Invesco India Financial Services Fund

SectoralDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Invesco India Financial Services Fund is a Sectoral fund run by Invesco Mutual Fund. On 30-09-2026, it managed ₹1,789 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 15.0% a year and its Regular plan returned 13.5% a year. Its benchmark, Nifty Financial Services TRI, returned 9.8% a year over the same 3 years.

NAV (Direct plan): ₹166.82; ▼ 0.87%30-10-2026
NAV (Regular plan): ₹137.31; ▼ 0.87%30-10-2026
Expense ratio: 0.96%Direct2.18%Regular; 0.96%; A year
Riskometer: Very High; Set by the fund house
3 year return: 15.0%Direct13.5%Regular; 15.0%; A year

Invesco India Financial Services Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹166.82 (down 0.87% that day); Regular Plan Growth ₹137.31 (down 0.87% that day).

This fund (Direct plan)

₹166.82

Invesco India Financial Services Fund Returns vs Nifty Financial Services TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.67%	−5.87%	−1.64%	−2.22%	+15.03%	+12.58%	+14.83%
This fund (Regular)	−0.77%	−6.16%	−2.25%	−3.46%	+13.54%	+11.10%	+13.22%
Nifty Financial Services TRI	+0.30%	−5.63%	−2.88%	−8.88%	+9.77%	+6.64%	+12.73%
Sectoral average	−1.70%	−4.49%	+2.30%	−0.58%	+15.61%	+14.51%	+14.77%
Best in Sectoral	+7.03%	+2.10%	+17.99%	+19.53%	+21.77%	+18.38%	+16.60%
Worst in Sectoral	−7.36%	−8.92%	−7.57%	−9.47%	+9.87%	+10.82%	+12.21%
Rank in Sectoral	5/20	8/19	9/19	10/17	5/9	5/6	4/5

Category rows compare the Direct plans of 20 Sectoral funds. Rank 1 is the highest return.

Invesco India Financial Services Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty Financial Services TRI
2026to date	−4.74%	−5.74%	−9.69%
2025	+16.58%	+15.07%	+18.60%
2024	+21.45%	+19.84%	+10.52%
2023	+27.66%	+25.99%	+14.31%
2022	+14.38%	+12.81%	+10.47%
2021	+15.62%	+14.02%	+14.55%

Invesco India Financial Services Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,666 periods, one for each trading day from 04-01-2016 to 30-10-2026.

−10%0%10%20%30%40%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

Invesco India Financial Services Fund (Direct)Nifty Financial Services TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	3,154	16.8%	−32.5%	89.3%	16%	15.3%	61%
2 years	2,912	18.4%	−12.5%	44.8%	5%	15.3%	67%
3 years	2,666	18.6%	−4.0%	33.6%	2%	14.5%	66%
5 years	2,173	16.8%	2.9%	29.4%	0%	14.2%	66%
7 years	1,684	15.8%	8.6%	22.6%	0%	14.4%	77%
10 years	941	17.1%	13.4%	20.5%	0%	15.0%	98%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	154	19.9%	−52.3%	83.1%	20%	15.6%	65%
2 years	142	17.5%	−26.7%	53.3%	6%	15.5%	70%
3 years	130	18.5%	−16.3%	29.5%	5%	16.1%	63%
5 years	106	16.9%	−1.9%	25.7%	1%	15.4%	52%
7 years	82	16.2%	5.2%	20.7%	0%	14.6%	55%
10 years	46	17.1%	14.3%	18.8%	0%	14.6%	96%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty Financial Services TRI over the same days. Past returns do not promise future returns.

Invesco India Financial Services Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Invesco India Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	−2.22%	−8.88%
Standard deviation	17.82%	17.58%
Sharpe ratio	-0.42	-0.80
Sortino ratio	-0.59	-1.11
Maximum drawdown	−14.7% (30-03-2026)	−17.3% (30-03-2026)
Beta	0.97	1.00
Alpha	+6.17%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Invesco India Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	+15.03%	+9.77%
Standard deviation	16.42%	16.24%
Sharpe ratio	0.55	0.23
Sortino ratio	0.77	0.32
Maximum drawdown	−14.9% (03-03-2025)	−17.3% (30-03-2026)
Beta	0.93	1.00
Alpha	+5.53%	0.00%

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Invesco India Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	+12.58%	+6.64%
Standard deviation	16.47%	16.70%
Sharpe ratio	0.41	0.05
Sortino ratio	0.57	0.07
Maximum drawdown	−21.3% (20-06-2022)	−21.4% (16-06-2022)
Beta	0.92	1.00
Alpha	+6.01%	0.00%

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Invesco India Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	+14.83%	+12.73%
Standard deviation	19.63%	20.60%
Sharpe ratio	0.48	0.36
Sortino ratio	0.66	0.49
Maximum drawdown	−42.4% (23-03-2020)	−43.5% (23-03-2020)
Beta	0.91	1.00
Alpha	+2.73%	0.00%

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Invesco India Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	+14.95%	+12.87%
Standard deviation	19.99%	21.02%
Sharpe ratio	0.45	0.32
Sortino ratio	0.62	0.45
Maximum drawdown	−42.4% (23-03-2020)	−43.5% (23-03-2020)
Beta	0.91	1.00
Alpha	+2.67%	0.00%

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−50%−40%−30%−20%−10%0%

2014201620182020202220242026

Invesco India Financial Services Fund (Direct)Nifty Financial Services TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Invesco India Financial Services Fund (Direct)	−42.4%	12-02-2020	23-03-2020	17-12-2020	9 months	−8.6%
Nifty Financial Services TRI	−43.5%	02-01-2020	23-03-2020	15-12-2020	9 months	−12.4%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and Nifty Financial Services TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Invesco India Financial Services Fund vs Other Sectoral Funds

The five Sectoral funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
DSP Healthcare Fund	1/9	3,750	0.76%	+15.40%	+21.77%	+2.89%	0.77	1.25	1.77	Compare
Nippon India Pharma Fund	2/9	9,166	0.99%	+9.05%	+18.56%	−2.50%	0.88	0.97	1.39	Compare
Bandhan Transportation and Logistics Fund	3/9	771	1.07%	−1.82%	+17.11%	+1.71%	0.84	0.69	0.97	Compare
Nippon India Power & Infra Fund	4/9	7,867	1.11%	−2.17%	+16.41%	+2.80%	0.97	0.59	0.78	Compare
Invesco India Financial Services Fund	5/9	1,789	0.96%	−2.22%	+15.03%	+5.53%	0.93	0.55	0.77

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Invesco India Financial Services Fund Expense Ratio and Costs

What each plan charges a year, in force from 19-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Sectoral median	Cost rank (1 = cheapest)
Direct	0.71%	0.04%	0.00%	0.21%	0.96%	1.07%	3/20
Regular	1.78%	0.04%	0.00%	0.36%	2.18%	2.51%	6/20

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Sectoral funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−3.46%	−2.22%	1.24%	₹96,540	₹97,780
3 years	13.54%	15.03%	1.49% a year	₹1,46,368	₹1,52,207
5 years	11.10%	12.58%	1.48% a year	₹1,69,266	₹1,80,845
10 years	13.22%	14.83%	1.61% a year	₹3,46,124	₹3,98,615

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Invesco India Financial Services Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planInvesco India Financial Services Fund (Direct)	₹16,60,000	₹53,04,439	₹36,44,439	15.5%
Regular planInvesco India Financial Services Fund (Regular)	₹16,60,000	₹46,59,538	₹29,99,538	13.8%
Nifty Financial Services TRI	₹16,60,000	₹41,99,102	₹25,39,102	12.5%
Category averageCategory average, 20 Sectoral funds	₹16,60,000	₹59,77,795	₹43,17,795	17.0%

₹0₹20.0 L₹40.0 L₹60.0 L₹80.0 L

2014201620182020202220242026

Direct planInvesco India Financial Services Fund (Direct)Regular planInvesco India Financial Services Fund (Regular)Nifty Financial Services TRICategory averageCategory average, 20 Sectoral fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Invesco India Financial Services Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

95.7%Equity

Asset	Fund	Category
Equity	95.7%	95.6%
Cash and others	4.3%	3.7%

Market cap of stocks

Market cap	Fund	Category
Large Cap	53.8%	44.1%
Mid Cap	15.6%	21.8%
Small Cap	24.2%	26.9%
Not on AMFI's list	2.2%	2.3%

Share of the whole fund. Category: the average of the Sectoral funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Invesco India Financial Services Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks45.3%
Capital Markets26.1%
Finance17.0%
Insurance5.5%
Financial Technology (Fintech)1.9%

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	48.9%	46.8%	45.3%	−3.6%
Capital Markets	23.6%	25.8%	26.1%	+2.5%
Finance	17.8%	17.2%	17.0%	−0.8%
Insurance	5.7%	5.4%	5.5%	−0.2%
Financial Technology (Fintech)	2.9%	2.8%	1.9%	−0.9%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Invesco India Financial Services Fund Portfolio Holdings

As on 30-09-2026 · 34 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
ICICI Bank Limited	Banks	12.84%	0.0%
Axis Bank Limited	Banks	6.95%	+0.8%
HDFC Bank Limited	Banks	5.98%	0.0%
Karur Vysya Bank Limited	Banks	5.13%	0.0%
Multi Commodity Exchange of India Limited	Capital Markets	4.63%	0.0%
Kotak Mahindra Bank Ltd	Banks	4.38%	0.0%
ICICI Prudential Asset Management Company Limited	Capital Markets	4.21%	0.0%
Shriram Finance Limited	Finance	4.02%	0.0%
BSE Limited	Capital Markets	3.85%	0.0%
Cholamandalam Investment and Finance Company Limited	Finance	3.54%	+12.3%
Nuvama Wealth Management Ltd	Capital Markets	3.45%	0.0%
Indian Bank	Banks	2.95%	0.0%
SBI Life Insurance Company Limited	Insurance	2.52%	0.0%
Computer Age Management Services Limited	Capital Markets	2.35%	+78.2%
Gaja Alternative Asset Management Ltd	Capital Markets	2.17%	0.0%
The Federal Bank Limited	Banks	2.10%	0.0%
IndusInd Bank Limited	Banks	2.02%	0.0%
L&T Finance Limited	Finance	1.98%	0.0%
Can Fin Homes Limited	Finance	1.77%	0.0%
Muthoot Finance Limited	Finance	1.67%	0.0%
RBL Bank Limited	Banks	1.62%	0.0%
ICICI Lombard General Insurance Company Limited	Insurance	1.60%	0.0%
KFin Technologies Limited	Capital Markets	1.48%	0.0%
Central Depository Services (India) Limited	Capital Markets	1.47%	0.0%
Aadhar Housing Finance Limited	Finance	1.45%	+14.0%
CARE Ratings Limited	Capital Markets	1.44%	−2.6%
PB Fintech Limited	Financial Technology (Fintech)	1.34%	0.0%
Max Financial Services Limited	Insurance	1.33%	0.0%
Equitas Small Finance Bank Limited	Banks	1.33%	0.0%
Home First Finance Company India Limited	Finance	1.02%	0.0%
Prudent Corporate Advisory Services Limited	Capital Markets	1.01%	−37.6%
Tata Capital Limited	Finance	0.84%	0.0%
Onemi Technology Solutions Limited	Finance	0.68%	0.0%
One 97 Communications Limited	Financial Technology (Fintech)	0.61%	0.0%

Invesco India Financial Services Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Axis Bank Limited	Added	+0.8%	6.95%
Cholamandalam Investment and Finance Company Limited	Added	+12.3%	3.54%
Computer Age Management Services Limited	Added	+78.2%	2.35%
Prudent Corporate Advisory Services Limited	Reduced	−37.6%	1.01%
CARE Ratings Limited	Reduced	−2.6%	1.44%
Aadhar Housing Finance Limited	Added	+14.0%	1.45%
Bank of Baroda	Sold out	−100%	was 1.31%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Invesco India Financial Services Fund bought and sold

Invesco India Financial Services Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Edelweiss Financial Services FundThematic · Edelweiss	58.0%	20	Compare
Baroda BNP Paribas Banking and Financial Services FundThematic · Baroda BNP Paribas	55.1%	21	Compare
Canara Robeco Banking and Financial Services FundSectoral · Canara Robeco	54.7%	21	Compare
Kotak Banking And Financial Services FundThematic · Kotak Mahindra	54.7%	20	Compare
Mirae Asset Banking and Financial Services FundThematic · Mirae Asset	54.1%	18	Compare
MahindraManulife Banking & Financial Services FundSectoral · Mahindra Manulife	52.2%	16	Compare
HDFC Banking & Financial Services FundThematic · HDFC	51.2%	19	Compare
HSBC Financial Services FundThematic · HSBC	50.2%	17	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Invesco India Financial Services Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.96%
Expense ratio (Regular): 2.18%
Category: Sectoral
Risk: Very High
Benchmark: Nifty Financial Services TRI
Launch date: 14-07-2008
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹1,788.59 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120385
ISIN (Direct): INF205K01KY4
Scheme code (Regular): 108378
ISIN (Regular): INF205K01155
NAV history: From 02-01-2013, 13.8 years

Exit load: Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.

Tax on Invesco India Financial Services Fund returns

Invesco India Financial Services Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹166.82	30-10-2026
direct	IDCW	₹85.86	30-10-2026
regular	Growth	₹137.31	30-10-2026
regular	IDCW	₹70.02	30-10-2026

About Invesco India Financial Services Fund

Invesco India Financial Services Fund is a mutual fund from Invesco Mutual Fund. Its category is Sectoral. It was launched on 14-07-2008. Its benchmark is Nifty Financial Services TRI. At the end of September 2026 it held 34 securities.

Fund Manager

Hiten Jain
Fund manager of Invesco India Financial Services Fund
Haresh Kapoor
Fund manager of Invesco India Financial Services Fund

See all funds of Invesco Mutual Fund

AUM change

September 2026: ₹1,788.59 Cr; −5.64% from August 2026
August 2026: ₹1,895.57 Cr; +2.73% from July 2026
July 2026: ₹1,845.19 Cr; +1.89% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Invesco India Financial Services Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for Invesco India Financial Services Fund

What is the current NAV of Invesco India Financial Services Fund?

The Direct plan NAV is ₹166.82. The Regular plan NAV is ₹137.31, as on 30-10-2026.

What are the returns of Invesco India Financial Services Fund?

The Direct plan returned −2.22% in 1 year, +15.03% a year over 3 years, +12.58% a year over 5 years. The Regular plan returned −3.46% in 1 year, +13.54% a year over 3 years, +11.10% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Invesco India Financial Services Fund?

The Direct plan charges 0.96% a year. The Regular plan charges 2.18% a year. This is the figure the fund house reported to AMFI, in force from 19-10-2026.

What is the AUM of Invesco India Financial Services Fund?

Invesco India Financial Services Fund managed ₹1,788.59 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Invesco India Financial Services Fund?

At the end of September 2026 the largest holdings were ICICIBANK (12.84%), AXISBANK (6.95%), HDFCBANK (5.98%), KARURVYSYA (5.13%), MCX (4.63%). The fund held 34 securities in all.

What did Invesco India Financial Services Fund buy and sell in September 2026?

It sold out of 1: Bank of Baroda. It added shares in 4. It reduced 2.

How do I invest in Invesco India Financial Services Fund?

Through Invesco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

Who is the fund manager of Invesco India Financial Services Fund?

Hiten Jain, Haresh Kapoor.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.