Aditya Birla Sun Life Liquid Fund

LiquidDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Aditya Birla Sun Life Liquid Fund is a Liquid fund run by Aditya Birla Sun Life Mutual Fund. On 30-09-2026, it managed ₹61,167 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.0% a year and its Regular plan returned 6.8% a year. Its benchmark, NIFTY Liquid Index A-I, returned 6.9% a year over the same 3 years.

NAV (Direct plan): ₹462.39; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹456.05; ▲ 0.02%30-10-2026
Expense ratio: 0.21%Direct0.35%Regular; 0.21%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 7.0%Direct6.8%Regular; 7.0%; A year

Aditya Birla Sun Life Liquid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹462.39 (up 0.02% that day); Regular Plan Growth ₹456.05 (up 0.02% that day).

This fund (Direct plan)

₹462.3853

Aditya Birla Sun Life Liquid Fund Returns vs NIFTY Liquid Index A-I

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.44%	+1.50%	+3.19%	+6.52%	+6.96%	+6.47%	+6.17%
This fund (Regular)	+0.43%	+1.47%	+3.12%	+6.37%	+6.81%	+6.34%	+6.05%
NIFTY Liquid Index A-I	+0.51%	+1.57%	+3.42%	+6.44%	+6.90%	+6.36%	--
Liquid average	+0.44%	+1.46%	+3.06%	+6.23%	+6.66%	+6.18%	+5.85%
Best in Liquid	+0.48%	+1.54%	+3.26%	+6.54%	+6.96%	+6.47%	+6.32%
Worst in Liquid	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Rank in Liquid	30/43	21/42	14/42	4/40	1/36	1/34	3/28

Category rows compare the Direct plans of 44 Liquid funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Aditya Birla Sun Life Liquid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+5.44%	+5.32%
2025	+6.66%	+6.52%
2024	+7.49%	+7.35%
2023	+7.19%	+7.05%
2022	+4.95%	+4.82%
2021	+3.38%	+3.26%

Aditya Birla Sun Life Liquid Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 3,863 periods, one for each trading day from 01-01-2016 to 30-10-2026.

0%2%4%6%8%10%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

Aditya Birla Sun Life Liquid Fund (Direct)Category average, 43 Liquid funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	4,465	7.0%	3.3%	10.0%	0%	6.7%	100%
2 years	4,164	7.0%	3.5%	9.5%	0%	6.7%	100%
3 years	3,863	7.0%	4.1%	9.0%	0%	6.6%	100%
5 years	3,221	6.0%	5.3%	8.3%	0%	5.7%	100%
7 years	2,491	5.9%	5.8%	8.0%	0%	5.6%	100%
10 years	1,395	6.5%	6.2%	6.9%	0%	6.1%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	7.1%	3.3%	9.8%	0%	6.8%	100%
2 years	142	7.0%	3.5%	9.3%	0%	6.7%	100%
3 years	130	6.9%	3.8%	8.8%	0%	6.6%	100%
5 years	106	6.4%	4.6%	7.8%	0%	6.0%	100%
7 years	82	6.0%	5.2%	7.5%	0%	5.6%	100%
10 years	46	6.1%	5.9%	6.2%	0%	5.8%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Aditya Birla Sun Life Liquid Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Aditya Birla Sun Life Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.52%	+6.22%
Standard deviation	0.20%	0.18%
Sharpe ratio	6.39	5.54
Sortino ratio	16.91	14.81
Maximum drawdown	−0.02% (22-10-2026)	−0.01% (22-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.96%	+6.66%
Standard deviation	0.15%	0.14%
Sharpe ratio	6.22	4.68
Sortino ratio	17.25	12.26
Maximum drawdown	−0.02% (22-10-2026)	−0.01% (22-10-2026)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.47%	+6.19%
Standard deviation	0.14%	0.13%
Sharpe ratio	4.64	2.95
Sortino ratio	9.88	5.88
Maximum drawdown	−0.05% (05-05-2022)	−0.03% (05-05-2022)

From daily NAVs, 30-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.17%	+5.85%
Standard deviation	0.17%	0.15%
Sharpe ratio	4.65	2.92
Sortino ratio	9.95	5.60
Maximum drawdown	−0.16% (24-03-2020)	−0.12% (24-03-2020)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Aditya Birla Sun Life Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+6.89%	+6.51%
Standard deviation	0.22%	0.25%
Sharpe ratio	3.79	1.81
Sortino ratio	7.67	2.69
Maximum drawdown	−0.23% (16-07-2013)	−0.34% (07-01-2013)

From daily NAVs, 01-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.4%−0.3%−0.2%−0.1%0%

2014201620182020202220242026

Aditya Birla Sun Life Liquid Fund (Direct)Category average, 43 Liquid funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Aditya Birla Sun Life Liquid Fund (Direct)	−0.23%	15-07-2013	16-07-2013	28-07-2013	12 days	0.0%
Category average	−0.34%	06-01-2013	07-01-2013	11-01-2013	4 days	0.0%

From the Direct plan's daily NAV since 01-01-2013, adjusted for unit splits, and the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Aditya Birla Sun Life Liquid Fund vs Other Liquid Funds

The five Liquid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Axis Liquid Fund	1/36	53,470	0.13%	+6.54%	+6.96%	--	--	6.39	19.90	Compare
Edelweiss Liquid Fund	1/36	11,741	0.10%	+6.50%	+6.96%	--	--	6.45	18.56	Compare
Aditya Birla Sun Life Liquid Fund	1/36	61,167	0.21%	+6.52%	+6.96%	--	--	6.22	17.25
Franklin India Liquid Fund	4/36	4,811	0.14%	+6.52%	+6.95%	--	--	6.51	21.25	Compare
Sundaram Liquid Fund	4/36	6,727	0.14%	+6.53%	+6.95%	--	--	6.03	18.56	Compare

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Aditya Birla Sun Life Liquid Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Liquid median	Cost rank (1 = cheapest)
Direct	0.18%	0.00%	0.00%	0.03%	0.21%	0.14%	39/43
Regular	0.30%	0.00%	0.00%	0.05%	0.35%	0.25%	38/43

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Liquid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	6.37%	6.52%	0.15%	₹1,06,370	₹1,06,520
3 years	6.81%	6.96%	0.15% a year	₹1,21,853	₹1,22,367
5 years	6.34%	6.47%	0.13% a year	₹1,35,983	₹1,36,816
10 years	6.05%	6.17%	0.12% a year	₹1,79,931	₹1,81,978

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Aditya Birla Sun Life Liquid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 01-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planAditya Birla Sun Life Liquid Fund (Direct)	₹16,60,000	₹26,32,289	₹9,72,289	6.4%
Regular planAditya Birla Sun Life Liquid Fund (Regular)	₹16,60,000	₹26,08,922	₹9,48,922	6.3%
Category averageCategory average, 43 Liquid funds	₹16,60,000	₹25,70,208	₹9,10,208	6.1%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planAditya Birla Sun Life Liquid Fund (Direct)Regular planAditya Birla Sun Life Liquid Fund (Regular)Category averageCategory average, 43 Liquid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Aditya Birla Sun Life Liquid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

107.1%Debt

Asset	Fund	Category
Debt	107.1%	97.0%
Cash and others	−7.1%	6.5%

Cash and others is below 0: on that day the fund owed more in payments due than it held in cash.

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 42 Liquid funds.

Rating	Fund	Category
Sovereign	20.6%	15.2%
AAA and A1+	86.5%	81.1%

Aditya Birla Sun Life Liquid Fund Portfolio Holdings

As on 30-09-2026 · 190 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
91 DAY T-BILL 05.11.26 · Treasury bill	Sovereign	3.74%
Axis Bank Ltd. (26/11/2026)	ICRA A1+	2.15%
HDFC Bank Ltd. (14/12/2026) · Certificate of deposit	ICRA A1+	2.06%
91 DAY T-BILL 12.11.26 · Treasury bill	Sovereign	1.91%
HDFC Bank Ltd. (06/11/2026) · Certificate of deposit	ICRA A1+	1.87%
City Union Bank Ltd. (08/12/2026) · Certificate of deposit	ICRA A1+	1.85%
Hindustan Petroleum Corporation Ltd. (30/10/2026) · Commercial paper	CRISIL A1+	1.79%
Union Bank of India (01/10/2026) · Certificate of deposit	ICRA A1+	1.72%
182 DAY T-BILL 08.10.26 · Treasury bill	Sovereign	1.67%
364 DAY T-BILL 08.10.26 · Treasury bill	Sovereign	1.63%
Punjab & Sind Bank (11/12/2026) · Certificate of deposit	ICRA A1+	1.61%
The Jammu & Kashmir Bank Ltd. (09/12/2026) · Certificate of deposit	CRISIL A1+	1.61%
IndusInd Bank Ltd. (14/12/2026) · Certificate of deposit	CRISIL A1+	1.61%
91 DAY T-BILL 08.10.26 · Treasury bill	Sovereign	1.59%
Export-Import Bank of India (04/11/2026) · Commercial paper	CRISIL A1+	1.58%
Central Bank of India (02/12/2026) · Certificate of deposit	CRISIL A1+	1.58%
91 DAY T-BILL 10.12.26 · Treasury bill	Sovereign	1.53%
182 DAY T-BILL 17.12.26 · Treasury bill	Sovereign	1.50%
Reliance Retail Ventures Ltd. (27/11/2026) · Commercial paper	CRISIL A1+	1.50%
Reliance Industries Ltd. (11/12/2026) · Commercial paper	CRISIL A1+	1.45%
91 DAY T-BILL 24.12.26 · Treasury bill	Sovereign	1.45%
Tata Steel Ltd. (05/11/2026) · Commercial paper	IND A1+	1.30%
91 DAY T-BILL 19.11.26 · Treasury bill	Sovereign	1.30%
National Bank for Agriculture and Rural Development (01/10/2026) · Commercial paper	ICRA A1+	1.27%
Punjab & Sind Bank (17/11/2026) · Certificate of deposit	ICRA A1+	1.22%
Yes Bank Ltd. (18/11/2026) · Certificate of deposit	CRISIL A1+	1.22%
National Bank for Agriculture and Rural Development (30/11/2026) · Commercial paper	CRISIL A1+	1.17%
LIC Housing Finance Ltd. (09/12/2026) · Commercial paper	CRISIL A1+	1.17%
The Federal Bank Ltd. (11/11/2026) · Certificate of deposit	CRISIL A1+	1.14%
Central Bank of India (04/12/2026) · Certificate of deposit	CRISIL A1+	1.13%
Bajaj Financial Securities Ltd. (09/12/2026) · Commercial paper	CRISIL A1+	1.13%
Motilal Oswal Financial Services Ltd. (17/12/2026) · Commercial paper	CRISIL A1+	1.09%
Tata Teleservices Ltd. (17/11/2026) · Commercial paper	CRISIL A1+	1.05%
Bank of Baroda (04/12/2026) · Certificate of deposit	CARE A1+	1.05%
Union Bank of India (12/10/2026) · Certificate of deposit	ICRA A1+	0.90%
364 DAY T-BILL 12.11.26 · Treasury bill	Sovereign	0.81%
Adani Ports and Special Economic Zone Ltd. (06/11/2026) · Commercial paper	CRISIL A1+	0.81%
Karur Vysya Bank Ltd. (17/11/2026) · Certificate of deposit	CRISIL A1+	0.81%
Yes Bank Ltd. (17/11/2026) · Certificate of deposit	CRISIL A1+	0.81%
JSW Energy Ltd. (17/11/2026) · Commercial paper	IND A1+	0.81%
JM Financial Credit Solutions Ltd. (11/11/2026) · Commercial paper	IND A1+	0.81%
Central Bank of India (27/11/2026) · Certificate of deposit	CRISIL A1+	0.81%
Bank of India (03/12/2026) · Certificate of deposit	CRISIL A1+	0.81%
Karur Vysya Bank Ltd. (07/12/2026) · Certificate of deposit	ICRA A1+	0.81%
JSW Energy Ltd. (07/12/2026) · Commercial paper	IND A1+	0.81%
HDFC Bank Ltd. (15/12/2026) · Certificate of deposit	CARE A1+	0.81%
ICICI Securities Ltd. (07/12/2026) · Commercial paper	CRISIL A1+	0.81%
IIFL Finance Ltd. (07/12/2026) · Commercial paper	CRISIL A1+	0.80%
IIFL Finance Ltd. (10/12/2026) · Commercial paper	CRISIL A1+	0.80%
Axis Bank Ltd. (16/12/2026)	ICRA A1+	0.77%
Can Fin Homes Ltd. (23/12/2026) · Commercial paper	CARE A1+	0.77%
DCB Bank Ltd. (30/11/2026) · Certificate of deposit	CRISIL A1+	0.65%
Yes Bank Ltd. (09/12/2026) · Certificate of deposit	CRISIL A1+	0.65%
Motilal Oswal Financial Services Ltd. (04/12/2026) · Commercial paper	ICRA A1+	0.65%
Tata Realty and Infrastructure Ltd. (04/12/2026) · Commercial paper	CRISIL A1+	0.60%
Tata Housing Development Co. Ltd. (30/11/2026) · Commercial paper	CARE A1+	0.57%
ICICI Securities Ltd. (10/12/2026) · Commercial paper	CRISIL A1+	0.56%
Nuvama Wealth Finance Ltd. (04/12/2026) · Commercial paper	CRISIL A1+	0.56%
Angel One Ltd. (08/12/2026) · Commercial paper	CARE A1+	0.56%
L&T Metro Rail (Hyderabad) Ltd. [Guaranteed by Larsen & Toubro Ltd.] (09/11/2026) · Commercial paper	CRISIL A1+	0.56%
UCO Bank (04/11/2026) · Certificate of deposit	CRISIL A1+	0.53%
Export-Import Bank of India (11/12/2026) · Commercial paper	CRISIL A1+	0.52%
NTPC Ltd. (05/10/2026) · Commercial paper	ICRA A1+	0.49%
182 DAY T-BILL 29.10.26 · Treasury bill	Sovereign	0.49%
Knowledge Realty Trust (06/11/2026) · Commercial paper	CRISIL A1+	0.49%
National Bank for Agriculture and Rural Development (10/11/2026) · Certificate of deposit	CRISIL A1+	0.49%
LIC Housing Finance Ltd. (11/11/2026) · Commercial paper	CRISIL A1+	0.49%
182 DAY T-BILL 27.11.26 · Treasury bill	Sovereign	0.49%
DSP Finance Pvt. Ltd. (17/11/2026) · Commercial paper	ICRA A1+	0.49%
AU Small Finance Bank Ltd. (04/12/2026) · Certificate of deposit	CRISIL A1+	0.48%
SBICAP Securities Ltd. (11/12/2026) · Commercial paper	CRISIL A1+	0.48%
JSW Energy Ltd. (16/12/2026) · Commercial paper	IND A1+	0.48%
360 ONE WAM Ltd. (07/12/2026) · Commercial paper	CRISIL A1+	0.48%
The Federal Bank Ltd. (15/10/2026) · Certificate of deposit	CRISIL A1+	0.41%
National Bank for Agriculture and Rural Development (13/11/2026) · Commercial paper	CRISIL A1+	0.41%
Tata Communications Ltd. (17/11/2026) · Commercial paper	CRISIL A1+	0.41%
Canara Bank (23/11/2026) · Certificate of deposit	CRISIL A1+	0.41%
Karur Vysya Bank Ltd. (23/11/2026) · Certificate of deposit	CRISIL A1+	0.40%
Small Industries Development Bank of India (01/12/2026) · Commercial paper	CRISIL A1+	0.40%
Tata Realty and Infrastructure Ltd. (30/11/2026) · Commercial paper	CRISIL A1+	0.40%
Titan Company Ltd. (03/12/2026) · Commercial paper	CARE A1+	0.40%
Indian Oil Corporation Ltd. (08/12/2026) · Commercial paper	CRISIL A1+	0.40%
Infina Finance Pvt. Ltd. (30/11/2026) · Commercial paper	CRISIL A1+	0.40%
Reliance Industries Ltd. (10/12/2026) · Commercial paper	CRISIL A1+	0.40%
ICICI Securities Ltd. (04/12/2026) · Commercial paper	CRISIL A1+	0.40%
Central Bank of India (11/12/2026) · Certificate of deposit	CRISIL A1+	0.40%
Kotak Securities Ltd. (09/12/2026) · Commercial paper	CRISIL A1+	0.40%
Can Fin Homes Ltd. (15/12/2026) · Commercial paper	CARE A1+	0.40%
Nuvama Wealth & Investment Ltd. (03/12/2026) · Commercial paper	CRISIL A1+	0.40%
Kotak Mahindra Bank Ltd. (21/12/2026)	CRISIL A1+	0.40%
ICICI Securities Ltd. (11/12/2026) · Commercial paper	CRISIL A1+	0.40%
DSP Finance Pvt. Ltd. (07/12/2026) · Commercial paper	CRISIL A1+	0.40%
Torrent Pharmaceuticals Ltd. (22/12/2026) · Commercial paper	IND A1+	0.40%
Manappuram Finance Ltd. (17/12/2026) · Commercial paper	CRISIL A1+	0.40%
DSP Finance Pvt. Ltd. (24/12/2026) · Commercial paper	CRISIL A1+	0.40%
91 DAY T-BILL 01.10.26 · Treasury bill	Sovereign	0.38%
JM Financial Services Ltd. (05/11/2026) · Commercial paper	CRISIL A1+	0.37%
Muthoot Finance Ltd. (23/11/2026) · Commercial paper	CRISIL A1+	0.36%
Indian Bank (04/12/2026) · Certificate of deposit	CRISIL A1+	0.36%
Small Industries Development Bank of India (04/12/2026) · Certificate of deposit	CRISIL A1+	0.36%
Tata Housing Development Co. Ltd. (16/12/2026) · Commercial paper	CARE A1+	0.36%
91 DAY T-BILL 17.12.26 · Treasury bill	Sovereign	0.35%
7.41% Indian Railway Finance Corporation Ltd. (15/10/2026) · Bond	ICRA AAA	0.33%
Tata Projects Ltd. (09/10/2026) · Commercial paper	CRISIL A1+	0.33%
Angel One Ltd. (04/11/2026) · Commercial paper	CARE A1+	0.32%
91 DAY T-BILL 27.11.26 · Treasury bill	Sovereign	0.32%
Bajaj Financial Securities Ltd. (12/11/2026) · Commercial paper	CRISIL A1+	0.32%
Bajaj Financial Securities Ltd. (13/11/2026) · Commercial paper	CRISIL A1+	0.32%
Avenue Supermarts Ltd. (18/11/2026) · Commercial paper	ICRA A1+	0.32%
DSP Finance Pvt. Ltd. (12/11/2026) · Commercial paper	CRISIL A1+	0.32%
Manappuram Finance Ltd. (16/11/2026) · Commercial paper	CRISIL A1+	0.32%
DCB Bank Ltd. (02/12/2026) · Certificate of deposit	CRISIL A1+	0.32%
Sharekhan Ltd. (27/11/2026) · Commercial paper	CRISIL A1+	0.32%
HDFC Securities Ltd. (04/12/2026) · Commercial paper	ICRA A1+	0.32%
SBICAP Securities Ltd. (04/12/2026) · Commercial paper	CRISIL A1+	0.32%
DSP Finance Pvt. Ltd. (04/12/2026) · Commercial paper	CRISIL A1+	0.32%
CESC Ltd. (15/12/2026) · Commercial paper	CARE A1+	0.32%
Godrej Properties Ltd. (17/12/2026) · Commercial paper	IND A1+	0.32%
DSP Finance Pvt. Ltd. (14/12/2026) · Commercial paper	CRISIL A1+	0.32%
DSP Finance Pvt. Ltd. (16/12/2026) · Commercial paper	CRISIL A1+	0.32%
DSP Finance Pvt. Ltd. (18/12/2026) · Commercial paper	ICRA A1+	0.32%
360 One Prime Ltd. (24/12/2026) · Commercial paper	ICRA A1+	0.32%
Small Industries Development Bank of India (06/11/2026) · Certificate of deposit	CRISIL A1+	0.31%
Corporate Debt Mkt Devp. Fund-A2		0.28%
Bank of Baroda (05/11/2026) · Certificate of deposit	CARE A1+	0.28%
AU Small Finance Bank Ltd. (06/11/2026) · Certificate of deposit	CRISIL A1+	0.28%
Indian Bank (15/12/2026) · Certificate of deposit	CRISIL A1+	0.28%
DSP Finance Pvt. Ltd. (22/12/2026) · Commercial paper	ICRA A1+	0.28%
Tata Housing Development Co. Ltd. (11/11/2026) · Commercial paper	CARE A1+	0.27%
Axis Bank Ltd. (07/12/2026)	ICRA A1+	0.25%
7.91% Sundaram Home Finance Ltd. (27/11/2026) · Bond	ICRA AAA	0.25%
91 DAY T-BILL 29.10.26 · Treasury bill	Sovereign	0.24%
Manappuram Finance Ltd. (30/10/2026) · Commercial paper	CRISIL A1+	0.24%
Bank of Baroda (25/11/2026) · Certificate of deposit	CARE A1+	0.24%
Fedbank Financial Services Ltd. (17/11/2026) · Commercial paper	CRISIL A1+	0.24%
CTBC Bank Ltd. (01/12/2026) · Certificate of deposit	ICRA A1+	0.24%
GIC Housing Finance Ltd. (27/11/2026) · Commercial paper	CRISIL A1+	0.24%
AU Small Finance Bank Ltd. (03/12/2026) · Certificate of deposit	CRISIL A1+	0.24%
Godrej Properties Ltd. (10/12/2026) · Commercial paper	IND A1+	0.24%
Alembic Pharmaceuticals Ltd. (10/12/2026) · Commercial paper	CRISIL A1+	0.24%
Aseem Infrastructure Finance Ltd. (04/12/2026) · Commercial paper	CARE A1+	0.24%
Bahadur Chand Investments Pvt. Ltd. (04/12/2026) · Commercial paper	CARE A1+	0.24%
Nuvama Wealth & Investment Ltd. (17/12/2026) · Commercial paper	CRISIL A1+	0.24%
Angel One Ltd. (17/12/2026) · Commercial paper	CARE A1+	0.24%
Tata Housing Development Co. Ltd. (16/11/2026) · Commercial paper	CARE A1+	0.23%
182 DAY T-BILL 19.11.26 · Treasury bill	Sovereign	0.22%
Indian Bank (06/11/2026) · Certificate of deposit	CRISIL A1+	0.20%
DSP Finance Pvt. Ltd. (21/12/2026) · Commercial paper	CRISIL A1+	0.20%
State Government Securities (29/11/2026) · State government security	Sovereign	0.20%
Nirma Ltd. (07/12/2026) · Commercial paper	CRISIL A1+	0.19%
Cholamandalam Securities Ltd. (04/12/2026) · Commercial paper	ICRA A1+	0.18%
State Government Securities (09/11/2026) · State government security	Sovereign	0.17%
State Government Securities (14/12/2026) · State government security	Sovereign	0.17%
Small Industries Development Bank of India (27/10/2026) · Certificate of deposit	CRISIL A1+	0.16%
SBICAP Securities Ltd. (27/11/2026) · Commercial paper	CRISIL A1+	0.16%
Godrej Properties Ltd. (09/12/2026) · Commercial paper	IND A1+	0.16%
Godrej Properties Ltd. (08/12/2026) · Commercial paper	IND A1+	0.16%
Julius Baer Capital (India) Pvt. Ltd. (30/11/2026) · Commercial paper	CRISIL A1+	0.16%
Godrej Properties Ltd. (11/12/2026) · Commercial paper	IND A1+	0.16%
Manappuram Finance Ltd. (03/12/2026) · Commercial paper	CRISIL A1+	0.16%
SBICAP Securities Ltd. (08/12/2026) · Commercial paper	CRISIL A1+	0.16%
SBICAP Securities Ltd. (10/12/2026) · Commercial paper	CRISIL A1+	0.16%
182 DAY T-BILL 05.11.26 · Treasury bill	Sovereign	0.15%
State Government Securities (14/12/2026) · State government security	Sovereign	0.14%
Bank of Baroda (07/12/2026) · Certificate of deposit	CARE A1+	0.12%
Punjab National Bank (15/12/2026) · Certificate of deposit	ICRA A1+	0.12%
Godrej Industries Ltd. (16/12/2026)	CRISIL A1+	0.12%
Godrej Industries Ltd. (17/12/2026)	CRISIL A1+	0.12%
JM Financial Services Ltd. (11/12/2026) · Commercial paper	CRISIL A1+	0.12%
Godrej Industries Ltd. (23/12/2026)	CRISIL A1+	0.12%
JM Financial Services Ltd. (16/12/2026) · Commercial paper	CRISIL A1+	0.12%
Tata Teleservices (Maharastra) Ltd. (09/11/2026) · Commercial paper	CRISIL A1+	0.11%
7.55% REC Ltd. (31/10/2026) · Bond	ICRA AAA	0.10%
364 DAY T-BILL 23.10.26 · Treasury bill	Sovereign	0.10%
Small Industries Development Bank of India (28/10/2026) · Commercial paper	CRISIL A1+	0.08%
Small Industries Development Bank of India (10/11/2026) · Certificate of deposit	CRISIL A1+	0.08%
HDFC Bank Ltd. (19/11/2026) · Certificate of deposit	ICRA A1+	0.08%
IDBI Capital Markets & Securities Ltd. (06/11/2026) · Commercial paper	CARE A1+	0.08%
Axis Bank Ltd. (27/11/2026)	CRISIL A1+	0.08%
AU Small Finance Bank Ltd. (25/11/2026) · Certificate of deposit	CRISIL A1+	0.08%
Canara Bank (08/12/2026) · Certificate of deposit	CRISIL A1+	0.08%
Mirae Asset Financial Service (03/12/2026) · Commercial paper	CRISIL A1+	0.08%
Tata Housing Development Co. Ltd. (15/12/2026) · Commercial paper	CARE A1+	0.08%
Infina Finance Pvt. Ltd. (04/12/2026) · Commercial paper	CRISIL A1+	0.08%
Manappuram Finance Ltd. (16/12/2026) · Commercial paper	CRISIL A1+	0.08%
8.09% Kotak Mahindra Prime Ltd. (09/11/2026)	CRISIL AAA	0.04%
Bajaj Finance Ltd. (04/11/2026) · Commercial paper	ICRA A1+	0.04%
Bank of Baroda (15/12/2026) · Certificate of deposit	CARE A1+	0.04%
IDBI Capital Markets & Securities Ltd. (14/12/2026) · Commercial paper	CARE A1+	0.04%
State Government Securities (14/12/2026) · State government security	Sovereign	0.01%

Aditya Birla Sun Life Liquid Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Reverse Repo	Sold out	−100%	was 0.50%
Reverse Repo	Sold out	−100%	was 0.17%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Aditya Birla Sun Life Liquid Fund bought and sold

Aditya Birla Sun Life Liquid Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Mirae Asset Liquid FundLiquid · Mirae Asset	19.5%	34	Compare
Kotak Liquid FundLiquid · Kotak Mahindra	18.1%	26	Compare
DSP Liquid FundLiquid · DSP	17.7%	45	Compare
Nippon India Liquid FundLiquid · Nippon India	15.5%	32	Compare
ICICI Prudential Liquid FundLiquid · ICICI Prudential	14.8%	30	Compare
Union Liquid FundLiquid · Union	13.3%	22	Compare
Edelweiss Liquid FundLiquid · Edelweiss	13.3%	23	Compare
UTI - Liquid FundLiquid · UTI	13.0%	21	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Aditya Birla Sun Life Liquid Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.21%
Expense ratio (Regular): 0.35%
Category: Liquid
Risk: Moderate
Benchmark: NIFTY Liquid Index A-I
Launch date: 16-06-1997
Minimum investment: 100 (growth option), 500 (IDCW)
Minimum additional investment: ₹500
AUM: ₹61,166.55 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 119568
ISIN (Direct): INF209K01VA3
Scheme code (Regular): 100047
ISIN (Regular): INF209K01RU9
NAV history: From 01-01-2013, 13.8 years

Exit load: Investor Exit upon subscription Exit load as % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% 7 onwards - 0.0000%

Tax on Aditya Birla Sun Life Liquid Fund returns

Aditya Birla Sun Life Liquid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹462.3853	30-10-2026
direct	Daily IDCW	₹100.195	30-10-2026
direct	IDCW	₹139.0593	30-10-2026
direct	Weekly IDCW	₹100.225	30-10-2026
regular	Growth	₹456.0496	30-10-2026
regular	Daily IDCW	₹100.195	30-10-2026
regular	IDCW	₹105.7275	30-10-2026
regular	Weekly IDCW	₹100.225	30-10-2026

About Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund is a mutual fund from Aditya Birla Sun Life Mutual Fund. Its category is Liquid. It was launched on 16-06-1997. Its benchmark is NIFTY Liquid Index A-I. At the end of September 2026 it held 190 securities.

Fund Manager

Kaustubh Gupta
Fund manager of Aditya Birla Sun Life Liquid Fund, since 15-07-2011
Sunaina da Cunha
Fund manager of Aditya Birla Sun Life Liquid Fund, since 15-07-2011
Sanjay Pawar
Fund manager of Aditya Birla Sun Life Liquid Fund, since 01-07-2022

See all funds of Aditya Birla Sun Life Mutual Fund

AUM change

September 2026: ₹61,166.55 Cr; −12.41% from August 2026
August 2026: ₹69,830.17 Cr; +1.50% from July 2026
July 2026: ₹68,800.00 Cr; +8.03% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Aditya Birla Sun Life Liquid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Aditya Birla Sun Life Liquid vs Axis LiquidLiquid
Aditya Birla Sun Life Liquid vs Edelweiss Liquid13.3% overlap
Aditya Birla Sun Life Liquid vs Franklin India LiquidLiquid
Aditya Birla Sun Life Liquid vs Sundaram LiquidLiquid
Aditya Birla Sun Life Liquid vs Mirae Asset Liquid19.5% overlap
Aditya Birla Sun Life Liquid vs Kotak Liquid18.1% overlap
Aditya Birla Sun Life Liquid vs DSP Liquid17.7% overlap
Aditya Birla Sun Life Liquid vs Nippon India Liquid15.5% overlap

Compare with any other fund

Frequently Asked Questions for Aditya Birla Sun Life Liquid Fund

What is the current NAV of Aditya Birla Sun Life Liquid Fund?

The Direct plan NAV is ₹462.3853. The Regular plan NAV is ₹456.0496, as on 30-10-2026.

What are the returns of Aditya Birla Sun Life Liquid Fund?

The Direct plan returned +6.52% in 1 year, +6.96% a year over 3 years, +6.47% a year over 5 years. The Regular plan returned +6.37% in 1 year, +6.81% a year over 3 years, +6.34% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Aditya Birla Sun Life Liquid Fund?

The Direct plan charges 0.21% a year. The Regular plan charges 0.35% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Aditya Birla Sun Life Liquid Fund?

Aditya Birla Sun Life Liquid Fund managed ₹61,166.55 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Aditya Birla Sun Life Liquid Fund?

At the end of September 2026 the largest holdings were 91 DAY T-BILL 05.11.26 (3.74%), Axis Bank Ltd. (26/11/2026) (2.15%), HDFC Bank Ltd. (14/12/2026) (2.06%), 91 DAY T-BILL 12.11.26 (1.91%), HDFC Bank Ltd. (06/11/2026) (1.87%). The fund held 190 securities in all.

What did Aditya Birla Sun Life Liquid Fund buy and sell in September 2026?

It sold out of 2: Reverse Repo, Reverse Repo.

How do I invest in Aditya Birla Sun Life Liquid Fund?

Through Aditya Birla Sun Life Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least 100 (growth option), 500 (IDCW). You can invest once or through a monthly SIP.

Who is the fund manager of Aditya Birla Sun Life Liquid Fund?

Kaustubh Gupta (since 15-07-2011), Sunaina da Cunha (since 15-07-2011), Sanjay Pawar (since 01-07-2022).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.