Edelweiss Financial Services Fund vs Motilal Oswal Financial Services Fund
Direct Plan, Growth option · Data as on 30-10-2026
Edelweiss Financial Services Fund is a Thematic fund and Motilal Oswal Financial Services Fund is a Thematic fund. Edelweiss Financial Services Fund charges 0.96% a year and Motilal Oswal Financial Services Fund 1.32% (Direct plans). Their portfolios overlap 46.5%: they hold 18 of the same securities.
Edelweiss Financial Services Fund
Thematic
- Expense ratio
- 0.96%
- NAV
- ₹8.91
Motilal Oswal Financial Services Fund
Thematic
- Expense ratio
- 1.32%
- NAV
- ₹10.21
Which is better, Edelweiss Financial Services or Motilal Oswal Financial Services? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Edelweiss Financial Services costs less: 0.96% a year against 1.32% (Direct plans).
- Motilal Oswal Financial Services fell less in its worst fall since 20-02-2026: −11.4% against −15.8%.
- Edelweiss Financial Services holds more in large companies: 68.9% of the fund in large caps against 43.4%.
- Edelweiss Financial Services is the larger fund: ₹274 Cr against ₹209 Cr.
- Their portfolios overlap 46.5%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Edelweiss Financial Services Fund | Motilal Oswal Financial Services Fund |
|---|---|---|
| Fund house | Edelweiss Mutual Fund | Motilal Oswal Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹274 Cr (30-09-2026) | ₹209 Cr (30-09-2026) |
| NAV | ₹8.91 (Direct) | ₹10.21 (Direct) |
| Expense ratio (Direct) | 0.96% | 1.32% |
| Expense ratio (Regular) | 2.57% | 2.70% |
| Riskometer | Very High | Not available |
| Benchmark | Nifty Financial Services TRI | Not available |
| Launch date | 16-02-2026 | Not available |
| Minimum investment | ₹100 | Not available |
| Lock in | None | Not available |
| Fund managers | Trideep Bhattacharya, Ashwani Agarwalla, Ashish Sood, Amit Vora | Not available |
| Exit load | Exit load of 1%, if redeemed within 90 days. | Not available |
Edelweiss Financial Services vs Motilal Oswal Financial Services: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Edelweiss Financial Services Fund (Direct) | −1.24% | −6.54% | −4.24% | -- | -- | -- | -- |
| Motilal Oswal Financial Services Fund (Direct) | −0.10% | −2.96% | +3.29% | -- | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Edelweiss Financial Services vs Motilal Oswal Financial Services: Rolling Returns
Every holding period of both funds, against Nifty Financial Services TRI, the benchmark of both
Edelweiss Financial Services vs Motilal Oswal Financial Services: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Edelweiss Financial Services Fund (Direct) | Motilal Oswal Financial Services Fund (Direct) |
|---|---|---|
| Return (CAGR) | −15.82% | +3.00% |
| Standard deviation | 19.04% | 19.80% |
| Sharpe ratio | -1.11 | -0.11 |
| Sortino ratio | -1.50 | -0.16 |
| Maximum drawdown | −15.8% (30-03-2026) | −11.4% (30-03-2026) |
| Beta | 0.96 | 0.94 |
| Alpha | +0.54% | +18.12% |
From daily NAVs, 18-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Edelweiss Financial Services Fund (Direct)
Motilal Oswal Financial Services Fund (Direct)
Nifty Financial Services TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Edelweiss Financial Services Fund (Direct) | −15.8% | 26-02-2026 | 30-03-2026 | Not yet | -- | −11.5% |
| Motilal Oswal Financial Services Fund (Direct) | −11.4% | 20-02-2026 | 30-03-2026 | 17-04-2026 | 18 days | −7.5% |
| Nifty Financial Services TRI | −17.3% | 23-02-2026 | 30-03-2026 | Not yet | -- | −12.4% |
From daily values since 20-02-2026, the first day every fund has.
Edelweiss Financial Services vs Motilal Oswal Financial Services: Portfolio Overlap
From each fund's latest monthly portfolio: Edelweiss Financial Services Fund, September 2026; Motilal Oswal Financial Services Fund, September 2026
Holdings in common
- Overlap
- 46.5%
- Held by both
- 18
- Only in Edelweiss Financial Services
- 16
- Only in Motilal Oswal Financial Services
- 11
| Security | % of Edelweiss Financial Services | % of Motilal Oswal Financial Services |
|---|---|---|
| State Bank of India | 8.33% | 6.56% |
| ICICI Bank Ltd. | 10.86% | 6.31% |
| Kotak Mahindra Bank Ltd. | 5.21% | 3.86% |
| HDFC Bank Ltd. | 11.55% | 3.39% |
| Multi Commodity Exchange Of India Ltd. | 3.33% | 5.75% |
| Shriram Finance Ltd. | 5.64% | 2.82% |
| Cholamandalam Investment & Finance Company Ltd. | 2.71% | 3.82% |
| Bajaj Finance Ltd. | 2.62% | 4.69% |
| PNB Housing Finance Ltd. | 2.50% | 2.67% |
| Axis Bank Ltd. | 7.51% | 2.36% |
| Karur Vysya Bank Ltd. | 2.34% | 2.48% |
| BSE Ltd. | 5.29% | 2.22% |
| AU Small Finance Bank Ltd. | 2.00% | 2.17% |
| Billionbrains Garage Ventures Ltd. | 0.99% | 1.78% |
| Central Depository Services (I) Ltd. | 0.84% | 1.51% |
| Indian Bank | 0.83% | 2.44% |
| Muthoot Finance Ltd. | 0.55% | 3.14% |
| SBI Funds Management Ltd. | 0.22% | 0.92% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 46.5% means 46.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Edelweiss Financial Services Fund
| Security | % of fund |
|---|---|
| SBI Life Insurance Company Ltd. | 3.22% |
| City Union Bank Ltd. | 3.19% |
| The Federal Bank Ltd. | 2.03% |
| Creditaccess Grameen Ltd. | 1.86% |
| Max Financial Services Ltd. | 1.73% |
Largest holdings only in Motilal Oswal Financial Services Fund
| Security | % of fund |
|---|---|
| One 97 Communications Limited | 3.89% |
| IndusInd Bank Limited | 3.58% |
| RBL Bank Limited | 3.37% |
| Moneyview Limited | 3.13% |
| Prudent Corporate Advisory Services Limited | 3.10% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Edelweiss Financial Services | Motilal Oswal Financial Services |
|---|---|---|
| Equity | 96.7% | 88.9% |
| Debt | 0.0% | 0.0% |
| Cash and others | 3.3% | 11.1% |
Market cap of stocks
| Market cap | Edelweiss Financial Services | Motilal Oswal Financial Services |
|---|---|---|
| Large Cap | 68.9% | 43.4% |
| Mid Cap | 11.4% | 21.4% |
| Small Cap | 16.2% | 20.0% |
| Not on AMFI's list | 0.2% | 4.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Edelweiss Financial Services | Motilal Oswal Financial Services |
|---|---|---|
| Banks | 57.1% | 38.7% |
| Finance | 21.2% | 23.4% |
| Capital Markets | 12.8% | 15.3% |
| Financial Technology (Fintech) | 0.7% | 9.2% |
| Insurance | 5.0% | 2.3% |
The six largest sectors of each fund's stocks, % of the fund.
Edelweiss Financial Services vs Motilal Oswal Financial Services: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Edelweiss Financial Services Fund | Motilal Oswal Financial Services Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.96% | 1.32% |
| Base expense ratio (Direct) | 0.71% | 0.78% |
| Total expense ratio (Regular) | 2.57% | 2.70% |
| Base expense ratio (Regular) | 2.10% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
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Edelweiss Financial Services Fund vs Motilal Oswal Financial Services Fund: Frequently Asked Questions
What is the difference between Edelweiss Financial Services Fund and Motilal Oswal Financial Services Fund?
Edelweiss Financial Services Fund is a Thematic fund, Motilal Oswal Financial Services Fund is a Thematic fund, run by Edelweiss Mutual Fund and Motilal Oswal Mutual Fund. Their portfolios overlap 46.5%. Edelweiss Financial Services Fund charges 0.96% a year and Motilal Oswal Financial Services Fund 1.32%.
Which has the lower expense ratio, Edelweiss Financial Services Fund or Motilal Oswal Financial Services Fund?
Edelweiss Financial Services Fund charges less: 0.96% a year against 1.32%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Edelweiss Financial Services Fund and Motilal Oswal Financial Services Fund overlap?
46.5%. They hold 18 of the same securities, the largest shared ones being SBIN, ICICIBANK, KOTAKBANK. From each fund's latest monthly portfolio.
Can I invest in both Edelweiss Financial Services Fund and Motilal Oswal Financial Services Fund?
Yes. 46.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.