LIC MF Dividend Yield Fund vs WhiteOak Capital Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
LIC MF Dividend Yield Fund and WhiteOak Capital Dividend Yield Fund are both Dividend Yield funds. LIC MF Dividend Yield Fund charges 0.97% a year and WhiteOak Capital Dividend Yield Fund 2.53% (Direct plans). Their portfolios overlap 8.0%: they hold 8 of the same securities.
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
Which is better, LIC MF Dividend Yield or WhiteOak Capital Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- LIC MF Dividend Yield costs less: 0.97% a year against 2.53% (Direct plans).
- WhiteOak Capital Dividend Yield fell less in its worst fall since 31-08-2026: −3.5% against −9.2%.
- LIC MF Dividend Yield holds more in large companies: 42.5% of the fund in large caps against 19.2%.
- LIC MF Dividend Yield is the larger fund: ₹738 Cr against ₹421 Cr.
- Their portfolios overlap 8.0%: 8 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | LIC MF Dividend Yield Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Fund house | LIC Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Dividend Yield | Dividend Yield |
| AUM | ₹738 Cr (30-09-2026) | ₹421 Cr (30-09-2026) |
| NAV | ₹33.71 (Direct) | ₹9.84 (Direct) |
| Expense ratio (Direct) | 0.97% | 2.53% |
| Expense ratio (Regular) | 2.44% | 3.82% |
| Riskometer | Very High | Moderate |
| Benchmark | Nifty 500 TRI | BSE 500 TRI |
| Launch date | 21-12-2018 | 28-08-2026 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Dikshit Mittal, Sumit Bhatnagar | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil, If units of the Scheme are redeemed or switched out up to 12% of the units (the limit) within 12 months from the date of allotment. 1% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment. | Nil |
LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| LIC MF Dividend Yield Fund (Direct) | −4.08% | −4.94% | +2.30% | −2.19% | +17.64% | -- | -- |
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield: Year-wise Returns
| Year | LIC MFLIC MF Dividend Yield | WhiteOak CapitalWhiteOak Capital Dividend Yield |
|---|---|---|
| 2026to date | −0.50% | -- |
| 2025 | +4.39% | -- |
| 2024 | +33.29% | -- |
LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of LIC MF Dividend Yield Fund
LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | LIC MF Dividend Yield Fund (Direct) | WhiteOak Capital Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +16.07% | −9.13% |
| Standard deviation | 15.55% | 4.99% |
| Sharpe ratio | 0.64 | -2.89 |
| Sortino ratio | 0.87 | -3.42 |
| Maximum drawdown | −20.4% (28-02-2025) | −3.5% (29-10-2026) |
| Beta | 1.05 | 0.14 |
| Alpha | +6.89% | −9.17% |
From daily NAVs, 31-07-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
LIC MF Dividend Yield Fund (Direct)
WhiteOak Capital Dividend Yield Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| LIC MF Dividend Yield Fund (Direct) | −9.2% | 31-08-2026 | 23-10-2026 | Not yet | -- | −7.9% |
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| Nifty 500 TRI | −8.6% | 31-08-2026 | 23-10-2026 | Not yet | -- | −6.6% |
From daily values since 31-08-2026, the first day every fund has.
LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: LIC MF Dividend Yield Fund, September 2026; WhiteOak Capital Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 8.0%
- Held by both
- 8
- Only in LIC MF Dividend Yield
- 48
- Only in WhiteOak Capital Dividend Yield
- 40
| Security | % of LIC MF Dividend Yield | % of WhiteOak Capital Dividend Yield |
|---|---|---|
| ICICI Bank Ltd. | 3.59% | 3.15% |
| HDFC Bank Ltd. | 4.71% | 2.91% |
| Bharti Airtel Ltd. | 1.06% | 1.54% |
| Tata Consultancy Services Ltd. | 2.45% | 0.39% |
| Oil India Ltd. | 1.68% | 0.18% |
| Bajaj Auto Ltd. | 1.85% | 0.17% |
| Axis Bank Ltd. | 2.55% | 0.15% |
| NTPC Ltd. | 2.04% | 0.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 8.0% means 8.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in LIC MF Dividend Yield Fund
| Security | % of fund |
|---|---|
| Garware Hi-Tech Films Ltd. | 4.31% |
| Avalon Technologies Ltd. | 3.49% |
| Allied Blenders And Distillers Ltd. | 2.69% |
| Kotak Mahindra Bank Ltd. | 2.68% |
| Neuland Laboratories Ltd. | 2.24% |
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Bagmane Prime Office REIT | 9.72% |
| Nexus Select Trust - REIT | 9.68% |
| Mindspace Business Parks REIT | 9.62% |
| Knowledge Realty Trust | 9.52% |
| Embassy Office Parks REIT | 9.46% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | LIC MF Dividend Yield | WhiteOak Capital Dividend Yield |
|---|---|---|
| Equity | 95.1% | 23.9% |
| Debt | 0.0% | 6.3% |
| Cash and others | 4.9% | 69.8% |
Market cap of stocks
| Market cap | LIC MF Dividend Yield | WhiteOak Capital Dividend Yield |
|---|---|---|
| Large Cap | 42.5% | 19.2% |
| Mid Cap | 19.9% | 1.6% |
| Small Cap | 32.5% | 1.5% |
| Not on AMFI's list | 0.2% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | LIC MF Dividend Yield | WhiteOak Capital Dividend Yield |
|---|---|---|
| Banks | 14.6% | 7.1% |
| Electrical Equipment | 7.5% | 0.0% |
| Pharmaceuticals & Biotechnology | 6.4% | 0.1% |
| Industrial Products | 6.2% | 0.0% |
| Automobiles | 5.8% | 1.7% |
| IT - Software | 3.8% | 5.5% |
| Finance | 5.0% | 1.0% |
| Telecom - Services | 2.7% | 1.5% |
| Petroleum Products | 0.0% | 2.1% |
| Capital Markets | 1.9% | 1.2% |
The six largest sectors of each fund's stocks, % of the fund.
LIC MF Dividend Yield vs WhiteOak Capital Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | LIC MF Dividend Yield Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.97% | 2.53% |
| Base expense ratio (Direct) | 0.72% | 0.41% |
| Total expense ratio (Regular) | 2.44% | 3.82% |
| Base expense ratio (Regular) | 2.04% | 1.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare LIC MF Dividend Yield with
LIC MF Dividend Yield Fund vs WhiteOak Capital Dividend Yield Fund: Frequently Asked Questions
What is the difference between LIC MF Dividend Yield Fund and WhiteOak Capital Dividend Yield Fund?
Both are Dividend Yield funds, run by LIC Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 8.0%. LIC MF Dividend Yield Fund charges 0.97% a year and WhiteOak Capital Dividend Yield Fund 2.53%.
Which has the lower expense ratio, LIC MF Dividend Yield Fund or WhiteOak Capital Dividend Yield Fund?
LIC MF Dividend Yield Fund charges less: 0.97% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do LIC MF Dividend Yield Fund and WhiteOak Capital Dividend Yield Fund overlap?
8.0%. They hold 8 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, LIC MF Dividend Yield Fund or WhiteOak Capital Dividend Yield Fund?
On SEBI's riskometer, LIC MF Dividend Yield Fund is rated Very High and WhiteOak Capital Dividend Yield Fund Moderate. Over their common history, the standard deviation of daily returns was 15.55% and 4.99% a year.
Can I invest in both LIC MF Dividend Yield Fund and WhiteOak Capital Dividend Yield Fund?
Yes. 8.0% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages LIC MF Dividend Yield Fund and WhiteOak Capital Dividend Yield Fund?
LIC MF Dividend Yield Fund: Dikshit Mittal, Sumit Bhatnagar. WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.