Samco ELSS Tax Saver Fund vs Samco Small Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Samco ELSS Tax Saver Fund is an ELSS fund and Samco Small Cap Fund is a Small Cap fund. Samco ELSS Tax Saver Fund charges 1.98% a year and Samco Small Cap Fund 1.93% (Direct plans). Their portfolios overlap 40.8%: they hold 18 of the same securities.
Which is better, Samco ELSS Tax Saver or Samco Small Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Samco Small Cap costs less: 1.93% a year against 1.98% (Direct plans).
- Samco Small Cap fell less in its worst fall since 09-12-2025: −11.8% against −14.8%.
- Samco Small Cap is the larger fund: ₹270 Cr against ₹104 Cr.
- Their portfolios overlap 40.8%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Samco ELSS Tax Saver Fund | Samco Small Cap Fund |
|---|---|---|
| Fund house | Samco Mutual Fund | Samco Mutual Fund |
| Category | ELSS | Small Cap |
| AUM | ₹104 Cr (30-09-2026) | ₹270 Cr (30-09-2026) |
| NAV | ₹13.01 (Direct) | ₹12.15 (Direct) |
| Expense ratio (Direct) | 1.98% | 1.93% |
| Expense ratio (Regular) | 3.29% | 3.37% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty Smallcap 250 TRI |
| Launch date | 22-12-2022 | 04-12-2025 |
| Minimum investment | ₹500 | ₹5,000 |
| Lock in | 3 years | None |
| Fund managers | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde |
| Exit load | Nil | • 1.00% if the investment is redeemed or switched out on or before 30 days from the date of allotment of units. • No Exit load will be charged if the investment is redeeemed or switched out after 30 days from the date of allotment of units. |
Samco ELSS Tax Saver vs Samco Small Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Samco ELSS Tax Saver Fund (Direct) | −4.90% | −1.66% | +1.72% | −5.24% | +2.93% | -- | -- |
| Samco Small Cap Fund (Direct) | −4.10% | +10.76% | +19.23% | -- | -- | -- | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | -- | -- |
| Small Cap average | −5.86% | −3.28% | +5.03% | -- | -- | -- | -- |
Category average: the average of the 50 ELSS funds and the 36 Small Cap funds, same plan type.
Samco ELSS Tax Saver vs Samco Small Cap: Year-wise Returns
| Year | ELSS Tax SaverSamco ELSS Tax Saver | Small CapSamco Small Cap |
|---|---|---|
| 2026to date | −2.18% | +21.14% |
| 2025 | −11.39% | -- |
| 2024 | +10.21% | -- |
| 2023 | +35.79% | -- |
Samco ELSS Tax Saver vs Samco Small Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Samco ELSS Tax Saver Fund
Samco ELSS Tax Saver vs Samco Small Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Samco ELSS Tax Saver Fund (Direct) | Samco Small Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.02% | +26.89% |
| Standard deviation | 16.27% | 17.97% |
| Sharpe ratio | 0.05 | 1.21 |
| Sortino ratio | 0.07 | 1.74 |
| Maximum drawdown | −29.6% (03-03-2025) | −11.8% (23-03-2026) |
| Beta | 1.01 | 0.87 |
| Alpha | −3.54% | +22.79% |
From daily NAVs, 29-12-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Samco ELSS Tax Saver Fund (Direct)
Samco Small Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Samco ELSS Tax Saver Fund (Direct) | −14.8% | 05-01-2026 | 23-03-2026 | 18-06-2026 | 3 months | −8.1% |
| Samco Small Cap Fund (Direct) | −11.8% | 06-01-2026 | 23-03-2026 | 17-04-2026 | 25 days | −6.7% |
| Nifty 500 TRI | −14.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −8.4% |
From daily values since 09-12-2025, the first day every fund has.
Samco ELSS Tax Saver vs Samco Small Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Samco ELSS Tax Saver Fund, September 2026; Samco Small Cap Fund, September 2026
Holdings in common
- Overlap
- 40.8%
- Held by both
- 18
- Only in Samco ELSS Tax Saver
- 17
- Only in Samco Small Cap
- 44
| Security | % of Samco ELSS Tax Saver | % of Samco Small Cap |
|---|---|---|
| Welspun Corp Limited | 5.17% | 3.59% |
| Syrma SGS Technology Limited | 4.50% | 3.51% |
| Navin Fluorine International Limited | 3.94% | 3.38% |
| Kirloskar Oil Engines Limited | 3.29% | 3.48% |
| Ather Energy Limited | 3.13% | 3.48% |
| Sai Life Sciences Limited | 3.46% | 2.97% |
| Gland Pharma Limited | 3.22% | 2.93% |
| Anand Rathi Wealth Limited | 2.88% | 2.76% |
| Sona BLW Precision Forgings Limited | 3.35% | 2.22% |
| Neuland Laboratories Limited | 3.13% | 2.05% |
| Honasa Consumer Limited | 2.67% | 1.93% |
| HFCL Limited | 2.02% | 1.92% |
| Vijaya Diagnostic Centre Limited | 2.95% | 1.81% |
| Emcure Pharmaceuticals Limited | 2.83% | 1.72% |
| Himadri Speciality Chemical Limited | 2.51% | 1.65% |
| Data Patterns (India) Limited | 2.57% | 1.17% |
| GE Vernova T&D India Limited | 2.74% | 0.63% |
| Acutaas Chemicals Limited | 0.33% | 0.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40.8% means 40.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Samco ELSS Tax Saver Fund
| Security | % of fund |
|---|---|
| The Federal Bank Limited | 3.57% |
| Apar Industries Limited | 3.47% |
| Acme Solar Holdings Ltd | 3.36% |
| RBL Bank Limited | 2.99% |
| Aurobindo Pharma Limited | 2.97% |
Largest holdings only in Samco Small Cap Fund
| Security | % of fund |
|---|---|
| ESDS Software Solution Ltd | 6.52% |
| Craftsman Automation Limited | 2.87% |
| Aditya Infotech Limited | 2.48% |
| Lalithaa Jewellery Mart Ltd | 1.76% |
| PNB Housing Finance Limited | 1.38% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Samco ELSS Tax Saver | Samco Small Cap |
|---|---|---|
| Equity | 97.5% | 77.5% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.5% | 22.5% |
Market cap of stocks
| Market cap | Samco ELSS Tax Saver | Samco Small Cap |
|---|---|---|
| Large Cap | 5.1% | 0.0% |
| Mid Cap | 32.2% | 2.9% |
| Small Cap | 60.1% | 65.9% |
| Not on AMFI's list | 0.2% | 8.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Samco ELSS Tax Saver | Samco Small Cap |
|---|---|---|
| Pharmaceuticals & Biotechnology | 16.1% | 12.4% |
| Electrical Equipment | 11.3% | 4.4% |
| Industrial Products | 8.5% | 9.5% |
| Chemicals & Petrochemicals | 9.3% | 6.0% |
| Auto Components | 8.6% | 7.7% |
| IT - Services | 0.0% | 6.8% |
| Banks | 6.6% | 1.9% |
| Industrial Manufacturing | 4.5% | 6.3% |
The six largest sectors of each fund's stocks, % of the fund.
Samco ELSS Tax Saver vs Samco Small Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Samco ELSS Tax Saver Fund | Samco Small Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.98% | 1.93% |
| Base expense ratio (Direct) | 0.91% | 0.79% |
| Total expense ratio (Regular) | 3.29% | 3.37% |
| Base expense ratio (Regular) | 2.10% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Samco ELSS Tax Saver with
Samco ELSS Tax Saver Fund vs Samco Small Cap Fund: Frequently Asked Questions
What is the difference between Samco ELSS Tax Saver Fund and Samco Small Cap Fund?
Samco ELSS Tax Saver Fund is an ELSS fund, Samco Small Cap Fund is a Small Cap fund, run by Samco Mutual Fund. Their portfolios overlap 40.8%. Samco ELSS Tax Saver Fund charges 1.98% a year and Samco Small Cap Fund 1.93%.
Which has the lower expense ratio, Samco ELSS Tax Saver Fund or Samco Small Cap Fund?
Samco Small Cap Fund charges less: 1.93% a year against 1.98%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Samco ELSS Tax Saver Fund and Samco Small Cap Fund overlap?
40.8%. They hold 18 of the same securities, the largest shared ones being WELCORP, SYRMA, NAVINFLUOR. From each fund's latest monthly portfolio.
Which is riskier, Samco ELSS Tax Saver Fund or Samco Small Cap Fund?
On SEBI's riskometer, Samco ELSS Tax Saver Fund is rated Very High and Samco Small Cap Fund Very High. Over their common history, the standard deviation of daily returns was 16.27% and 17.97% a year.
Can I invest in both Samco ELSS Tax Saver Fund and Samco Small Cap Fund?
Yes. 40.8% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Samco ELSS Tax Saver Fund and Samco Small Cap Fund?
Samco ELSS Tax Saver Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde. Samco Small Cap Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.