The Wealth Company Liquid Fund

LiquidDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

The Wealth Company Liquid Fund is a Liquid fund run by The Wealth Company Mutual Fund. On 30-09-2026, it managed ₹852 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 6.5% and its Regular plan returned 6.3%. Its benchmark, NIFTY Liquid Index A-I, returned 6.4% over the same year.

NAV (Direct plan): ₹1,068.66; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹1,066.83; ▲ 0.02%30-10-2026
Expense ratio: 0.10%Direct0.27%Regular; 0.10%; A year
Riskometer: Low to Moderate; Set by the fund house
1 year return: 6.5%Direct6.3%Regular; 6.5%; Total

The Wealth Company Liquid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹1,068.66 (up 0.02% that day); Regular Plan Growth ₹1,066.83 (up 0.02% that day).

This fund (Direct plan)

₹1,068.6607

The Wealth Company Liquid Fund Returns vs NIFTY Liquid Index A-I

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.46%	+1.53%	+3.21%	+6.52%	--	--	--
This fund (Regular)	+0.44%	+1.49%	+3.12%	+6.35%	--	--	--
NIFTY Liquid Index A-I	+0.51%	+1.57%	+3.42%	+6.44%	+6.90%	+6.36%	--
Liquid average	+0.44%	+1.46%	+3.06%	+6.23%	--	--	--
Best in Liquid	+0.48%	+1.54%	+3.26%	+6.54%	--	--	--
Worst in Liquid	0.00%	0.00%	0.00%	0.00%	--	--	--
Rank in Liquid	5/43	4/42	7/42	4/40	--	--	--

Category rows compare the Direct plans of 44 Liquid funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

The Wealth Company Liquid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.46%	+5.31%

The Wealth Company Liquid Fund vs Other Liquid Funds

The five Liquid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Aditya Birla Sun Life Liquid Fund	1/36	61,167	0.21%	+6.52%	+6.96%	--	--	6.22	17.25	Compare
Axis Liquid Fund	1/36	53,470	0.13%	+6.54%	+6.96%	--	--	6.39	19.90	Compare
Edelweiss Liquid Fund	1/36	11,741	0.10%	+6.50%	+6.96%	--	--	6.45	18.56	Compare
Franklin India Liquid Fund	4/36	4,811	0.14%	+6.52%	+6.95%	--	--	6.51	21.25	Compare
Sundaram Liquid Fund	4/36	6,727	0.14%	+6.53%	+6.95%	--	--	6.03	18.56	Compare
The Wealth Company Liquid Fund	4/40	852	0.10%	+6.52%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

The Wealth Company Liquid Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Liquid median	Cost rank (1 = cheapest)
Direct	0.08%	0.00%	0.00%	0.02%	0.10%	0.14%	9/43
Regular	0.23%	0.00%	0.00%	0.04%	0.27%	0.25%	26/43

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Liquid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.35%	6.52%	0.17%	₹1,06,350	₹1,06,520

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

The Wealth Company Liquid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 16-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planThe Wealth Company Liquid Fund (Direct)	₹1,30,000	₹1,34,863	₹4,863	6.5%
Regular planThe Wealth Company Liquid Fund (Regular)	₹1,30,000	₹1,34,731	₹4,731	6.4%
Category averageCategory average, 43 Liquid funds	₹1,30,000	₹1,34,655	₹4,655	6.2%

₹0₹50,000₹1.0 L₹1.5 L

2026

Direct planThe Wealth Company Liquid Fund (Direct)Regular planThe Wealth Company Liquid Fund (Regular)Category averageCategory average, 43 Liquid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

The Wealth Company Liquid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

95.2%Debt

Asset	Fund	Category
Debt	95.2%	97.0%
Cash and others	4.8%	6.5%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 42 Liquid funds.

Rating	Fund	Category
Sovereign	11.7%	15.2%
AAA and A1+	83.5%	81.1%

The Wealth Company Liquid Fund Portfolio Holdings

As on 30-09-2026 · 31 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Bank of Baroda 16-OCT-2026 · Certificate of deposit	CARE A1+	8.72%
NTPC Limited 09-OCT-2026 · Commercial paper	CRISIL A1+	5.86%
REC Limited 23-NOV-2026 · Commercial paper	CRISIL A1+	5.81%
Axis Bank Limited 16-DEC-2026	CRISIL A1+	5.79%
Bajaj Financial Securities Ltd 16-OCT-2026 · Commercial paper	CRISIL A1+	5.26%
364 Days Treasury Bill 02-Oct-2026 · Government security	SOVEREIGN	4.69%
SIDBI 13-OCT-2026 · Certificate of deposit	CARE A1+	2.93%
PNB Housing Finance Limited 27-OCT-2026 · Commercial paper	CRISIL A1+	2.92%
Indian Bank 30-OCT-2026 · Certificate of deposit	CRISIL A1+	2.92%
Union Bank of India 06-NOV-2026 · Certificate of deposit	CRISIL A1+	2.91%
Indian Bank 06-NOV-2026 · Certificate of deposit	CRISIL A1+	2.91%
Punjab & Sind Bank 06-NOV-2026 · Certificate of deposit	ICRA A1+	2.91%
ICICI Securities Limited 05-NOV-2026 · Commercial paper	CRISIL A1+	2.91%
Central Bank of India 09-NOV-2026 · Certificate of deposit	CRISIL A1+	2.91%
EXIM Bank 11-NOV-2026 · Certificate of deposit	CRISIL A1+	2.91%
Aditya Birla Capital Limited 13-NOV-2026 · Commercial paper	CRISIL A1+	2.91%
Motilal Oswal Financial Services Limited 11-NOV-2026 · Commercial paper	CRISIL A1+	2.91%
BAJAJ FINANCIAL SECURITIES LIMITED 16-NOV-2026 · Commercial paper	CRISIL A1+	2.91%
LIC Housing Finance Limited 26-NOV-2026 · Commercial paper	CRISIL A1+	2.90%
Canara Bank 04-DEC-2026 · Certificate of deposit	CRISIL A1+	2.90%
SIDBI 03-DEC-2026 · Commercial paper	CRISIL A1+	2.90%
Bank of India 15-DEC-2026 · Certificate of deposit	CRISIL A1+	2.89%
SIDBI 27-OCT-2026 · Certificate of deposit	CRISIL A1+	2.80%
Aditya Birla Money Limited 26-OCT-2026 · Commercial paper	CRISIL A1+	2.33%
182 Days Treasury Bill 12-Nov-2026 · Government security	SOVEREIGN	2.33%
91 Days Treasury Bill 05-Nov-2026 · Government security	SOVEREIGN	1.75%
364 Days Treasury Bill 12-Nov-2026 · Government security	SOVEREIGN	1.75%
07.22% Karnataka SDL 26-Oct-2026 · State government security	SOVEREIGN	0.59%
91 Days Treasury Bill 29-Oct-2026 · Government security	SOVEREIGN	0.58%
ICICI Securities Limited 04-NOV-2026 · Commercial paper	CRISIL A1+	0.35%
SBI Funds Management Ltd		0.30%

The Wealth Company Liquid Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Mirae Asset Liquid FundLiquid · Mirae Asset	11.1%	13	Compare
Franklin India Liquid FundLiquid · Franklin Templeton	10.8%	6	Compare
Quantum Liquid FundLiquid · Quantum	10.7%	5	Compare
SBI Liquid FundLiquid · SBI	10.1%	11	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

The Wealth Company Liquid Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.10%
Expense ratio (Regular): 0.27%
Category: Liquid
Risk: Low to Moderate
Benchmark: NIFTY Liquid Index A-I
Launch date: 14-10-2025
Minimum investment: ₹1,000
Minimum additional investment: ₹1,000
AUM: ₹852.46 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 153883
ISIN (Direct): INF2F0001081
Scheme code (Regular): 153888
ISIN (Regular): INF2F0001149
NAV history: From 16-10-2025, 1.0 years

Exit load: Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Tax on The Wealth Company Liquid Fund returns

The Wealth Company Liquid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹1,068.6607	30-10-2026
direct	Daily IDCW	₹1,002.00	30-10-2026
direct	Monthly IDCW	₹1,002.9635	30-10-2026
direct	Weekly IDCW	₹1,002.7983	30-10-2026
regular	Growth	₹1,066.8344	30-10-2026
regular	Daily IDCW	₹1,002.00	30-10-2026
regular	Monthly IDCW	₹1,002.9297	30-10-2026
regular	Weekly IDCW	₹1,002.7779	30-10-2026

About The Wealth Company Liquid Fund

The Wealth Company Liquid Fund is a mutual fund from The Wealth Company Mutual Fund. Its category is Liquid. It was launched on 14-10-2025. Its benchmark is NIFTY Liquid Index A-I. At the end of September 2026 it held 31 securities.

Fund Manager

Umesh Sharma
Fund manager of The Wealth Company Liquid Fund, since 14-10-2025
Varun Nanavati
Fund manager of The Wealth Company Liquid Fund, since 14-10-2025
Neeraj Jain
Fund manager of The Wealth Company Liquid Fund, since 15-09-2025

See all funds of The Wealth Company Mutual Fund

AUM change

September 2026: ₹852.46 Cr; +4.22% from August 2026
August 2026: ₹817.92 Cr; +21.98% from July 2026
July 2026: ₹670.53 Cr; +18.86% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare The Wealth Company Liquid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

The Wealth Company Liquid vs Aditya Birla Sun Life LiquidLiquid
The Wealth Company Liquid vs Axis LiquidLiquid
The Wealth Company Liquid vs Edelweiss LiquidLiquid
The Wealth Company Liquid vs Franklin India Liquid10.8% overlap
The Wealth Company Liquid vs Sundaram LiquidLiquid
The Wealth Company Liquid vs Mirae Asset Liquid11.1% overlap
The Wealth Company Liquid vs Quantum Liquid10.7% overlap
The Wealth Company Liquid vs SBI Liquid10.1% overlap

Compare with any other fund

Frequently Asked Questions for The Wealth Company Liquid Fund

What is the current NAV of The Wealth Company Liquid Fund?

The Direct plan NAV is ₹1,068.6607. The Regular plan NAV is ₹1,066.8344, as on 30-10-2026.

What are the returns of The Wealth Company Liquid Fund?

The Direct plan returned +6.52% in 1 year. The Regular plan returned +6.35% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of The Wealth Company Liquid Fund?

The Direct plan charges 0.10% a year. The Regular plan charges 0.27% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of The Wealth Company Liquid Fund?

The Wealth Company Liquid Fund managed ₹852.46 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of The Wealth Company Liquid Fund?

At the end of September 2026 the largest holdings were Bank of Baroda 16-OCT-2026 (8.72%), NTPC Limited 09-OCT-2026 (5.86%), REC Limited 23-NOV-2026 (5.81%), Axis Bank Limited 16-DEC-2026 (5.79%), Bajaj Financial Securities Ltd 16-OCT-2026 (5.26%). The fund held 31 securities in all.

How do I invest in The Wealth Company Liquid Fund?

Through The Wealth Company Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of The Wealth Company Liquid Fund?

Umesh Sharma (since 14-10-2025), Varun Nanavati (since 14-10-2025), Neeraj Jain (since 15-09-2025).

What is the exit load of The Wealth Company Liquid Fund?

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.