Kotak Rural Opportunities Fund vs Sundaram Large Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak Rural Opportunities Fund is a Thematic fund and Sundaram Large Cap Fund is a Large Cap fund. Kotak Rural Opportunities Fund charges 0.92% a year and Sundaram Large Cap Fund 0.87% (Direct plans). Their portfolios overlap 30.3%: they hold 12 of the same securities.
Which is better, Kotak Rural Opportunities or Sundaram Large Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Sundaram Large Cap costs less: 0.87% a year against 0.92% (Direct plans).
- Sundaram Large Cap fell less in its worst fall since 04-12-2025: −13.6% against −15.5%.
- Sundaram Large Cap holds more in large companies: 80.6% of the fund in large caps against 65.9%.
- Sundaram Large Cap is the larger fund: ₹2,866 Cr against ₹708 Cr.
- Their portfolios overlap 30.3%: 12 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Rural Opportunities Fund | Sundaram Large Cap Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | Sundaram Mutual Fund |
| Category | Thematic | Large Cap |
| AUM | ₹708 Cr (30-09-2026) | ₹2,866 Cr (30-09-2026) |
| NAV | ₹9.14 (Direct) | ₹21.82 (Direct) |
| Expense ratio (Direct) | 0.92% | 0.87% |
| Expense ratio (Regular) | 2.48% | 2.08% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Rural TRI | Nifty 100 TRI |
| Launch date | 27-11-2025 | 01-08-2002 |
| Minimum investment | ₹1,000 | For both Regular and Direct Plan Rs. 100/– |
| Lock in | None | None |
| Fund managers | Arjun Khanna, Abhishek Bisen | Ashwin Jain, Shalav Saket |
| Exit load | Exit load of 0.5%, if redeemed within 90 Days. | Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil.Further, exit load will be waived on Intra-scheme and Inter scheme Switch outs/STP. Generally, the exit load will be calculated on First in First out (FIFO) basis. |
Kotak Rural Opportunities vs Sundaram Large Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Rural Opportunities Fund (Direct) | −1.43% | −8.00% | −7.46% | -- | -- | -- | -- |
| Sundaram Large Cap Fund (Direct) | +0.74% | −4.59% | −0.32% | −6.10% | +7.98% | +7.37% | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | +8.23% | -- |
Category average: the average of the 235 Thematic funds and the 35 Large Cap funds, same plan type.
Kotak Rural Opportunities vs Sundaram Large Cap: Year-wise Returns
| Year | Kotak Rural OpportunitiesKotak Rural Opportunities | Sundaram Large CapSundaram Large Cap |
|---|---|---|
| 2026to date | −10.60% | −7.28% |
| 2025 | -- | +6.58% |
| 2024 | -- | +12.46% |
| 2023 | -- | +22.76% |
| 2022 | -- | +5.50% |
| 2021 | -- | +30.02% |
Kotak Rural Opportunities vs Sundaram Large Cap: Rolling Returns
Every holding period of both funds, against Nifty Rural TRI, the benchmark of Kotak Rural Opportunities Fund
Kotak Rural Opportunities vs Sundaram Large Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Rural Opportunities Fund (Direct) | Sundaram Large Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.71% | +13.76% |
| Standard deviation | 16.18% | 13.39% |
| Sharpe ratio | -0.92 | 0.63 |
| Sortino ratio | -1.23 | 0.88 |
| Maximum drawdown | −15.5% (23-10-2026) | −16.2% (17-06-2022) |
| Beta | 0.98 | 0.93 |
| Alpha | +2.24% | +0.94% |
From daily NAVs, 04-12-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Rural Opportunities Fund (Direct)
Sundaram Large Cap Fund (Direct)
Nifty Rural TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Rural Opportunities Fund (Direct) | −15.5% | 18-02-2026 | 23-10-2026 | Not yet | -- | −13.8% |
| Sundaram Large Cap Fund (Direct) | −13.6% | 02-01-2026 | 31-03-2026 | Not yet | -- | −8.2% |
| Nifty Rural TRI | −15.1% | 18-02-2026 | 23-10-2026 | Not yet | -- | −13.4% |
From daily values since 04-12-2025, the first day every fund has.
Kotak Rural Opportunities vs Sundaram Large Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Rural Opportunities Fund, September 2026; Sundaram Large Cap Fund, September 2026
Holdings in common
- Overlap
- 30.3%
- Held by both
- 12
- Only in Kotak Rural Opportunities
- 32
- Only in Sundaram Large Cap
- 28
| Security | % of Kotak Rural Opportunities | % of Sundaram Large Cap |
|---|---|---|
| BHARTI AIRTEL LTD. | 9.31% | 5.99% |
| STATE BANK OF INDIA. | 9.49% | 5.41% |
| TVS Motor Company Ltd. | 4.35% | 3.99% |
| Mahindra & Mahindra Ltd. | 8.34% | 2.79% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. | 2.52% | 2.37% |
| Ultratech Cement Ltd. | 3.10% | 2.37% |
| NTPC LTD | 2.28% | 2.22% |
| SBI Life Insurance Company Ltd | 2.16% | 1.97% |
| ICICI BANK LTD. | 1.12% | 7.73% |
| Eicher Motors Ltd. | 2.22% | 0.81% |
| Cummins India Ltd. | 1.31% | 0.79% |
| Maruti Suzuki India Limited | 1.06% | 0.49% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 30.3% means 30.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Rural Opportunities Fund
| Security | % of fund |
|---|---|
| Emami Ltd. | 3.94% |
| SHRIRAM FINANCE LIMITED | 3.66% |
| AVANTI FEEDS LTD | 3.25% |
| Britannia Industries Ltd. | 3.14% |
| BAJAJ FINANCE LTD. | 3.05% |
Largest holdings only in Sundaram Large Cap Fund
| Security | % of fund |
|---|---|
| Axis Bank Ltd | 6.40% |
| HDFC Bank Ltd | 4.76% |
| Kotak Mahindra Bank Ltd | 4.57% |
| Craftsman Automation Ltd | 3.96% |
| Larsen & Toubro Ltd | 3.64% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Rural Opportunities | Sundaram Large Cap |
|---|---|---|
| Equity | 98.4% | 99.4% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.6% | 0.6% |
Market cap of stocks
| Market cap | Kotak Rural Opportunities | Sundaram Large Cap |
|---|---|---|
| Large Cap | 65.9% | 80.6% |
| Mid Cap | 10.6% | 9.9% |
| Small Cap | 17.5% | 9.0% |
| Not on AMFI's list | 4.4% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak Rural Opportunities | Sundaram Large Cap |
|---|---|---|
| Banks | 11.3% | 30.9% |
| Automobiles | 17.4% | 8.1% |
| Finance | 13.2% | 2.4% |
| Telecom - Services | 11.7% | 6.0% |
| Food Products | 7.7% | 0.0% |
| Auto Components | 3.7% | 7.3% |
| Retailing | 0.0% | 6.3% |
| It - Software | 0.0% | 5.8% |
| Agricultural, Commercial and Construction Vehicles | 4.6% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak Rural Opportunities vs Sundaram Large Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Rural Opportunities Fund | Sundaram Large Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.92% | 0.87% |
| Base expense ratio (Direct) | 0.73% | 0.64% |
| Total expense ratio (Regular) | 2.48% | 2.08% |
| Base expense ratio (Regular) | 2.04% | 1.69% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Kotak Rural Opportunities with
Kotak Rural Opportunities Fund vs Sundaram Large Cap Fund: Frequently Asked Questions
What is the difference between Kotak Rural Opportunities Fund and Sundaram Large Cap Fund?
Kotak Rural Opportunities Fund is a Thematic fund, Sundaram Large Cap Fund is a Large Cap fund, run by Kotak Mahindra Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 30.3%. Kotak Rural Opportunities Fund charges 0.92% a year and Sundaram Large Cap Fund 0.87%.
Which has the lower expense ratio, Kotak Rural Opportunities Fund or Sundaram Large Cap Fund?
Sundaram Large Cap Fund charges less: 0.87% a year against 0.92%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak Rural Opportunities Fund and Sundaram Large Cap Fund overlap?
30.3%. They hold 12 of the same securities, the largest shared ones being BHARTIARTL, SBIN, TVSMOTOR. From each fund's latest monthly portfolio.
Which is riskier, Kotak Rural Opportunities Fund or Sundaram Large Cap Fund?
On SEBI's riskometer, Kotak Rural Opportunities Fund is rated Very High and Sundaram Large Cap Fund Very High. Over their common history, the standard deviation of daily returns was 16.18% and 13.39% a year.
Can I invest in both Kotak Rural Opportunities Fund and Sundaram Large Cap Fund?
Yes. 30.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Kotak Rural Opportunities Fund and Sundaram Large Cap Fund?
Kotak Rural Opportunities Fund: Arjun Khanna, Abhishek Bisen. Sundaram Large Cap Fund: Ashwin Jain, Shalav Saket.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.