Helios Financial Services Fund

SectoralDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Helios Financial Services Fund is a Sectoral fund run by Helios Mutual Fund. On 30-09-2026, it managed ₹196 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −9.5% and its Regular plan returned −10.8%. Its benchmark, Nifty Financial Services TRI, returned −8.9% over the same year.

NAV (Direct plan): ₹11.00; ▼ 1.26%30-10-2026
NAV (Regular plan): ₹10.60; ▼ 1.21%30-10-2026
Expense ratio: 1.16%Direct2.68%Regular; 1.16%; A year
Riskometer: Very High; Set by the fund house
1 year return: −9.5%Direct−10.8%Regular; −9.5%; Total

Helios Financial Services Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹11.00 (down 1.26% that day); Regular Plan Growth ₹10.60 (down 1.21% that day).

This fund (Direct plan)

₹11.00

Helios Financial Services Fund Returns vs Nifty Financial Services TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−3.34%	−5.90%	−3.42%	−9.47%	--	--	--
This fund (Regular)	−3.46%	−6.28%	−4.16%	−10.85%	--	--	--
Nifty Financial Services TRI	+0.30%	−5.63%	−2.88%	−8.88%	+9.77%	+6.64%	+12.73%
Sectoral average	−1.70%	−4.49%	+2.30%	−0.58%	--	--	--
Best in Sectoral	+7.03%	+2.10%	+17.99%	+19.53%	--	--	--
Worst in Sectoral	−7.36%	−8.92%	−7.57%	−9.47%	--	--	--
Rank in Sectoral	15/20	9/19	15/19	17/17	--	--	--

Category rows compare the Direct plans of 20 Sectoral funds. Rank 1 is the highest return.

Helios Financial Services Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty Financial Services TRI
2026to date	−10.06%	−11.22%	−9.69%
2025	+12.51%	+10.76%	+18.60%

Helios Financial Services Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 333 periods, one for each trading day from 25-06-2025 to 30-10-2026.

−20%−10%0%10%20%30%

Aug 2024
to
Aug 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026Apr 2025
to
Apr 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026

Helios Financial Services Fund (Direct)Nifty Financial Services TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	333	7.7%	−11.0%	23.6%	15%	9.7%	53%
2 years	87	7.3%	0.4%	10.9%	0%	6.6%	78%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty Financial Services TRI over the same days. Past returns do not promise future returns.

Helios Financial Services Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Helios Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	−9.47%	−8.88%
Standard deviation	18.96%	17.58%
Sharpe ratio	-0.78	-0.80
Sortino ratio	-1.08	-1.11
Maximum drawdown	−17.7% (30-03-2026)	−17.3% (30-03-2026)
Beta	1.03	1.00
Alpha	−0.22%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Helios Financial Services Fund (Direct)This fund	Nifty Financial Services TRI
Return (CAGR)	+3.27%	+3.11%
Standard deviation	17.20%	15.72%
Sharpe ratio	-0.15	-0.17
Sortino ratio	-0.21	-0.24
Maximum drawdown	−17.7% (30-03-2026)	−17.3% (30-03-2026)
Beta	1.02	1.00
Alpha	+0.20%	0.00%

From daily NAVs, 25-06-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−20%−15%−10%−5%0%

20252026

Helios Financial Services Fund (Direct)Nifty Financial Services TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Helios Financial Services Fund (Direct)	−17.7%	02-01-2026	30-03-2026	Not yet	--	−11.2%
Nifty Financial Services TRI	−17.3%	18-02-2026	30-03-2026	Not yet	--	−12.4%

From the Direct plan's daily NAV since 25-06-2024, adjusted for unit splits, and Nifty Financial Services TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Helios Financial Services Fund vs Other Sectoral Funds

The five Sectoral funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
DSP Healthcare Fund	1/9	3,750	0.76%	+15.40%	+21.77%	+2.89%	0.77	1.25	1.77	Compare
Nippon India Pharma Fund	2/9	9,166	0.99%	+9.05%	+18.56%	−2.50%	0.88	0.97	1.39	Compare
Bandhan Transportation and Logistics Fund	3/9	771	1.07%	−1.82%	+17.11%	+1.71%	0.84	0.69	0.97	Compare
Nippon India Power & Infra Fund	4/9	7,867	1.11%	−2.17%	+16.41%	+2.80%	0.97	0.59	0.78	Compare
Invesco India Financial Services Fund	5/9	1,789	0.96%	−2.22%	+15.03%	+5.53%	0.93	0.55	0.77	Compare
Helios Financial Services Fund	17/17	196	1.16%	−9.47%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Helios Financial Services Fund Expense Ratio and Costs

What each plan charges a year, in force from 13-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Sectoral median	Cost rank (1 = cheapest)
Direct	0.79%	0.07%	0.00%	0.30%	1.16%	1.07%	16/20
Regular	2.10%	0.07%	0.00%	0.51%	2.68%	2.51%	13/20

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Sectoral funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−10.85%	−9.47%	1.38%	₹89,150	₹90,530

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Helios Financial Services Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 25-06-2024 to 30-10-2026: 29 instalments, ₹2,90,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planHelios Financial Services Fund (Direct)	₹2,90,000	₹2,86,303	−₹3,697	−1.0%
Regular planHelios Financial Services Fund (Regular)	₹2,90,000	₹2,80,698	−₹9,302	−2.6%
Nifty Financial Services TRI	₹2,90,000	₹2,87,281	−₹2,719	−0.8%
Category averageCategory average, 20 Sectoral funds	₹2,90,000	₹3,06,462	₹16,462	4.5%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L

20252026

Direct planHelios Financial Services Fund (Direct)Regular planHelios Financial Services Fund (Regular)Nifty Financial Services TRICategory averageCategory average, 20 Sectoral fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Helios Financial Services Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

99.8%Equity

Asset	Fund	Category
Equity	99.8%	95.6%
Cash and others	0.2%	3.7%

Market cap of stocks

Market cap	Fund	Category
Large Cap	52.0%	44.1%
Mid Cap	26.9%	21.8%
Small Cap	15.7%	26.9%
Not on AMFI's list	5.3%	2.3%

Share of the whole fund. Category: the average of the Sectoral funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Helios Financial Services Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks37.5%
Finance26.3%
Capital Markets25.1%
Financial Technology (Fintech)11.0%

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	38.7%	37.9%	37.5%	−1.2%
Finance	28.6%	26.7%	26.3%	−2.3%
Capital Markets	24.4%	24.7%	25.1%	+0.7%
Financial Technology (Fintech)	6.8%	9.3%	11.0%	+4.2%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Helios Financial Services Fund Portfolio Holdings

As on 30-09-2026 · 30 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
ICICI Bank Ltd.	Banks	13.11%	0.0%
HDFC Bank Ltd.	Banks	11.50%	−3.4%
One 97 Communications Ltd.	Financial Technology (Fintech)	8.40%	−4.6%
Bajaj Finance Ltd.	Finance	7.18%	0.0%
State Bank of India	Banks	6.17%	0.0%
SBI funds Management ltd.	Capital Markets	4.58%	0.0%
Motilal Oswal Financial Services Ltd.	Capital Markets	4.30%	0.0%
Shriram Finance Ltd.	Finance	3.98%	−14.3%
Multi Commodity Exchange of India Ltd.	Capital Markets	3.58%	0.0%
PNB Housing Finance Ltd.	Finance	3.40%	0.0%
Cholamandalam Investment & Finance Co. Ltd.	Finance	3.25%	0.0%
Prudent Corporate Advisory Services Ltd.	Capital Markets	2.48%	0.0%
City Union Bank Ltd.	Banks	2.21%	0.0%
Kotak Mahindra Bank Ltd.	Banks	2.10%	New
Piramal Finance Ltd.	Finance	2.09%	0.0%
360 ONE WAM Ltd.	Capital Markets	1.84%	0.0%
Poonawalla Fincorp Ltd.	Finance	1.80%	0.0%
Computer Age Management Services Ltd.	Capital Markets	1.76%	0.0%
Edelweiss Financial Services Ltd.	Finance	1.75%	+37.8%
Aditya Birla Capital Ltd.	Finance	1.70%	0.0%
Billionbrains Garage Ventures Ltd.	Capital Markets	1.67%	0.0%
ICICI Prudential Asset Management Company Ltd.	Capital Markets	1.60%	0.0%
Pine Labs Ltd.	Financial Technology (Fintech)	1.49%	New
RBL Bank Ltd.	Banks	1.45%	New
HDFC Asset Management Co. Ltd.	Capital Markets	1.43%	0.0%
Nippon Life India Asset Management Ltd.	Capital Markets	1.13%	0.0%
Aavas Financiers Ltd.	Finance	1.12%	0.0%
PB Fintech Ltd.	Financial Technology (Fintech)	1.10%	+97.1%
IDFC First Bank Ltd.	Banks	0.92%	0.0%
Gaja Alternative Asset Management Ltd.	Capital Markets	0.75%	0.0%

Helios Financial Services Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

HDFC Bank Ltd.	Reduced	−3.4%	11.50%
One 97 Communications Ltd.	Reduced	−4.6%	8.40%
Shriram Finance Ltd.	Reduced	−14.3%	3.98%
Axis Bank Ltd.	Sold out	−100%	was 4.05%
Kotak Mahindra Bank Ltd.	New	New	2.10%
Edelweiss Financial Services Ltd.	Added	+37.8%	1.75%
Pine Labs Ltd.	New	New	1.49%
RBL Bank Ltd.	New	New	1.45%
PB Fintech Ltd.	Added	+97.1%	1.10%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Helios Financial Services Fund bought and sold

Helios Financial Services Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Canara Robeco Banking and Financial Services FundSectoral · Canara Robeco	58.7%	17	Compare
Kotak Banking And Financial Services FundThematic · Kotak Mahindra	58.7%	17	Compare
Bandhan Financial Services FundSectoral · Bandhan	57.5%	23	Compare
Baroda BNP Paribas Banking and Financial Services FundThematic · Baroda BNP Paribas	57.5%	19	Compare
HSBC Financial Services FundThematic · HSBC	57.2%	23	Compare
Tata Banking & Financial Services FundThematic · Tata	57.1%	17	Compare
Aditya Birla Sun Life Banking and Financial Services FundThematic · Aditya Birla Sun Life	56.6%	18	Compare
MahindraManulife Banking & Financial Services FundSectoral · Mahindra Manulife	55.9%	16	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Helios Financial Services Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.16%
Expense ratio (Regular): 2.68%
Category: Sectoral
Risk: Very High
Benchmark: Nifty Financial Services TRI
Launch date: 24-06-2024
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹196.11 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 152679
ISIN (Direct): INF0R8701202
Scheme code (Regular): 152682
ISIN (Regular): INF0R8701178
NAV history: From 25-06-2024, 2.3 years

Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.

Tax on Helios Financial Services Fund returns

Helios Financial Services Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹11.00	30-10-2026
direct	IDCW	₹11.00	30-10-2026
regular	Growth	₹10.60	30-10-2026
regular	IDCW	₹10.60	30-10-2026

About Helios Financial Services Fund

Helios Financial Services Fund is a mutual fund from Helios Mutual Fund. Its category is Sectoral. It was launched on 24-06-2024. Its benchmark is Nifty Financial Services TRI. At the end of September 2026 it held 30 securities.

Fund Manager

Alok Bahl
Fund manager of Helios Financial Services Fund
Pratik Singh
Fund manager of Helios Financial Services Fund

See all funds of Helios Mutual Fund

AUM change

September 2026: ₹196.11 Cr; −7.03% from August 2026
August 2026: ₹210.94 Cr; +3.87% from July 2026
July 2026: ₹203.08 Cr; +1.40% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Helios Financial Services Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Helios Financial Services vs DSP HealthcareSectoral
Helios Financial Services vs Nippon India PharmaSectoral
Helios Financial Services vs Bandhan Transportation and LogisticsSectoral
Helios Financial Services vs Nippon India Power & InfraSectoral
Helios Financial Services vs Invesco India Financial ServicesSectoral
Helios Financial Services vs Canara Robeco Banking and Financial Services58.7% overlap
Helios Financial Services vs Kotak Banking And Financial Services58.7% overlap
Helios Financial Services vs Bandhan Financial Services57.5% overlap

Compare with any other fund

Frequently Asked Questions for Helios Financial Services Fund

What is the current NAV of Helios Financial Services Fund?

The Direct plan NAV is ₹11.00. The Regular plan NAV is ₹10.60, as on 30-10-2026.

What are the returns of Helios Financial Services Fund?

The Direct plan returned −9.47% in 1 year. The Regular plan returned −10.85% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Helios Financial Services Fund?

The Direct plan charges 1.16% a year. The Regular plan charges 2.68% a year. This is the figure the fund house reported to AMFI, in force from 13-10-2026.

What is the AUM of Helios Financial Services Fund?

Helios Financial Services Fund managed ₹196.11 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Helios Financial Services Fund?

At the end of September 2026 the largest holdings were ICICIBANK (13.11%), HDFCBANK (11.50%), PAYTM (8.40%), BAJFINANCE (7.18%), SBIN (6.17%). The fund held 30 securities in all.

What did Helios Financial Services Fund buy and sell in September 2026?

It bought 3 new stocks: Pine Labs Ltd, Kotak Mahindra Bank Ltd, RBL Bank Ltd. It sold out of 1: Axis Bank Ltd. It added shares in 2. It reduced 3.

How do I invest in Helios Financial Services Fund?

Through Helios Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of Helios Financial Services Fund?

Alok Bahl, Pratik Singh.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.