ThematicDirect and Regular plans, Growth and IDCW options
Data as on 30-10-2026
Kotak Rural Opportunities Fund is a Thematic fund run by Kotak Mahindra Mutual Fund. On 30-09-2026, it managed ₹708 Cr of investors' money.
NAV on 30-10-2026: Direct Plan Growth ₹9.14 (down 1.04% that day); Regular Plan Growth ₹9.00 (down 1.05% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −1.43% | −8.00% | −7.46% | -- | -- | -- | -- |
| This fund (Regular) | −1.56% | −8.37% | −8.19% | -- | -- | -- | -- |
| Nifty Rural TRI | −1.32% | −9.57% | −7.36% | −11.26% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
| Best in Thematic | +11.54% | +11.27% | +22.16% | -- | -- | -- | -- |
| Worst in Thematic | −16.05% | −11.74% | −13.97% | -- | -- | -- | -- |
| Rank in Thematic | 85/235 | 207/232 | 207/232 | -- | -- | -- | -- |
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
| Year | Direct | Regular | Nifty Rural TRI |
|---|---|---|---|
| 2026to date | −10.60% | −11.77% | −12.25% |
The five Thematic funds with the best three year return, and this fund. Direct plans.
| Fund name | Rank | AUM (Cr) | Exp. ratio | 1Y return | 3Y return | 3Y alpha | 3Y beta | 3Y Sharpe | 3Y Sortino | |
|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India Taiwan Equity Fund | 1/133 | 1,147 | 1.08% | +75.71% | +54.78% | -- | -- | 1.38 | 2.03 | Compare |
| HDFC Defence Fund | 2/133 | 11,493 | 0.90% | +13.79% | +34.76% | −0.18% | 0.83 | 1.12 | 1.54 | Compare |
| HDFC Pharma and Healthcare Fund | 3/133 | 3,501 | 1.05% | +23.12% | +30.53% | +8.23% | 0.96 | 1.74 | 2.49 | Compare |
| SBI Healthcare Opportunities Fund | 4/133 | 5,870 | 1.01% | +17.12% | +24.60% | +3.61% | 0.88 | 1.42 | 2.03 | Compare |
| Aditya Birla Sun Life International Equity Fund | 5/133 | 352 | 2.00% | +13.97% | +24.46% | -- | -- | 1.49 | 2.16 | Compare |
| Kotak Rural Opportunities Fund | -- | 708 | 0.92% | -- | -- | -- | -- | -- | -- |
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
What each plan charges a year, in force from 01-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio | Thematic median | Cost rank (1 = cheapest) |
|---|---|---|---|---|---|---|---|
| Direct | 0.73% | 0.02% | 0.00% | 0.17% | 0.92% | 1.18% | 37/235 |
| Regular | 2.04% | 0.02% | 0.00% | 0.42% | 2.48% | 2.41% | 132/235 |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Asset allocation as on 30-09-2026
98.4%Equity
| Asset | Fund | Category |
|---|---|---|
| Equity | 98.4% | 94.5% |
| Cash and others | 1.6% | 4.0% |
| Market cap | Fund | Category |
|---|---|---|
| Large Cap | 65.9% | 45.7% |
| Mid Cap | 10.6% | 19.6% |
| Small Cap | 17.5% | 24.1% |
| Not on AMFI's list | 4.4% | 2.3% |
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sector allocation of the fund's stocks as on 30-09-2026
Automobiles17.4%
Finance13.2%
Telecom - Services11.7%
Banks11.3%
Food Products7.7%
Agricultural, Commercial and Construction Vehicles4.6%
Power4.5%
Industrial Products4.0%
Personal Products3.9%
Cement and Cement Products3.7%
The ten largest of 18 sectors. The other 8 add up to 16.4%.
| Sector | July 2026 | August 2026 | September 2026 | Change |
|---|---|---|---|---|
| Automobiles | 17.0% | 17.9% | 17.4% | +0.4% |
| Finance | 13.0% | 13.7% | 13.2% | +0.2% |
| Telecom - Services | 12.0% | 11.9% | 11.7% | −0.3% |
| Banks | 11.0% | 12.1% | 11.3% | +0.3% |
| Food Products | 7.4% | 7.7% | 7.7% | +0.3% |
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
As on 30-09-2026 · 44 holdings · from the fund house's monthly portfolio
| Holdings | Sector | Weight% | Holdings trend | 1M change |
|---|---|---|---|---|
| STATE BANK OF INDIA. | Banks | 9.49% | −4.1% | |
| BHARTI AIRTEL LTD. | Telecom - Services | 9.31% | −6.3% | |
| Mahindra & Mahindra Ltd. | Automobiles | 8.34% | 0.0% | |
| TVS Motor Company Ltd. | Automobiles | 4.35% | 0.0% | |
| Emami Ltd. | Personal Products | 3.94% | 0.0% | |
| SHRIRAM FINANCE LIMITED | Finance | 3.66% | 0.0% | |
| AVANTI FEEDS LTD | Food Products | 3.25% | +3.2% | |
| Britannia Industries Ltd. | Food Products | 3.14% | 0.0% | |
| Ultratech Cement Ltd. | Cement and Cement Products | 3.10% | 0.0% | |
| BAJAJ FINANCE LTD. | Finance | 3.05% | 0.0% | |
| V.S.T Tillers Tractors Ltd | Agricultural, Commercial and Construction Vehicles | 2.99% | 0.0% | |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. | Finance | 2.52% | 0.0% | |
| Indus Towers Ltd. | Telecom - Services | 2.37% | 0.0% | |
| NTPC LTD | Power | 2.28% | 0.0% | |
| Eicher Motors Ltd. | Automobiles | 2.22% | 0.0% | |
| SBI Life Insurance Company Ltd | Insurance | 2.16% | 0.0% | |
| MARICO LTD. | Agricultural Food and other Product | 2.00% | 0.0% | |
| Sansera Engineering Ltd | Auto Components | 1.92% | 0.0% | |
| LUMINO INDUSTRIES LIMITED | Industrial Products | 1.76% | 0.0% | |
| Hindustan Unilever Ltd. | Diversified FMCG | 1.66% | 0.0% | |
| POONAWALLA FINCORP LIMITED | Finance | 1.63% | 0.0% | |
| Ashok Leyland Ltd. | Agricultural, Commercial and Construction Vehicles | 1.63% | +57.9% | |
| KANOHAR ELECTRICALS LIMITED | Electrical Equipment | 1.53% | New | |
| Tata Power Company Ltd. | Power | 1.52% | 0.0% | |
| Bajaj Auto Ltd. | Automobiles | 1.38% | −2.7% | |
| Godrej Agrovet Ltd. | Food Products | 1.32% | +7.1% | |
| Cummins India Ltd. | Industrial Products | 1.31% | 0.0% | |
| MUTHOOT FINANCE LTD. | Finance | 1.16% | 0.0% | |
| Mahindra & Mahindra Financial Services Ltd. | Finance | 1.15% | 0.0% | |
| ICICI BANK LTD. | Banks | 1.12% | 0.0% | |
| PRASOL CHEMICALS LIMITED | Chemicals and Petrochemicals | 1.12% | New | |
| Maruti Suzuki India Limited | Automobiles | 1.06% | 0.0% | |
| SRF LTD. | Chemicals and Petrochemicals | 1.05% | 0.0% | |
| TIME TECHNOPLAST LIMITED | Industrial Products | 0.97% | 0.0% | |
| KROSS LIMITED | Auto Components | 0.93% | +21.9% | |
| JUBILANT INGREVIA LTD. | Chemicals and Petrochemicals | 0.92% | 0.0% | |
| Sona BLW Precision Forgings Ltd | Auto Components | 0.82% | New | |
| NHPC Ltd. | Power | 0.72% | 0.0% | |
| MAYUR UNIQUOTERS LTD | Consumer Durables | 0.70% | 0.0% | |
| BLUE STAR LTD. | Consumer Durables | 0.70% | 0.0% | |
| INDIAN BANK | Banks | 0.68% | 0.0% | |
| Dalmia Bharat Limited | Cement and Cement Products | 0.57% | 0.0% | |
| Crompton Greaves Consumer Electricals Limited | Consumer Durables | 0.52% | 0.0% | |
| Coromandel International Limited | Fertilizers and Agrochemicals | 0.37% | −25.1% |
All changes are between August 2026 and September 2026
| STATE BANK OF INDIA. | Reduced | −4.1% | 9.49% |
|---|---|---|---|
| BHARTI AIRTEL LTD. | Reduced | −6.3% | 9.31% |
| AVANTI FEEDS LTD | Added | +3.2% | 3.25% |
| MRF Ltd. | Sold out | −100% | was 2.65% |
| Ashok Leyland Ltd. | Added | +57.9% | 1.63% |
| KANOHAR ELECTRICALS LIMITED | New | New | 1.53% |
| Bajaj Auto Ltd. | Reduced | −2.7% | 1.38% |
| Godrej Agrovet Ltd. | Added | +7.1% | 1.32% |
| GODREJ CONSUMER PRODUCTS LTD. | Sold out | −100% | was 1.19% |
| PRASOL CHEMICALS LIMITED | New | New | 1.12% |
| KROSS LIMITED | Added | +21.9% | 0.93% |
| Sona BLW Precision Forgings Ltd | New | New | 0.82% |
| Coromandel International Limited | Reduced | −25.1% | 0.37% |
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| ICICI Prudential Rural Opportunities FundThematic · ICICI Prudential | 42.2% | 19 | Compare |
| Baroda BNP Paribas India Consumption FundThematic · Baroda BNP Paribas | 30.3% | 12 | Compare |
| Sundaram Large Cap FundLarge Cap · Sundaram | 30.3% | 12 | Compare |
| HDFC Nifty India Consumption Index FundIndex · HDFC | 30.1% | 9 | Compare |
| Nippon India ETF Nifty India ConsumptionETF · Nippon India | 30.1% | 9 | Compare |
| Axis NIFTY India Consumption ETFETF · Axis | 30.1% | 9 | Compare |
| SBI Nifty Consumption ETFETF · SBI | 30.1% | 9 | Compare |
| SBI Nifty India Consumption Index FundIndex · SBI | 30.1% | 9 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| direct | Growth | ₹9.136 | 30-10-2026 |
| direct | IDCW Dividend Payout Reinvestment | ₹9.134 | 30-10-2026 |
| regular | Growth | ₹9.004 | 30-10-2026 |
| regular | IDCW Dividend Payout Reinvestment | ₹9.004 | 30-10-2026 |
Kotak Rural Opportunities Fund is a mutual fund from Kotak Mahindra Mutual Fund. Its category is Thematic. It was launched on 27-11-2025. Its benchmark is Nifty Rural TRI. At the end of September 2026 it held 44 securities.
Arjun Khanna
Fund manager of Kotak Rural Opportunities Fund
Abhishek Bisen
Fund manager of Kotak Rural Opportunities Fund
See all funds of Kotak Mahindra Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹9.136. The Regular plan NAV is ₹9.004, as on 30-10-2026.
The Direct plan charges 0.92% a year. The Regular plan charges 2.48% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
Kotak Rural Opportunities Fund managed ₹707.58 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were SBIN (9.49%), BHARTIARTL (9.31%), M&M (8.34%), TVSMOTOR (4.35%), EMAMILTD (3.94%). The fund held 44 securities in all.
It bought 3 new stocks: Sona BLW Precision Forgings Ltd, PRASOL CHEMICALS LIMITED, KANOHAR ELECTRICALS LIMITED. It sold out of 2: GODREJ CONSUMER PRODUCTS LTD, MRF Ltd. It added shares in 4. It reduced 4.
Through Kotak Mahindra Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.
Arjun Khanna, Abhishek Bisen.
Exit load of 0.5%, if redeemed within 90 Days.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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