SBI ESG Exclusionary Strategy Fund vs The Wealth Company Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI ESG Exclusionary Strategy Fund is a Thematic fund and The Wealth Company Multi Asset Allocation Fund is a Multi Asset fund. SBI ESG Exclusionary Strategy Fund charges 1.47% a year and The Wealth Company Multi Asset Allocation Fund 1.23% (Direct plans). Their portfolios overlap 16.7%: they hold 13 of the same securities.
SBI ESG Exclusionary Strategy Fund
Thematic
- Expense ratio
- 1.47%
- NAV
- ₹251.86
The Wealth Company Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 1.23%
- NAV
- ₹10.41
Which is better, SBI ESG Exclusionary Strategy or The Wealth Company Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- The Wealth Company Multi Asset Allocation costs less: 1.23% a year against 1.47% (Direct plans).
- The Wealth Company Multi Asset Allocation fell less in its worst fall since 12-12-2025: −11.0% against −15.5%.
- SBI ESG Exclusionary Strategy holds more in large companies: 65.7% of the fund in large caps against 16.4%.
- SBI ESG Exclusionary Strategy is the larger fund: ₹4,984 Cr against ₹212 Cr.
- Their portfolios overlap 16.7%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI ESG Exclusionary Strategy Fund | The Wealth Company Multi Asset Allocation Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | The Wealth Company Mutual Fund |
| Category | Thematic | Multi Asset |
| AUM | ₹4,984 Cr (30-09-2026) | ₹212 Cr (30-09-2026) |
| NAV | ₹251.86 (Direct) | ₹10.41 (Direct) |
| Expense ratio (Direct) | 1.47% | 1.23% |
| Expense ratio (Regular) | 2.02% | 2.84% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 100 ESG TRI | 40% NIFTY 200 TRI + 45% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver |
| Launch date | 01-01-1991 | 09-12-2025 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Rohit Shimpi | Aparna Shanker, Umesh Sharma, Niranjan Das |
| Exit load | Exit load of 1% if redeemed within 1 year | 1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotment |
SBI ESG Exclusionary Strategy vs The Wealth Company Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI ESG Exclusionary Strategy Fund (Direct) | +0.78% | −5.24% | −0.94% | −6.69% | +8.99% | +6.93% | +11.32% |
| The Wealth Company Multi Asset Allocation Fund (Direct) | −3.15% | −3.00% | −1.43% | -- | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
| Multi Asset average | −1.71% | −3.33% | −1.78% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds and the 37 Multi Asset funds, same plan type.
SBI ESG Exclusionary Strategy vs The Wealth Company Multi Asset Allocation: Year-wise Returns
| Year | SBI ESG Exclusionary StrategySBI ESG Exclusionary Strategy | The Wealth Company Multi Asset AllocationThe Wealth Company Multi Asset Allocation |
|---|---|---|
| 2026to date | −6.96% | +2.74% |
| 2025 | +8.06% | -- |
| 2024 | +12.84% | -- |
| 2023 | +25.44% | -- |
| 2022 | −1.68% | -- |
| 2021 | +31.35% | -- |
SBI ESG Exclusionary Strategy vs The Wealth Company Multi Asset Allocation: Rolling Returns
Every holding period of both funds, against NIFTY100 ESG TRI, the benchmark of SBI ESG Exclusionary Strategy Fund
SBI ESG Exclusionary Strategy vs The Wealth Company Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI ESG Exclusionary Strategy Fund (Direct) | The Wealth Company Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.66% | +4.07% |
| Standard deviation | 15.48% | 13.24% |
| Sharpe ratio | 0.43 | -0.09 |
| Sortino ratio | 0.59 | -0.12 |
| Maximum drawdown | −36.7% (23-03-2020) | −11.0% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI ESG Exclusionary Strategy Fund (Direct)
The Wealth Company Multi Asset Allocation Fund (Direct)
NIFTY100 ESG TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI ESG Exclusionary Strategy Fund (Direct) | −15.5% | 06-01-2026 | 31-03-2026 | Not yet | -- | −8.1% |
| The Wealth Company Multi Asset Allocation Fund (Direct) | −11.0% | 29-01-2026 | 23-03-2026 | 06-08-2026 | 4 months | −6.6% |
| NIFTY100 ESG TRI | −15.4% | 07-01-2026 | 30-03-2026 | Not yet | -- | −8.8% |
From daily values since 12-12-2025, the first day every fund has.
SBI ESG Exclusionary Strategy vs The Wealth Company Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: SBI ESG Exclusionary Strategy Fund, September 2026; The Wealth Company Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 16.7%
- Held by both
- 13
- Only in SBI ESG Exclusionary Strategy
- 32
- Only in The Wealth Company Multi Asset Allocation
- 58
| Security | % of SBI ESG Exclusionary Strategy | % of The Wealth Company Multi Asset Allocation |
|---|---|---|
| ICICI Bank Ltd. | 8.50% | 2.31% |
| HDFC Bank Ltd. | 7.66% | 1.74% |
| Lenskart Solutions Ltd. | 2.31% | 1.62% |
| Central Depository Services (I) Ltd. | 1.95% | 1.37% |
| TVS Motor Company Ltd. | 3.20% | 1.30% |
| Mankind Pharma Ltd. | 1.26% | 1.26% |
| Oberoi Realty Ltd. | 1.53% | 1.10% |
| Page Industries Ltd. | 1.10% | 1.20% |
| Jubilant Foodworks Ltd. | 1.04% | 1.19% |
| Asian Paints Ltd. | 2.89% | 1.02% |
| Biocon Ltd. | 0.97% | 1.11% |
| State Bank of India | 3.85% | 0.95% |
| Coforge Ltd. | 1.05% | 0.90% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 16.7% means 16.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI ESG Exclusionary Strategy Fund
| Security | % of fund |
|---|---|
| Kotak Mahindra Bank Ltd. | 4.32% |
| Larsen & Toubro Ltd. | 4.19% |
| Bajaj Finance Ltd. | 4.04% |
| Maruti Suzuki India Ltd. | 3.70% |
| Tech Mahindra Ltd. | 3.23% |
Largest holdings only in The Wealth Company Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| The Wealth Company Gold ETF Growth | 5.83% |
| 7.64% NABARD 06-DEC-2029 | 3.75% |
| 7.04% SIDBI 09-FEB-2029 | 3.71% |
| 7.68% NABARD 30-APR-2029 | 1.88% |
| 7.3% REC Limited 31-MAY-2028 | 1.88% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI ESG Exclusionary Strategy | The Wealth Company Multi Asset Allocation |
|---|---|---|
| Equity | 98.8% | 58.3% |
| Debt | 0.1% | 15.4% |
| Cash and others | 1.1% | 26.3% |
Market cap of stocks
| Market cap | SBI ESG Exclusionary Strategy | The Wealth Company Multi Asset Allocation |
|---|---|---|
| Large Cap | 65.7% | 16.4% |
| Mid Cap | 20.3% | 22.3% |
| Small Cap | 12.8% | 14.6% |
| Not on AMFI's list | 0.0% | 4.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI ESG Exclusionary Strategy | The Wealth Company Multi Asset Allocation |
|---|---|---|
| Banks | 24.3% | 6.2% |
| Automobiles | 9.0% | 1.3% |
| IT - Software | 6.5% | 1.9% |
| Pharmaceuticals & Biotechnology | 4.7% | 5.5% |
| Electrical Equipment | 5.4% | 3.8% |
| Consumer Durables | 4.8% | 2.3% |
| Auto Components | 4.4% | 4.0% |
| Capital Markets | 3.9% | 4.0% |
| Leisure Services | 3.9% | 2.9% |
The six largest sectors of each fund's stocks, % of the fund.
SBI ESG Exclusionary Strategy vs The Wealth Company Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI ESG Exclusionary Strategy Fund | The Wealth Company Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.47% | 1.23% |
| Base expense ratio (Direct) | 1.13% | 0.35% |
| Total expense ratio (Regular) | 2.02% | 2.84% |
| Base expense ratio (Regular) | 1.60% | 1.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI ESG Exclusionary Strategy with
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SBI ESG Exclusionary Strategy Fund vs The Wealth Company Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between SBI ESG Exclusionary Strategy Fund and The Wealth Company Multi Asset Allocation Fund?
SBI ESG Exclusionary Strategy Fund is a Thematic fund, The Wealth Company Multi Asset Allocation Fund is a Multi Asset fund, run by SBI Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 16.7%. SBI ESG Exclusionary Strategy Fund charges 1.47% a year and The Wealth Company Multi Asset Allocation Fund 1.23%.
Which has the lower expense ratio, SBI ESG Exclusionary Strategy Fund or The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund charges less: 1.23% a year against 1.47%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI ESG Exclusionary Strategy Fund and The Wealth Company Multi Asset Allocation Fund overlap?
16.7%. They hold 13 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, LENSKART. From each fund's latest monthly portfolio.
Which is riskier, SBI ESG Exclusionary Strategy Fund or The Wealth Company Multi Asset Allocation Fund?
On SEBI's riskometer, SBI ESG Exclusionary Strategy Fund is rated Very High and The Wealth Company Multi Asset Allocation Fund Very High. Over their common history, the standard deviation of daily returns was 15.48% and 13.24% a year.
Can I invest in both SBI ESG Exclusionary Strategy Fund and The Wealth Company Multi Asset Allocation Fund?
Yes. 16.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages SBI ESG Exclusionary Strategy Fund and The Wealth Company Multi Asset Allocation Fund?
SBI ESG Exclusionary Strategy Fund: Rohit Shimpi. The Wealth Company Multi Asset Allocation Fund: Aparna Shanker, Umesh Sharma, Niranjan Das.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.