Quantum Liquid Fund vs The Wealth Company Liquid Fund
Direct Plan, Growth option · Data as on 30-10-2026
Quantum Liquid Fund and The Wealth Company Liquid Fund are both Liquid funds. In the year to 30-10-2026, Quantum Liquid Fund (Direct) returned 5.9% and The Wealth Company Liquid Fund (Direct) returned 6.5%. Quantum Liquid Fund charges 0.15% a year and The Wealth Company Liquid Fund 0.10% (Direct plans). Their portfolios overlap 10.7%: they hold 5 of the same securities.
The Wealth Company Liquid Fund
Liquid
- 1 year return
- 6.5%
- Expense ratio
- 0.10%
- NAV
- ₹1,068.66
Which is better, Quantum Liquid or The Wealth Company Liquid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- The Wealth Company Liquid returned more over 1 year: 6.5% against 5.9%.
- The Wealth Company Liquid costs less: 0.10% a year against 0.15% (Direct plans).
- The Wealth Company Liquid fell less in its worst fall since 16-10-2025: −0.0% against −0.0%.
- The Wealth Company Liquid is the larger fund: ₹852 Cr against ₹543 Cr.
- Their portfolios overlap 10.7%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Quantum Liquid Fund | The Wealth Company Liquid Fund |
|---|---|---|
| Fund house | Quantum Mutual Fund | The Wealth Company Mutual Fund |
| Category | Liquid | Liquid |
| AUM | ₹543 Cr (30-09-2026) | ₹852 Cr (30-09-2026) |
| NAV | ₹37.99 (Direct) | ₹1,068.66 (Direct) |
| Expense ratio (Direct) | 0.15% | 0.10% |
| Expense ratio (Regular) | 0.26% | 0.27% |
| Riskometer | Low | Low to Moderate |
| Benchmark | CRISIL Liquid Debt A-I Index | NIFTY Liquid Index A-I |
| Launch date | 07-04-2006 | 14-10-2025 |
| Minimum investment | (a) Growth Option - Rs. 5,000/- (b) Monthly IDCW Option - Rs. 10,000/- Daily Reinvestment of Income Distribution Cum Capital Withdrawal (IDCW) Option- Rs. 1,00,000/-. | ₹1,000 |
| Lock in | None | None |
| Fund managers | Sneha Pandey, Mayur Chauhan | Umesh Sharma, Varun Nanavati, Neeraj Jain |
| Exit load | 0.007% - if redeemed/switched out within 1 Day from the date of allotment, 0.0065% - if redeemed/switched out within 2 Days from the date of allotment, 0.006% - if redeemed/switched out within 3 Days from the date of allotment, 0.0055% - if redeemed/switched out within 4 Days from the date of allotment, 0.005% - if redeemed/switched out within 5 Days from the date of allotment, 0.0045% - if redeemed/switched out within 6 Days from the date of allotment, Nil - if redeemed / switched out after 7 Days from the date of allotment | Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days. |
Quantum Liquid vs The Wealth Company Liquid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Quantum Liquid Fund (Direct) | +0.43% | +1.42% | +2.91% | +5.90% | +6.47% | +6.07% | +5.64% |
| The Wealth Company Liquid Fund (Direct) | +0.46% | +1.53% | +3.21% | +6.52% | -- | -- | -- |
| Liquid average | +0.44% | +1.46% | +3.06% | +6.23% | -- | -- | -- |
Category average: the average of the 44 Liquid funds, same plan type.
Quantum Liquid vs The Wealth Company Liquid: Year-wise Returns
| Year | QuantumQuantum Liquid | The Wealth CompanyThe Wealth Company Liquid |
|---|---|---|
| 2026to date | +4.90% | +5.46% |
| 2025 | +6.17% | -- |
| 2024 | +7.12% | -- |
| 2023 | +6.87% | -- |
| 2022 | +4.69% | -- |
| 2021 | +3.20% | -- |
Quantum Liquid vs The Wealth Company Liquid: Rolling Returns
Every holding period of both funds
Quantum Liquid vs The Wealth Company Liquid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Quantum LiquidQuantum Liquid Fund (Direct) | ₹1,30,000 | ₹1,34,410 | ₹4,410 | 5.9% |
| The Wealth Company LiquidThe Wealth Company Liquid Fund (Direct) | ₹1,30,000 | ₹1,34,863 | ₹4,863 | 6.5% |
Quantum LiquidQuantum Liquid Fund (Direct)
The Wealth Company LiquidThe Wealth Company Liquid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Quantum Liquid vs The Wealth Company Liquid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Quantum Liquid Fund (Direct) | The Wealth Company Liquid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.90% | +6.52% |
| Standard deviation | 0.12% | 0.19% |
| Sharpe ratio | 5.57 | 6.74 |
| Sortino ratio | 13.02 | 21.60 |
| Maximum drawdown | −0.0% (15-10-2026) | −0.0% (07-07-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Quantum Liquid Fund (Direct) | The Wealth Company Liquid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.66% | +6.50% |
| Standard deviation | 0.29% | 0.19% |
| Sharpe ratio | 1.31 | 6.63 |
| Sortino ratio | 2.10 | 21.23 |
| Maximum drawdown | −0.6% (27-03-2019) | −0.0% (07-07-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 03-01-2011 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Quantum Liquid Fund (Direct)
The Wealth Company Liquid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Quantum Liquid Fund (Direct) | −0.0% | 14-10-2026 | 15-10-2026 | 16-10-2026 | 1 days | 0.0% |
| The Wealth Company Liquid Fund (Direct) | −0.0% | 05-07-2026 | 07-07-2026 | 09-07-2026 | 2 days | 0.0% |
From daily values since 16-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Quantum Liquid Fund (Direct)
The Wealth Company Liquid Fund (Direct)
Quantum Liquid vs The Wealth Company Liquid: Portfolio Overlap
From each fund's latest monthly portfolio: Quantum Liquid Fund, September 2026; The Wealth Company Liquid Fund, September 2026
Holdings in common
- Overlap
- 10.7%
- Held by both
- 5
- Only in Quantum Liquid
- 14
- Only in The Wealth Company Liquid
- 26
| Security | % of Quantum Liquid | % of The Wealth Company Liquid |
|---|---|---|
| Export Import Bank of India CD (MD 11/11/2026) | 4.58% | 2.91% |
| Canara Bank CD (MD 04/12/2026) | 3.65% | 2.90% |
| Small Ind Dev Bk of India CD (MD 27/10/2026) | 4.59% | 2.80% |
| 91 Days Tbill (MD 05/11/2026) | 4.58% | 1.75% |
| Corporate Debt Market Development Fund Class A2 | 0.34% | 0.30% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.7% means 10.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Quantum Liquid Fund
| Security | % of fund |
|---|---|
| National Bank For Agri & Rural CP (MD 09/11/2026) | 9.15% |
| 91 Days Tbill (MD 17/12/2026) | 9.11% |
| Punjab National Bank CD (MD 15/12/2026) | 8.19% |
| 7.23% IRFC NCD Sr 171 (MD 15/10/2026) | 7.37% |
| 91 Days Tbill (MD 08/10/2026) | 5.52% |
Largest holdings only in The Wealth Company Liquid Fund
| Security | % of fund |
|---|---|
| Bank of Baroda 16-OCT-2026 | 8.72% |
| NTPC Limited 09-OCT-2026 | 5.86% |
| REC Limited 23-NOV-2026 | 5.81% |
| Axis Bank Limited 16-DEC-2026 | 5.79% |
| Bajaj Financial Securities Ltd 16-OCT-2026 | 5.26% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Quantum Liquid | The Wealth Company Liquid |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 90.6% | 95.2% |
| Cash and others | 9.4% | 4.8% |
Quantum Liquid vs The Wealth Company Liquid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Quantum Liquid Fund | The Wealth Company Liquid Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.15% | 0.10% |
| Base expense ratio (Direct) | 0.13% | 0.08% |
| Total expense ratio (Regular) | 0.26% | 0.27% |
| Base expense ratio (Regular) | 0.22% | 0.23% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Quantum Liquid with
Quantum Liquid Fund vs The Wealth Company Liquid Fund: Frequently Asked Questions
What is the difference between Quantum Liquid Fund and The Wealth Company Liquid Fund?
Both are Liquid funds, run by Quantum Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 10.7%. Quantum Liquid Fund charges 0.15% a year and The Wealth Company Liquid Fund 0.10%.
Which has given higher returns, Quantum Liquid Fund or The Wealth Company Liquid Fund?
Over 1 year: Quantum Liquid Fund +5.90%, The Wealth Company Liquid Fund +6.52%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Quantum Liquid Fund or The Wealth Company Liquid Fund?
The Wealth Company Liquid Fund charges less: 0.10% a year against 0.15%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Quantum Liquid Fund and The Wealth Company Liquid Fund overlap?
10.7%. They hold 5 of the same securities, the largest shared ones being Export Import Bank of India CD (MD 11/11/2026), Canara Bank CD (MD 04/12/2026), Small Ind Dev Bk of India CD (MD 27/10/2026). From each fund's latest monthly portfolio.
Which is riskier, Quantum Liquid Fund or The Wealth Company Liquid Fund?
On SEBI's riskometer, Quantum Liquid Fund is rated Low and The Wealth Company Liquid Fund Low to Moderate. Over 1 years, the standard deviation of daily returns was 0.12% and 0.19% a year.
Can I invest in both Quantum Liquid Fund and The Wealth Company Liquid Fund?
Yes. 10.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Quantum Liquid Fund and The Wealth Company Liquid Fund?
Quantum Liquid Fund: Sneha Pandey, Mayur Chauhan. The Wealth Company Liquid Fund: Umesh Sharma, Varun Nanavati, Neeraj Jain.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.