Edelweiss Equity Savings Fund vs WhiteOak Capital Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
Edelweiss Equity Savings Fund and WhiteOak Capital Equity Savings Fund are both Equity Savings funds. In the year to 30-10-2026, Edelweiss Equity Savings Fund (Direct) returned 5.4% and WhiteOak Capital Equity Savings Fund (Direct) returned 4.3%. Edelweiss Equity Savings Fund charges 1.08% a year and WhiteOak Capital Equity Savings Fund 1.51% (Direct plans). Their portfolios overlap 30.6%: they hold 62 of the same securities.
Edelweiss Equity Savings Fund
Equity Savings
- 1 year return
- 5.4%
- Expense ratio
- 1.08%
- NAV
- ₹30.25
WhiteOak Capital Equity Savings Fund
Equity Savings
- 1 year return
- 4.3%
- Expense ratio
- 1.51%
- NAV
- ₹11.71
Which is better, Edelweiss Equity Savings or WhiteOak Capital Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Equity Savings returned more over 1 year: 5.4% against 4.3%.
- Edelweiss Equity Savings costs less: 1.08% a year against 1.51% (Direct plans).
- Edelweiss Equity Savings fell less in its worst fall since 13-03-2025: −3.5% against −3.8%.
- Edelweiss Equity Savings is the larger fund: ₹1,704 Cr against ₹271 Cr.
- Their portfolios overlap 30.6%: 62 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Edelweiss Equity Savings Fund | WhiteOak Capital Equity Savings Fund |
|---|---|---|
| Fund house | Edelweiss Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Equity Savings | Equity Savings |
| AUM | ₹1,704 Cr (30-09-2026) | ₹271 Cr (30-09-2026) |
| NAV | ₹30.25 (Direct) | ₹11.71 (Direct) |
| Expense ratio (Direct) | 1.08% | 1.51% |
| Expense ratio (Regular) | 2.08% | 2.99% |
| Riskometer | Moderate | Moderate |
| Benchmark | Nifty Equity Savings Index | Nifty Equity Savings TRI |
| Launch date | 13-10-2014 | 12-03-2025 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal, Bhavin Patadia |
| Exit load | Exit load of 0.25%, if redeemed within 30 days. | Nil |
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Edelweiss Equity Savings Fund (Direct) | −0.68% | +0.27% | +3.54% | +5.36% | +10.93% | +9.34% | -- |
| WhiteOak Capital Equity Savings Fund (Direct) | +0.01% | −0.36% | +2.93% | +4.28% | -- | -- | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | -- | -- | -- |
Category average: the average of the 23 Equity Savings funds, same plan type.
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: Year-wise Returns
| Year | EdelweissEdelweiss Equity Savings | WhiteOak CapitalWhiteOak Capital Equity Savings |
|---|---|---|
| 2026to date | +4.53% | +2.68% |
| 2025 | +9.03% | -- |
| 2024 | +14.47% | -- |
| 2023 | +14.29% | -- |
| 2022 | +4.65% | -- |
| 2021 | +13.07% | -- |
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 155 of them, one for each trading day from 13-03-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Edelweiss Equity Savings Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
to
Mar 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Edelweiss Equity Savings | 0.0 | 1.9 | 98.1 | 0.0 | 0.0 | 0.0 | 0.0 | 7.9% | 8.0% | 4.6% | 9.8% |
| WhiteOak Capital Equity Savings | 0.0 | 7.1 | 78.1 | 14.8 | 0.0 | 0.0 | 0.0 | 8.5% | 8.9% | 3.7% | 12.5% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 13-03-2025. Past returns do not promise future returns.
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-03-2025 to 30-10-2026: 20 instalments, ₹2,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct) | ₹2,00,000 | ₹2,12,394 | ₹12,394 | 7.1% |
| WhiteOak Capital Equity SavingsWhiteOak Capital Equity Savings Fund (Direct) | ₹2,00,000 | ₹2,11,300 | ₹11,300 | 6.5% |
Edelweiss Equity SavingsEdelweiss Equity Savings Fund (Direct)
WhiteOak Capital Equity SavingsWhiteOak Capital Equity Savings Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Edelweiss Equity Savings Fund (Direct) | WhiteOak Capital Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.36% | +4.28% |
| Standard deviation | 4.38% | 3.74% |
| Sharpe ratio | 0.03 | -0.26 |
| Sortino ratio | 0.04 | -0.35 |
| Maximum drawdown | −3.5% (23-03-2026) | −3.8% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss Equity Savings Fund (Direct) | WhiteOak Capital Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.34% | +10.18% |
| Standard deviation | 4.72% | 3.78% |
| Sharpe ratio | 1.05 | 1.26 |
| Sortino ratio | 1.46 | 1.87 |
| Maximum drawdown | −9.5% (23-03-2020) | −3.8% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 28-11-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Edelweiss Equity Savings Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Edelweiss Equity Savings Fund (Direct) | −3.5% | 18-02-2026 | 23-03-2026 | 17-04-2026 | 25 days | −1.5% |
| WhiteOak Capital Equity Savings Fund (Direct) | −3.8% | 11-02-2026 | 23-03-2026 | 17-06-2026 | 3 months | −1.3% |
From daily values since 13-03-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss Equity Savings Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: Edelweiss Equity Savings Fund, September 2026; WhiteOak Capital Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 30.6%
- Held by both
- 62
- Only in Edelweiss Equity Savings
- 93
- Only in WhiteOak Capital Equity Savings
- 74
| Security | % of Edelweiss Equity Savings | % of WhiteOak Capital Equity Savings |
|---|---|---|
| HDFC Bank Ltd. | 4.92% | 5.84% |
| ICICI Bank Ltd. | 4.58% | 9.66% |
| Bharti Airtel Ltd. | 3.10% | 2.68% |
| Vodafone Idea Ltd. | 2.42% | 4.44% |
| Hindalco Industries Ltd. | 1.49% | 1.92% |
| Axis Bank Ltd. | 1.44% | 1.80% |
| BROOKFIELD INDIA REAL ESTATE TRUST | 1.22% | 1.53% |
| Reliance Industries Ltd. | 2.93% | 0.99% |
| Kotak Mahindra Bank Ltd. | 0.84% | 1.68% |
| Eternal Ltd. | 0.75% | 1.73% |
| State Bank of India | 0.59% | 1.50% |
| Mahindra & Mahindra Ltd. | 0.58% | 0.61% |
| RAAJMARG INFRA INVESTMENT TRUST | 0.71% | 0.52% |
| RBL Bank Ltd. | 0.73% | 0.47% |
| Titan Company Ltd. | 0.48% | 0.45% |
| CUBE HIGHWAYS TRUST | 0.77% | 0.38% |
| Ultratech Cement Ltd. | 0.34% | 0.38% |
| Bajaj Finserv Ltd. | 0.33% | 0.58% |
| The Federal Bank Ltd. | 0.30% | 1.05% |
| Bandhan Bank Ltd. | 0.28% | 1.52% |
| Steel Authority of India Ltd. | 4.26% | 0.25% |
| Larsen & Toubro Ltd. | 0.33% | 0.25% |
| Maruti Suzuki India Ltd. | 0.25% | 0.36% |
| AU Small Finance Bank Ltd. | 0.24% | 1.31% |
| Bharat Electronics Ltd. | 0.21% | 0.48% |
| Apollo Hospitals Enterprise Ltd. | 0.21% | 0.23% |
| Tech Mahindra Ltd. | 0.24% | 0.20% |
| Torrent Pharmaceuticals Ltd. | 0.19% | 0.47% |
| NSE India Ltd. | 0.56% | 0.18% |
| Divi's Laboratories Ltd. | 0.65% | 0.17% |
| Tata Consultancy Services Ltd. | 0.24% | 0.17% |
| Infosys Ltd. | 0.21% | 0.16% |
| NTPC Ltd. | 0.35% | 0.14% |
| TVS Motor Company Ltd. | 0.14% | 1.72% |
| National Aluminium Company Ltd. | 1.05% | 0.12% |
| ITC Ltd. | 0.46% | 0.12% |
| Cipla Ltd. | 0.12% | 0.27% |
| NEXUS SELECT TRUST | 0.12% | 2.69% |
| Pidilite Industries Ltd. | 0.12% | 0.17% |
| Mphasis Ltd. | 0.12% | 0.28% |
| Billionbrains Garage Ventures Ltd. | 0.82% | 0.11% |
| Asian Paints Ltd. | 0.14% | 0.11% |
| Bharat Heavy Electricals Ltd. | 0.22% | 0.10% |
| Azad Engineering Ltd. | 0.21% | 0.10% |
| CG Power and Industrial Solutions Ltd. | 0.20% | 0.10% |
| Muthoot Finance Ltd. | 0.10% | 1.88% |
| IndusInd Bank Ltd. | 0.43% | 0.09% |
| GE Vernova T&D India Limited | 0.24% | 0.09% |
| Vedanta Aluminium Metal Ltd. | 0.23% | 0.09% |
| Power Finance Corporation Ltd. | 0.09% | 0.44% |
| Persistent Systems Ltd. | 0.09% | 0.21% |
| Bajaj Finance Ltd. | 0.56% | 0.07% |
| HDFC Life Insurance Company Ltd. | 0.07% | 0.85% |
| S.J.S. Enterprises Ltd. | 0.30% | 0.05% |
| Biocon Ltd. | 0.05% | 1.06% |
| JSW Steel Ltd. | 0.35% | 0.04% |
| Ashok Leyland Ltd. | 0.04% | 1.45% |
| Adani Enterprises Ltd. | 0.03% | 2.09% |
| Mankind Pharma Ltd. | 0.03% | 0.11% |
| Milky Mist Dairy Food Ltd. | 0.19% | 0.02% |
| ICICI Prudential Asset Mgmt Co Ltd. | 0.17% | 0.02% |
| Jio Financial Services Ltd. | 0.01% | 0.21% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 30.6% means 30.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Edelweiss Equity Savings Fund
| Security | % of fund |
|---|---|
| EDELWEISS ULTRA SHORT TERM FUND | 4.41% |
| EDELWEISS LOW DURATION FUND | 3.69% |
| 7.65% HDB FIN SERV NCD 10-09-27 | 2.92% |
| Adani Green Energy Ltd. | 2.70% |
| EDELWEISS LIQUID FUND - DIRECT PL -GR | 2.51% |
Largest holdings only in WhiteOak Capital Equity Savings Fund
| Security | % of fund |
|---|---|
| 6.28% Government of India (14/07/2032) | 5.15% |
| 6.36% Government of India (16/02/2031) | 2.90% |
| Coforge Limited | 2.80% |
| 6.94% Government of India (11/05/2036) | 2.54% |
| 6.68% Government of India (07/07/2040) | 2.09% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Edelweiss Equity Savings | WhiteOak Capital Equity Savings |
|---|---|---|
| Equity | 64.9% | 65.6% |
| Debt | 8.5% | 19.3% |
| Cash and others | 26.6% | 15.1% |
Market cap of stocks
| Market cap | Edelweiss Equity Savings | WhiteOak Capital Equity Savings |
|---|---|---|
| Large Cap | 41.7% | 49.5% |
| Mid Cap | 14.3% | 10.3% |
| Small Cap | 6.7% | 4.9% |
| Not on AMFI's list | 2.3% | 0.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Edelweiss Equity Savings | WhiteOak Capital Equity Savings |
|---|---|---|
| Banks | 15.0% | 25.1% |
| Telecom - Services | 5.9% | 7.1% |
| Ferrous Metals | 4.7% | 0.4% |
| Capital Markets | 4.3% | 1.3% |
| IT - Software | 1.0% | 4.1% |
| Finance | 2.3% | 3.9% |
| Power | 3.5% | 0.1% |
| Petroleum Products | 3.3% | 1.0% |
| Automobiles | 1.7% | 2.7% |
| Insurance | 0.2% | 2.6% |
The six largest sectors of each fund's stocks, % of the fund.
Edelweiss Equity Savings vs WhiteOak Capital Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Edelweiss Equity Savings Fund | WhiteOak Capital Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.08% | 1.51% |
| Base expense ratio (Direct) | 0.51% | 0.75% |
| Total expense ratio (Regular) | 2.08% | 2.99% |
| Base expense ratio (Regular) | 1.36% | 2.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Edelweiss Equity Savings with
Edelweiss Equity Savings Fund vs WhiteOak Capital Equity Savings Fund: Frequently Asked Questions
What is the difference between Edelweiss Equity Savings Fund and WhiteOak Capital Equity Savings Fund?
Both are Equity Savings funds, run by Edelweiss Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 30.6%. Edelweiss Equity Savings Fund charges 1.08% a year and WhiteOak Capital Equity Savings Fund 1.51%.
Which has given higher returns, Edelweiss Equity Savings Fund or WhiteOak Capital Equity Savings Fund?
Over 1 year: Edelweiss Equity Savings Fund +5.36%, WhiteOak Capital Equity Savings Fund +4.28%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Edelweiss Equity Savings Fund or WhiteOak Capital Equity Savings Fund?
Edelweiss Equity Savings Fund charges less: 1.08% a year against 1.51%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Edelweiss Equity Savings Fund and WhiteOak Capital Equity Savings Fund overlap?
30.6%. They hold 62 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Edelweiss Equity Savings Fund or WhiteOak Capital Equity Savings Fund?
On SEBI's riskometer, Edelweiss Equity Savings Fund is rated Moderate and WhiteOak Capital Equity Savings Fund Moderate. Over 1 years, the standard deviation of daily returns was 4.38% and 3.74% a year.
Can I invest in both Edelweiss Equity Savings Fund and WhiteOak Capital Equity Savings Fund?
Yes. 30.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Edelweiss Equity Savings Fund and WhiteOak Capital Equity Savings Fund?
Edelweiss Equity Savings Fund: Bharat Lahoti, Bhavesh Jain, Rahul Dedhia, Kedar Karnik. WhiteOak Capital Equity Savings Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal, Bhavin Patadia.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.