WhiteOak Capital Dividend Yield Fund vs WhiteOak Capital Equity Savings Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund and WhiteOak Capital Equity Savings Fund is an Equity Savings fund. WhiteOak Capital Dividend Yield Fund charges 2.53% a year and WhiteOak Capital Equity Savings Fund 1.51% (Direct plans). Their portfolios overlap 21.2%: they hold 32 of the same securities.
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
WhiteOak Capital Equity Savings Fund
Equity Savings
- Expense ratio
- 1.51%
- NAV
- ₹11.71
Which is better, WhiteOak Capital Dividend Yield or WhiteOak Capital Equity Savings? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Equity Savings costs less: 1.51% a year against 2.53% (Direct plans).
- WhiteOak Capital Equity Savings fell less in its worst fall since 31-08-2026: −1.8% against −3.5%.
- WhiteOak Capital Equity Savings holds more in large companies: 49.5% of the fund in large caps against 19.2%.
- WhiteOak Capital Dividend Yield is the larger fund: ₹421 Cr against ₹271 Cr.
- Their portfolios overlap 21.2%: 32 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Dividend Yield Fund | WhiteOak Capital Equity Savings Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Dividend Yield | Equity Savings |
| AUM | ₹421 Cr (30-09-2026) | ₹271 Cr (30-09-2026) |
| NAV | ₹9.84 (Direct) | ₹11.71 (Direct) |
| Expense ratio (Direct) | 2.53% | 1.51% |
| Expense ratio (Regular) | 3.82% | 2.99% |
| Riskometer | Moderate | Moderate |
| Benchmark | BSE 500 TRI | Nifty Equity Savings TRI |
| Launch date | 28-08-2026 | 12-03-2025 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal, Bhavin Patadia |
| Exit load | Nil | Nil |
WhiteOak Capital Dividend Yield vs WhiteOak Capital Equity Savings: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| WhiteOak Capital Equity Savings Fund (Direct) | +0.01% | −0.36% | +2.93% | +4.28% | -- | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
| Equity Savings average | −0.02% | −0.68% | +1.71% | +2.12% | -- | -- | -- |
Category average: the average of the 12 Dividend Yield funds and the 23 Equity Savings funds, same plan type.
WhiteOak Capital Dividend Yield vs WhiteOak Capital Equity Savings: Year-wise Returns
| Year | Dividend YieldWhiteOak Capital Dividend Yield | Equity SavingsWhiteOak Capital Equity Savings |
|---|---|---|
| 2026to date | -- | +2.68% |
WhiteOak Capital Dividend Yield vs WhiteOak Capital Equity Savings: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital Dividend Yield Fund
WhiteOak Capital Dividend Yield vs WhiteOak Capital Equity Savings: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Dividend Yield Fund (Direct) | WhiteOak Capital Equity Savings Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.13% | +10.18% |
| Standard deviation | 4.99% | 3.78% |
| Sharpe ratio | -2.89 | 1.26 |
| Sortino ratio | -3.42 | 1.87 |
| Maximum drawdown | −3.5% (29-10-2026) | −3.8% (23-03-2026) |
| Beta | 0.14 | -- |
| Alpha | −9.17% | -- |
From daily NAVs, 31-08-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Dividend Yield Fund (Direct)
WhiteOak Capital Equity Savings Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| WhiteOak Capital Equity Savings Fund (Direct) | −1.8% | 01-09-2026 | 23-10-2026 | Not yet | -- | −1.3% |
| BSE 500 TRI | −8.3% | 31-08-2026 | 23-10-2026 | Not yet | -- | −6.4% |
From daily values since 31-08-2026, the first day every fund has.
WhiteOak Capital Dividend Yield vs WhiteOak Capital Equity Savings: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Dividend Yield Fund, September 2026; WhiteOak Capital Equity Savings Fund, September 2026
Holdings in common
- Overlap
- 21.2%
- Held by both
- 32
- Only in WhiteOak Capital Dividend Yield
- 16
- Only in WhiteOak Capital Equity Savings
- 104
| Security | % of WhiteOak Capital Dividend Yield | % of WhiteOak Capital Equity Savings |
|---|---|---|
| ICICI Bank Limited | 3.15% | 9.66% |
| HDFC Bank Limited | 2.91% | 5.84% |
| Nexus Select Trust - REIT | 9.68% | 2.69% |
| Embassy Office Parks REIT | 9.46% | 1.60% |
| Bharti Airtel Limited | 1.54% | 2.68% |
| Brookfield India Real Estate Trust | 9.11% | 1.53% |
| Coforge Limited | 1.38% | 2.80% |
| Reliance Industries Limited | 1.83% | 0.99% |
| TVS Motor Company Limited | 0.85% | 1.72% |
| State Bank of India | 0.79% | 1.50% |
| Hindalco Industries Limited | 0.58% | 1.92% |
| Cube Highways Trust-InvIT Fund | 4.81% | 0.38% |
| Maruti Suzuki India Limited | 0.68% | 0.36% |
| Knowledge Realty Trust | 9.52% | 0.33% |
| Muthoot Finance Limited | 0.25% | 1.88% |
| Tech Mahindra Limited | 1.33% | 0.20% |
| 364 Days Tbill (MD 03/12/2026) | 1.18% | 0.18% |
| National Stock Exchange Of India Ltd | 0.58% | 0.18% |
| Tata Consultancy Services Limited | 0.39% | 0.17% |
| Infosys Limited | 1.60% | 0.16% |
| Axis Bank Limited | 0.15% | 1.80% |
| Oil & Natural Gas Corporation Limited | 0.16% | 0.14% |
| India Shelter Finance Corporation Limited | 0.21% | 0.13% |
| CARE Ratings Limited | 0.28% | 0.10% |
| Vedanta Aluminium Metal Limited | 0.27% | 0.09% |
| Gillette India Limited | 0.27% | 0.08% |
| Bajaj Finance Limited | 0.56% | 0.07% |
| Computer Age Management Services Limited | 0.11% | 0.07% |
| Vertis Infrastructure Trust | 0.07% | 0.66% |
| Oil India Limited | 0.18% | 0.06% |
| Roopa Screen Limited | 0.03% | 0.03% |
| NTPC Limited | 0.03% | 0.14% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 21.2% means 21.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Bagmane Prime Office REIT | 9.72% |
| Mindspace Business Parks REIT | 9.62% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
| National Highways Infra Trust | 2.84% |
| 91 Days Tbill (MD 10/12/2026) | 1.18% |
Largest holdings only in WhiteOak Capital Equity Savings Fund
| Security | % of fund |
|---|---|
| 6.28% Government of India (14/07/2032) | 5.15% |
| Vodafone Idea Limited | 4.44% |
| 6.36% Government of India (16/02/2031) | 2.90% |
| 6.94% Government of India (11/05/2036) | 2.54% |
| 6.68% Government of India (07/07/2040) | 2.09% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Dividend Yield | WhiteOak Capital Equity Savings |
|---|---|---|
| Equity | 23.9% | 65.6% |
| Debt | 6.3% | 19.3% |
| Cash and others | 69.8% | 15.1% |
Market cap of stocks
| Market cap | WhiteOak Capital Dividend Yield | WhiteOak Capital Equity Savings |
|---|---|---|
| Large Cap | 19.2% | 49.5% |
| Mid Cap | 1.6% | 10.3% |
| Small Cap | 1.5% | 4.9% |
| Not on AMFI's list | 1.7% | 0.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Dividend Yield | WhiteOak Capital Equity Savings |
|---|---|---|
| Banks | 7.1% | 25.1% |
| Telecom - Services | 1.5% | 7.1% |
| IT - Software | 5.5% | 4.1% |
| Finance | 1.0% | 3.9% |
| Automobiles | 1.7% | 2.7% |
| Insurance | 0.0% | 2.6% |
| Petroleum Products | 2.1% | 1.0% |
| Capital Markets | 1.2% | 1.3% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Dividend Yield vs WhiteOak Capital Equity Savings: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Dividend Yield Fund | WhiteOak Capital Equity Savings Fund |
|---|---|---|
| Total expense ratio (Direct) | 2.53% | 1.51% |
| Base expense ratio (Direct) | 0.41% | 0.75% |
| Total expense ratio (Regular) | 3.82% | 2.99% |
| Base expense ratio (Regular) | 1.50% | 2.00% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
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WhiteOak Capital Dividend Yield Fund vs WhiteOak Capital Equity Savings Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, WhiteOak Capital Equity Savings Fund is an Equity Savings fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 21.2%. WhiteOak Capital Dividend Yield Fund charges 2.53% a year and WhiteOak Capital Equity Savings Fund 1.51%.
Which has the lower expense ratio, WhiteOak Capital Dividend Yield Fund or WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Equity Savings Fund charges less: 1.51% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Equity Savings Fund overlap?
21.2%. They hold 32 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, NXST. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Dividend Yield Fund or WhiteOak Capital Equity Savings Fund?
On SEBI's riskometer, WhiteOak Capital Dividend Yield Fund is rated Moderate and WhiteOak Capital Equity Savings Fund Moderate. Over their common history, the standard deviation of daily returns was 4.99% and 3.78% a year.
Can I invest in both WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Equity Savings Fund?
Yes. 21.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages WhiteOak Capital Dividend Yield Fund and WhiteOak Capital Equity Savings Fund?
WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Equity Savings Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal, Bhavin Patadia.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.