WhiteOak Capital Balanced Advantage Fund vs WhiteOak Capital Large & Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund and WhiteOak Capital Large & Mid Cap Fund is a Large & Mid Cap fund. In the year to 30-10-2026, WhiteOak Capital Balanced Advantage Fund (Direct) returned −0.6% and WhiteOak Capital Large & Mid Cap Fund (Direct) returned −2.3%. WhiteOak Capital Balanced Advantage Fund charges 0.84% a year and WhiteOak Capital Large & Mid Cap Fund 0.89% (Direct plans). Their portfolios overlap 49.0%: they hold 61 of the same securities.
WhiteOak Capital Balanced Advantage Fund
Balanced Advantage
- 1 year return
- −0.6%
- Expense ratio
- 0.84%
- NAV
- ₹15.21
WhiteOak Capital Large & Mid Cap Fund
Large & Mid Cap
- 1 year return
- −2.3%
- Expense ratio
- 0.89%
- NAV
- ₹13.69
Which is better, WhiteOak Capital Balanced Advantage or WhiteOak Capital Large & Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Balanced Advantage returned more over 1 year: −0.6% against −2.3%.
- WhiteOak Capital Balanced Advantage costs less: 0.84% a year against 0.89% (Direct plans).
- WhiteOak Capital Balanced Advantage fell less in its worst fall since 26-12-2023: −9.6% against −16.0%.
- WhiteOak Capital Large & Mid Cap is the larger fund: ₹2,376 Cr against ₹2,256 Cr.
- Their portfolios overlap 49.0%: 61 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Balanced Advantage Fund | WhiteOak Capital Large & Mid Cap Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Large & Mid Cap |
| AUM | ₹2,256 Cr (30-09-2026) | ₹2,376 Cr (30-09-2026) |
| NAV | ₹15.21 (Direct) | ₹13.69 (Direct) |
| Expense ratio (Direct) | 0.84% | 0.89% |
| Expense ratio (Regular) | 2.25% | 2.35% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | BSE 250 Large MidCap TRI |
| Launch date | 10-02-2023 | 22-12-2023 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | −0.45% | −2.43% | +2.18% | −0.57% | +11.37% | -- | -- |
| WhiteOak Capital Large & Mid Cap Fund (Direct) | −0.04% | −5.49% | +0.97% | −2.30% | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 36 Large & Mid Cap funds, same plan type.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: Year-wise Returns
| Year | Balanced AdvantageWhiteOak Capital Balanced Advantage | Large & Mid CapWhiteOak Capital Large & Mid Cap |
|---|---|---|
| 2026to date | −0.97% | −2.41% |
| 2025 | +8.62% | +8.25% |
| 2024 | +18.70% | +27.61% |
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: Rolling Returns
Every holding period of both funds, against BSE 250 LargeMidCap Index TRI, the benchmark of WhiteOak Capital Large & Mid Cap Fund
Rolling returns
Every 1-year holding period, 455 of them, one for each trading day from 26-12-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large & Mid Cap Fund (Direct)
BSE 250 LargeMidCap Index TRI
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage | 2.0 | 23.3 | 38.5 | 28.8 | 7.0 | 0.4 | 0.0 | 8.4% | 8.6% | −2.1% | 20.4% | 87% |
| WhiteOak Capital Large & Mid Cap | 3.3 | 19.1 | 34.5 | 28.4 | 10.3 | 2.2 | 2.2 | 9.6% | 9.1% | −4.5% | 30.6% | 98% |
| BSE 250 LargeMidCap Index TRI | 26.4 | 32.1 | 27.5 | 11.4 | 2.6 | 0.0 | 0.0 | 4.0% | 3.8% | −9.6% | 17.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 250 LargeMidCap Index TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 26-12-2023. Past returns do not promise future returns.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2023 to 30-10-2026: 35 instalments, ₹3,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct) | ₹3,50,000 | ₹3,79,134 | ₹29,134 | 5.4% |
| WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap Fund (Direct) | ₹3,50,000 | ₹3,80,307 | ₹30,307 | 5.6% |
WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Balanced Advantage Fund (Direct) | WhiteOak Capital Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.57% | −2.30% |
| Standard deviation | 8.98% | 13.60% |
| Sharpe ratio | -0.65 | -0.55 |
| Sortino ratio | -0.87 | -0.74 |
| Maximum drawdown | −9.6% (30-03-2026) | −13.1% (23-03-2026) |
| Beta | -- | 0.94 |
| Alpha | -- | +4.89% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Balanced Advantage Fund (Direct) | WhiteOak Capital Large & Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.11% | +11.50% |
| Standard deviation | 7.79% | 14.33% |
| Sharpe ratio | 0.76 | 0.39 |
| Sortino ratio | 1.06 | 0.52 |
| Maximum drawdown | −9.6% (30-03-2026) | −16.0% (28-02-2025) |
| Beta | -- | 0.98 |
| Alpha | -- | +6.03% |
From daily NAVs, 13-02-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large & Mid Cap Fund (Direct)
BSE 250 LargeMidCap Index TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | −9.6% | 20-11-2025 | 30-03-2026 | 06-07-2026 | 3 months | −4.2% |
| WhiteOak Capital Large & Mid Cap Fund (Direct) | −16.0% | 16-12-2024 | 28-02-2025 | 26-06-2025 | 4 months | −7.4% |
| BSE 250 LargeMidCap Index TRI | −18.0% | 26-09-2024 | 28-02-2025 | 02-01-2026 | 10 months | −9.4% |
From daily values since 26-12-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
WhiteOak Capital Balanced Advantage Fund (Direct)
WhiteOak Capital Large & Mid Cap Fund (Direct)
BSE 250 LargeMidCap Index TRI
Against BSE 250 LargeMidCap Index TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| WhiteOak Capital Balanced Advantage Fund (Direct) | 79% | 50% | 5.95% |
| WhiteOak Capital Large & Mid Cap Fund (Direct) | 118% | 87% | 3.81% |
From month-end values since 26-12-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Balanced Advantage Fund, September 2026; WhiteOak Capital Large & Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 49.0%
- Held by both
- 61
- Only in WhiteOak Capital Balanced Advantage
- 79
- Only in WhiteOak Capital Large & Mid Cap
- 66
| Security | % of WhiteOak Capital Balanced Advantage | % of WhiteOak Capital Large & Mid Cap |
|---|---|---|
| ICICI Bank Limited | 6.97% | 6.63% |
| Bharti Airtel Limited | 2.87% | 2.73% |
| HDFC Bank Limited | 3.93% | 2.72% |
| Nestle India Limited | 2.51% | 3.38% |
| Eternal Limited | 1.94% | 2.41% |
| Mahindra & Mahindra Limited | 1.93% | 2.13% |
| State Bank of India | 1.90% | 2.22% |
| Reliance Industries Limited | 1.75% | 1.75% |
| Kotak Mahindra Bank Limited | 1.88% | 1.69% |
| Nexus Select Trust - REIT | 2.71% | 1.37% |
| Titan Company Limited | 1.35% | 1.64% |
| Maruti Suzuki India Limited | 1.23% | 1.31% |
| Torrent Pharmaceuticals Limited | 1.39% | 1.10% |
| Bharat Electronics Limited | 1.18% | 1.00% |
| Axis Bank Limited | 0.96% | 1.42% |
| Hindalco Industries Limited | 0.78% | 0.78% |
| Coforge Limited | 2.47% | 0.72% |
| Persistent Systems Limited | 0.76% | 0.70% |
| Tech Mahindra Limited | 0.62% | 0.77% |
| Larsen & Toubro Limited | 0.71% | 0.59% |
| Embassy Office Parks REIT | 2.82% | 0.56% |
| Bajaj Finance Limited | 0.56% | 0.67% |
| Muthoot Finance Limited | 0.56% | 1.02% |
| Knowledge Realty Trust | 1.55% | 0.54% |
| Adani Enterprises Limited | 1.27% | 0.51% |
| Asian Paints Limited | 0.50% | 0.53% |
| Oil India Limited | 0.50% | 1.01% |
| Divi's Laboratories Limited | 0.50% | 1.12% |
| National Stock Exchange Of India Ltd | 0.49% | 0.52% |
| Bajaj Finserv Limited | 0.49% | 0.54% |
| Pidilite Industries Limited | 0.53% | 0.48% |
| Lenskart Solutions Limited | 0.47% | 0.90% |
| Brookfield India Real Estate Trust | 0.73% | 0.46% |
| Infosys Limited | 0.71% | 0.46% |
| Navin Fluorine International Limited | 0.45% | 0.63% |
| Sun Pharmaceutical Industries Limited | 0.44% | 0.44% |
| Cummins India Limited | 0.48% | 0.43% |
| Max Healthcare Institute Limited | 0.50% | 0.40% |
| Cholamandalam Investment and Finance Company Ltd | 0.40% | 0.44% |
| Max Financial Services Limited | 0.40% | 1.78% |
| Mankind Pharma Limited | 0.37% | 0.42% |
| Tata Steel Limited | 0.46% | 0.33% |
| National Aluminium Company Limited | 0.33% | 0.83% |
| Poly Medicure Limited | 0.31% | 0.42% |
| Bharat Heavy Electricals Limited | 0.30% | 1.16% |
| Info Edge (India) Limited | 0.30% | 1.07% |
| Tata Consultancy Services Limited | 0.58% | 0.29% |
| Power Grid Corporation of India Limited | 0.50% | 0.29% |
| The Phoenix Mills Limited | 0.29% | 1.55% |
| Billionbrains Garage Ventures Ltd | 0.27% | 0.48% |
| Oil & Natural Gas Corporation Limited | 0.39% | 0.26% |
| Solar Industries India Limited | 0.26% | 0.66% |
| NTPC Limited | 0.53% | 0.25% |
| Cipla Limited | 0.24% | 0.47% |
| Vedanta Aluminium Metal Limited | 0.23% | 0.24% |
| Ajanta Pharma Limited | 0.20% | 0.70% |
| Vishal Mega Mart Limited | 0.18% | 0.54% |
| Intellect Design Arena Limited | 0.14% | 0.16% |
| ICICI Prudential Asset Management Company Limited | 0.14% | 0.15% |
| PB Fintech Limited | 0.22% | 0.12% |
| JSW Steel Limited | 0.09% | 0.25% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 49.0% means 49.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.77% Bajaj Finance Limited (17/04/2029) | 1.75% |
| 7.44% National Bank For Agriculture and Rural Development (17/07/2029) | 1.45% |
| 6.94% Government of India (11/05/2036) | 1.42% |
| Juniper Green Energy Limited | 1.22% |
| 7.88% Muthoot Finance Limited (22/11/2028) | 1.09% |
Largest holdings only in WhiteOak Capital Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| The Federal Bank Limited | 1.97% |
| Laurus Labs Limited | 1.75% |
| Bharti Hexacom Limited | 1.57% |
| Fortis Healthcare Limited | 1.19% |
| Motilal Oswal Financial Services Limited | 1.10% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Balanced Advantage | WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Equity | 66.1% | 85.9% |
| Debt | 17.2% | 4.3% |
| Cash and others | 16.7% | 9.8% |
Market cap of stocks
| Market cap | WhiteOak Capital Balanced Advantage | WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Large Cap | 45.8% | 47.1% |
| Mid Cap | 7.4% | 36.0% |
| Small Cap | 8.9% | 2.3% |
| Not on AMFI's list | 4.0% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Balanced Advantage | WhiteOak Capital Large & Mid Cap |
|---|---|---|
| Banks | 15.6% | 18.1% |
| Pharmaceuticals & Biotechnology | 4.3% | 9.1% |
| IT - Software | 5.8% | 3.1% |
| Retailing | 3.0% | 5.7% |
| Finance | 3.6% | 4.8% |
| Telecom - Services | 2.9% | 4.3% |
| Automobiles | 3.2% | 4.2% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Balanced Advantage vs WhiteOak Capital Large & Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Balanced Advantage Fund | WhiteOak Capital Large & Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.84% | 0.89% |
| Base expense ratio (Direct) | 0.54% | 0.48% |
| Total expense ratio (Regular) | 2.25% | 2.35% |
| Base expense ratio (Regular) | 1.74% | 1.72% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Balanced Advantage with
Compare WhiteOak Capital Large & Mid Cap with
- WhiteOak Capital Large & Mid Cap vs Invesco India Large & Mid Cap
- WhiteOak Capital Large & Mid Cap vs Motilal Oswal Large and Midcap
- WhiteOak Capital Large & Mid Cap vs HSBC Large & Mid Cap
- WhiteOak Capital Large & Mid Cap vs Bandhan Large & Mid Cap
- WhiteOak Capital Large & Mid Cap vs Quant Large & Mid Cap
WhiteOak Capital Balanced Advantage Fund vs WhiteOak Capital Large & Mid Cap Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large & Mid Cap Fund?
WhiteOak Capital Balanced Advantage Fund is a Balanced Advantage fund, WhiteOak Capital Large & Mid Cap Fund is a Large & Mid Cap fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 49.0%. WhiteOak Capital Balanced Advantage Fund charges 0.84% a year and WhiteOak Capital Large & Mid Cap Fund 0.89%.
Which has given higher returns, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large & Mid Cap Fund?
Over 1 year: WhiteOak Capital Balanced Advantage Fund −0.57%, WhiteOak Capital Large & Mid Cap Fund −2.30%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large & Mid Cap Fund?
WhiteOak Capital Balanced Advantage Fund charges less: 0.84% a year against 0.89%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large & Mid Cap Fund overlap?
49.0%. They hold 61 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Balanced Advantage Fund or WhiteOak Capital Large & Mid Cap Fund?
On SEBI's riskometer, WhiteOak Capital Balanced Advantage Fund is rated Very High and WhiteOak Capital Large & Mid Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 8.98% and 13.60% a year.
Can I invest in both WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large & Mid Cap Fund?
Yes. 49.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages WhiteOak Capital Balanced Advantage Fund and WhiteOak Capital Large & Mid Cap Fund?
WhiteOak Capital Balanced Advantage Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Large & Mid Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.