ThematicDirect and Regular plans, Growth option
Data as on 30-10-2026
Motilal Oswal Financial Services Fund is a Thematic fund run by Motilal Oswal Mutual Fund. On 30-09-2026, it managed ₹209 Cr of investors' money.
NAV on 30-10-2026: Direct Plan Growth ₹10.21 (down 1.22% that day); Regular Plan Growth ₹10.10 (down 1.22% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −0.10% | −2.96% | +3.29% | -- | -- | -- | -- |
| This fund (Regular) | −0.21% | −3.32% | +2.51% | -- | -- | -- | -- |
| Nifty Financial Services TRI | +0.30% | −5.63% | −2.88% | −8.88% | +9.77% | +6.64% | +12.73% |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
| Best in Thematic | +11.54% | +11.27% | +22.16% | -- | -- | -- | -- |
| Worst in Thematic | −16.05% | −11.74% | −13.97% | -- | -- | -- | -- |
| Rank in Thematic | 38/235 | 61/232 | 73/232 | -- | -- | -- | -- |
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
The five Thematic funds with the best three year return, and this fund. Direct plans.
| Fund name | Rank | AUM (Cr) | Exp. ratio | 1Y return | 3Y return | 3Y alpha | 3Y beta | 3Y Sharpe | 3Y Sortino | |
|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India Taiwan Equity Fund | 1/133 | 1,147 | 1.08% | +75.71% | +54.78% | -- | -- | 1.38 | 2.03 | Compare |
| HDFC Defence Fund | 2/133 | 11,493 | 0.90% | +13.79% | +34.76% | −0.18% | 0.83 | 1.12 | 1.54 | Compare |
| HDFC Pharma and Healthcare Fund | 3/133 | 3,501 | 1.05% | +23.12% | +30.53% | +8.23% | 0.96 | 1.74 | 2.49 | Compare |
| SBI Healthcare Opportunities Fund | 4/133 | 5,870 | 1.01% | +17.12% | +24.60% | +3.61% | 0.88 | 1.42 | 2.03 | Compare |
| Aditya Birla Sun Life International Equity Fund | 5/133 | 352 | 2.00% | +13.97% | +24.46% | -- | -- | 1.49 | 2.16 | Compare |
| Motilal Oswal Financial Services Fund | -- | 209 | 1.32% | -- | -- | -- | -- | -- | -- |
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
What each plan charges a year, in force from 01-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio | Thematic median | Cost rank (1 = cheapest) |
|---|---|---|---|---|---|---|---|
| Direct | 0.78% | 0.10% | 0.01% | 0.43% | 1.32% | 1.18% | 154/235 |
| Regular | 2.10% | 0.10% | 0.01% | 0.49% | 2.70% | 2.41% | 183/235 |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Asset allocation as on 30-09-2026
88.9%Equity
| Asset | Fund | Category |
|---|---|---|
| Equity | 88.9% | 94.5% |
| Cash and others | 11.1% | 4.0% |
| Market cap | Fund | Category |
|---|---|---|
| Large Cap | 43.4% | 45.7% |
| Mid Cap | 21.4% | 19.6% |
| Small Cap | 20.0% | 24.1% |
| Not on AMFI's list | 4.0% | 2.3% |
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sector allocation of the fund's stocks as on 30-09-2026
Banks38.7%
Finance23.4%
Capital Markets15.3%
Financial Technology (Fintech)9.2%
Insurance2.3%
| Sector | July 2026 | August 2026 | September 2026 | Change |
|---|---|---|---|---|
| Banks | 49.2% | 45.8% | 38.7% | −10.5% |
| Finance | 27.4% | 26.8% | 23.4% | −4.0% |
| Capital Markets | 12.7% | 15.9% | 15.3% | +2.6% |
| Financial Technology (Fintech) | 8.6% | 9.8% | 9.2% | +0.6% |
| Insurance | -- | -- | 2.3% | -- |
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
As on 30-09-2026 · 29 holdings · from the fund house's monthly portfolio
| Holdings | Sector | Weight% | Holdings trend | 1M change |
|---|---|---|---|---|
| State Bank of India | Banks | 6.56% | 0.0% | |
| ICICI Bank Limited | Banks | 6.31% | 0.0% | |
| Multi Commodity Exchange of India Limited | Capital Markets | 5.75% | 0.0% | |
| Bajaj Finance Ltd | Finance | 4.69% | 0.0% | |
| One 97 Communications Limited | Financial Technology (Fintech) | 3.89% | 0.0% | |
| Kotak Mahindra Bank Ltd | Banks | 3.86% | +34.7% | |
| Cholamandalam Investment and Finance Company Limited | Finance | 3.82% | 0.0% | |
| IndusInd Bank Limited | Banks | 3.58% | 0.0% | |
| HDFC Bank Limited | Banks | 3.39% | −48.7% | |
| RBL Bank Limited | Banks | 3.37% | +16.7% | |
| Muthoot Finance Limited | Finance | 3.14% | +100.0% | |
| Moneyview Limited | Financial Technology (Fintech) | 3.13% | New | |
| Prudent Corporate Advisory Services Limited | Capital Markets | 3.10% | 0.0% | |
| Shriram Finance Limited | Finance | 2.82% | −21.4% | |
| PNB Housing Finance Limited | Finance | 2.67% | −30.8% | |
| Karur Vysya Bank Limited | Banks | 2.48% | +100.0% | |
| Onemi Technology Solutions Limited | Finance | 2.47% | +100.0% | |
| Indian Bank | Banks | 2.44% | 0.0% | |
| Axis Bank Limited | Banks | 2.36% | −33.2% | |
| ICICI Lombard General Insurance Company Limited | Insurance | 2.28% | New | |
| Pine Labs Limited | Financial Technology (Fintech) | 2.22% | −10.0% | |
| BSE Limited | Capital Markets | 2.22% | New | |
| The Jammu & Kashmir Bank Limited | Banks | 2.21% | 0.0% | |
| AU Small Finance Bank Limited | Banks | 2.17% | −26.1% | |
| Piramal Finance Limited | Finance | 1.95% | 0.0% | |
| Aditya Birla Capital Limited | Finance | 1.82% | −33.3% | |
| Billionbrains Garage Ventures Ltd | Capital Markets | 1.78% | −42.5% | |
| Central Depository Services (India) Limited | Capital Markets | 1.51% | 0.0% | |
| SBI Funds Management Limited | Capital Markets | 0.92% | −46.6% |
All changes are between August 2026 and September 2026
| HDFC Bank Limited | Reduced | −48.7% | 3.39% |
|---|---|---|---|
| Shriram Finance Limited | Reduced | −21.4% | 2.82% |
| Kotak Mahindra Bank Ltd | Added | +34.7% | 3.86% |
| PNB Housing Finance Limited | Reduced | −30.8% | 2.67% |
| PB Fintech Limited | Sold out | −100% | was 3.65% |
| Axis Bank Limited | Reduced | −33.2% | 2.36% |
| RBL Bank Limited | Added | +16.7% | 3.37% |
| Muthoot Finance Limited | Added | +100.0% | 3.14% |
| Billionbrains Garage Ventures Ltd | Reduced | −42.5% | 1.78% |
| Moneyview Limited | New | New | 3.13% |
| AU Small Finance Bank Limited | Reduced | −26.1% | 2.17% |
| Aditya Birla Capital Limited | Reduced | −33.3% | 1.82% |
| Karur Vysya Bank Limited | Added | +100.0% | 2.48% |
| Onemi Technology Solutions Limited | Added | +100.0% | 2.47% |
| ICICI Lombard General Insurance Company Limited | New | New | 2.28% |
| Pine Labs Limited | Reduced | −10.0% | 2.22% |
| BSE Limited | New | New | 2.22% |
| L&T Finance Limited | Sold out | −100% | was 2.22% |
| Ujjivan Small Finance Bank Limited | Sold out | −100% | was 1.91% |
| SBI Funds Management Limited | Reduced | −46.6% | 0.92% |
| The Federal Bank Limited | Sold out | −100% | was 1.65% |
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| Baroda BNP Paribas Banking and Financial Services FundThematic · Baroda BNP Paribas | 60.5% | 22 | Compare |
| Kotak Banking And Financial Services FundThematic · Kotak Mahindra | 54.0% | 20 | Compare |
| Canara Robeco Banking and Financial Services FundSectoral · Canara Robeco | 51.9% | 18 | Compare |
| Tata Banking & Financial Services FundThematic · Tata | 51.2% | 19 | Compare |
| Helios Financial Services FundSectoral · Helios | 50.5% | 17 | Compare |
| MahindraManulife Banking & Financial Services FundSectoral · Mahindra Manulife | 49.2% | 17 | Compare |
| Edelweiss Financial Services FundThematic · Edelweiss | 46.5% | 18 | Compare |
| HSBC Financial Services FundThematic · HSBC | 45.9% | 18 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| direct | Payout Reinvestment | ₹10.2073 | 30-10-2026 |
| direct | Growth | ₹10.2073 | 30-10-2026 |
| regular | Payout | ₹10.1005 | 30-10-2026 |
| regular | Growth | ₹10.1005 | 30-10-2026 |
Motilal Oswal Financial Services Fund is a mutual fund from Motilal Oswal Mutual Fund. Its category is Thematic. At the end of September 2026 it held 29 securities.
Not available
See all funds of Motilal Oswal Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹10.2073. The Regular plan NAV is ₹10.1005, as on 30-10-2026.
The Direct plan charges 1.32% a year. The Regular plan charges 2.70% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
Motilal Oswal Financial Services Fund managed ₹209.36 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were SBIN (6.56%), ICICIBANK (6.31%), MCX (5.75%), BAJFINANCE (4.69%), PAYTM (3.89%). The fund held 29 securities in all.
It bought 3 new stocks: Moneyview Limited, BSE Limited, ICICI Lombard General Insurance Company Limited. It sold out of 4: The Federal Bank Limited, PB Fintech Limited, L&T Finance Limited, Ujjivan Small Finance Bank Limited. It added shares in 5. It reduced 9.
Through Motilal Oswal Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 1.32% a year and the Regular plan 2.70%. The lower charge is why the Direct plan's NAV is higher.
At the end of September 2026 its largest sectors were Banks (38.73%), Finance (23.38%), Capital Markets (15.28%).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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