Aditya Birla Sun Life Nifty Smallcap 50 Index Fund vs Samco ELSS Tax Saver Fund
Direct Plan, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund is an Index fund and Samco ELSS Tax Saver Fund is an ELSS fund. In the 3 years to 30-10-2026, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) returned 16.9% a year and Samco ELSS Tax Saver Fund (Direct) returned 2.9% a year. Aditya Birla Sun Life Nifty Smallcap 50 Index Fund charges 0.66% a year and Samco ELSS Tax Saver Fund 1.98% (Direct plans). Their portfolios overlap 31.3%: they hold 12 of the same securities.
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund
Index
- 3 year return
- 16.9%
- Expense ratio
- 0.66%
- NAV
- ₹22.82
Samco ELSS Tax Saver Fund
ELSS
- 3 year return
- 2.9%
- Expense ratio
- 1.98%
- NAV
- ₹13.01
Which is better, Aditya Birla Sun Life Nifty Smallcap 50 Index or Samco ELSS Tax Saver? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Aditya Birla Sun Life Nifty Smallcap 50 Index returned more over 3 years: 16.9% a year against 2.9%.
- Aditya Birla Sun Life Nifty Smallcap 50 Index returned more over 1 year: 5.0% against −5.2%.
- Aditya Birla Sun Life Nifty Smallcap 50 Index costs less: 0.66% a year against 1.98% (Direct plans).
- Samco ELSS Tax Saver swung less over 3 years: a standard deviation of 18.0% a year against 20.3%.
- Aditya Birla Sun Life Nifty Smallcap 50 Index fell less in its worst fall since 29-12-2022: −25.1% against −29.6%.
- Aditya Birla Sun Life Nifty Smallcap 50 Index is the larger fund: ₹364 Cr against ₹104 Cr.
- Their portfolios overlap 31.3%: 12 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Nifty Smallcap 50 Index Fund | Samco ELSS Tax Saver Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Samco Mutual Fund |
| Category | Index | ELSS |
| AUM | ₹364 Cr (30-09-2026) | ₹104 Cr (30-09-2026) |
| NAV | ₹22.82 (Direct) | ₹13.01 (Direct) |
| Expense ratio (Direct) | 0.66% | 1.98% |
| Expense ratio (Regular) | 1.20% | 3.29% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY Smallcap 50 TRI | Nifty 500 TRI |
| Launch date | 01-04-2021 | 22-12-2022 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | 3 years |
| Fund managers | Priya Sridhar, Mehul Dama | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde |
| Exit load | Exit load of 0.25%, if redeemed within 15 days. | Nil |
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | −3.10% | −2.85% | +6.23% | +5.00% | +16.94% | +12.16% | -- |
| Samco ELSS Tax Saver Fund (Direct) | −4.90% | −1.66% | +1.72% | −5.24% | +2.93% | -- | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | -- | -- |
Category average: the average of the 50 ELSS funds, same plan type.
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: Year-wise Returns
| Year | Aditya Birla Sun Life Nifty Smallcap 50 IndexAditya Birla Sun Life Nifty Smallcap 50 Index | Samco ELSS Tax SaverSamco ELSS Tax Saver |
|---|---|---|
| 2026to date | +8.40% | −2.18% |
| 2025 | −3.69% | −11.39% |
| 2024 | +25.11% | +10.21% |
| 2023 | +63.34% | +35.79% |
| 2022 | −18.06% | -- |
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: Rolling Returns
Every holding period of both funds, against Nifty Smallcap 50 TRI, the benchmark of Aditya Birla Sun Life Nifty Smallcap 50 Index Fund
Rolling returns
Every 3-year holding period, 207 of them, one for each trading day from 29-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct)
Samco ELSS Tax Saver Fund (Direct)
Nifty Smallcap 50 TRI
to
Jan 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jun 2023
to
Jun 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Nifty Smallcap 50 Index | 0.0 | 0.0 | 0.0 | 0.0 | 17.9 | 60.4 | 21.7 | 22.8% | 23.4% | 15.3% | 26.9% | 0% |
| Samco ELSS Tax Saver | 0.0 | 14.5 | 84.1 | 1.4 | 0.0 | 0.0 | 0.0 | 6.6% | 6.4% | 1.3% | 10.2% | 0% |
| Nifty Smallcap 50 TRI | 0.0 | 0.0 | 0.0 | 0.0 | 12.6 | 46.4 | 41.1 | 24.0% | 24.6% | 16.3% | 28.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty Smallcap 50 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 29-12-2022. Past returns do not promise future returns.
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2022 to 30-10-2026: 47 instalments, ₹4,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Nifty Smallcap 50 IndexAditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | ₹4,70,000 | ₹6,23,637 | ₹1,53,637 | 14.6% |
| Samco ELSS Tax SaverSamco ELSS Tax Saver Fund (Direct) | ₹4,70,000 | ₹4,80,740 | ₹10,740 | 1.1% |
Aditya Birla Sun Life Nifty Smallcap 50 IndexAditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct)
Samco ELSS Tax SaverSamco ELSS Tax Saver Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | Samco ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.00% | −5.24% |
| Standard deviation | 19.20% | 18.13% |
| Sharpe ratio | -0.01 | -0.58 |
| Sortino ratio | -0.02 | -0.79 |
| Maximum drawdown | −17.1% (23-03-2026) | −16.8% (23-03-2026) |
| Beta | 1.00 | 1.07 |
| Alpha | −1.06% | +2.93% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | Samco ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | +16.94% | +2.93% |
| Standard deviation | 20.31% | 18.03% |
| Sharpe ratio | 0.54 | -0.17 |
| Sortino ratio | 0.73 | -0.23 |
| Maximum drawdown | −25.1% (28-02-2025) | −29.6% (03-03-2025) |
| Beta | 1.00 | 1.07 |
| Alpha | −1.04% | −7.58% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | Samco ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.74% | +7.02% |
| Standard deviation | 19.99% | 16.27% |
| Sharpe ratio | 0.51 | 0.05 |
| Sortino ratio | 0.68 | 0.07 |
| Maximum drawdown | −36.7% (20-06-2022) | −29.6% (03-03-2025) |
| Beta | 1.00 | 1.01 |
| Alpha | −0.98% | −3.54% |
From daily NAVs, 06-04-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct)
Samco ELSS Tax Saver Fund (Direct)
Nifty Smallcap 50 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | −25.1% | 11-12-2024 | 28-02-2025 | 03-07-2026 | 16 months | −7.4% |
| Samco ELSS Tax Saver Fund (Direct) | −29.6% | 11-12-2024 | 03-03-2025 | Not yet | -- | −18.1% |
| Nifty Smallcap 50 TRI | −25.0% | 11-12-2024 | 28-02-2025 | 02-07-2026 | 16 months | −6.9% |
From daily values since 29-12-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct)
Samco ELSS Tax Saver Fund (Direct)
Nifty Smallcap 50 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct)
Samco ELSS Tax Saver Fund (Direct)
Nifty Smallcap 50 TRI
Against Nifty Smallcap 50 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (Direct) | 98% | 102% | 0.41% |
| Samco ELSS Tax Saver Fund (Direct) | 62% | 95% | 8.67% |
From month-end values since 29-12-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Nifty Smallcap 50 Index Fund, September 2026; Samco ELSS Tax Saver Fund, September 2026
Holdings in common
- Overlap
- 31.3%
- Held by both
- 12
- Only in Aditya Birla Sun Life Nifty Smallcap 50 Index
- 37
- Only in Samco ELSS Tax Saver
- 23
| Security | % of Aditya Birla Sun Life Nifty Smallcap 50 Index | % of Samco ELSS Tax Saver |
|---|---|---|
| Welspun Corp Ltd. | 4.19% | 5.17% |
| Navin Fluorine International Ltd. | 3.57% | 3.94% |
| Sona Blw Precision Forgings Ltd. | 4.39% | 3.35% |
| Ather Energy Ltd. | 3.18% | 3.13% |
| RBL Bank Ltd. | 2.94% | 2.99% |
| Gland Pharma Ltd. | 2.72% | 3.22% |
| Sai Life Sciences Ltd. | 2.48% | 3.46% |
| AnandRathi Wealth Ltd. | 2.28% | 2.88% |
| Kirloskar Oil Engines Ltd. | 2.26% | 3.29% |
| Neuland Laboratories Ltd. | 2.17% | 3.13% |
| Himadri Speciality Chemical Ltd. | 1.88% | 2.51% |
| Acutaas Chemicals Ltd. | 2.00% | 0.33% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 31.3% means 31.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Nifty Smallcap 50 Index Fund
| Security | % of fund |
|---|---|
| Karur Vysya Bank Ltd. | 3.61% |
| Delhivery Ltd. | 2.90% |
| Redington Ltd. | 2.84% |
| Central Depository Services (I) Ltd. | 2.65% |
| City Union Bank Ltd. | 2.56% |
Largest holdings only in Samco ELSS Tax Saver Fund
| Security | % of fund |
|---|---|
| Syrma SGS Technology Limited | 4.50% |
| The Federal Bank Limited | 3.57% |
| Apar Industries Limited | 3.47% |
| Acme Solar Holdings Ltd | 3.36% |
| Aurobindo Pharma Limited | 2.97% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Nifty Smallcap 50 Index | Samco ELSS Tax Saver |
|---|---|---|
| Equity | 95.6% | 97.5% |
| Debt | 0.0% | 0.0% |
| Cash and others | 4.4% | 2.5% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Nifty Smallcap 50 Index | Samco ELSS Tax Saver |
|---|---|---|
| Large Cap | 0.0% | 5.1% |
| Mid Cap | 6.3% | 32.2% |
| Small Cap | 87.2% | 60.1% |
| Not on AMFI's list | 2.1% | 0.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Nifty Smallcap 50 Index | Samco ELSS Tax Saver |
|---|---|---|
| Pharmaceuticals & Biotechnology | 15.2% | 16.1% |
| Electrical Equipment | 3.0% | 11.3% |
| Banks | 11.2% | 6.6% |
| Capital Markets | 10.3% | 3.1% |
| Chemicals & Petrochemicals | 6.6% | 9.3% |
| Auto Components | 7.0% | 8.6% |
| Industrial Products | 6.5% | 8.5% |
| Finance | 8.0% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Nifty Smallcap 50 Index vs Samco ELSS Tax Saver: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Nifty Smallcap 50 Index Fund | Samco ELSS Tax Saver Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.66% | 1.98% |
| Base expense ratio (Direct) | 0.41% | 0.91% |
| Total expense ratio (Regular) | 1.20% | 3.29% |
| Base expense ratio (Regular) | 0.88% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund vs Samco ELSS Tax Saver Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Nifty Smallcap 50 Index Fund and Samco ELSS Tax Saver Fund?
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund is an Index fund, Samco ELSS Tax Saver Fund is an ELSS fund, run by Aditya Birla Sun Life Mutual Fund and Samco Mutual Fund. Their portfolios overlap 31.3%. Aditya Birla Sun Life Nifty Smallcap 50 Index Fund charges 0.66% a year and Samco ELSS Tax Saver Fund 1.98%.
Which has given higher returns, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund or Samco ELSS Tax Saver Fund?
Over 1 year: Aditya Birla Sun Life Nifty Smallcap 50 Index Fund +5.00%, Samco ELSS Tax Saver Fund −5.24%. Over 3 years: Aditya Birla Sun Life Nifty Smallcap 50 Index Fund +16.94% a year, Samco ELSS Tax Saver Fund +2.93% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund or Samco ELSS Tax Saver Fund?
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund charges less: 0.66% a year against 1.98%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Nifty Smallcap 50 Index Fund and Samco ELSS Tax Saver Fund overlap?
31.3%. They hold 12 of the same securities, the largest shared ones being WELCORP, NAVINFLUOR, SONACOMS. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund or Samco ELSS Tax Saver Fund?
On SEBI's riskometer, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund is rated Very High and Samco ELSS Tax Saver Fund Very High. Over 3 years, the standard deviation of daily returns was 20.31% and 18.03% a year.
Which is better for SIP, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund or Samco ELSS Tax Saver Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,22,899 in Aditya Birla Sun Life Nifty Smallcap 50 Index Fund (XIRR 8.7% a year) and ₹3,57,159 in Samco ELSS Tax Saver Fund (XIRR -2.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Aditya Birla Sun Life Nifty Smallcap 50 Index Fund and Samco ELSS Tax Saver Fund?
Yes. 31.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Nifty Smallcap 50 Index Fund and Samco ELSS Tax Saver Fund?
Aditya Birla Sun Life Nifty Smallcap 50 Index Fund: Priya Sridhar, Mehul Dama. Samco ELSS Tax Saver Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.