Kotak Equity Savings Fund is an Equity Savings fund run by Kotak Mahindra Mutual Fund. On 30-09-2026, it managed ₹10,443 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 9.4% a year and its Regular plan returned 8.3% a year. Its benchmark, NIFTY Equity Savings Index, returned 7.1% a year over the same 3 years.
NAV (Direct plan)
₹29.94
▼ 0.20% · 30-10-2026
NAV (Regular plan)
₹26.89
▼ 0.21% · 30-10-2026
Expense ratio
1.09%Direct2.13%Regular
1.09%
A year
Riskometer
Moderately High
Set by the fund house
3 year return
9.4%Direct8.3%Regular
9.4%
A year
Kotak Equity Savings Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹29.94 (down 0.20% that day); Regular Plan Growth ₹26.89 (down 0.21% that day).
This fund (Direct plan)
₹29.9371
Kotak Equity Savings Fund Returns vs NIFTY Equity Savings Index
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.35%
−2.08%
−0.15%
+0.58%
+9.45%
+9.14%
+9.65%
This fund (Regular)
−1.44%
−2.34%
−0.68%
−0.47%
+8.26%
+7.98%
+8.63%
NIFTY Equity Savings Index
−1.78%
−0.90%
+2.77%
+1.54%
+7.06%
+6.63%
--
Equity Savings average
−0.02%
−0.68%
+1.71%
+2.12%
+8.55%
+7.55%
+8.43%
Best in Equity Savings
+0.76%
+0.84%
+5.12%
+6.16%
+12.81%
+9.34%
+9.65%
Worst in Equity Savings
−1.35%
−2.08%
−0.15%
−1.58%
+6.34%
+5.74%
+7.17%
Rank in Equity Savings
23/23
23/23
23/23
18/23
4/20
2/17
1/9
Category rows compare the Direct plans of 23 Equity Savings funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.
Kotak Equity Savings Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−0.57%
−1.43%
2025
+9.12%
+7.93%
2024
+12.97%
+11.70%
2023
+16.89%
+15.67%
2022
+7.90%
+6.80%
2021
+12.17%
+11.09%
Kotak Equity Savings Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,225 periods, one for each trading day from 17-10-2017 to 30-10-2026.
0%5%10%15%20%
Kotak Equity Savings Fund (Direct)
Category average, 23 Equity Savings funds
Jul 2015 to Jul 2018Jan 2017 to Jan 2020Aug 2018 to Aug 2021Feb 2020 to Feb 2023Aug 2021 to Aug 2024Feb 2023 to Feb 2026
Kotak Equity Savings Fund (Direct)Category average, 23 Equity Savings funds
0%
0%
Below 0%
2%
3%
0-5%
45%
54%
5-10%
53%
43%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
2,716
9.0%
−9.6%
34.2%
2%
8.7%
68%
2 years
2,474
10.2%
−1.2%
22.2%
0%
9.8%
68%
3 years
2,225
10.4%
2.1%
16.7%
0%
9.8%
79%
5 years
1,735
9.9%
4.3%
15.6%
0%
9.6%
89%
7 years
1,240
10.5%
8.6%
11.7%
0%
9.6%
100%
10 years
501
10.2%
9.5%
10.8%
0%
9.6%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
133
9.3%
−16.0%
23.2%
3%
9.0%
63%
2 years
121
10.1%
−5.6%
20.0%
1%
9.1%
72%
3 years
109
10.7%
−1.6%
17.0%
1%
9.9%
84%
5 years
85
10.4%
2.7%
15.2%
0%
10.0%
87%
7 years
61
10.7%
9.1%
13.4%
0%
9.9%
98%
10 years
25
10.9%
9.9%
12.0%
0%
9.9%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Kotak Equity Savings Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Kotak Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+0.58%
+2.12%
Standard deviation
5.72%
4.23%
Sharpe ratio
-0.81
-0.74
Sortino ratio
-1.05
-0.98
Maximum drawdown
−5.2%
(30-03-2026)
−3.8%
(30-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Kotak Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+9.45%
+8.75%
Standard deviation
5.66%
4.16%
Sharpe ratio
0.60
0.65
Sortino ratio
0.82
0.89
Maximum drawdown
−6.0%
(28-02-2025)
−3.8%
(28-02-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Kotak Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+9.14%
+7.88%
Standard deviation
5.15%
4.34%
Sharpe ratio
0.65
0.48
Sortino ratio
0.88
0.65
Maximum drawdown
−6.0%
(28-02-2025)
−5.4%
(20-06-2022)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Kotak Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+9.65%
+8.85%
Standard deviation
5.92%
5.49%
Sharpe ratio
0.72
0.63
Sortino ratio
0.97
0.84
Maximum drawdown
−16.5%
(23-03-2020)
−16.0%
(23-03-2020)
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Kotak Equity Savings Fund (Direct)This fund
Category average
Return (CAGR)
+9.53%
+8.86%
Standard deviation
5.60%
5.30%
Sharpe ratio
0.68
0.60
Sortino ratio
0.92
0.81
Maximum drawdown
−16.5%
(23-03-2020)
−16.0%
(23-03-2020)
From daily NAVs, 17-10-2014 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−20%−15%−10%−5%0%
Kotak Equity Savings Fund (Direct)
Category average, 23 Equity Savings funds
201520172019202120232025
Kotak Equity Savings Fund (Direct)Category average, 23 Equity Savings funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Kotak Equity Savings Fund (Direct)
−16.5%
19-02-2020
23-03-2020
21-07-2020
4 months
−3.0%
Category average
−16.0%
12-02-2020
23-03-2020
18-08-2020
5 months
−1.6%
From the Direct plan's daily NAV since 17-10-2014, adjusted for unit splits, and the average of the 23 Equity Savings funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Kotak Equity Savings Fund vs Other Equity Savings Funds
The five Equity Savings funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Kotak Equity Savings Fund Expense Ratio and Costs
What each plan charges a year, in force from 14-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Equity Savings median
Cost rank (1 = cheapest)
Direct
0.57%
0.06%
0.02%
0.43%
1.09%
1.28%
7/23
Regular
1.45%
0.06%
0.02%
0.59%
2.13%
2.20%
11/23
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Equity Savings funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−0.47%
0.58%
1.05%
₹99,530
₹1,00,580
3 years
8.26%
9.45%
1.19% a year
₹1,26,883
₹1,31,113
5 years
7.98%
9.14%
1.16% a year
₹1,46,797
₹1,54,853
10 years
8.63%
9.65%
1.02% a year
₹2,28,822
₹2,51,239
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Kotak Equity Savings Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 01-12-2014 to 30-10-2026: 143 instalments, ₹14,30,000 in all.
Direct planKotak Equity Savings Fund (Direct)Regular planKotak Equity Savings Fund (Regular)Category averageCategory average, 23 Equity Savings fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak Equity Savings Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
64.3%Equity
Asset
Fund
Category
Equity
64.3%
67.5%
Cash and others
19.3%
14.1%
Debt
16.4%
18.7%
Market cap of stocks
Market cap
Fund
Category
Large Cap
42.8%
52.2%
Mid Cap
17.0%
9.5%
Small Cap
3.9%
5.3%
Not on AMFI's list
0.7%
0.5%
Share of the whole fund. Category: the average of the Equity Savings funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 23 Equity Savings funds.
Rating
Fund
Category
Sovereign
1.6%
7.7%
AAA and A1+
12.9%
7.2%
AA
1.9%
2.4%
Kotak Equity Savings Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks13.3%
Telecom - Services8.9%
Automobiles5.8%
Finance4.0%
Financial Technology (Fintech)3.6%
Power3.5%
Diversified FMCG3.1%
Beverages2.5%
Transport Infrastructure2.5%
Petroleum Products2.0%
The ten largest of 37 sectors. The other 27 add up to 15.1%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
12.6%
12.0%
13.3%
+0.7%
Telecom - Services
9.8%
9.2%
8.9%
−0.9%
Automobiles
6.6%
6.0%
5.8%
−0.8%
Finance
4.5%
4.0%
4.0%
−0.5%
Financial Technology (Fintech)
2.5%
3.2%
3.6%
+1.0%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Kotak Equity Savings Fund Portfolio Holdings
As on 30-09-2026 · 166 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Kotak Liquid Direct Growth
Mutual Fund
7.59%
BHARTI AIRTEL LTD.
Telecom - Services
4.93%
−3.4%
HDFC BANK LTD.
Banks
4.38%
+60.9%
One 97 Communications Ltd
Financial Technology (Fintech)
3.60%
+14.2%
Indus Towers Ltd.
Telecom - Services
3.38%
0.0%
Maruti Suzuki India Limited
Automobiles
2.94%
+19.5%
STATE BANK OF INDIA.
Banks
2.77%
+0.2%
Adani Ports and Special Economic Zone Limited
Transport Infrastructure
2.47%
−4.7%
Radico Khaitan Ltd.
Beverages
2.37%
0.0%
NTPC LTD
Power
2.24%
−2.2%
Hero MotoCorp Ltd.
Automobiles
2.23%
0.0%
ICICI BANK LTD.
Banks
2.19%
+2.2%
RELIANCE INDUSTRIES LTD.
Petroleum Products
2.02%
+51.7%
ITC Ltd.
Diversified FMCG
1.87%
+1.3%
CUBE HIGHWAYS TRUST
Transport Infrastructure
1.79%
INDUSIND BANK LTD.
Banks
1.42%
0.0%
POONAWALLA FINCORP LIMITED
Finance
1.39%
0.0%
EMMVEE PHOTOVOLTAIC POWER LIMITED
Electrical Equipment
1.38%
0.0%
INDUS INFRA TRUST
Transport Infrastructure
1.33%
AXIS BANK LTD.
Banks
1.26%
+1.8%
Hindustan Unilever Ltd.
Diversified FMCG
1.25%
0.0%
BANK OF BARODA
Banks
1.21%
+5.8%
ETERNAL LIMITED
Retailing
1.13%
+0.1%
Larsen and Toubro Ltd.
Construction
1.12%
−0.9%
NLC India Ltd. (Neyveli Lignite Corporation Ltd.)
Power
1.10%
0.0%
LIC HOUSING FINANCE LTD.
Finance
0.96%
0.0%
EMBASSY OFFICE PARKS REIT · Bond
CRISIL AAA
0.95%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
0.95%
MUTHOOT FINANCE LTD. · Bond
CRISIL AA+
0.95%
GODREJ PROPERTIES LIMITED · Commercial paper
CRISIL A1+
0.95%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond
CRISIL AAA
0.94%
Mahindra & Mahindra Financial Services Ltd. · Commercial paper
CRISIL A1+
0.93%
Hindustan Aeronautics Ltd.
Aerospace and Defense
0.91%
0.0%
PUNJAB NATIONAL BANK · Certificate of deposit
CRISIL A1+
0.84%
Hindustan Zinc Ltd.
Non - Ferrous Metals
0.82%
0.0%
KNOWLEDGE REALTY TRUST
Realty
0.81%
Oracle Financial Services Software Ltd
IT - Software
0.81%
0.0%
EMBASSY OFFICE PARKS REIT
Realty
0.75%
Power Finance Corporation Ltd.
Finance
0.75%
0.0%
SWIGGY LTD
Retailing
0.73%
+0.1%
Steel Authority of India Ltd.
Ferrous Metals
0.71%
−33.0%
Mahindra & Mahindra Financial Services Ltd. · Bond
Bihar State Govt - 2034 - Bihar · State government security
SOV
0.56%
AMBUJA CEMENTS LTD.
Cement and Cement Products
0.56%
−0.6%
Mphasis Ltd
IT - Software
0.55%
−43.3%
Kotak Ultra Short to Short Term Fund
Mutual Fund
0.54%
SUN PHARMACEUTICAL INDUSTRIES LTD.
Pharmaceuticals and Biotechnology
0.53%
0.0%
HERO MOTORS LIMITED
Auto Components
0.52%
New
Mahindra & Mahindra Ltd.
Automobiles
0.52%
+4.5%
Shree Cement Ltd.
Cement and Cement Products
0.50%
0.0%
JYOTI CNC AUTOMATION LTD
Industrial Manufacturing
0.49%
0.0%
VEDANTA LTD. · Bond
ICRA AA+
0.48%
JSW Steel Ltd.
Ferrous Metals
0.47%
0.0%
HDFC BANK LTD. · Certificate of deposit
CARE A1+
0.47%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
ICRA AAA
0.47%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Certificate of deposit
CRISIL A1+
0.47%
AU SMALL FINANCE BANK LTD. · Certificate of deposit
CARE A1+
0.47%
Central Government - 2065 · Government security
SOV
0.41%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
ICRA AAA
0.34%
Sun TV Network Limited
Entertainment
0.28%
0.0%
NMDC Ltd.
Minerals and Mining
0.26%
0.0%
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. · Bond
ICRA AA+
0.24%
MANKIND PHARMA LTD · Bond
CRISIL AA+
0.24%
Bihar State Govt - 2035 - Bihar · State government security
SOV
0.22%
Hindalco Industries Ltd.
Non - Ferrous Metals
0.22%
−5.5%
SBI Life Insurance Company Ltd
Insurance
0.20%
+4.7%
Apollo Hospitals Enterprise Ltd.
Healthcare Services
0.20%
0.0%
Bihar State Govt - 2036 - Bihar · State government security
SOV
0.19%
TATA CAPITAL LTD. · Bond
CRISIL AAA
0.19%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond
CRISIL AAA
0.19%
National Housing Bank · Bond
CRISIL AAA
0.19%
Aurobindo Pharma Ltd.
Pharmaceuticals and Biotechnology
0.17%
−12.3%
NTPC GREEN ENERGY LIMITED
Power
0.16%
0.0%
BSE LTD
Capital Markets
0.16%
+6825.0%
Bharat Electronics Ltd.
Aerospace and Defense
0.16%
0.0%
Cipla Ltd.
Pharmaceuticals and Biotechnology
0.15%
−34.8%
RAAJMARG INFRA INVESTMENT TRUST
Transport Infrastructure
0.15%
Ultratech Cement Ltd.
Cement and Cement Products
0.15%
−13.5%
MANKIND PHARMA LTD
Pharmaceuticals and Biotechnology
0.15%
−14.5%
United Spirits Ltd
Beverages
0.15%
−9.3%
Bajaj Finserv Ltd.
Finance
0.15%
0.0%
REC LTD · Bond
ICRA AAA
0.14%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
FITCH AAA
0.14%
HDB FINANCIAL SERVICES LTD. · Bond
CRISIL AAA
0.14%
Tamil Nadu State Govt - 2041 - Tamil Nadu · State government security
SOV
0.13%
BAGMANE PRIME OFFICE REIT
Realty
0.13%
PRASOL CHEMICALS LIMITED
Chemicals and Petrochemicals
0.13%
New
NBCC (India) Ltd
Construction
0.12%
0.0%
PHOENIX MILLS LTD.
Realty
0.12%
−2.7%
Ruchi Soya Industries Ltd.
Agricultural Food and other Product
0.11%
0.0%
TVS Motor Company Ltd.
Automobiles
0.10%
0.0%
Mahindra & Mahindra Financial Services Ltd. · Bond
CRISIL AAA
0.10%
HDFC BANK LTD. · Bond
CRISIL AAA
0.09%
LIC HOUSING FINANCE LTD. · Bond
CRISIL AAA
0.09%
GODREJ PROPERTIES LIMITED
Realty
0.09%
0.0%
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA · Bond
CRISIL AAA
0.09%
Adani Enterprises Ltd
Metals and Minerals Trading
0.08%
0.0%
L & T FINANCE LTD. · Bond
ICRA AAA
0.08%
Prestige Estates Projects Limited
Realty
0.08%
0.0%
HDFC BANK LTD. · Bond
CRISIL AAA
0.07%
Fortis Healthcare India Ltd
Healthcare Services
0.07%
0.0%
REC LTD · Bond
CRISIL AAA
0.06%
Gujarat State Govt - 2031 - Gujarat · State government security
SOV
0.05%
REC LTD · Bond
CRISIL AAA
0.05%
BANK OF BARODA · Certificate of deposit
CARE A1+
0.05%
HDFC BANK LTD. · Bond
CRISIL AAA
0.05%
INDIAN HOTELS CO LTD
Leisure Services
0.05%
0.0%
INDIAN RAILWAY FINANCE CORPORATION LTD. · Bond
CRISIL AAA
0.05%
INDIAN RAILWAY FINANCE CORPORATION LTD. · Bond
CRISIL AAA
0.05%
LIC HOUSING FINANCE LTD. · Bond
CRISIL AAA
0.05%
LIC HOUSING FINANCE LTD. · Bond
CRISIL AAA
0.05%
Power Finance Corporation Ltd. · Bond
CRISIL AAA
0.05%
PUNJAB NATIONAL BANK · Certificate of deposit
CRISIL A1+
0.05%
KALYAN JEWELLERS INDIA LTD.
Consumer Durables
0.05%
−23.3%
Mahindra & Mahindra Financial Services Ltd. · Bond
CRISIL AAA
0.05%
AXIS Finance Ltd. · Bond
CARE AAA
0.05%
Bajaj Auto Ltd.
Automobiles
0.05%
New
Glenmark Pharmaceuticals Ltd
Pharmaceuticals and Biotechnology
0.05%
0.0%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
CRISIL AAA
0.04%
TATA CONSULTANCY SERVICES LTD.
IT - Software
0.04%
New
ADITYA BIRLA CAPITAL LTD
Finance
0.04%
0.0%
Tamil Nadu State Govt - 2028 - Tamil Nadu · State government security
SOV
0.03%
INDIAN RAILWAY FINANCE CORPORATION LTD. · Bond
ICRA AAA
0.03%
MV ELECTROSYSTEMS LTD
Industrial Manufacturing
0.03%
0.0%
Varun Beverages Limited
Beverages
0.03%
0.0%
Crompton Greaves Consumer Electricals Limited
Consumer Durables
0.03%
0.0%
SUNDARAM FINANCE LTD. · Bond
CRISIL AAA
0.03%
UNION BANK OF INDIA
Banks
0.03%
0.0%
Max Healthcare Institute Ltd.
Healthcare Services
0.02%
0.0%
Tata Power Company Ltd.
Power
0.02%
0.0%
TATA CAPITAL LTD. · Bond
ICRA AAA
0.02%
Minda Industries Ltd.
Auto Components
0.02%
−7.7%
SHRIRAM FINANCE LIMITED
Finance
0.02%
New
Power Grid Corporation of India Ltd. · Bond
CRISIL AAA
0.02%
JIO FINANCIAL SERVICES LTD
Finance
0.02%
0.0%
Central Government - 2027 · Government security
SOV
0.01%
REC LTD · Bond
CRISIL AAA
0.01%
REC LTD · Bond
CRISIL AAA
0.01%
INDIAN RAILWAY FINANCE CORPORATION LTD. · Bond
CRISIL AAA
0.01%
GODREJ CONSUMER PRODUCTS LTD.
Personal Products
0.01%
0.0%
Container Corporation of India Ltd.
Transport Services
0.01%
0.0%
LIC HOUSING FINANCE LTD. · Bond
CRISIL AAA
0.01%
Nestle India Ltd.
Food Products
0.01%
0.0%
Bharat Heavy Electricals Ltd.
Electrical Equipment
0.01%
0.0%
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT · Bond
CRISIL AAA
0.01%
Pidilite Industries Ltd.
Chemicals and Petrochemicals
0.01%
0.0%
Computer Age Management Services Limited
Capital Markets
0.01%
0.0%
SUNDARAM FINANCE LTD. · Bond
ICRA AAA
0.01%
Power Grid Corporation of India Ltd.
Power
0.01%
0.0%
HDB FINANCIAL SERVICES LTD. · Bond
CRISIL AAA
0.01%
TRENT LTD
Retailing
0.01%
New
RBL BANK LTD.
Banks
0.01%
0.0%
Eicher Motors Ltd.
Automobiles
0.00%
0.0%
Oil And Natural Gas Corporation Ltd.
Oil
0.00%
0.0%
Coal India Limited
Consumable Fuels
0.00%
−96.3%
Alkem Laboratories Ltd.
Pharmaceuticals and Biotechnology
0.00%
0.0%
GMR AIRPORTS LIMITED
Transport Infrastructure
0.00%
−90.0%
HDFC Life Insurance Company Ltd
Insurance
0.00%
New
Kotak Equity Savings Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
BHARTI AIRTEL LTD.
↓Reduced
−3.4%
4.93%
HDFC BANK LTD.
↑Added
+60.9%
4.38%
One 97 Communications Ltd
↑Added
+14.2%
3.60%
STATE BANK OF INDIA.
↑Added
+0.2%
2.77%
Maruti Suzuki India Limited
↑Added
+19.5%
2.94%
Adani Ports and Special Economic Zone Limited
↓Reduced
−4.7%
2.47%
ICICI BANK LTD.
↑Added
+2.2%
2.19%
NTPC LTD
↓Reduced
−2.2%
2.24%
RELIANCE INDUSTRIES LTD.
↑Added
+51.7%
2.02%
ITC Ltd.
↑Added
+1.3%
1.87%
TML COMMERCIAL VEHICLES LIMITED
↓Sold out
−100%
was 1.30%
AXIS BANK LTD.
↑Added
+1.8%
1.26%
BANK OF BARODA
↑Added
+5.8%
1.21%
Larsen and Toubro Ltd.
↓Reduced
−0.9%
1.12%
ETERNAL LIMITED
↑Added
+0.1%
1.13%
Steel Authority of India Ltd.
↓Reduced
−33.0%
0.71%
Mphasis Ltd
↓Reduced
−43.3%
0.55%
SWIGGY LTD
↑Added
+0.1%
0.73%
BAJAJ FINANCE LTD.
↑Added
+1.0%
0.63%
Oil India Limited
↓Sold out
−100%
was 0.68%
AMBUJA CEMENTS LTD.
↓Reduced
−0.6%
0.56%
Mahindra & Mahindra Ltd.
↑Added
+4.5%
0.52%
HERO MOTORS LIMITED
↑New
New
0.52%
OLA ELECTRIC MOBILITY LIMITED
↓Sold out
−100%
was 0.38%
Hindalco Industries Ltd.
↓Reduced
−5.5%
0.22%
Cipla Ltd.
↓Reduced
−34.8%
0.15%
SBI Life Insurance Company Ltd
↑Added
+4.7%
0.20%
Aurobindo Pharma Ltd.
↓Reduced
−12.3%
0.17%
Infosys Ltd.
↓Sold out
−100%
was 0.19%
Ultratech Cement Ltd.
↓Reduced
−13.5%
0.15%
United Spirits Ltd
↓Reduced
−9.3%
0.15%
BSE LTD
↑Added
+6825.0%
0.16%
MANKIND PHARMA LTD
↓Reduced
−14.5%
0.15%
Grasim Industries Ltd.
↓Sold out
−100%
was 0.14%
PRASOL CHEMICALS LIMITED
↑New
New
0.13%
PHOENIX MILLS LTD.
↓Reduced
−2.7%
0.12%
KALYAN JEWELLERS INDIA LTD.
↓Reduced
−23.3%
0.05%
Bajaj Auto Ltd.
↑New
New
0.05%
TATA CONSULTANCY SERVICES LTD.
↑New
New
0.04%
Minda Industries Ltd.
↓Reduced
−7.7%
0.02%
VIKRAM SOLAR LIMITED
↓Sold out
−100%
was 0.03%
HCL Technologies Ltd.
↓Sold out
−100%
was 0.03%
SHRIRAM FINANCE LIMITED
↑New
New
0.02%
Coal India Limited
↓Reduced
−96.3%
0.00%
GMR AIRPORTS LIMITED
↓Reduced
−90.0%
0.00%
TRENT LTD
↑New
New
0.01%
Max Financial Services Ltd
↓Sold out
−100%
was 0.01%
HDFC Life Insurance Company Ltd
↑New
New
0.00%
Wipro Ltd.
↓Sold out
−100%
was 0.00%
Britannia Industries Ltd.
↓Sold out
−100%
was 0.00%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Kotak Equity Savings Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.09%
Expense ratio (Regular)
2.13%
Category
Equity Savings
Risk
Moderately High
Benchmark
NIFTY Equity Savings Index (TRI)
Launch date
13-10-2014
Minimum investment
₹100
Minimum additional investment
₹100
AUM
₹10,442.51 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
131373
ISIN (Direct)
INF174K01D28
Scheme code (Regular)
131372
ISIN (Regular)
INF174K01C78
NAV history
From 17-10-2014, 12.0 years
Exit load
Exit load for units in excess of 8% of the investment,1% will be charged for redemption within 90 days.
Tax on Kotak Equity Savings Fund returns
Kotak Equity Savings Fund is taxed as an equity fund: 65% or more of it is in Indian stocks, counting its hedged positions.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Monthly Payout Income Distribution Cum Capital Withdrawal
₹21.3409
30-10-2026
direct
Growth
₹29.9371
30-10-2026
regular
Monthly Payout Income Distribution Cum Capital Withdrawal
₹19.6847
30-10-2026
regular
Growth
₹26.8857
30-10-2026
About Kotak Equity Savings Fund
Kotak Equity Savings Fund is a mutual fund from Kotak Mahindra Mutual Fund. Its category is Equity Savings. It was launched on 13-10-2014. Its benchmark is NIFTY Equity Savings Index (TRI). At the end of September 2026 it held 166 securities.
Fund Manager
Devender Singhal
Fund manager of Kotak Equity Savings Fund, since 01-04-2021
Abhishek Bisen
Fund manager of Kotak Equity Savings Fund, since 17-09-2014
Hiten Shah
Fund manager of Kotak Equity Savings Fund, since 03-10-2019
Frequently Asked Questions for Kotak Equity Savings Fund
What is the current NAV of Kotak Equity Savings Fund?
The Direct plan NAV is ₹29.9371. The Regular plan NAV is ₹26.8857, as on 30-10-2026.
What are the returns of Kotak Equity Savings Fund?
The Direct plan returned +0.58% in 1 year, +9.45% a year over 3 years, +9.14% a year over 5 years. The Regular plan returned −0.47% in 1 year, +8.26% a year over 3 years, +7.98% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Kotak Equity Savings Fund?
The Direct plan charges 1.09% a year. The Regular plan charges 2.13% a year. This is the figure the fund house reported to AMFI, in force from 14-10-2026.
What is the AUM of Kotak Equity Savings Fund?
Kotak Equity Savings Fund managed ₹10,442.51 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Kotak Equity Savings Fund?
At the end of September 2026 the largest holdings were Kotak Liquid Direct Growth (7.59%), BHARTIARTL (4.93%), HDFCBANK (4.38%), PAYTM (3.60%), INDUSTOWER (3.38%). The fund held 166 securities in all.
What did Kotak Equity Savings Fund buy and sell in September 2026?
It bought 7 new stocks: HERO MOTORS LIMITED, PRASOL CHEMICALS LIMITED, TATA CONSULTANCY SERVICES LTD, SHRIRAM FINANCE LIMITED, HDFC Life Insurance Company Ltd. It sold out of 10: Infosys Ltd, Grasim Industries Ltd, Wipro Ltd, VIKRAM SOLAR LIMITED, OLA ELECTRIC MOBILITY LIMITED. It added shares in 15. It reduced 18.
How do I invest in Kotak Equity Savings Fund?
Through Kotak Mahindra Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Who is the fund manager of Kotak Equity Savings Fund?
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Kotak Equity Savings Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.