The Wealth Company Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
The Wealth Company Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund are both Multi Asset funds. The Wealth Company Multi Asset Allocation Fund charges 1.23% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 10.9%: they hold 26 of the same securities.
The Wealth Company Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 1.23%
- NAV
- ₹10.41
WhiteOak Capital Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 0.65%
- NAV
- ₹16.30
Which is better, The Wealth Company Multi Asset Allocation or WhiteOak Capital Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Asset Allocation costs less: 0.65% a year against 1.23% (Direct plans).
- WhiteOak Capital Multi Asset Allocation fell less in its worst fall since 12-12-2025: −6.1% against −11.0%.
- WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹212 Cr.
- Their portfolios overlap 10.9%: 26 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | The Wealth Company Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Fund house | The Wealth Company Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Multi Asset | Multi Asset |
| AUM | ₹212 Cr (30-09-2026) | ₹9,111 Cr (30-09-2026) |
| NAV | ₹10.41 (Direct) | ₹16.30 (Direct) |
| Expense ratio (Direct) | 1.23% | 0.65% |
| Expense ratio (Regular) | 2.84% | 1.67% |
| Riskometer | Very High | High |
| Benchmark | 40% NIFTY 200 TRI + 45% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver | 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO |
| Launch date | 09-12-2025 | 19-05-2023 |
| Minimum investment | ₹1,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Aparna Shanker, Umesh Sharma, Niranjan Das | Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal |
| Exit load | 1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotment | Nil |
The Wealth Company Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| The Wealth Company Multi Asset Allocation Fund (Direct) | −3.15% | −3.00% | −1.43% | -- | -- | -- | -- |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −1.16% | −1.15% | +1.63% | +6.03% | +16.11% | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | -- | -- |
Category average: the average of the 37 Multi Asset funds, same plan type.
The Wealth Company Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns
| Year | The Wealth CompanyThe Wealth Company Multi Asset Allocation | WhiteOak CapitalWhiteOak Capital Multi Asset Allocation |
|---|---|---|
| 2026to date | +2.74% | +4.15% |
| 2025 | -- | +18.39% |
| 2024 | -- | +18.99% |
The Wealth Company Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Rolling Returns
Every holding period of both funds
The Wealth Company Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | The Wealth Company Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.07% | +15.15% |
| Standard deviation | 13.24% | 5.49% |
| Sharpe ratio | -0.09 | 1.64 |
| Sortino ratio | -0.12 | 2.34 |
| Maximum drawdown | −11.0% (23-03-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 12-12-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
The Wealth Company Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| The Wealth Company Multi Asset Allocation Fund (Direct) | −11.0% | 29-01-2026 | 23-03-2026 | 06-08-2026 | 4 months | −6.6% |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −6.1% | 02-03-2026 | 23-03-2026 | 16-06-2026 | 3 months | −3.8% |
From daily values since 12-12-2025, the first day every fund has.
The Wealth Company Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: The Wealth Company Multi Asset Allocation Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 10.9%
- Held by both
- 26
- Only in The Wealth Company Multi Asset Allocation
- 45
- Only in WhiteOak Capital Multi Asset Allocation
- 174
| Security | % of The Wealth Company Multi Asset Allocation | % of WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| ICICI Bank Limited | 2.31% | 2.89% |
| HDFC Bank Limited | 1.74% | 1.30% |
| Nexus Select Mall Management Private Ltd | 1.00% | 3.64% |
| State Bank of India | 0.95% | 0.83% |
| Coforge Limited | 0.90% | 0.80% |
| Embassy Office Parks REIT | 0.66% | 2.88% |
| 7.64% NABARD 06-DEC-2029 | 3.75% | 0.55% |
| 7.38% REC Limited 28-FEB-2029 | 1.88% | 0.54% |
| Knowledge Realty Trust | 0.39% | 2.18% |
| ICICI Pru Mutual Fund - GOLD ETF | 0.30% | 2.82% |
| Cipla Limited | 1.08% | 0.23% |
| Lenskart Solutions Limited | 1.62% | 0.20% |
| Bharat Heavy Electricals Limited | 0.82% | 0.20% |
| Bagmane Prime Office REIT | 0.19% | 0.76% |
| Hindustan Copper Limited | 1.27% | 0.17% |
| Biocon Limited | 1.11% | 0.17% |
| Azad Engineering Limited | 0.56% | 0.17% |
| Asian Paints Limited | 1.02% | 0.16% |
| CG Power And Industrial Solutions Ltd | 1.61% | 0.12% |
| Aditya Infotech Limited | 1.42% | 0.12% |
| Shiprocket Ltd | 1.08% | 0.12% |
| Solar Industries India Limited | 1.26% | 0.11% |
| Kirloskar Oil Engines Ltd | 1.42% | 0.08% |
| Mankind Pharma Limited | 1.26% | 0.06% |
| SBI Funds Management Ltd | 0.22% | 0.06% |
| Moneyview Limited | 0.03% | 0.04% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.9% means 10.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in The Wealth Company Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| The Wealth Company Gold ETF Growth | 5.83% |
| 7.04% SIDBI 09-FEB-2029 | 3.71% |
| 7.68% NABARD 30-APR-2029 | 1.88% |
| 7.3% REC Limited 31-MAY-2028 | 1.88% |
| ITC Hotels Limited | 1.73% |
Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Cube Highways Trust-InvIT Fund | 2.53% |
| 6.94% Government of India (11/05/2036) | 2.16% |
| DSP Gold ETF | 1.75% |
| Citius Transnet Investment Trust | 1.64% |
| Brookfield India Real Estate Trust | 1.59% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | The Wealth Company Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Equity | 58.3% | 28.2% |
| Debt | 15.4% | 31.0% |
| Cash and others | 26.3% | 40.8% |
Market cap of stocks
| Market cap | The Wealth Company Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Large Cap | 16.4% | 19.9% |
| Mid Cap | 22.3% | 3.1% |
| Small Cap | 14.6% | 3.5% |
| Foreign stocks | 0.0% | 0.4% |
| Not on AMFI's list | 4.9% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | The Wealth Company Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Banks | 6.2% | 6.2% |
| Pharmaceuticals & Biotechnology | 5.5% | 1.9% |
| Capital Markets | 4.0% | 1.0% |
| Auto Components | 4.0% | 0.1% |
| Electrical Equipment | 3.8% | 0.6% |
| Leisure Services | 2.9% | 0.3% |
| Finance | 2.6% | 1.7% |
| IT - Software | 1.9% | 2.0% |
| Telecom - Services | 0.6% | 1.4% |
| Food Products | 0.0% | 1.4% |
The six largest sectors of each fund's stocks, % of the fund.
The Wealth Company Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | The Wealth Company Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.23% | 0.65% |
| Base expense ratio (Direct) | 0.35% | 0.38% |
| Total expense ratio (Regular) | 2.84% | 1.67% |
| Base expense ratio (Regular) | 1.81% | 1.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare The Wealth Company Multi Asset Allocation with
Compare WhiteOak Capital Multi Asset Allocation with
The Wealth Company Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between The Wealth Company Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Both are Multi Asset funds, run by The Wealth Company Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 10.9%. The Wealth Company Multi Asset Allocation Fund charges 1.23% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.
Which has the lower expense ratio, The Wealth Company Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund charges less: 0.65% a year against 1.23%. These are the Direct plans' total expense ratios reported to AMFI.
How much do The Wealth Company Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?
10.9%. They hold 26 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, NXST. From each fund's latest monthly portfolio.
Which is riskier, The Wealth Company Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
On SEBI's riskometer, The Wealth Company Multi Asset Allocation Fund is rated Very High and WhiteOak Capital Multi Asset Allocation Fund High. Over their common history, the standard deviation of daily returns was 13.24% and 5.49% a year.
Can I invest in both The Wealth Company Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Yes. 10.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages The Wealth Company Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund: Aparna Shanker, Umesh Sharma, Niranjan Das. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.