30-10-2026, WhiteOak Capital Balanced Hybrid Fund (Direct) returned −0.4% and WhiteOak Capital Equity Savings Fund (Direct) returned 4.3%. WhiteOak Capital Balanced Hybrid Fund charges 0.71% a year and WhiteOak Capital Equity Savings Fund 1.51% (Direct plans). Their portfolios overlap 39.5%: they hold 97 of the same securities.
WhiteOak Capital Balanced Hybrid Fund
Hybrid
- 1 year return
- −0.4%
- Expense ratio
- 0.71%
- NAV
- ₹13.59
WhiteOak Capital Equity Savings Fund
Equity Savings
- 1 year return
- 4.3%
- Expense ratio
- 1.51%
- NAV
- ₹11.71
Which is better, WhiteOak Capital Balanced Hybrid or WhiteOak Capital Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Equity Savings returned more over 1 year: 4.3% against −0.4%.
- WhiteOak Capital Balanced Hybrid costs less: 0.71% a year against 1.51% (Direct plans).
- WhiteOak Capital Equity Savings fell less in its worst fall since 13-03-2025: −3.8% against −8.4%.
- WhiteOak Capital Equity Savings holds more in large companies: 49.5% of the fund in large caps against 32.6%.
- WhiteOak Capital Balanced Hybrid is the larger fund: ₹293 Cr against ₹271 Cr.
- Their portfolios overlap 39.5%: 97 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Balanced Hybrid Fund | WhiteOak Capital Equity Savings Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Hybrid | Equity Savings |
| AUM | ₹293 Cr (30-09-2026) | ₹271 Cr (30-09-2026) |
| NAV | ₹13.59 (Direct) | ₹11.71 (Direct) |
| Expense ratio (Direct) | 0.71% | 1.51% |
| Expense ratio (Regular) | 2.25% | 2.99% |
| Riskometer | Very High | Moderate |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | Nifty Equity Savings TRI |
| Launch date | 27-10-2023 | 12-03-2025 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal, Bhavin Patadia |
| Exit load | Nil | Nil |
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund (Direct) | −0.58% | −1.96% | +2.08% | −0.36% | +10.67% | -- | -- |
| WhiteOak Capital Equity Savings Fund (Direct) | +0.01% | −0.36% | +2.93% | +4.28% | -- | -- | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | -- | -- | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: Year-wise Returns
| Year | Balanced HybridWhiteOak Capital Balanced Hybrid | Equity SavingsWhiteOak Capital Equity Savings |
|---|---|---|
| 2026to date | −0.72% | +2.68% |
| 2025 | +8.21% | -- |
| 2024 | +17.18% | -- |
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 152 of them, one for each trading day from 13-03-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
WhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
to
Mar 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid | 4.6 | 59.2 | 36.2 | 0.0 | 0.0 | 0.0 | 0.0 | 4.2% | 4.3% | −1.6% | 9.2% |
| WhiteOak Capital Equity Savings | 0.0 | 7.1 | 78.1 | 14.8 | 0.0 | 0.0 | 0.0 | 8.5% | 8.9% | 3.7% | 12.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 13-03-2025. Past returns do not promise future returns.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-03-2025 to 30-10-2026: 20 instalments, ₹2,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| WhiteOak Capital Balanced HybridWhiteOak Capital Balanced Hybrid Fund (Direct) | ₹2,00,000 | ₹2,05,165 | ₹5,165 | 3.0% |
| WhiteOak Capital Equity SavingsWhiteOak Capital Equity Savings Fund (Direct) | ₹2,00,000 | ₹2,11,300 | ₹11,300 | 6.5% |
WhiteOak Capital Balanced HybridWhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Equity SavingsWhiteOak Capital Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Balanced Hybrid Fund (Direct) | WhiteOak Capital Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.36% | +4.28% |
| Standard deviation | 7.60% | 3.74% |
| Sharpe ratio | -0.74 | -0.26 |
| Sortino ratio | -0.99 | -0.35 |
| Maximum drawdown | −8.4% (23-03-2026) | −3.8% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Balanced Hybrid Fund (Direct) | WhiteOak Capital Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.66% | +10.18% |
| Standard deviation | 7.60% | 3.78% |
| Sharpe ratio | 0.61 | 1.26 |
| Sortino ratio | 0.83 | 1.87 |
| Maximum drawdown | −8.4% (23-03-2026) | −3.8% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Hybrid Fund (Direct) | −8.4% | 20-11-2025 | 23-03-2026 | 06-07-2026 | 3 months | −3.4% |
| WhiteOak Capital Equity Savings Fund (Direct) | −3.8% | 11-02-2026 | 23-03-2026 | 17-06-2026 | 3 months | −1.3% |
From daily values since 13-03-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
WhiteOak Capital Balanced Hybrid Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Balanced Hybrid Fund, September 2026; WhiteOak Capital Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 39.5%
- Held by both
- 97
- Only in WhiteOak Capital Balanced Hybrid
- 51
- Only in WhiteOak Capital Equity Savings
- 39
| Security | % of WhiteOak Capital Balanced Hybrid | % of WhiteOak Capital Equity Savings |
|---|---|---|
| ICICI Bank Limited | 5.21% | 9.66% |
| HDFC Bank Limited | 2.75% | 5.84% |
| Bharti Airtel Limited | 2.36% | 2.68% |
| Nexus Select Trust - REIT | 2.06% | 2.69% |
| 6.94% Government of India (11/05/2036) | 2.03% | 2.54% |
| Eternal Limited | 1.67% | 1.73% |
| Embassy Office Parks REIT | 1.60% | 1.60% |
| 6.28% Government of India (14/07/2032) | 1.58% | 5.15% |
| State Bank of India | 1.47% | 1.50% |
| Kotak Mahindra Bank Limited | 1.40% | 1.68% |
| Reliance Industries Limited | 1.35% | 0.99% |
| Coforge Limited | 0.84% | 2.80% |
| 7.40 % National Bank For Agriculture and Rural Development (29/04/2030) | 1.68% | 0.73% |
| Axis Bank Limited | 0.73% | 1.80% |
| 6.36% Government of India (16/02/2031) | 0.67% | 2.90% |
| Nestle India Limited | 1.78% | 0.65% |
| Mahindra & Mahindra Limited | 1.56% | 0.61% |
| 6.54% Government of India (17/01/2032) | 0.60% | 1.81% |
| Hindalco Industries Limited | 0.60% | 1.92% |
| Bharat Electronics Limited | 0.99% | 0.48% |
| Torrent Pharmaceuticals Limited | 1.07% | 0.47% |
| Titan Company Limited | 1.18% | 0.45% |
| Muthoot Finance Limited | 0.44% | 1.88% |
| 7.4% Power Finance Corporation Limited (08/05/2030) | 1.68% | 0.36% |
| Maruti Suzuki India Limited | 0.98% | 0.36% |
| 6.65% Indian Railway Finance Corporation Limited (20/05/2030) | 0.49% | 0.36% |
| Bajaj Finserv Limited | 0.36% | 0.58% |
| Adani Enterprises Limited | 0.28% | 2.09% |
| Power Finance Corporation Limited | 0.26% | 0.44% |
| Larsen & Toubro Limited | 0.59% | 0.25% |
| 182 Days Tbill (MD 12/11/2026) | 0.54% | 0.22% |
| Persistent Systems Limited | 0.63% | 0.21% |
| Tech Mahindra Limited | 0.20% | 0.20% |
| PNB Housing Finance Limited | 0.22% | 0.19% |
| National Stock Exchange Of India Ltd | 0.87% | 0.18% |
| Cipla Limited | 0.18% | 0.27% |
| Tata Consultancy Services Limited | 0.39% | 0.17% |
| Pidilite Industries Limited | 0.23% | 0.17% |
| SS Retail Limited | 0.91% | 0.16% |
| Infosys Limited | 0.51% | 0.16% |
| Lenskart Solutions Limited | 0.39% | 0.15% |
| Max Financial Services Limited | 0.37% | 0.15% |
| Tata Steel Limited | 0.34% | 0.15% |
| NTPC Limited | 0.50% | 0.14% |
| Navin Fluorine International Limited | 0.34% | 0.14% |
| Oil & Natural Gas Corporation Limited | 0.25% | 0.14% |
| SBI Life Insurance Company Limited | 0.14% | 1.60% |
| LTM Limited | 0.14% | 0.17% |
| Aadhar Housing Finance Limited | 0.42% | 0.13% |
| Cholamandalam Investment and Finance Company Ltd | 0.38% | 0.13% |
| India Shelter Finance Corporation Limited | 0.30% | 0.13% |
| Five Star Business Finance Limited | 0.35% | 0.12% |
| Krishna Institute Of Medical Sciences Limited | 0.32% | 0.12% |
| National Aluminium Company Limited | 0.30% | 0.12% |
| Info Edge (India) Limited | 0.28% | 0.12% |
| TD Power Systems Limited | 0.37% | 0.11% |
| Mankind Pharma Limited | 0.33% | 0.11% |
| Asian Paints Limited | 0.29% | 0.11% |
| Billionbrains Garage Ventures Ltd | 0.26% | 0.11% |
| Indigo Paints Limited | 0.19% | 0.11% |
| Dynamatic Technologies Limited | 0.36% | 0.10% |
| Azad Engineering Ltd | 0.33% | 0.10% |
| CARE Ratings Limited | 0.30% | 0.10% |
| Poly Medicure Limited | 0.29% | 0.10% |
| Aditya Infotech Limited | 0.25% | 0.10% |
| PB Fintech Limited | 0.22% | 0.10% |
| CG Power and Industrial Solutions Limited | 0.12% | 0.10% |
| Leela Palaces Hotels & Resorts Limited | 0.34% | 0.09% |
| KRN Heat Exchanger And Refrigeration Limited | 0.33% | 0.09% |
| Ajax Engineering Limited | 0.26% | 0.09% |
| GE Vernova T&D India Limited | 0.25% | 0.09% |
| The Phoenix Mills Limited | 0.24% | 0.09% |
| City Union Bank Limited | 0.22% | 0.09% |
| Vedanta Aluminium Metal Limited | 0.15% | 0.09% |
| TBO Tek Limited | 0.23% | 0.08% |
| Gillette India Limited | 0.18% | 0.08% |
| Bajaj Finance Limited | 0.48% | 0.07% |
| Solar Industries India Limited | 0.42% | 0.07% |
| Computer Age Management Services Limited | 0.24% | 0.07% |
| Eureka Forbes Ltd | 0.18% | 0.07% |
| eClerx Services Limited | 0.17% | 0.07% |
| Oil India Limited | 0.46% | 0.06% |
| Intellect Design Arena Limited | 0.15% | 0.06% |
| Firstsource Solutions Limited | 0.14% | 0.06% |
| 360 One WAM Limited | 0.27% | 0.05% |
| S.J.S. Enterprises Limited | 0.19% | 0.05% |
| Safari Industries (India) Limited | 0.14% | 0.05% |
| Latent View Analytics Limited | 0.07% | 0.05% |
| 364 Days Tbill (MD 12/11/2026) | 0.14% | 0.04% |
| JSW Steel Limited | 0.14% | 0.04% |
| Doms Industries Limited | 0.14% | 0.04% |
| Indiqube Spaces Limited | 0.05% | 0.04% |
| Shiprocket Limited | 0.04% | 0.03% |
| Hy-Tech Engineers Limited | 0.03% | 0.31% |
| ICICI Prudential Asset Management Company Limited | 0.24% | 0.02% |
| Rainbow Childrens Medicare Limited | 0.09% | 0.02% |
| AIA Engineering Limited | 0.22% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 39.5% means 39.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Balanced Hybrid Fund
| Security | % of fund |
|---|---|
| 8.06% Bajaj Finance Limited (15/05/2029) | 3.39% |
| 7.57% LIC Housing Finance Limited (23/11/2029) | 2.37% |
| 8.95% Reliance Industries Limited (09/11/2028) | 1.75% |
| 7.89% REC Limited (30/03/2030) | 1.71% |
| 7.64% National Bank For Agriculture and Rural Development (06/12/2029) | 1.70% |
Largest holdings only in WhiteOak Capital Equity Savings Fund
| Security | % of fund |
|---|---|
| Vodafone Idea Limited | 4.44% |
| 6.68% Government of India (07/07/2040) | 2.09% |
| 6.01% Government of India (21/07/2030) | 1.79% |
| TVS Motor Company Limited | 1.72% |
| Brookfield India Real Estate Trust | 1.53% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Balanced Hybrid | WhiteOak Capital Equity Savings |
|---|---|---|
| Equity | 51.6% | 65.6% |
| Debt | 38.6% | 19.3% |
| Cash and others | 9.8% | 15.1% |
Market cap of stocks
| Market cap | WhiteOak Capital Balanced Hybrid | WhiteOak Capital Equity Savings |
|---|---|---|
| Large Cap | 32.6% | 49.5% |
| Mid Cap | 5.5% | 10.3% |
| Small Cap | 10.1% | 4.9% |
| Not on AMFI's list | 3.4% | 0.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Balanced Hybrid | WhiteOak Capital Equity Savings |
|---|---|---|
| Banks | 11.8% | 25.1% |
| Telecom - Services | 2.4% | 7.1% |
| IT - Software | 3.1% | 4.1% |
| Finance | 4.0% | 3.9% |
| Retailing | 3.5% | 2.2% |
| Pharmaceuticals & Biotechnology | 2.9% | 2.1% |
| Automobiles | 2.5% | 2.7% |
| Insurance | 0.5% | 2.6% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Balanced Hybrid vs WhiteOak Capital Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Balanced Hybrid Fund | WhiteOak Capital Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.71% | 1.51% |
| Base expense ratio (Direct) | 0.54% | 0.75% |
| Total expense ratio (Regular) | 2.25% | 2.99% |
| Base expense ratio (Regular) | 1.85% | 2.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Equity Savings with
WhiteOak Capital Balanced Hybrid Fund vs WhiteOak Capital Equity Savings Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Balanced Hybrid Fund is a Hybrid fund, WhiteOak Capital Equity Savings Fund is an Equity Savings fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 39.5%. WhiteOak Capital Balanced Hybrid Fund charges 0.71% a year and WhiteOak Capital Equity Savings Fund 1.51%.
Which has given higher returns, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Equity Savings Fund?
Over 1 year: WhiteOak Capital Balanced Hybrid Fund −0.36%, WhiteOak Capital Equity Savings Fund +4.28%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Balanced Hybrid Fund charges less: 0.71% a year against 1.51%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Equity Savings Fund overlap?
39.5%. They hold 97 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Balanced Hybrid Fund or WhiteOak Capital Equity Savings Fund?
On SEBI's riskometer, WhiteOak Capital Balanced Hybrid Fund is rated Very High and WhiteOak Capital Equity Savings Fund Moderate. Over 1 years, the standard deviation of daily returns was 7.60% and 3.74% a year.
Can I invest in both WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Equity Savings Fund?
Yes. 39.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages WhiteOak Capital Balanced Hybrid Fund and WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Balanced Hybrid Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Equity Savings Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal, Bhavin Patadia.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.