The Wealth Company Multi Asset Allocation Fund

Multi AssetDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

The Wealth Company Multi Asset Allocation Fund is a Multi Asset fund run by The Wealth Company Mutual Fund. On 30-09-2026, it managed ₹212 Cr of investors' money.

NAV (Direct plan): ₹10.41; ▼ 0.86%30-10-2026
NAV (Regular plan): ₹10.26; ▼ 0.87%30-10-2026
Expense ratio: 1.23%Direct2.84%Regular; 1.23%; A year
Riskometer: Very High; Set by the fund house
6 month return: −1.4%Direct−2.2%Regular; −1.4%; Total

The Wealth Company Multi Asset Allocation Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹10.41 (down 0.86% that day); Regular Plan Growth ₹10.26 (down 0.87% that day).

This fund (Direct plan)

₹10.4051

The Wealth Company Multi Asset Allocation Fund Returns vs Multi Asset Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−3.15%	−3.00%	−1.43%	--	--	--	--
This fund (Regular)	−3.27%	−3.39%	−2.21%	--	--	--	--
Multi Asset average	−1.71%	−3.33%	−1.78%	--	--	--	--
Best in Multi Asset	+0.22%	+1.02%	+3.21%	--	--	--	--
Worst in Multi Asset	−3.85%	−5.28%	−5.92%	--	--	--	--
Rank in Multi Asset	32/37	10/36	12/34	--	--	--	--

Category rows compare the Direct plans of 37 Multi Asset funds. Rank 1 is the highest return. This fund's benchmark is 40% NIFTY 200 TRI + 45% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver. Returns of that index are not available to us, so the category average is the comparison.

The Wealth Company Multi Asset Allocation Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.74%	+1.38%

The Wealth Company Multi Asset Allocation Fund vs Other Multi Asset Funds

The five Multi Asset funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Quant Multi Asset Allocation Fund	1/15	6,608	1.13%	+8.36%	+21.56%	--	--	1.37	1.95	Compare
Nippon India Multi Asset Allocation Fund	2/15	18,044	0.48%	+3.05%	+17.96%	--	--	1.19	1.63	Compare
DSP Multi Asset Allocation Fund	3/15	10,820	0.62%	+4.15%	+17.30%	--	--	1.32	1.84	Compare
Kotak Multi Asset Allocation Fund	4/15	15,236	0.63%	+4.34%	+16.23%	--	--	0.83	1.11	Compare
WhiteOak Capital Multi Asset Allocation Fund	5/15	9,111	0.65%	+6.03%	+16.11%	--	--	1.76	2.50	Compare
The Wealth Company Multi Asset Allocation Fund	--	212	1.23%	--	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

The Wealth Company Multi Asset Allocation Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Multi Asset median	Cost rank (1 = cheapest)
Direct	0.35%	0.26%	0.02%	0.60%	1.23%	0.85%	33/37
Regular	1.81%	0.26%	0.02%	0.75%	2.84%	2.15%	34/37

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Multi Asset funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

The Wealth Company Multi Asset Allocation Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

58.3%Equity

Asset	Fund	Category
Equity	58.3%	58.2%
Cash and others	26.3%	25.6%
Debt	15.4%	16.2%

Market cap of stocks

Market cap	Fund	Category
Large Cap	16.4%	35.1%
Mid Cap	22.3%	11.8%
Small Cap	14.6%	9.3%
Not on AMFI's list	4.9%	1.1%

Share of the whole fund. Category: the average of the Multi Asset funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Multi Asset funds.

Rating	Fund	Category
AAA and A1+	15.4%	8.2%

The Wealth Company Multi Asset Allocation Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks6.2%
Pharmaceuticals & Biotechnology5.5%
Capital Markets4.0%
Auto Components4.0%
Electrical Equipment3.8%
Leisure Services2.9%
Finance2.6%
Industrial Products2.5%
Consumer Durables2.3%
Industrial Manufacturing2.1%

The ten largest of 28 sectors. The other 18 add up to 22.4%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	6.9%	4.0%	6.2%	−0.7%
Pharmaceuticals & Biotechnology	6.3%	5.5%	5.5%	−0.8%
Capital Markets	4.0%	6.3%	4.0%	0.0%
Auto Components	1.9%	2.9%	4.0%	+2.1%
Electrical Equipment	2.1%	3.5%	3.8%	+1.7%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

The Wealth Company Multi Asset Allocation Fund Portfolio Holdings

As on 30-09-2026 · 71 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
The Wealth Company Gold ETF Growth		5.83%
7.64% NABARD 06-DEC-2029 · Bond	ICRA AAA	3.75%
7.04% SIDBI 09-FEB-2029 · Bond	CRISIL AAA	3.71%
ICICI Bank Limited	Banks	2.31%	0.0%
7.68% NABARD 30-APR-2029 · Bond	CRISIL AAA	1.88%
7.3% REC Limited 31-MAY-2028 · Bond	CRISIL AAA	1.88%
7.38% REC Limited 28-FEB-2029 · Bond	ICRA AAA	1.88%
HDFC Bank Limited	Banks	1.74%	New
ITC Hotels Limited	Leisure Services	1.73%	+36.8%
Hero Motors Limited	Auto Components	1.72%	New
HDFC MF - Gold ETF - Growth		1.65%
Lenskart Solutions Limited	Retailing	1.62%	0.0%
CG Power And Industrial Solutions Ltd	Electrical Equipment	1.61%	0.0%
Data Patterns (India) Limited	Aerospace & Defense	1.60%	+5.3%
CRISIL Limited	Finance	1.46%	0.0%
Aditya Infotech Limited	Industrial Manufacturing	1.42%	0.0%
Kirloskar Oil Engines Ltd	Industrial Products	1.42%	0.0%
7.57% Bajaj Finance Ltd 03-APR-2030 · Bond	CRISIL AAA	1.38%
Central Depository Services (India) Ltd.	Capital Markets	1.37%	+21.1%
SBI-ETF Gold		1.34%
TVS Motor Company Limited	Automobiles	1.30%	0.0%
CEAT Limited	Auto Components	1.27%	+13.8%
Hindustan Copper Limited	Non - Ferrous Metals	1.27%	+4.6%
Dixon Technologies (India) Limited	Consumer Durables	1.26%	+36.0%
Mankind Pharma Limited	Pharmaceuticals & Biotechnology	1.26%	+8.1%
Solar Industries India Limited	Chemicals & Petrochemicals	1.26%	0.0%
TIPS MUSIC LIMITED	Entertainment	1.24%	0.0%
Page Industries Limited	Textiles & Apparels	1.20%	+23.5%
Jubilant Foodworks Limited	Leisure Services	1.19%	+23.6%
Motilal Oswal Financial Services Limited	Capital Markets	1.16%	−35.0%
Sundaram Finance Limited	Finance	1.16%	0.0%
Nippon India MF- Nippon India Silver ETF		1.15%
Bank of Maharashtra	Banks	1.14%	+238.9%
Metropolis Healthcare Limited	Healthcare Services	1.13%	+12.8%
Adani Green Energy Limited	Power	1.12%	+12.1%
Nippon Life India Asset Management Ltd	Capital Markets	1.11%	−8.3%
Rentomojo Limited	Commercial Services & Supplies	1.11%	New
Biocon Limited	Pharmaceuticals & Biotechnology	1.11%	0.0%
Oberoi Realty Limited	Realty	1.10%	0.0%
Cipla Limited	Pharmaceuticals & Biotechnology	1.08%	New
Shiprocket Ltd	Transport Services	1.08%	+63.7%
Supreme Industries Limited	Industrial Products	1.06%	New
Alembic Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.05%	0.0%
HCL Technologies Limited	IT - Software	1.05%	0.0%
Tata Motors Limited	Agricultural, Commercial & Construction Vehicles	1.05%	+5.0%
Asian Paints Limited	Consumer Durables	1.02%	−18.2%
HDFC Mutual Fund - HDFC Silver ETF		1.02%
SBI Mutual Fund - SBI SILVER ETF		1.01%
ICICI Pru Mutual Fund - Silver ETF		1.00%
Nexus Select Mall Management Private Ltd	Realty	1.00%
UNO Minda Limited	Auto Components	0.99%	0.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	0.99%	+33.0%
Coromandel International Limited	Fertilizers & Agrochemicals	0.98%	0.0%
Alkem Laboratories Limited	Pharmaceuticals & Biotechnology	0.98%	0.0%
State Bank of India	Banks	0.95%	0.0%
ICICI Securities Limited 04-NOV-2026 · Commercial paper	CRISIL A1+	0.94%
Coforge Limited	IT - Software	0.90%	−21.6%
Adani Wilmar Limited	Agricultural Food & other Products	0.90%	0.0%
Ashok Leyland Limited	Agricultural, Commercial & Construction Vehicles	0.85%	+23.2%
Bharat Heavy Electricals Limited	Electrical Equipment	0.82%	0.0%
APAR INDUSTRIES LTD	Electrical Equipment	0.82%	0.0%
Tempsens Instruments (India) Limited	Industrial Manufacturing	0.72%	New
Embassy Office Parks REIT	Realty	0.66%
Tata Communications Limited	Telecom - Services	0.63%	New
Azad Engineering Limited	Electrical Equipment	0.56%	New
Knowledge Realty Trust	Realty	0.39%
ICICI Pru Mutual Fund - GOLD ETF		0.30%
SBI Funds Management Ltd	Capital Markets	0.22%	0.0%
Bagmane Prime Office REIT	Realty	0.19%
BSE Ltd	Capital Markets	0.15%	−89.8%
Moneyview Limited	Financial Technology (Fintech)	0.03%	New

The Wealth Company Multi Asset Allocation Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Motilal Oswal Financial Services Limited	Reduced	−35.0%	1.16%
HDFC Bank Limited	New	New	1.74%
ITC Hotels Limited	Added	+36.8%	1.73%
Hero Motors Limited	New	New	1.72%
Mahindra & Mahindra Limited	Sold out	−100%	was 1.63%
Data Patterns (India) Limited	Added	+5.3%	1.60%
BSE Ltd	Reduced	−89.8%	0.15%
Asian Paints Limited	Reduced	−18.2%	1.02%
Oracle Financial Services Software	Sold out	−100%	was 1.40%
Central Depository Services (India) Ltd.	Added	+21.1%	1.37%
Hindustan Copper Limited	Added	+4.6%	1.27%
Nippon Life India Asset Management Ltd	Reduced	−8.3%	1.11%
Coforge Limited	Reduced	−21.6%	0.90%
CEAT Limited	Added	+13.8%	1.27%
Dixon Technologies (India) Limited	Added	+36.0%	1.26%
Mankind Pharma Limited	Added	+8.1%	1.26%
Page Industries Limited	Added	+23.5%	1.20%
Jubilant Foodworks Limited	Added	+23.6%	1.19%
Bank of Maharashtra	Added	+238.9%	1.14%
Tata Motors Limited	Added	+5.0%	1.05%
Metropolis Healthcare Limited	Added	+12.8%	1.13%
Adani Green Energy Limited	Added	+12.1%	1.12%
Rentomojo Limited	New	New	1.11%
Cipla Limited	New	New	1.08%
Shiprocket Ltd	Added	+63.7%	1.08%
Supreme Industries Limited	New	New	1.06%
Apollo Hospitals Enterprise Limited	Added	+33.0%	0.99%
Ajanta Pharma Limited	Sold out	−100%	was 0.96%
Ashok Leyland Limited	Added	+23.2%	0.85%
Hindustan Zinc Limited	Sold out	−100%	was 0.83%
V2 Retail Limited	Sold out	−100%	was 0.77%
Tempsens Instruments (India) Limited	New	New	0.72%
Tata Communications Limited	New	New	0.63%
Dhoot Transmission Limited	Sold out	−100%	was 0.60%
Azad Engineering Limited	New	New	0.56%
SBI Cards and Payment Services Limited	Sold out	−100%	was 0.30%
Skyways Air Services Ltd	Sold out	−100%	was 0.05%
Moneyview Limited	New	New	0.03%
Symbiotec Pharmalab Ltd	Sold out	−100%	was 0.02%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What The Wealth Company Multi Asset Allocation Fund bought and sold

The Wealth Company Multi Asset Allocation Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
The Wealth Company Balanced Advantage FundBalanced Advantage · The Wealth Company	29.1%	17	Compare
Union Retirement FundSolution · Union	18.6%	18	Compare
Trustmf Large & Midcap FundLarge & Mid Cap · Trust	17.1%	15	Compare
Nippon India Vision Large & Mid Cap FundLarge & Mid Cap · Nippon India	17.0%	17	Compare
Invesco India Flexi Cap FundFlexi Cap · Invesco	16.9%	16	Compare
ICICI Prudential Nifty LargeMidcap 250 Index FundIndex · ICICI Prudential	16.7%	37	Compare
Edelweiss Large & Mid Cap FundLarge & Mid Cap · Edelweiss	16.7%	16	Compare
SBI ESG Exclusionary Strategy FundThematic · SBI	16.7%	13	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

The Wealth Company Multi Asset Allocation Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.23%
Expense ratio (Regular): 2.84%
Category: Multi Asset
Risk: Very High
Launch date: 09-12-2025
Minimum investment: ₹1,000
Minimum additional investment: ₹1,000
AUM: ₹211.67 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153999
ISIN (Direct): INF2F0001347
Scheme code (Regular): 154002
ISIN (Regular): INF2F0001313
NAV history: From 12-12-2025, 0.9 years

Benchmark: 40% NIFTY 200 TRI + 45% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver
Exit load: 1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotment

Tax on The Wealth Company Multi Asset Allocation Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹10.4051	30-10-2026
direct	IDCW	₹10.4044	30-10-2026
regular	Growth	₹10.2567	30-10-2026
regular	IDCW	₹10.2483	30-10-2026

About The Wealth Company Multi Asset Allocation Fund

The Wealth Company Multi Asset Allocation Fund is a mutual fund from The Wealth Company Mutual Fund. Its category is Multi Asset. It was launched on 09-12-2025. Its benchmark is 40% NIFTY 200 TRI + 45% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver. At the end of September 2026 it held 71 securities.

Fund Manager

Aparna Shanker
Fund manager of The Wealth Company Multi Asset Allocation Fund, since 09-12-2025
Umesh Sharma
Fund manager of The Wealth Company Multi Asset Allocation Fund, since 09-12-2025
Niranjan Das
Fund manager of The Wealth Company Multi Asset Allocation Fund, since 01-01-2026

See all funds of The Wealth Company Mutual Fund

AUM change

September 2026: ₹211.67 Cr; +1.55% from August 2026
August 2026: ₹208.44 Cr; +8.06% from July 2026
July 2026: ₹192.89 Cr; +2.57% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare The Wealth Company Multi Asset Allocation Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for The Wealth Company Multi Asset Allocation Fund

What is the current NAV of The Wealth Company Multi Asset Allocation Fund?

The Direct plan NAV is ₹10.4051. The Regular plan NAV is ₹10.2567, as on 30-10-2026.

What is the expense ratio of The Wealth Company Multi Asset Allocation Fund?

The Direct plan charges 1.23% a year. The Regular plan charges 2.84% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of The Wealth Company Multi Asset Allocation Fund?

The Wealth Company Multi Asset Allocation Fund managed ₹211.67 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of The Wealth Company Multi Asset Allocation Fund?

At the end of September 2026 the largest holdings were TWCGOLDETF (5.83%), 7.64% NABARD 06-DEC-2029 (3.75%), 7.04% SIDBI 09-FEB-2029 (3.71%), ICICIBANK (2.31%), 7.68% NABARD 30-APR-2029 (1.88%). The fund held 71 securities in all.

What did The Wealth Company Multi Asset Allocation Fund buy and sell in September 2026?

It bought 9 new stocks: Hero Motors Limited, Azad Engineering Limited, HDFC Bank Limited, Cipla Limited, Rentomojo Limited. It sold out of 9: SBI Cards and Payment Services Limited, Dhoot Transmission Limited, Ajanta Pharma Limited, Skyways Air Services Ltd, Mahindra & Mahindra Limited. It added shares in 16. It reduced 5.

How do I invest in The Wealth Company Multi Asset Allocation Fund?

Through The Wealth Company Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of The Wealth Company Multi Asset Allocation Fund?

Aparna Shanker (since 09-12-2025), Umesh Sharma (since 09-12-2025), Niranjan Das (since 01-01-2026).

What is the exit load of The Wealth Company Multi Asset Allocation Fund?

1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotment

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.