Quantum Liquid Fund is a Liquid fund run by Quantum Mutual Fund. On 30-09-2026, it managed ₹543 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.5% a year and its Regular plan returned 6.4% a year.
NAV on 30-10-2026: Direct Plan Growth ₹37.99 (up 0.02% that day); Regular Plan Growth ₹37.67 (up 0.02% that day); ₹10.00 (up 0.00% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | +0.43% | +1.42% | +2.91% | +5.90% | +6.47% | +6.07% | +5.64% |
| This fund (Regular) | +0.42% | +1.39% | +2.86% | +5.78% | +6.36% | +5.96% | -- |
| This fund | 0.00% | 0.00% | 0.00% | 0.00% | -- | -- | -- |
| Liquid average | +0.44% | +1.46% | +3.06% | +6.23% | +6.66% | +6.18% | +5.85% |
| Best in Liquid | +0.48% | +1.54% | +3.26% | +6.54% | +6.96% | +6.47% | +6.32% |
| Worst in Liquid | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Rank in Liquid | 36/43 | 38/42 | 40/42 | 38/40 | 35/36 | 32/34 | 27/28 |
Category rows compare the Direct plans of 44 Liquid funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Liquid Debt A-I Index. Returns of that index are not available to us, so the category average is the comparison.
| Year | Direct | Regular | This fund |
|---|---|---|---|
| 2026to date | +4.90% | +4.80% | 0.00% |
| 2025 | +6.17% | +6.06% | 0.00% |
| 2024 | +7.12% | +7.01% | 0.00% |
| 2023 | +6.87% | +6.77% | -- |
| 2022 | +4.69% | +4.59% | -- |
| 2021 | +3.20% | +3.10% | -- |
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 5,890 periods, one for each trading day from 09-04-2009 to 30-10-2026.
Quantum Liquid Fund (Direct)
Category average, 43 Liquid funds
Every holding period at a glance
| Period | Periods | Median | Lowest | Highest | With a loss | Category median | Beat category |
|---|---|---|---|---|---|---|---|
| 1 year | 6,501 | 6.8% | 3.1% | 9.5% | 0% | 6.7% | 11% |
| 2 years | 6,193 | 6.5% | 3.2% | 9.1% | 0% | 6.7% | 1% |
| 3 years | 5,890 | 6.6% | 3.7% | 9.0% | 0% | 6.6% | 0% |
| 5 years | 5,282 | 7.0% | 4.8% | 8.7% | 0% | 5.7% | 0% |
| 7 years | 4,676 | 7.0% | 5.3% | 8.1% | 0% | 5.6% | 0% |
| 10 years | 3,772 | 6.9% | 5.6% | 7.8% | 0% | 6.1% | 0% |
| 15 years | 2,026 | 6.7% | 6.5% | 7.0% | 0% | -- | -- |
Every SIP holding period at a glance
| Period | Periods | Median | Lowest | Highest | With a loss | Category median | Beat category |
|---|---|---|---|---|---|---|---|
| 1 year | 235 | 6.9% | 3.1% | 9.8% | 0% | 6.7% | 13% |
| 2 years | 223 | 6.6% | 3.2% | 9.2% | 0% | 6.7% | 6% |
| 3 years | 211 | 6.5% | 3.5% | 9.0% | 0% | 6.6% | 1% |
| 5 years | 187 | 6.7% | 4.2% | 8.8% | 0% | 6.0% | 0% |
| 7 years | 163 | 6.7% | 4.7% | 8.3% | 0% | 5.6% | 0% |
| 10 years | 127 | 6.1% | 5.3% | 8.0% | 0% | 5.8% | 0% |
| 15 years | 67 | 6.2% | 6.0% | 6.8% | 0% | -- | -- |
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
How much it swings, and the falls an investor had to sit through
Risk and return
| Measure | Quantum Liquid Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +5.90% | +6.22% |
| Standard deviation | 0.12% | 0.18% |
| Sharpe ratio | 5.57 | 5.54 |
| Sortino ratio | 13.02 | 14.81 |
| Maximum drawdown | −0.01% (15-10-2026) | −0.01% (22-10-2026) |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Quantum Liquid Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +6.47% | +6.66% |
| Standard deviation | 0.09% | 0.14% |
| Sharpe ratio | 4.74 | 4.68 |
| Sortino ratio | 10.61 | 12.26 |
| Maximum drawdown | −0.01% (15-10-2026) | −0.01% (22-10-2026) |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Quantum Liquid Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +6.07% | +6.19% |
| Standard deviation | 0.10% | 0.13% |
| Sharpe ratio | 2.65 | 2.95 |
| Sortino ratio | 4.36 | 5.88 |
| Maximum drawdown | −0.04% (05-05-2022) | −0.03% (05-05-2022) |
From daily NAVs, 30-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Quantum Liquid Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +5.64% | +5.85% |
| Standard deviation | 0.28% | 0.15% |
| Sharpe ratio | 0.86 | 2.92 |
| Sortino ratio | 1.25 | 5.60 |
| Maximum drawdown | −0.55% (27-03-2019) | −0.12% (24-03-2020) |
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
| Measure | Quantum Liquid Fund (Direct)This fund | Category average |
|---|---|---|
| Return (CAGR) | +6.66% | +6.51% |
| Standard deviation | 0.29% | 0.25% |
| Sharpe ratio | 1.31 | 1.81 |
| Sortino ratio | 2.10 | 2.69 |
| Maximum drawdown | −0.55% (27-03-2019) | −0.34% (07-01-2013) |
From daily NAVs, 03-01-2011 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Quantum Liquid Fund (Direct)
Category average, 43 Liquid funds
| Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today | |
|---|---|---|---|---|---|---|
| Quantum Liquid Fund (Direct) | −0.55% | 26-03-2019 | 27-03-2019 | 26-04-2019 | 30 days | 0.0% |
| Category average | −0.34% | 06-01-2013 | 07-01-2013 | 11-01-2013 | 4 days | 0.0% |
From the Direct plan's daily NAV since 09-04-2006, adjusted for unit splits, and the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
The five Liquid funds with the best three year return, and this fund. Direct plans.
| Fund name | Rank | AUM (Cr) | Exp. ratio | 1Y return | 3Y return | 3Y alpha | 3Y beta | 3Y Sharpe | 3Y Sortino | |
|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Liquid Fund | 1/36 | 61,167 | 0.21% | +6.52% | +6.96% | -- | -- | 6.22 | 17.25 | Compare |
| Axis Liquid Fund | 1/36 | 53,470 | 0.13% | +6.54% | +6.96% | -- | -- | 6.39 | 19.90 | Compare |
| Edelweiss Liquid Fund | 1/36 | 11,741 | 0.10% | +6.50% | +6.96% | -- | -- | 6.45 | 18.56 | Compare |
| Franklin India Liquid Fund | 4/36 | 4,811 | 0.14% | +6.52% | +6.95% | -- | -- | 6.51 | 21.25 | Compare |
| Sundaram Liquid Fund | 4/36 | 6,727 | 0.14% | +6.53% | +6.95% | -- | -- | 6.03 | 18.56 | Compare |
| Quantum Liquid Fund | 35/36 | 543 | 0.15% | +5.90% | +6.47% | -- | -- | 4.74 | 10.61 |
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
What each plan charges a year, in force from 01-09-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio | Liquid median | Cost rank (1 = cheapest) |
|---|---|---|---|---|---|---|---|
| Direct | 0.13% | 0.00% | 0.00% | 0.02% | 0.15% | 0.14% | 25/43 |
| Regular | 0.22% | 0.00% | 0.00% | 0.04% | 0.26% | 0.25% | 23/43 |
| Fund | 0.13% | 0.00% | 0.00% | 0.02% | 0.15% | 0.14% | 25/43 |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Liquid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
| Over the last | Regular | Direct | Direct earned more by | ₹1 lakh became (Regular) | ₹1 lakh became (Direct) |
|---|---|---|---|---|---|
| 1 year | 5.78% | 5.90% | 0.12% | ₹1,05,780 | ₹1,05,900 |
| 3 years | 6.36% | 6.47% | 0.11% a year | ₹1,20,319 | ₹1,20,693 |
| 5 years | 5.96% | 6.07% | 0.11% a year | ₹1,33,570 | ₹1,34,265 |
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-04-2017 to 30-10-2026: 115 instalments, ₹11,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Direct planQuantum Liquid Fund (Direct) | ₹11,50,000 | ₹15,22,204 | ₹3,72,204 | 5.7% |
| Regular planQuantum Liquid Fund (Regular) | ₹11,50,000 | ₹15,14,411 | ₹3,64,411 | 5.6% |
| Category averageCategory average, 43 Liquid funds | ₹11,50,000 | ₹15,34,259 | ₹3,84,259 | 5.9% |
Direct planQuantum Liquid Fund (Direct)
Regular planQuantum Liquid Fund (Regular)
Category averageCategory average, 43 Liquid funds
Amount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Asset allocation as on 30-09-2026
90.6%Debt
| Asset | Fund | Category |
|---|---|---|
| Debt | 90.6% | 97.0% |
| Cash and others | 9.4% | 6.5% |
Bonds and money market papers by credit rating, % of the fund. Category: the average of 42 Liquid funds.
| Rating | Fund | Category |
|---|---|---|
| Sovereign | 32.0% | 15.2% |
| AAA and A1+ | 58.6% | 81.1% |
As on 30-09-2026 · 19 holdings · from the fund house's monthly portfolio
| Holdings | Rating | Weight% |
|---|---|---|
| National Bank For Agri & Rural CP (MD 09/11/2026) · Commercial paper | ICRA A1+ | 9.15% |
| 91 Days Tbill (MD 17/12/2026) · Treasury bill | SOV | 9.11% |
| Punjab National Bank CD (MD 15/12/2026) · Certificate of deposit | CRISIL A1+ | 8.19% |
| 7.23% IRFC NCD Sr 171 (MD 15/10/2026) · Bond | CRISIL AAA | 7.37% |
| 91 Days Tbill (MD 08/10/2026) · Treasury bill | SOV | 5.52% |
| Canara Bank CD (MD 05/10/2026) · Certificate of deposit | CRISIL A1+ | 4.60% |
| Small Ind Dev Bk of India CD (MD 27/10/2026) · Certificate of deposit | CARE A1+ | 4.59% |
| Bank of Baroda CD (MD 05/11/2026) · Certificate of deposit | CARE A1+ | 4.58% |
| 91 Days Tbill (MD 05/11/2026) · Treasury bill | SOV | 4.58% |
| Export Import Bank of India CD (MD 11/11/2026) · Certificate of deposit | CRISIL A1+ | 4.58% |
| 91 Days Tbill (MD 27/11/2026) · Treasury bill | SOV | 4.57% |
| Bank of Baroda CD (MD 20/11/2026) · Certificate of deposit | CARE A1+ | 4.57% |
| 91 Days Tbill (MD 19/11/2026) · Treasury bill | SOV | 4.57% |
| Canara Bank CD (MD 04/12/2026) · Certificate of deposit | CRISIL A1+ | 3.65% |
| Export Import Bank of India CP (MD 04/12/2026) · Commercial paper | CRISIL A1+ | 3.65% |
| Small Ind Dev Bk of India CD (MD 04/12/2026) · Certificate of deposit | CARE A1+ | 3.65% |
| 91 Days Tbill (MD 01/10/2026) · Treasury bill | SOV | 1.84% |
| 91 Days Tbill (MD 10/12/2026) · Treasury bill | SOV | 1.82% |
| Corporate Debt Market Development Fund Class A2 | 0.34% |
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| 360 ONE Liquid FundLiquid · 360 ONE | 21.5% | 5 | Compare |
| ITI Liquid FundLiquid · ITI | 21.3% | 4 | Compare |
| TRUSTMF Liquid FundLiquid · Trust | 20.2% | 7 | Compare |
| Capitalmind Liquid FundLiquid · Capitalmind | 13.7% | 4 | Compare |
| Union Liquid FundLiquid · Union | 13.0% | 8 | Compare |
| Mirae Asset Liquid FundLiquid · Mirae Asset | 13.0% | 13 | Compare |
| Tata Liquid FundLiquid · Tata | 12.6% | 7 | Compare |
| Kotak Liquid FundLiquid · Kotak Mahindra | 12.5% | 5 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| ₹10.00 | 30-10-2026 | ||
| ₹11.9425 | 30-10-2026 | ||
| ₹10.00 | 30-10-2026 | ||
| ₹11.4658 | 30-10-2026 | ||
| direct | Growth | ₹37.9937 | 30-10-2026 |
| direct | Daily IDCW | ₹10.0085 | 30-10-2026 |
| direct | Monthly IDCW | ₹10.0171 | 30-10-2026 |
| regular | Growth | ₹37.6729 | 30-10-2026 |
| regular | Daily IDCW | ₹10.0002 | 30-10-2026 |
| regular | Monthly IDCW | ₹10.0141 | 30-10-2026 |
Quantum Liquid Fund is a mutual fund from Quantum Mutual Fund. Its category is Liquid. It was launched on 07-04-2006. Its benchmark is CRISIL Liquid Debt A-I Index. At the end of September 2026 it held 19 securities.
Sneha Pandey
Fund manager of Quantum Liquid Fund, since 01-04-2025
Mayur Chauhan
Fund manager of Quantum Liquid Fund, since 01-07-2025
See all funds of Quantum Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹37.9937. The Regular plan NAV is ₹37.6729. The NAV is ₹10.00, as on 30-10-2026.
The Direct plan returned +5.90% in 1 year, +6.47% a year over 3 years, +6.07% a year over 5 years. The Regular plan returned +5.78% in 1 year, +6.36% a year over 3 years, +5.96% a year over 5 years. The fund returned 0.00% in 1 year. These figures are as on 30-10-2026.
The Direct plan charges 0.15% a year. The Regular plan charges 0.26% a year. The fund charges 0.15% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
Quantum Liquid Fund managed ₹542.63 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were National Bank For Agri & Rural CP (MD 09/11/2026) (9.15%), 91 Days Tbill (MD 17/12/2026) (9.11%), Punjab National Bank CD (MD 15/12/2026) (8.19%), 7.23% IRFC NCD Sr 171 (MD 15/10/2026) (7.37%), 91 Days Tbill (MD 08/10/2026) (5.52%). The fund held 19 securities in all.
Through Quantum Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least (a) Growth Option - Rs. 5,000/- (b) Monthly IDCW Option - Rs. 10,000/- Daily Reinvestment of Income Distribution Cum Capital Withdrawal (IDCW) Option- Rs. 1,00,000/-. You can invest once or through a monthly SIP.
Sneha Pandey (since 01-04-2025), Mayur Chauhan (since 01-07-2025).
0.007% - if redeemed/switched out within 1 Day from the date of allotment, 0.0065% - if redeemed/switched out within 2 Days from the date of allotment, 0.006% - if redeemed/switched out within 3 Days from the date of allotment, 0.0055% - if redeemed/switched out within 4 Days from the date of allotment, 0.005% - if redeemed/switched out within 5 Days from the date of allotment, 0.0045% - if redeemed/switched out within 6 Days from the date of allotment, Nil - if redeemed / switched out after 7 Days from the date of allotment
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track Quantum Liquid Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.
PAN not required · No broker linking · No OTPs