Samco ELSS Tax Saver Fund

ELSSDirect and Regular plans, Growth option

Data as on 30-10-2026

Samco ELSS Tax Saver Fund is an ELSS fund run by Samco Mutual Fund. On 30-09-2026, it managed ₹104 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 2.9% a year and its Regular plan returned 1.5% a year. Its benchmark, Nifty 500 TRI, returned 10.2% a year over the same 3 years.

NAV (Direct plan): ₹13.01; ▼ 1.89%30-10-2026
NAV (Regular plan): ₹12.32; ▼ 1.83%30-10-2026
Expense ratio: 1.98%Direct3.29%Regular; 1.98%; A year
Riskometer: Very High; Set by the fund house
3 year return: 2.9%Direct1.5%Regular; 2.9%; A year

Samco ELSS Tax Saver Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹13.01 (down 1.89% that day); Regular Plan Growth ₹12.32 (down 1.83% that day).

This fund (Direct plan)

₹13.01

Samco ELSS Tax Saver Fund Returns vs Nifty 500 TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−4.90%	−1.66%	+1.72%	−5.24%	+2.93%	--	--
This fund (Regular)	−4.94%	−1.91%	+1.07%	−6.45%	+1.53%	--	--
Nifty 500 TRI	−0.75%	−6.05%	−2.83%	−7.34%	+10.22%	+8.81%	+12.51%
ELSS average	−2.34%	−5.61%	−1.63%	−5.75%	+10.92%	--	--
Best in ELSS	+1.27%	−1.66%	+5.11%	+2.97%	+19.52%	--	--
Worst in ELSS	−8.36%	−10.02%	−7.36%	−11.32%	+2.93%	--	--
Rank in ELSS	43/50	1/50	5/50	25/50	49/49	--	--

Category rows compare the Direct plans of 50 ELSS funds. Rank 1 is the highest return.

Samco ELSS Tax Saver Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty 500 TRI
2026to date	−2.18%	−3.22%	−7.51%
2025	−11.39%	−12.63%	+7.76%
2024	+10.21%	+8.73%	+16.24%
2023	+35.79%	+33.60%	+26.91%

Samco ELSS Tax Saver Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 207 periods, one for each trading day from 29-12-2025 to 30-10-2026.

0%5%10%15%20%

Jan 2023
to
Jan 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jun 2023
to
Jun 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026

Samco ELSS Tax Saver Fund (Direct)Nifty 500 TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	699	0.6%	−18.8%	40.9%	48%	8.0%	11%
2 years	454	2.1%	−8.3%	23.2%	48%	15.7%	1%
3 years	207	6.4%	1.3%	10.2%	0%	13.9%	0%

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	35	6.1%	−39.4%	46.9%	37%	8.7%	14%
2 years	23	−1.8%	−14.1%	21.4%	61%	9.0%	9%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty 500 TRI over the same days. Past returns do not promise future returns.

Samco ELSS Tax Saver Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Samco ELSS Tax Saver Fund (Direct)This fund	Nifty 500 TRI
Return (CAGR)	−5.24%	−7.34%
Standard deviation	18.13%	14.48%
Sharpe ratio	-0.58	-0.87
Sortino ratio	-0.79	-1.16
Maximum drawdown	−16.8% (23-03-2026)	−14.7% (30-03-2026)
Beta	1.07	1.00
Alpha	+2.93%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Samco ELSS Tax Saver Fund (Direct)This fund	Nifty 500 TRI
Return (CAGR)	+2.93%	+10.22%
Standard deviation	18.03%	14.30%
Sharpe ratio	-0.17	0.29
Sortino ratio	-0.23	0.40
Maximum drawdown	−29.6% (03-03-2025)	−18.6% (28-02-2025)
Beta	1.07	1.00
Alpha	−7.58%	0.00%

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Samco ELSS Tax Saver Fund (Direct)This fund	Nifty 500 TRI
Return (CAGR)	+7.02%	+10.50%
Standard deviation	16.27%	13.38%
Sharpe ratio	0.05	0.32
Sortino ratio	0.07	0.44
Maximum drawdown	−29.6% (03-03-2025)	−18.6% (28-02-2025)
Beta	1.01	1.00
Alpha	−3.54%	0.00%

From daily NAVs, 29-12-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−30%−25%−20%−15%−10%−5%0%

2023202420252026

Samco ELSS Tax Saver Fund (Direct)Nifty 500 TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Samco ELSS Tax Saver Fund (Direct)	−29.6%	11-12-2024	03-03-2025	Not yet	--	−18.1%
Nifty 500 TRI	−18.6%	26-09-2024	28-02-2025	Not yet	--	−8.8%

From the Direct plan's daily NAV since 29-12-2022, adjusted for unit splits, and Nifty 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Samco ELSS Tax Saver Fund vs Other ELSS Funds

The five ELSS funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Motilal Oswal ELSS Tax Saver Fund	1/49	4,890	0.97%	+0.93%	+19.52%	+8.70%	1.14	0.70	0.95	Compare
SBI Long Term Advantage Fund - Series V	2/49	366	1.27%	−5.06%	+18.92%	+9.24%	0.94	0.85	1.18	Compare
JM ELSS - Tax Saver Fund	3/49	240	1.34%	−1.27%	+15.60%	+5.41%	1.08	0.60	0.80	Compare
WhiteOak Capital ELSS Tax Saver Fund	4/49	481	0.86%	−2.32%	+15.53%	+5.78%	0.96	0.67	0.92	Compare
HSBC ELSS Tax saver Fund	5/49	3,974	1.22%	−3.32%	+15.09%	+4.39%	1.12	0.55	0.74	Compare
Samco ELSS Tax Saver Fund	49/49	104	1.98%	−5.24%	+2.93%	−7.58%	1.07	-0.17	-0.23

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Samco ELSS Tax Saver Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	ELSS median	Cost rank (1 = cheapest)
Direct	0.91%	0.19%	0.02%	0.86%	1.98%	1.11%	48/49
Regular	2.10%	0.19%	0.02%	0.98%	3.29%	1.96%	50/50

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the ELSS funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−6.45%	−5.24%	1.21%	₹93,550	₹94,760
3 years	1.53%	2.93%	1.40% a year	₹1,04,661	₹1,09,050

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Samco ELSS Tax Saver Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 29-12-2022 to 30-10-2026: 47 instalments, ₹4,70,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planSamco ELSS Tax Saver Fund (Direct)	₹4,70,000	₹4,80,740	₹10,740	1.1%
Regular planSamco ELSS Tax Saver Fund (Regular)	₹4,70,000	₹4,67,409	−₹2,591	−0.3%
Nifty 500 TRI	₹4,70,000	₹5,22,944	₹52,944	5.4%
Category averageCategory average, 49 ELSS funds	₹4,70,000	₹5,36,741	₹66,741	6.7%

₹0₹2.0 L₹4.0 L₹6.0 L

2023202420252026

Direct planSamco ELSS Tax Saver Fund (Direct)Regular planSamco ELSS Tax Saver Fund (Regular)Nifty 500 TRICategory averageCategory average, 49 ELSS fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Samco ELSS Tax Saver Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

97.5%Equity

Asset	Fund	Category
Equity	97.5%	96.3%
Cash and others	2.5%	3.1%

Market cap of stocks

Market cap	Fund	Category
Large Cap	5.1%	47.5%
Mid Cap	32.2%	18.4%
Small Cap	60.1%	29.4%
Not on AMFI's list	0.2%	1.2%

Share of the whole fund. Category: the average of the ELSS funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Samco ELSS Tax Saver Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Pharmaceuticals & Biotechnology16.1%
Electrical Equipment11.3%
Chemicals & Petrochemicals9.3%
Auto Components8.6%
Industrial Products8.5%
Banks6.6%
Healthcare Services5.3%
Industrial Manufacturing4.5%
Power3.4%
Automobiles3.1%

The ten largest of 18 sectors. The other 8 add up to 20.9%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Pharmaceuticals & Biotechnology	9.5%	15.4%	16.1%	+6.6%
Electrical Equipment	11.0%	11.7%	11.3%	+0.3%
Chemicals & Petrochemicals	3.6%	9.1%	9.3%	+5.7%
Auto Components	9.0%	8.5%	8.6%	−0.4%
Industrial Products	17.1%	14.3%	8.5%	−8.6%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Samco ELSS Tax Saver Fund Portfolio Holdings

As on 30-09-2026 · 35 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
Welspun Corp Limited	Industrial Products	5.17%	0.0%
Syrma SGS Technology Limited	Industrial Manufacturing	4.50%	0.0%
Navin Fluorine International Limited	Chemicals & Petrochemicals	3.94%	0.0%
The Federal Bank Limited	Banks	3.57%	0.0%
Apar Industries Limited	Electrical Equipment	3.47%	0.0%
Sai Life Sciences Limited	Pharmaceuticals & Biotechnology	3.46%	0.0%
Acme Solar Holdings Ltd	Power	3.36%	0.0%
Sona BLW Precision Forgings Limited	Auto Components	3.35%	0.0%
Kirloskar Oil Engines Limited	Industrial Products	3.29%	0.0%
Gland Pharma Limited	Pharmaceuticals & Biotechnology	3.22%	0.0%
Neuland Laboratories Limited	Pharmaceuticals & Biotechnology	3.13%	0.0%
Ather Energy Limited	Automobiles	3.13%	0.0%
RBL Bank Limited	Banks	2.99%	0.0%
Aurobindo Pharma Limited	Pharmaceuticals & Biotechnology	2.97%	0.0%
Vijaya Diagnostic Centre Limited	Healthcare Services	2.95%	0.0%
Anand Rathi Wealth Limited	Capital Markets	2.88%	0.0%
Bharat Heavy Electricals Limited	Electrical Equipment	2.87%	0.0%
Emcure Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	2.83%	0.0%
Gujarat Fluorochemicals Limited	Chemicals & Petrochemicals	2.80%	0.0%
Radico Khaitan Limited	Beverages	2.80%	0.0%
GE Vernova T&D India Limited	Electrical Equipment	2.74%	−12.9%
FSN E-Commerce Ventures Limited	Retailing	2.70%	0.0%
Honasa Consumer Limited	Personal Products	2.67%	0.0%
Bharat Forge Limited	Auto Components	2.65%	0.0%
Gabriel India Limited	Auto Components	2.59%	0.0%
Marico Limited	Agricultural Food & other Products	2.58%	0.0%
Data Patterns (India) Limited	Aerospace & Defense	2.57%	0.0%
Star Health And Allied Insurance Company Limited	Insurance	2.52%	0.0%
Himadri Speciality Chemical Limited	Chemicals & Petrochemicals	2.51%	0.0%
Aster DM Quality Care Limited	Healthcare Services	2.37%	0.0%
Hitachi Energy India Limited	Electrical Equipment	2.19%	0.0%
HFCL Limited	Telecom - Services	2.02%	New
Acutaas Chemicals Limited	Pharmaceuticals & Biotechnology	0.33%	0.0%
Laurus Labs Limited	Pharmaceuticals & Biotechnology	0.20%	0.0%
National Stock Exchange Of India Ltd	Capital Markets	0.18%	New

Samco ELSS Tax Saver Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

R R Kabel Limited	Sold out	−100%	was 4.34%
GE Vernova T&D India Limited	Reduced	−12.9%	2.74%
Polycab India Limited	Sold out	−100%	was 2.75%
HFCL Limited	New	New	2.02%
National Stock Exchange Of India Ltd	New	New	0.18%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Samco ELSS Tax Saver Fund bought and sold

Samco ELSS Tax Saver Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Samco Small Cap FundSmall Cap · Samco	40.8%	18	Compare
Aditya Birla Sun Life BSE 500 Momentum 50 Index FundIndex · Aditya Birla Sun Life	37.3%	22	Compare
Capitalmind Flexi Cap FundFlexi Cap · Capitalmind	34.5%	12	Compare
Union Active Momentum FundThematic · Union	33.7%	14	Compare
Samco Special Opportunities FundThematic · Samco	32.0%	20	Compare
Kotak Nifty Smallcap 50 Index FundIndex · Kotak Mahindra	31.5%	12	Compare
NJ Momentum FundThematic · NJ	31.3%	13	Compare
Aditya Birla Sun Life Nifty Smallcap 50 Index FundIndex · Aditya Birla Sun Life	31.3%	12	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Samco ELSS Tax Saver Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.98%
Expense ratio (Regular): 3.29%
Category: ELSS
Risk: Very High
Benchmark: Nifty 500 TRI
Launch date: 22-12-2022
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹103.85 Cr (30-09-2026)
Lock in: 3 years
Scheme code (Direct): 150838
ISIN (Direct): INF0K1H01065
Scheme code (Regular): 150839
ISIN (Regular): INF0K1H01057
NAV history: From 29-12-2022, 3.8 years

Exit load: Nil

Tax on Samco ELSS Tax Saver Fund returns

Samco ELSS Tax Saver Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
Investing in it can be deducted from income under Section 80C, up to ₹1.5 lakh a year, in the old tax regime. Each investment is locked in for 3 years.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹13.01	30-10-2026
regular	Growth	₹12.32	30-10-2026

About Samco ELSS Tax Saver Fund

Samco ELSS Tax Saver Fund is a mutual fund from Samco Mutual Fund. Its category is ELSS. It was launched on 22-12-2022. Its benchmark is Nifty 500 TRI. At the end of September 2026 it held 35 securities.

Fund Manager

Umeshkumar Mehta
Fund manager of Samco ELSS Tax Saver Fund, since 01-08-2023
Nirali Bhansali
Fund manager of Samco ELSS Tax Saver Fund, since 22-12-2022
Dhawal Dhanani
Fund manager of Samco ELSS Tax Saver Fund, since 22-12-2022
Vishal Shinde
Fund manager of Samco ELSS Tax Saver Fund, since 01-07-2026

See all funds of Samco Mutual Fund

AUM change

September 2026: ₹103.85 Cr; −4.72% from August 2026
August 2026: ₹109.00 Cr; +3.40% from July 2026
July 2026: ₹105.42 Cr; −1.25% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Samco ELSS Tax Saver Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Samco ELSS Tax Saver Fund

What is the current NAV of Samco ELSS Tax Saver Fund?

The Direct plan NAV is ₹13.01. The Regular plan NAV is ₹12.32, as on 30-10-2026.

What are the returns of Samco ELSS Tax Saver Fund?

The Direct plan returned −5.24% in 1 year, +2.93% a year over 3 years. The Regular plan returned −6.45% in 1 year, +1.53% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of Samco ELSS Tax Saver Fund?

The Direct plan charges 1.98% a year. The Regular plan charges 3.29% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of Samco ELSS Tax Saver Fund?

Samco ELSS Tax Saver Fund managed ₹103.85 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Samco ELSS Tax Saver Fund?

At the end of September 2026 the largest holdings were WELCORP (5.17%), SYRMA (4.50%), NAVINFLUOR (3.94%), FEDERALBNK (3.57%), APARINDS (3.47%). The fund held 35 securities in all.

What did Samco ELSS Tax Saver Fund buy and sell in September 2026?

It bought 2 new stocks: HFCL Limited, National Stock Exchange Of India Ltd. It sold out of 2: Polycab India Limited, R R Kabel Limited. It reduced 1.

How do I invest in Samco ELSS Tax Saver Fund?

Through Samco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of Samco ELSS Tax Saver Fund?

Umeshkumar Mehta (since 01-08-2023), Nirali Bhansali (since 22-12-2022), Dhawal Dhanani (since 22-12-2022), Vishal Shinde (since 01-07-2026).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.