WhiteOak Capital Balanced Advantage Fund vs WhiteOak Capital Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund and WhiteOak Capital Large Cap Fund is a Large Cap fund. In the 3 years to 30-10-2026, WhiteOak Capital Balanced Advantage Fund (Direct) returned 11.4% a year and WhiteOak Capital Large Cap Fund (Direct) returned 13.2% a year. WhiteOak Capital Balanced Advantage Fund charges 0.84% a year and WhiteOak Capital Large Cap Fund 0.92% (Direct plans). Their portfolios overlap 51.9%: they hold 58 of the same securities.
WhiteOak Capital Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 11.4%
- Expense ratio
- 0.84%
- NAV
- ₹15.21
WhiteOak Capital Large Cap Fund
Large Cap
- 3 year return
- 13.2%
- Expense ratio
- 0.92%
- NAV
- ₹15.19
Which is better, WhiteOak Capital Balanced Advantage or WhiteOak Capital Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Large Cap returned more over 3 years: 13.2% a year against 11.4%.
- WhiteOak Capital Balanced Advantage returned more over 1 year: −0.6% against −5.4%.
- WhiteOak Capital Balanced Advantage costs less: 0.84% a year against 0.92% (Direct plans).
- WhiteOak Capital Balanced Advantage swung less over 3 years: a standard deviation of 8.3% a year against 13.3%.
- WhiteOak Capital Balanced Advantage fell less in its worst fall since 13-02-2023: −9.6% against −15.3%.
- WhiteOak Capital Large Cap holds more in large companies: 77.5% of the fund in large caps against 45.8%.
- WhiteOak Capital Balanced Advantage is the larger fund: ₹2,256 Cr against ₹1,208 Cr.
- Their portfolios overlap 51.9%: 58 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Balanced Advantage Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Large Cap |
| AUM | ₹2,256 Cr (30-09-2026) | ₹1,208 Cr (30-09-2026) |
| NAV | ₹15.21 (Direct) | ₹15.19 (Direct) |
| Expense ratio (Direct) | 0.84% | 0.92% |
| Expense ratio (Regular) | 2.25% | 2.48% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | BSE 100 TRI |
| Launch date | 10-02-2023 | 01-12-2022 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | −0.45% | −2.43% | +2.18% | −0.57% | +11.37% | -- | -- |
| WhiteOak Capital Large Cap Fund (Direct) | +0.84% | −4.90% | −0.27% | −5.44% | +13.22% | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 35 Large Cap funds, same plan type.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: Year-wise Returns
| Year | Balanced AdvantageWhiteOak Capital Balanced Advantage | Large CapWhiteOak Capital Large Cap |
|---|---|---|
| 2026to date | −0.97% | −6.13% |
| 2025 | +8.62% | +9.49% |
| 2024 | +18.70% | +22.98% |
| 2023 | -- | +25.35% |
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: Rolling Returns
Every holding period of both funds, against BSE 100 TRI, the benchmark of WhiteOak Capital Large Cap Fund
Rolling returns
Every 3-year holding period, 174 of them, one for each trading day from 13-02-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
to
Mar 2026Apr 2023
to
Apr 2026Jun 2023
to
Jun 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage | 0.0 | 0.0 | 0.0 | 94.3 | 5.7 | 0.0 | 0.0 | 12.8% | 12.7% | 10.7% | 15.5% | 91% |
| WhiteOak Capital Large Cap | 0.0 | 0.0 | 0.0 | 42.5 | 55.2 | 2.3 | 0.0 | 15.5% | 15.4% | 11.5% | 20.5% | 100% |
| BSE 100 TRI | 0.0 | 0.0 | 24.7 | 68.4 | 6.9 | 0.0 | 0.0 | 11.3% | 11.0% | 7.0% | 16.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 13-02-2023. Past returns do not promise future returns.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 13-02-2023 to 30-10-2026: 45 instalments, ₹4,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct) | ₹4,50,000 | ₹5,23,912 | ₹73,912 | 8.1% |
| WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct) | ₹4,50,000 | ₹5,18,788 | ₹68,788 | 7.6% |
WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large CapWhiteOak Capital Large Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Balanced Advantage Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.57% | −5.44% |
| Standard deviation | 8.98% | 12.81% |
| Sharpe ratio | -0.65 | -0.83 |
| Sortino ratio | -0.87 | -1.11 |
| Maximum drawdown | −9.6% (30-03-2026) | −13.9% (30-03-2026) |
| Beta | -- | 0.91 |
| Alpha | -- | +2.22% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Balanced Advantage Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.37% | +13.22% |
| Standard deviation | 8.34% | 13.27% |
| Sharpe ratio | 0.64 | 0.54 |
| Sortino ratio | 0.88 | 0.75 |
| Maximum drawdown | −9.6% (30-03-2026) | −15.3% (28-02-2025) |
| Beta | -- | 0.96 |
| Alpha | -- | +4.37% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Balanced Advantage Fund (Direct) | WhiteOak Capital Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.11% | +11.46% |
| Standard deviation | 7.79% | 12.47% |
| Sharpe ratio | 0.76 | 0.42 |
| Sortino ratio | 1.06 | 0.58 |
| Maximum drawdown | −9.6% (30-03-2026) | −15.3% (28-02-2025) |
| Beta | -- | 0.96 |
| Alpha | -- | +3.59% |
From daily NAVs, 13-02-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | −9.6% | 20-11-2025 | 30-03-2026 | 06-07-2026 | 3 months | −4.2% |
| WhiteOak Capital Large Cap Fund (Direct) | −15.3% | 26-09-2024 | 28-02-2025 | 27-06-2025 | 4 months | −7.2% |
| BSE 100 TRI | −16.7% | 26-09-2024 | 28-02-2025 | 20-11-2025 | 9 months | −10.4% |
From daily values since 13-02-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large Cap Fund (Direct)
BSE 100 TRI
Against BSE 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | 75% | 46% | 6.00% |
| WhiteOak Capital Large Cap Fund (Direct) | 108% | 87% | 2.51% |
From month-end values since 13-02-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Balanced Advantage Fund, September 2026; WhiteOak Capital Large Cap Fund, September 2026
Holdings in common
- Overlap
- 51.9%
- Held by both
- 58
- Only in WhiteOak Capital Balanced Advantage
- 82
- Only in WhiteOak Capital Large Cap
- 19
| Security | % of WhiteOak Capital Balanced Advantage | % of WhiteOak Capital Large Cap |
|---|---|---|
| ICICI Bank Limited | 6.97% | 9.71% |
| HDFC Bank Limited | 3.93% | 6.32% |
| Bharti Airtel Limited | 2.87% | 5.43% |
| Nestle India Limited | 2.51% | 4.49% |
| Nexus Select Trust - REIT | 2.71% | 2.09% |
| Eternal Limited | 1.94% | 3.32% |
| Mahindra & Mahindra Limited | 1.93% | 3.27% |
| State Bank of India | 1.90% | 3.36% |
| Kotak Mahindra Bank Limited | 1.88% | 3.41% |
| Reliance Industries Limited | 1.75% | 3.00% |
| Coforge Limited | 2.47% | 1.46% |
| Titan Company Limited | 1.35% | 2.65% |
| Maruti Suzuki India Limited | 1.23% | 2.18% |
| Embassy Office Parks REIT | 2.82% | 1.22% |
| Bharat Electronics Limited | 1.18% | 2.00% |
| Axis Bank Limited | 0.96% | 2.11% |
| Hindalco Industries Limited | 0.78% | 1.39% |
| Persistent Systems Limited | 0.76% | 0.94% |
| Torrent Pharmaceuticals Limited | 1.39% | 0.72% |
| Larsen & Toubro Limited | 0.71% | 1.85% |
| Adani Enterprises Limited | 1.27% | 0.63% |
| Tech Mahindra Limited | 0.62% | 1.77% |
| Tata Consultancy Services Limited | 0.58% | 0.81% |
| Bajaj Finance Limited | 0.56% | 1.03% |
| Muthoot Finance Limited | 0.56% | 1.14% |
| Pidilite Industries Limited | 0.53% | 0.78% |
| NTPC Limited | 0.53% | 0.80% |
| Asian Paints Limited | 0.50% | 0.96% |
| Oil India Limited | 0.50% | 0.54% |
| Divi's Laboratories Limited | 0.50% | 1.22% |
| National Stock Exchange Of India Ltd | 0.49% | 0.92% |
| Bajaj Finserv Limited | 0.49% | 1.10% |
| Aadhar Housing Finance Limited | 0.48% | 0.51% |
| Lenskart Solutions Limited | 0.47% | 0.69% |
| Tata Steel Limited | 0.46% | 0.46% |
| Navin Fluorine International Limited | 0.45% | 0.71% |
| Sun Pharmaceutical Industries Limited | 0.44% | 1.03% |
| CG Power and Industrial Solutions Limited | 0.42% | 0.50% |
| Cholamandalam Investment and Finance Company Ltd | 0.40% | 0.96% |
| Max Financial Services Limited | 0.40% | 0.74% |
| Oil & Natural Gas Corporation Limited | 0.39% | 0.60% |
| Cummins India Limited | 0.48% | 0.37% |
| Power Finance Corporation Limited | 0.31% | 0.66% |
| Poly Medicure Limited | 0.31% | 0.39% |
| Bharat Heavy Electricals Limited | 0.30% | 0.90% |
| Info Edge (India) Limited | 0.30% | 0.40% |
| Billionbrains Garage Ventures Ltd | 0.27% | 0.61% |
| TBO Tek Limited | 0.27% | 0.33% |
| Solar Industries India Limited | 0.26% | 1.22% |
| Cipla Limited | 0.24% | 0.61% |
| Vedanta Aluminium Metal Limited | 0.23% | 0.45% |
| ICICI Prudential Asset Management Company Limited | 0.14% | 0.32% |
| Manipal Health Enterprises Ltd | 0.12% | 0.27% |
| Infosys Limited | 0.71% | 0.09% |
| JSW Steel Limited | 0.09% | 0.51% |
| SBI Funds Management Limited | 0.05% | 0.51% |
| Max Healthcare Institute Limited | 0.50% | 0.01% |
| LTM Limited | 0.06% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 51.9% means 51.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.77% Bajaj Finance Limited (17/04/2029) | 1.75% |
| Knowledge Realty Trust | 1.55% |
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029) | 1.45% |
| 6.94% Government of India (11/05/2036) | 1.42% |
| Juniper Green Energy Limited | 1.22% |
Largest holdings only in WhiteOak Capital Large Cap Fund
| Security | % of fund |
|---|---|
| 91 Days Tbill (MD 03/12/2026) | 1.02% |
| Tata Capital Limited | 0.83% |
| JSW Infrastructure Ltd | 0.82% |
| Raajmarg Infra Investment Trust | 0.75% |
| Tata Consumer Products Limited | 0.74% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Balanced Advantage | WhiteOak Capital Large Cap |
|---|---|---|
| Equity | 66.1% | 87.9% |
| Debt | 17.2% | 3.1% |
| Cash and others | 16.7% | 9.0% |
Market cap of stocks
| Market cap | WhiteOak Capital Balanced Advantage | WhiteOak Capital Large Cap |
|---|---|---|
| Large Cap | 45.8% | 77.5% |
| Mid Cap | 7.4% | 6.7% |
| Small Cap | 8.9% | 1.9% |
| Not on AMFI's list | 4.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Balanced Advantage | WhiteOak Capital Large Cap |
|---|---|---|
| Banks | 15.6% | 25.5% |
| Finance | 3.6% | 6.2% |
| IT - Software | 5.8% | 5.1% |
| Automobiles | 3.2% | 5.8% |
| Telecom - Services | 2.9% | 5.4% |
| Retailing | 3.0% | 5.0% |
| Pharmaceuticals & Biotechnology | 4.3% | 3.6% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Balanced Advantage Fund | WhiteOak Capital Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.84% | 0.92% |
| Base expense ratio (Direct) | 0.54% | 0.55% |
| Total expense ratio (Regular) | 2.25% | 2.48% |
| Base expense ratio (Regular) | 1.74% | 1.87% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Balanced Advantage with
WhiteOak Capital Balanced Advantage Fund vs WhiteOak Capital Large Cap Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large Cap Fund?
WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund, WhiteOak Capital Large Cap Fund is a Large Cap fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 51.9%. WhiteOak Capital Balanced Advantage Fund charges 0.84% a year and WhiteOak Capital Large Cap Fund 0.92%.
Which has given higher returns, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large Cap Fund?
Over 1 year: WhiteOak Capital Balanced Advantage Fund −0.57%, WhiteOak Capital Large Cap Fund −5.44%. Over 3 years: WhiteOak Capital Balanced Advantage Fund +11.37% a year, WhiteOak Capital Large Cap Fund +13.22% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large Cap Fund?
WhiteOak Capital Balanced Advantage Fund charges less: 0.84% a year against 0.92%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large Cap Fund overlap?
51.9%. They hold 58 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large Cap Fund?
On SEBI's riskometer, WhiteOak Capital Balanced Advantage Fund is rated Very High and WhiteOak Capital Large Cap Fund Very High. Over 3 years, the standard deviation of daily returns was 8.34% and 13.27% a year.
Which is better for SIP, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large Cap Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,06,673 in WhiteOak Capital Balanced Advantage Fund (XIRR 6.1% a year) and ₹3,94,768 in WhiteOak Capital Large Cap Fund (XIRR 4.2% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large Cap Fund?
Yes. 51.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large Cap Fund?
WhiteOak Capital Balanced Advantage Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Large Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.