Nippon India Pharma Fund is a Sectoral fund run by Nippon India Mutual Fund. On 30-09-2026, it managed ₹9,166 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 18.6% a year and its Regular plan returned 17.5% a year. Its benchmark, BSE Healthcare TRI, returned 23.0% a year over the same 3 years.
NAV (Direct plan)
₹625.46
▲ 0.52% · 30-10-2026
NAV (Regular plan)
₹555.24
▲ 0.52% · 30-10-2026
Expense ratio
0.99%Direct1.85%Regular
0.99%
A year
Riskometer
Very High
Set by the fund house
3 year return
18.6%Direct17.5%Regular
18.6%
A year
Nippon India Pharma Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹625.46 (up 0.52% that day); Regular Plan Growth ₹555.24 (up 0.52% that day).
This fund (Direct plan)
₹625.4566
Nippon India Pharma Fund Returns vs BSE Healthcare TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.76%
−2.52%
+7.84%
+9.05%
+18.56%
+14.19%
+15.18%
This fund (Regular)
−0.82%
−2.73%
+7.38%
+8.10%
+17.50%
+13.17%
+14.16%
BSE Healthcare TRI
+0.24%
−0.99%
+12.80%
+12.37%
+23.01%
+15.61%
+12.48%
Sectoral average
−1.70%
−4.49%
+2.30%
−0.58%
+15.61%
+14.51%
+14.77%
Best in Sectoral
+7.03%
+2.10%
+17.99%
+19.53%
+21.77%
+18.38%
+16.60%
Worst in Sectoral
−7.36%
−8.92%
−7.57%
−9.47%
+9.87%
+10.82%
+12.21%
Rank in Sectoral
6/20
7/19
6/19
3/17
2/9
4/6
2/5
Category rows compare the Direct plans of 20 Sectoral funds. Rank 1 is the highest return.
Nippon India Pharma Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE Healthcare TRI
2026to date
+9.76%
+8.98%
+15.08%
2025
−2.46%
−3.34%
−2.72%
2024
+35.26%
+34.04%
+44.30%
2023
+40.36%
+39.15%
+37.97%
2022
−9.06%
−9.90%
−11.50%
2021
+25.12%
+23.93%
+21.54%
Nippon India Pharma Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,666 periods, one for each trading day from 04-01-2016 to 30-10-2026.
−10%0%10%20%30%40%
Nippon India Pharma Fund (Direct)
BSE Healthcare TRI
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
Nippon India Pharma Fund (Direct)BSE Healthcare TRI
1%
22%
Below 0%
18%
3%
0-5%
6%
3%
5-10%
5%
14%
10-15%
21%
20%
15-20%
28%
29%
20-25%
21%
8%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
3,154
13.1%
−15.1%
90.7%
23%
11.5%
76%
2 years
2,912
15.0%
−11.1%
53.2%
6%
12.8%
79%
3 years
2,666
19.9%
−1.3%
32.2%
1%
17.0%
82%
5 years
2,173
16.7%
0.0%
32.1%
0%
11.3%
94%
7 years
1,684
18.2%
9.5%
24.1%
0%
12.1%
100%
10 years
941
16.1%
13.1%
18.8%
0%
11.9%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
154
12.2%
−19.7%
81.4%
23%
7.6%
76%
2 years
142
11.9%
−11.4%
59.3%
14%
12.4%
77%
3 years
130
16.5%
−3.9%
42.9%
5%
14.1%
79%
5 years
106
18.0%
0.8%
29.7%
0%
15.2%
78%
7 years
82
18.9%
5.3%
26.4%
0%
14.6%
94%
10 years
46
18.4%
13.2%
21.1%
0%
15.9%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE Healthcare TRI over the same days. Past returns do not promise future returns.
Nippon India Pharma Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Nippon India Pharma Fund (Direct)This fund
BSE Healthcare TRI
Return (CAGR)
+9.05%
+12.37%
Standard deviation
12.27%
13.56%
Sharpe ratio
0.31
0.53
Sortino ratio
0.45
0.77
Maximum drawdown
−9.6%
(23-10-2026)
−9.9%
(23-10-2026)
Beta
0.87
1.00
Alpha
−2.40%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Nippon India Pharma Fund (Direct)This fund
BSE Healthcare TRI
Return (CAGR)
+18.56%
+23.01%
Standard deviation
12.96%
14.12%
Sharpe ratio
0.97
1.20
Sortino ratio
1.39
1.71
Maximum drawdown
−14.7%
(28-02-2025)
−16.2%
(28-02-2025)
Beta
0.88
1.00
Alpha
−2.50%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Nippon India Pharma Fund (Direct)This fund
BSE Healthcare TRI
Return (CAGR)
+14.19%
+15.61%
Standard deviation
12.88%
13.97%
Sharpe ratio
0.65
0.70
Sortino ratio
0.93
1.00
Maximum drawdown
−18.7%
(17-06-2022)
−19.6%
(17-06-2022)
Beta
0.89
1.00
Alpha
−0.35%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Nippon India Pharma Fund (Direct)This fund
BSE Healthcare TRI
Return (CAGR)
+15.18%
+12.48%
Standard deviation
15.46%
16.56%
Sharpe ratio
0.63
0.43
Sortino ratio
0.92
0.60
Maximum drawdown
−21.2%
(23-03-2020)
−31.6%
(23-03-2020)
Beta
0.90
1.00
Alpha
+3.44%
0.00%
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Nippon India Pharma Fund (Direct)This fund
BSE Healthcare TRI
Return (CAGR)
+17.18%
+14.72%
Standard deviation
15.19%
16.65%
Sharpe ratio
0.73
0.52
Sortino ratio
1.06
0.73
Maximum drawdown
−24.0%
(29-05-2017)
−38.8%
(23-03-2020)
Beta
0.85
1.00
Alpha
+3.72%
0.00%
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
Nippon India Pharma Fund (Direct)
BSE Healthcare TRI
2014201620182020202220242026
Nippon India Pharma Fund (Direct)BSE Healthcare TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Nippon India Pharma Fund (Direct)
−24.0%
30-10-2015
29-05-2017
17-08-2018
15 months
−4.3%
BSE Healthcare TRI
−38.8%
08-04-2015
23-03-2020
31-07-2020
4 months
−3.8%
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and BSE Healthcare TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Nippon India Pharma Fund vs Other Sectoral Funds
The five Sectoral funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Nippon India Pharma Fund Expense Ratio and Costs
What each plan charges a year, in force from 14-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Sectoral median
Cost rank (1 = cheapest)
Direct
0.79%
0.02%
0.00%
0.18%
0.99%
1.07%
4/20
Regular
1.52%
0.02%
0.00%
0.31%
1.85%
2.51%
1/20
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Sectoral funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
8.10%
9.05%
0.95%
₹1,08,100
₹1,09,050
3 years
17.50%
18.56%
1.06% a year
₹1,62,223
₹1,66,654
5 years
13.17%
14.19%
1.02% a year
₹1,85,634
₹1,94,151
10 years
14.16%
15.18%
1.02% a year
₹3,75,958
₹4,10,933
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Nippon India Pharma Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Direct planNippon India Pharma Fund (Direct)Regular planNippon India Pharma Fund (Regular)BSE Healthcare TRICategory averageCategory average, 20 Sectoral fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Nippon India Pharma Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
97.3%Equity
Asset
Fund
Category
Equity
97.3%
95.6%
Cash and others
2.7%
3.7%
Market cap of stocks
Market cap
Fund
Category
Large Cap
29.7%
44.1%
Mid Cap
39.0%
21.8%
Small Cap
28.0%
26.9%
Not on AMFI's list
0.5%
2.3%
Share of the whole fund. Category: the average of the Sectoral funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Nippon India Pharma Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Pharmaceuticals & Biotechnology74.0%
Healthcare Services20.3%
Retailing2.5%
Healthcare Equipment & Supplies0.5%
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Pharmaceuticals & Biotechnology
73.5%
74.0%
74.0%
+0.5%
Healthcare Services
21.1%
21.1%
20.3%
−0.8%
Retailing
2.7%
2.5%
2.5%
−0.2%
Healthcare Equipment & Supplies
--
0.4%
0.5%
--
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Nippon India Pharma Fund Portfolio Holdings
As on 30-09-2026 · 36 holdings · from the fund house's monthly portfolio
Holdings
Sector
Weight%
Holdings trend
1M change
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
11.71%
0.0%
Divi's Laboratories Limited
Pharmaceuticals & Biotechnology
7.10%
0.0%
Lupin Limited
Pharmaceuticals & Biotechnology
6.17%
0.0%
Cipla Limited
Pharmaceuticals & Biotechnology
6.01%
0.0%
Dr. Reddy's Laboratories Limited
Pharmaceuticals & Biotechnology
5.45%
0.0%
Apollo Hospitals Enterprise Limited
Healthcare Services
4.89%
0.0%
Mankind Pharma Limited
Pharmaceuticals & Biotechnology
4.38%
0.0%
Sai Life Sciences Limited
Pharmaceuticals & Biotechnology
3.92%
−7.8%
Ajanta Pharma Limited
Pharmaceuticals & Biotechnology
3.61%
0.0%
GlaxoSmithKline Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
3.11%
0.0%
IPCA Laboratories Limited
Pharmaceuticals & Biotechnology
2.87%
0.0%
Max Healthcare Institute Limited
Healthcare Services
2.70%
0.0%
Vijaya Diagnostic Centre Limited
Healthcare Services
2.62%
0.0%
MedPlus Health Services Limited
Retailing
2.53%
0.0%
Gland Pharma Limited
Pharmaceuticals & Biotechnology
2.53%
0.0%
Abbott India Limited
Pharmaceuticals & Biotechnology
2.32%
+0.5%
Piramal Pharma Limited
Pharmaceuticals & Biotechnology
2.24%
0.0%
Thyrocare Technologies Limited
Healthcare Services
2.24%
0.0%
Dr. Lal Path Labs Limited
Healthcare Services
2.17%
0.0%
Alkem Laboratories Limited
Pharmaceuticals & Biotechnology
1.82%
0.0%
Aurobindo Pharma Limited
Pharmaceuticals & Biotechnology
1.65%
0.0%
Narayana Hrudayalaya Limited
Healthcare Services
1.61%
0.0%
Suraksha Diagnostic Limited
Healthcare Services
1.51%
0.0%
Syngene International Limited
Healthcare Services
1.40%
0.0%
Emcure Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
1.36%
0.0%
Pfizer Limited
Pharmaceuticals & Biotechnology
1.35%
0.0%
Akums Drugs and Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
1.21%
0.0%
Anthem Biosciences Limited
Pharmaceuticals & Biotechnology
1.19%
0.0%
Fortis Healthcare Limited
Healthcare Services
1.13%
0.0%
Biocon Limited
Pharmaceuticals & Biotechnology
1.01%
0.0%
Sanofi India Limited
Pharmaceuticals & Biotechnology
1.00%
0.0%
Sanofi Consumer Healthcare India Limited
Pharmaceuticals & Biotechnology
0.89%
0.0%
Molbio Diagnostics Limited
Healthcare Equipment & Supplies
0.54%
0.0%
Indoco Remedies Limited
Pharmaceuticals & Biotechnology
0.48%
−8.4%
AstraZeneca Pharma India Limited
Pharmaceuticals & Biotechnology
0.42%
0.0%
Concord Biotech Limited
Pharmaceuticals & Biotechnology
0.17%
0.0%
Nippon India Pharma Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Sai Life Sciences Limited
↓Reduced
−7.8%
3.92%
Abbott India Limited
↑Added
+0.5%
2.32%
Indoco Remedies Limited
↓Reduced
−8.4%
0.48%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Nippon India Pharma Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.99%
Expense ratio (Regular)
1.85%
Category
Sectoral
Risk
Very High
Benchmark
BSE Healthcare TRI
Launch date
05-06-2004
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹9,166.40 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
118759
ISIN (Direct)
INF204K01I50
Scheme code (Regular)
102431
ISIN (Regular)
INF204K01968
NAV history
From 02-01-2013, 13.8 years
Exit load
Exit load of 1% if redeemed within 1 month.
Tax on Nippon India Pharma Fund returns
Nippon India Pharma Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Bonus
₹625.4566
30-10-2026
direct
Growth
₹625.4566
30-10-2026
direct
IDCW
₹171.1742
30-10-2026
regular
Bonus
₹555.2364
30-10-2026
regular
Growth
₹555.2364
30-10-2026
regular
IDCW
₹119.90
30-10-2026
About Nippon India Pharma Fund
Nippon India Pharma Fund is a mutual fund from Nippon India Mutual Fund. Its category is Sectoral. It was launched on 05-06-2004. Its benchmark is BSE Healthcare TRI. At the end of September 2026 it held 36 securities.
Fund Manager
Sailesh Raj Bhan
Fund manager of Nippon India Pharma Fund, since 01-06-2004
Frequently Asked Questions for Nippon India Pharma Fund
What is the current NAV of Nippon India Pharma Fund?
The Direct plan NAV is ₹625.4566. The Regular plan NAV is ₹555.2364, as on 30-10-2026.
What are the returns of Nippon India Pharma Fund?
The Direct plan returned +9.05% in 1 year, +18.56% a year over 3 years, +14.19% a year over 5 years. The Regular plan returned +8.10% in 1 year, +17.50% a year over 3 years, +13.17% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Nippon India Pharma Fund?
The Direct plan charges 0.99% a year. The Regular plan charges 1.85% a year. This is the figure the fund house reported to AMFI, in force from 14-10-2026.
What is the AUM of Nippon India Pharma Fund?
Nippon India Pharma Fund managed ₹9,166.40 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Nippon India Pharma Fund?
At the end of September 2026 the largest holdings were SUNPHARMA (11.71%), DIVISLAB (7.10%), LUPIN (6.17%), CIPLA (6.01%), DRREDDY (5.45%). The fund held 36 securities in all.
What did Nippon India Pharma Fund buy and sell in September 2026?
It added shares in 1. It reduced 2.
How do I invest in Nippon India Pharma Fund?
Through Nippon India Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of Nippon India Pharma Fund?
Sailesh Raj Bhan (since 01-06-2004).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Nippon India Pharma Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.