The Wealth Company Balanced Advantage Fund vs WhiteOak Capital Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
The Wealth Company Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund are both Balanced Advantage funds. The Wealth Company Balanced Advantage Fund charges 1.26% a year and WhiteOak Capital Balanced Advantage Fund 0.84% (Direct plans). Their portfolios overlap 17.7%: they hold 19 of the same securities.
The Wealth Company Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 1.26%
- NAV
- ₹9.51
WhiteOak Capital Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 0.84%
- NAV
- ₹15.21
Which is better, The Wealth Company Balanced Advantage or WhiteOak Capital Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Balanced Advantage costs less: 0.84% a year against 1.26% (Direct plans).
- WhiteOak Capital Balanced Advantage fell less in its worst fall since 19-02-2026: −8.1% against −9.1%.
- WhiteOak Capital Balanced Advantage is the larger fund: ₹2,256 Cr against ₹43 Cr.
- Their portfolios overlap 17.7%: 19 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | The Wealth Company Balanced Advantage Fund | WhiteOak Capital Balanced Advantage Fund |
|---|---|---|
| Fund house | The Wealth Company Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Balanced Advantage |
| AUM | ₹43 Cr (30-09-2026) | ₹2,256 Cr (30-09-2026) |
| NAV | ₹9.51 (Direct) | ₹15.21 (Direct) |
| Expense ratio (Direct) | 1.26% | 0.84% |
| Expense ratio (Regular) | 3.29% | 2.25% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 16-02-2026 | 10-02-2023 |
| Minimum investment | ₹5,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Aparna Shanker, Umesh Sharma, Varun Nanavati | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | 1% - If redeemed/switched out within 180 days from the date of allotment. Nil - if redeemed/switched out after 180 days from the date of allotment | Nil |
The Wealth Company Balanced Advantage vs WhiteOak Capital Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| The Wealth Company Balanced Advantage Fund (Direct) | −2.72% | −5.31% | −4.43% | -- | -- | -- | -- |
| WhiteOak Capital Balanced Advantage Fund (Direct) | −0.45% | −2.43% | +2.18% | −0.57% | +11.37% | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
The Wealth Company Balanced Advantage vs WhiteOak Capital Balanced Advantage: Year-wise Returns
| Year | The Wealth CompanyThe Wealth Company Balanced Advantage | WhiteOak CapitalWhiteOak Capital Balanced Advantage |
|---|---|---|
| 2026to date | -- | −0.97% |
| 2025 | -- | +8.62% |
| 2024 | -- | +18.70% |
The Wealth Company Balanced Advantage vs WhiteOak Capital Balanced Advantage: Rolling Returns
Every holding period of both funds
The Wealth Company Balanced Advantage vs WhiteOak Capital Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | The Wealth Company Balanced Advantage Fund (Direct) | WhiteOak Capital Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.64% | +12.11% |
| Standard deviation | 10.28% | 7.79% |
| Sharpe ratio | -1.16 | 0.76 |
| Sortino ratio | -1.54 | 1.06 |
| Maximum drawdown | −9.1% (23-10-2026) | −9.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 19-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
The Wealth Company Balanced Advantage Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| The Wealth Company Balanced Advantage Fund (Direct) | −9.1% | 25-08-2026 | 23-10-2026 | Not yet | -- | −7.2% |
| WhiteOak Capital Balanced Advantage Fund (Direct) | −8.1% | 23-02-2026 | 30-03-2026 | 22-06-2026 | 3 months | −4.2% |
From daily values since 19-02-2026, the first day every fund has.
The Wealth Company Balanced Advantage vs WhiteOak Capital Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: The Wealth Company Balanced Advantage Fund, September 2026; WhiteOak Capital Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 17.7%
- Held by both
- 19
- Only in The Wealth Company Balanced Advantage
- 33
- Only in WhiteOak Capital Balanced Advantage
- 121
| Security | % of The Wealth Company Balanced Advantage | % of WhiteOak Capital Balanced Advantage |
|---|---|---|
| HDFC Bank Limited | 3.08% | 3.93% |
| ICICI Bank Limited | 2.64% | 6.97% |
| Eternal Limited | 2.38% | 1.94% |
| Mahindra & Mahindra Limited | 1.71% | 1.93% |
| Torrent Pharmaceuticals Limited | 1.92% | 1.39% |
| State Bank of India | 1.21% | 1.90% |
| Hindalco Industries Limited | 1.19% | 0.78% |
| Infosys Limited | 0.99% | 0.71% |
| Tech Mahindra Limited | 1.61% | 0.62% |
| Bajaj Finance Limited | 1.96% | 0.56% |
| Muthoot Finance Limited | 0.87% | 0.56% |
| Divi's Laboratories Limited | 2.40% | 0.50% |
| Cummins India Limited | 1.73% | 0.48% |
| Lenskart Solutions Limited | 1.93% | 0.47% |
| CG Power And Industrial Solutions Ltd | 2.41% | 0.42% |
| Billionbrains Garage Ventures Ltd. | 3.01% | 0.27% |
| S.J.S. Enterprises Limited | 1.56% | 0.22% |
| ICICI Prudential AMC Ltd | 1.58% | 0.14% |
| SBI Funds Management Ltd | 1.38% | 0.05% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 17.7% means 17.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in The Wealth Company Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.64% NABARD 06-DEC-2029 | 4.67% |
| 7.04% SIDBI 09-FEB-2029 | 4.62% |
| 7.57% Bajaj Finance Ltd 03-APR-2030 | 4.59% |
| Sedemac Mechatronics Ltd. | 2.54% |
| SIDBI 27-OCT-2026 | 2.34% |
Largest holdings only in WhiteOak Capital Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Bharti Airtel Limited | 2.87% |
| Embassy Office Parks REIT | 2.82% |
| Nexus Select Trust - REIT | 2.71% |
| Nestle India Limited | 2.51% |
| Coforge Limited | 2.47% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | The Wealth Company Balanced Advantage | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Equity | 73.1% | 66.1% |
| Debt | 24.4% | 17.2% |
| Cash and others | 2.5% | 16.7% |
Market cap of stocks
| Market cap | The Wealth Company Balanced Advantage | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Large Cap | 36.2% | 45.8% |
| Mid Cap | 11.5% | 7.4% |
| Small Cap | 22.6% | 8.9% |
| Not on AMFI's list | 2.9% | 4.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | The Wealth Company Balanced Advantage | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Banks | 8.6% | 15.6% |
| Capital Markets | 7.5% | 1.5% |
| Finance | 6.4% | 3.6% |
| Auto Components | 6.1% | 0.3% |
| Pharmaceuticals & Biotechnology | 6.0% | 4.3% |
| IT - Software | 2.6% | 5.8% |
| Retailing | 5.0% | 3.0% |
| Automobiles | 3.8% | 3.2% |
The six largest sectors of each fund's stocks, % of the fund.
The Wealth Company Balanced Advantage vs WhiteOak Capital Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | The Wealth Company Balanced Advantage Fund | WhiteOak Capital Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.26% | 0.84% |
| Base expense ratio (Direct) | 0.29% | 0.54% |
| Total expense ratio (Regular) | 3.29% | 2.25% |
| Base expense ratio (Regular) | 2.10% | 1.74% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare The Wealth Company Balanced Advantage with
Compare WhiteOak Capital Balanced Advantage with
The Wealth Company Balanced Advantage Fund vs WhiteOak Capital Balanced Advantage Fund: Frequently Asked Questions
What is the difference between The Wealth Company Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund?
Both are Balanced Advantage funds, run by The Wealth Company Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 17.7%. The Wealth Company Balanced Advantage Fund charges 1.26% a year and WhiteOak Capital Balanced Advantage Fund 0.84%.
Which has the lower expense ratio, The Wealth Company Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund charges less: 0.84% a year against 1.26%. These are the Direct plans' total expense ratios reported to AMFI.
How much do The Wealth Company Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund overlap?
17.7%. They hold 19 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, ETERNAL. From each fund's latest monthly portfolio.
Which is riskier, The Wealth Company Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
On SEBI's riskometer, The Wealth Company Balanced Advantage Fund is rated Very High and WhiteOak Capital Balanced Advantage Fund Very High. Over their common history, the standard deviation of daily returns was 10.28% and 7.79% a year.
Can I invest in both The Wealth Company Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund?
Yes. 17.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages The Wealth Company Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund?
The Wealth Company Balanced Advantage Fund: Aparna Shanker, Umesh Sharma, Varun Nanavati. WhiteOak Capital Balanced Advantage Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.