The Wealth Company Balanced Advantage Fund vs The Wealth Company Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
The Wealth Company Balanced Advantage Fund is a Balanced Advantage fund and The Wealth Company Multi Asset Allocation Fund is a Multi Asset fund. The Wealth Company Balanced Advantage Fund charges 1.26% a year and The Wealth Company Multi Asset Allocation Fund 1.23% (Direct plans). Their portfolios overlap 29.1%: they hold 17 of the same securities.
The Wealth Company Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 1.26%
- NAV
- ₹9.51
The Wealth Company Multi Asset Allocation Fund
Multi Asset
- Expense ratio
- 1.23%
- NAV
- ₹10.41
Which is better, The Wealth Company Balanced Advantage or The Wealth Company Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- The Wealth Company Multi Asset Allocation costs less: 1.23% a year against 1.26% (Direct plans).
- The Wealth Company Multi Asset Allocation fell less in its worst fall since 19-02-2026: −8.2% against −9.1%.
- The Wealth Company Balanced Advantage holds more in large companies: 36.2% of the fund in large caps against 16.4%.
- The Wealth Company Multi Asset Allocation is the larger fund: ₹212 Cr against ₹43 Cr.
- Their portfolios overlap 29.1%: 17 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | The Wealth Company Balanced Advantage Fund | The Wealth Company Multi Asset Allocation Fund |
|---|---|---|
| Fund house | The Wealth Company Mutual Fund | The Wealth Company Mutual Fund |
| Category | Balanced Advantage | Multi Asset |
| AUM | ₹43 Cr (30-09-2026) | ₹212 Cr (30-09-2026) |
| NAV | ₹9.51 (Direct) | ₹10.41 (Direct) |
| Expense ratio (Direct) | 1.26% | 1.23% |
| Expense ratio (Regular) | 3.29% | 2.84% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | 40% NIFTY 200 TRI + 45% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver |
| Launch date | 16-02-2026 | 09-12-2025 |
| Minimum investment | ₹5,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Aparna Shanker, Umesh Sharma, Varun Nanavati | Aparna Shanker, Umesh Sharma, Niranjan Das |
| Exit load | 1% - If redeemed/switched out within 180 days from the date of allotment. Nil - if redeemed/switched out after 180 days from the date of allotment | 1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotment |
The Wealth Company Balanced Advantage vs The Wealth Company Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| The Wealth Company Balanced Advantage Fund (Direct) | −2.72% | −5.31% | −4.43% | -- | -- | -- | -- |
| The Wealth Company Multi Asset Allocation Fund (Direct) | −3.15% | −3.00% | −1.43% | -- | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | -- | -- | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | -- | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 37 Multi Asset funds, same plan type.
The Wealth Company Balanced Advantage vs The Wealth Company Multi Asset Allocation: Year-wise Returns
| Year | Balanced AdvantageThe Wealth Company Balanced Advantage | Multi Asset AllocationThe Wealth Company Multi Asset Allocation |
|---|---|---|
| 2026to date | -- | +2.74% |
The Wealth Company Balanced Advantage vs The Wealth Company Multi Asset Allocation: Rolling Returns
Every holding period of both funds
The Wealth Company Balanced Advantage vs The Wealth Company Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | The Wealth Company Balanced Advantage Fund (Direct) | The Wealth Company Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.64% | +4.07% |
| Standard deviation | 10.28% | 13.24% |
| Sharpe ratio | -1.16 | -0.09 |
| Sortino ratio | -1.54 | -0.12 |
| Maximum drawdown | −9.1% (23-10-2026) | −11.0% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 19-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
The Wealth Company Balanced Advantage Fund (Direct)
The Wealth Company Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| The Wealth Company Balanced Advantage Fund (Direct) | −9.1% | 25-08-2026 | 23-10-2026 | Not yet | -- | −7.2% |
| The Wealth Company Multi Asset Allocation Fund (Direct) | −8.2% | 26-08-2026 | 23-10-2026 | Not yet | -- | −6.6% |
From daily values since 19-02-2026, the first day every fund has.
The Wealth Company Balanced Advantage vs The Wealth Company Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: The Wealth Company Balanced Advantage Fund, September 2026; The Wealth Company Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 29.1%
- Held by both
- 17
- Only in The Wealth Company Balanced Advantage
- 35
- Only in The Wealth Company Multi Asset Allocation
- 54
| Security | % of The Wealth Company Balanced Advantage | % of The Wealth Company Multi Asset Allocation |
|---|---|---|
| 7.64% NABARD 06-DEC-2029 | 4.67% | 3.75% |
| 7.04% SIDBI 09-FEB-2029 | 4.62% | 3.71% |
| ICICI Bank Limited | 2.64% | 2.31% |
| 7.68% NABARD 30-APR-2029 | 2.34% | 1.88% |
| 7.3% REC Limited 31-MAY-2028 | 2.34% | 1.88% |
| 7.38% REC Limited 28-FEB-2029 | 2.33% | 1.88% |
| HDFC Bank Limited | 3.08% | 1.74% |
| Lenskart Solutions Limited | 1.93% | 1.62% |
| CG Power And Industrial Solutions Ltd | 2.41% | 1.61% |
| CRISIL Limited | 1.94% | 1.46% |
| 7.57% Bajaj Finance Ltd 03-APR-2030 | 4.59% | 1.38% |
| Central Depository Services (India) Ltd. | 1.48% | 1.37% |
| Jubilant Foodworks Limited | 1.50% | 1.19% |
| Bank of Maharashtra | 1.70% | 1.14% |
| Coromandel International Limited | 1.51% | 0.98% |
| State Bank of India | 1.21% | 0.95% |
| SBI Funds Management Ltd | 1.38% | 0.22% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 29.1% means 29.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in The Wealth Company Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Billionbrains Garage Ventures Ltd. | 3.01% |
| Sedemac Mechatronics Ltd. | 2.54% |
| Divi's Laboratories Limited | 2.40% |
| Eternal Limited | 2.38% |
| SIDBI 27-OCT-2026 | 2.34% |
Largest holdings only in The Wealth Company Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| The Wealth Company Gold ETF Growth | 5.83% |
| ITC Hotels Limited | 1.73% |
| Hero Motors Limited | 1.72% |
| HDFC MF - Gold ETF - Growth | 1.65% |
| Data Patterns (India) Limited | 1.60% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | The Wealth Company Balanced Advantage | The Wealth Company Multi Asset Allocation |
|---|---|---|
| Equity | 73.1% | 58.3% |
| Debt | 24.4% | 15.4% |
| Cash and others | 2.5% | 26.3% |
Market cap of stocks
| Market cap | The Wealth Company Balanced Advantage | The Wealth Company Multi Asset Allocation |
|---|---|---|
| Large Cap | 36.2% | 16.4% |
| Mid Cap | 11.5% | 22.3% |
| Small Cap | 22.6% | 14.6% |
| Not on AMFI's list | 2.9% | 4.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | The Wealth Company Balanced Advantage | The Wealth Company Multi Asset Allocation |
|---|---|---|
| Banks | 8.6% | 6.2% |
| Capital Markets | 7.5% | 4.0% |
| Finance | 6.4% | 2.6% |
| Auto Components | 6.1% | 4.0% |
| Pharmaceuticals & Biotechnology | 6.0% | 5.5% |
| Retailing | 5.0% | 1.6% |
| Electrical Equipment | 3.7% | 3.8% |
| Leisure Services | 3.1% | 2.9% |
The six largest sectors of each fund's stocks, % of the fund.
The Wealth Company Balanced Advantage vs The Wealth Company Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | The Wealth Company Balanced Advantage Fund | The Wealth Company Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.26% | 1.23% |
| Base expense ratio (Direct) | 0.29% | 0.35% |
| Total expense ratio (Regular) | 3.29% | 2.84% |
| Base expense ratio (Regular) | 2.10% | 1.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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The Wealth Company Balanced Advantage Fund vs The Wealth Company Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between The Wealth Company Balanced Advantage Fund and The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Balanced Advantage Fund is a Balanced Advantage fund, The Wealth Company Multi Asset Allocation Fund is a Multi Asset fund, run by The Wealth Company Mutual Fund. Their portfolios overlap 29.1%. The Wealth Company Balanced Advantage Fund charges 1.26% a year and The Wealth Company Multi Asset Allocation Fund 1.23%.
Which has the lower expense ratio, The Wealth Company Balanced Advantage Fund or The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund charges less: 1.23% a year against 1.26%. These are the Direct plans' total expense ratios reported to AMFI.
How much do The Wealth Company Balanced Advantage Fund and The Wealth Company Multi Asset Allocation Fund overlap?
29.1%. They hold 17 of the same securities, the largest shared ones being 7.64% NABARD 06-DEC-2029, 7.04% SIDBI 09-FEB-2029, ICICIBANK. From each fund's latest monthly portfolio.
Which is riskier, The Wealth Company Balanced Advantage Fund or The Wealth Company Multi Asset Allocation Fund?
On SEBI's riskometer, The Wealth Company Balanced Advantage Fund is rated Very High and The Wealth Company Multi Asset Allocation Fund Very High. Over their common history, the standard deviation of daily returns was 10.28% and 13.24% a year.
Can I invest in both The Wealth Company Balanced Advantage Fund and The Wealth Company Multi Asset Allocation Fund?
Yes. 29.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages The Wealth Company Balanced Advantage Fund and The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Balanced Advantage Fund: Aparna Shanker, Umesh Sharma, Varun Nanavati. The Wealth Company Multi Asset Allocation Fund: Aparna Shanker, Umesh Sharma, Niranjan Das.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.