DSP Healthcare Fund vs Helios Financial Services Fund
Direct Plan, Growth option · Data as on 29-10-2026
DSP Healthcare Fund is a Sectoral fund and Helios Financial Services Fund is a Sectoral fund. In the year to 30-10-2026, DSP Healthcare Fund (Direct) returned 15.4% and Helios Financial Services Fund (Direct) returned −9.5%. DSP Healthcare Fund charges 0.76% a year and Helios Financial Services Fund 1.16% (Direct plans). Their portfolios overlap 0.0%: they hold 0 of the same securities.
Helios Financial Services Fund
Sectoral
- 1 year return
- −9.5%
- Expense ratio
- 1.16%
- NAV
- ₹11.00
Which is better, DSP Healthcare or Helios Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- DSP Healthcare returned more over 1 year: 15.4% against −9.5%.
- DSP Healthcare costs less: 0.76% a year against 1.16% (Direct plans).
- DSP Healthcare fell less in its worst fall since 25-06-2024: −16.1% against −17.7%.
- DSP Healthcare holds 9.3% of the fund in foreign stocks; Helios Financial Services 0.0%.
- Helios Financial Services holds more in large companies: 52.0% of the fund in large caps against 24.9%.
- DSP Healthcare is the larger fund: ₹3,750 Cr against ₹196 Cr.
- Their portfolios overlap 0.0%: 0 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | DSP Healthcare Fund | Helios Financial Services Fund |
|---|---|---|
| Fund house | DSP Mutual Fund | Helios Mutual Fund |
| Category | Sectoral | Sectoral |
| AUM | ₹3,750 Cr (30-09-2026) | ₹196 Cr (30-09-2026) |
| NAV | ₹50.24 (Direct) | ₹11.00 (Direct) |
| Expense ratio (Direct) | 0.76% | 1.16% |
| Expense ratio (Regular) | 2.06% | 2.68% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Healthcare TRI | Nifty Financial Services TRI |
| Launch date | 30-11-2018 | 24-06-2024 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Chirag Dagli | Alok Bahl, Pratik Singh |
| Exit load | Exit load of 0.50% if redeemed within 1 month. | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months. |
DSP Healthcare vs Helios Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| DSP Healthcare Fund (Direct) | −1.61% | +1.18% | +16.73% | +15.40% | +21.77% | +16.26% | -- |
| Helios Financial Services Fund (Direct) | −3.34% | −5.90% | −3.42% | −9.47% | -- | -- | -- |
| Sectoral average | −1.70% | −4.49% | +2.30% | −0.58% | -- | -- | -- |
Category average: the average of the 20 Sectoral funds, same plan type.
DSP Healthcare vs Helios Financial Services: Year-wise Returns
| Year | DSP HealthcareDSP Healthcare | Helios Financial ServicesHelios Financial Services |
|---|---|---|
| 2026to date | +15.40% | −10.06% |
| 2025 | −4.55% | +12.51% |
| 2024 | +42.61% | -- |
| 2023 | +36.80% | -- |
| 2022 | −6.50% | -- |
| 2021 | +25.11% | -- |
DSP Healthcare vs Helios Financial Services: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of DSP Healthcare Fund
Rolling returns
Every 1-year holding period, 323 of them, one for each trading day from 25-06-2025 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
DSP Healthcare Fund (Direct)
Helios Financial Services Fund (Direct)
BSE Healthcare TRI
to
Aug 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026Apr 2025
to
Apr 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DSP Healthcare | 34.1 | 15.5 | 12.7 | 21.4 | 16.1 | 0.3 | 0.0 | 5.8% | 5.2% | −7.6% | 20.4% | 24% |
| Helios Financial Services | 15.3 | 24.0 | 18.0 | 20.7 | 17.1 | 4.8 | 0.0 | 7.9% | 7.7% | −11.0% | 23.6% | 53% |
| BSE Healthcare TRI | 12.1 | 24.5 | 22.0 | 25.1 | 16.1 | 0.3 | 0.0 | 8.0% | 8.2% | −3.7% | 20.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE Healthcare TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 25-06-2024. Past returns do not promise future returns.
DSP Healthcare vs Helios Financial Services: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-06-2024 to 29-10-2026: 29 instalments, ₹2,90,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| DSP HealthcareDSP Healthcare Fund (Direct) | ₹2,90,000 | ₹3,38,353 | ₹48,353 | 12.9% |
| Helios Financial ServicesHelios Financial Services Fund (Direct) | ₹2,90,000 | ₹2,86,303 | −₹3,697 | −1.0% |
DSP HealthcareDSP Healthcare Fund (Direct)
Helios Financial ServicesHelios Financial Services Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
DSP Healthcare vs Helios Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | DSP Healthcare Fund (Direct) | Helios Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +15.40% | −9.47% |
| Standard deviation | 12.14% | 18.96% |
| Sharpe ratio | 0.84 | -0.78 |
| Sortino ratio | 1.24 | -1.08 |
| Maximum drawdown | −10.5% (23-03-2026) | −17.7% (30-03-2026) |
| Beta | 0.73 | 1.03 |
| Alpha | +6.09% | −0.22% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | DSP Healthcare Fund (Direct) | Helios Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | +22.57% | +3.27% |
| Standard deviation | 14.11% | 17.20% |
| Sharpe ratio | 1.23 | -0.15 |
| Sortino ratio | 1.77 | -0.21 |
| Maximum drawdown | −21.7% (23-03-2020) | −17.7% (30-03-2026) |
| Beta | 0.77 | 1.02 |
| Alpha | +7.48% | +0.20% |
From daily NAVs, 03-12-2018 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
DSP Healthcare Fund (Direct)
Helios Financial Services Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| DSP Healthcare Fund (Direct) | −16.1% | 07-01-2025 | 07-04-2025 | 04-06-2026 | 14 months | −2.8% |
| Helios Financial Services Fund (Direct) | −17.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −11.2% |
| BSE Healthcare TRI | −16.2% | 02-01-2025 | 28-02-2025 | 29-07-2025 | 5 months | −3.8% |
From daily values since 25-06-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
DSP Healthcare Fund (Direct)
Helios Financial Services Fund (Direct)
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| DSP Healthcare Fund (Direct) | 91% | 81% | 6.54% |
| Helios Financial Services Fund (Direct) | 65% | 96% | 13.44% |
From month-end values since 25-06-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
DSP Healthcare vs Helios Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: DSP Healthcare Fund, September 2026; Helios Financial Services Fund, September 2026
Holdings in common
- Overlap
- 0.0%
- Held by both
- 0
- Only in DSP Healthcare
- 27
- Only in Helios Financial Services
- 30
Overlap: for each holding both funds own, the smaller of its two weights, added up. 0.0% means 0.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in DSP Healthcare Fund
| Security | % of fund |
|---|---|
| IPCA Laboratories Limited | 8.13% |
| Sun Pharmaceutical Industries Limited | 7.44% |
| Cipla Limited | 7.18% |
| Sai Life Sciences Limited | 6.52% |
| Gland Pharma Limited | 6.15% |
Largest holdings only in Helios Financial Services Fund
| Security | % of fund |
|---|---|
| ICICI Bank Ltd. | 13.11% |
| HDFC Bank Ltd. | 11.50% |
| One 97 Communications Ltd. | 8.40% |
| Bajaj Finance Ltd. | 7.18% |
| State Bank of India | 6.17% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | DSP Healthcare | Helios Financial Services |
|---|---|---|
| Equity | 93.3% | 99.8% |
| Debt | 0.0% | 0.0% |
| Cash and others | 6.7% | 0.2% |
Market cap of stocks
| Market cap | DSP Healthcare | Helios Financial Services |
|---|---|---|
| Large Cap | 24.9% | 52.0% |
| Mid Cap | 14.2% | 26.9% |
| Small Cap | 42.7% | 15.7% |
| Foreign stocks | 9.3% | 0.0% |
| Not on AMFI's list | 2.2% | 5.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | DSP Healthcare | Helios Financial Services |
|---|---|---|
| Pharmaceuticals & Biotechnology | 65.8% | 0.0% |
| Banks | 0.0% | 37.5% |
| Finance | 0.0% | 26.3% |
| Capital Markets | 0.0% | 25.1% |
| Healthcare Services | 17.8% | 0.0% |
| Financial Technology (Fintech) | 0.0% | 11.0% |
| Healthcare Equipment & Supplies | 7.5% | 0.0% |
| Foreign Security | 1.1% | 0.0% |
| Insurance | 1.0% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
DSP Healthcare vs Helios Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | DSP Healthcare Fund | Helios Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.76% | 1.16% |
| Base expense ratio (Direct) | 0.54% | 0.79% |
| Total expense ratio (Regular) | 2.06% | 2.68% |
| Base expense ratio (Regular) | 1.65% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare DSP Healthcare with
DSP Healthcare Fund vs Helios Financial Services Fund: Frequently Asked Questions
What is the difference between DSP Healthcare Fund and Helios Financial Services Fund?
DSP Healthcare Fund is a Sectoral fund, Helios Financial Services Fund is a Sectoral fund, run by DSP Mutual Fund and Helios Mutual Fund. Their portfolios overlap 0.0%. DSP Healthcare Fund charges 0.76% a year and Helios Financial Services Fund 1.16%.
Which has given higher returns, DSP Healthcare Fund or Helios Financial Services Fund?
Over 1 year: DSP Healthcare Fund +15.40%, Helios Financial Services Fund −9.47%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, DSP Healthcare Fund or Helios Financial Services Fund?
DSP Healthcare Fund charges less: 0.76% a year against 1.16%. These are the Direct plans' total expense ratios reported to AMFI.
How much do DSP Healthcare Fund and Helios Financial Services Fund overlap?
0.0%. They hold 0 of the same securities. From each fund's latest monthly portfolio.
Which is riskier, DSP Healthcare Fund or Helios Financial Services Fund?
On SEBI's riskometer, DSP Healthcare Fund is rated Very High and Helios Financial Services Fund Very High. Over 1 years, the standard deviation of daily returns was 12.14% and 18.96% a year.
Can I invest in both DSP Healthcare Fund and Helios Financial Services Fund?
Yes. 0.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages DSP Healthcare Fund and Helios Financial Services Fund?
DSP Healthcare Fund: Chirag Dagli. Helios Financial Services Fund: Alok Bahl, Pratik Singh.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.