Bandhan Transportation and Logistics Fund vs WhiteOak Capital Digital Bharat Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Transportation and Logistics Fund is a Sectoral fund and WhiteOak Capital Digital Bharat Fund is a Sectoral fund. In the year to 30-10-2026, Bandhan Transportation and Logistics Fund (Direct) returned −1.8% and WhiteOak Capital Digital Bharat Fund (Direct) returned −3.8%. Bandhan Transportation and Logistics Fund charges 1.07% a year and WhiteOak Capital Digital Bharat Fund 1.37% (Direct plans). Their portfolios overlap 6.4%: they hold 1 of the same security.
Bandhan Transportation and Logistics Fund
Sectoral
- 1 year return
- −1.8%
- Expense ratio
- 1.07%
- NAV
- ₹19.97
WhiteOak Capital Digital Bharat Fund
Sectoral
- 1 year return
- −3.8%
- Expense ratio
- 1.37%
- NAV
- ₹10.54
Which is better, Bandhan Transportation and Logistics or WhiteOak Capital Digital Bharat? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bandhan Transportation and Logistics returned more over 1 year: −1.8% against −3.8%.
- Bandhan Transportation and Logistics costs less: 1.07% a year against 1.37% (Direct plans).
- Bandhan Transportation and Logistics fell less in its worst fall since 14-10-2024: −22.4% against −25.5%.
- Bandhan Transportation and Logistics is the larger fund: ₹771 Cr against ₹474 Cr.
- Their portfolios overlap 6.4%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Transportation and Logistics Fund | WhiteOak Capital Digital Bharat Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Sectoral | Sectoral |
| AUM | ₹771 Cr (31-08-2026) | ₹474 Cr (30-09-2026) |
| NAV | ₹19.97 (Direct) | ₹10.54 (Direct) |
| Expense ratio (Direct) | 1.07% | 1.37% |
| Expense ratio (Regular) | 2.53% | 3.13% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty Transportation & Logistics TRI | BSE Teck TRI |
| Launch date | 27-10-2022 | 11-10-2024 |
| Minimum investment | ₹1,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Daylynn Pinto, Harshal Joshi | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Exit load of 0.5%, if redeemed within 30 days. | Nil |
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Transportation and Logistics Fund (Direct) | −4.61% | −7.28% | +2.13% | −1.82% | +17.11% | -- | -- |
| WhiteOak Capital Digital Bharat Fund (Direct) | +7.03% | −0.40% | +15.29% | −3.77% | -- | -- | -- |
| Sectoral average | −1.70% | −4.49% | +2.30% | −0.58% | -- | -- | -- |
Category average: the average of the 20 Sectoral funds, same plan type.
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: Year-wise Returns
| Year | Bandhan Transportation and LogisticsBandhan Transportation and Logistics | WhiteOak Capital Digital BharatWhiteOak Capital Digital Bharat |
|---|---|---|
| 2026to date | −4.36% | −3.35% |
| 2025 | +21.11% | +1.81% |
| 2024 | +21.13% | -- |
| 2023 | +41.73% | -- |
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: Rolling Returns
Every holding period of both funds, against Nifty Transportation & Logistics TRI, the benchmark of Bandhan Transportation and Logistics Fund
Rolling returns
Every 1-year holding period, 260 of them, one for each trading day from 14-10-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Bandhan Transportation and Logistics Fund (Direct)
WhiteOak Capital Digital Bharat Fund (Direct)
Nifty Transportation & Logistics TRI
to
Nov 2025Jan 2025
to
Jan 2026Mar 2025
to
Mar 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bandhan Transportation and Logistics | 4.2 | 7.3 | 6.9 | 22.3 | 26.9 | 23.1 | 9.2 | 16.2% | 15.9% | −4.0% | 37.3% | 100% |
| WhiteOak Capital Digital Bharat | 47.7 | 31.3 | 11.7 | 7.8 | 1.6 | 0.0 | 0.0 | 0.7% | 0.6% | −12.4% | 17.0% | 12% |
| Nifty Transportation & Logistics TRI | 11.5 | 6.5 | 26.5 | 21.9 | 24.2 | 4.6 | 4.6 | 10.9% | 11.3% | −10.1% | 30.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty Transportation & Logistics TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 14-10-2024. Past returns do not promise future returns.
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2024 to 30-10-2026: 25 instalments, ₹2,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Bandhan Transportation and LogisticsBandhan Transportation and Logistics Fund (Direct) | ₹2,50,000 | ₹2,64,486 | ₹14,486 | 5.3% |
| WhiteOak Capital Digital BharatWhiteOak Capital Digital Bharat Fund (Direct) | ₹2,50,000 | ₹2,65,318 | ₹15,318 | 5.6% |
Bandhan Transportation and LogisticsBandhan Transportation and Logistics Fund (Direct)
WhiteOak Capital Digital BharatWhiteOak Capital Digital Bharat Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Transportation and Logistics Fund (Direct) | WhiteOak Capital Digital Bharat Fund (Direct) |
|---|---|---|
| Return (CAGR) | −1.82% | −3.77% |
| Standard deviation | 17.71% | 17.27% |
| Sharpe ratio | -0.40 | -0.52 |
| Sortino ratio | -0.55 | -0.72 |
| Maximum drawdown | −16.4% (31-03-2026) | −25.5% (23-03-2026) |
| Beta | 0.85 | 0.77 |
| Alpha | +2.66% | +0.76% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Bandhan Transportation and Logistics Fund (Direct) | WhiteOak Capital Digital Bharat Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.78% | +2.35% |
| Standard deviation | 14.66% | 18.82% |
| Sharpe ratio | 0.86 | -0.18 |
| Sortino ratio | 1.21 | -0.25 |
| Maximum drawdown | −25.0% (07-04-2025) | −25.5% (23-03-2026) |
| Beta | 0.81 | 0.82 |
| Alpha | +2.46% | +7.99% |
From daily NAVs, 27-10-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Transportation and Logistics Fund (Direct)
WhiteOak Capital Digital Bharat Fund (Direct)
Nifty Transportation & Logistics TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Transportation and Logistics Fund (Direct) | −22.4% | 14-10-2024 | 07-04-2025 | 19-08-2025 | 4 months | −11.6% |
| WhiteOak Capital Digital Bharat Fund (Direct) | −25.5% | 22-12-2025 | 23-03-2026 | Not yet | -- | −6.4% |
| Nifty Transportation & Logistics TRI | −24.1% | 14-10-2024 | 07-04-2025 | 05-09-2025 | 5 months | −10.8% |
From daily values since 14-10-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Bandhan Transportation and Logistics Fund (Direct)
WhiteOak Capital Digital Bharat Fund (Direct)
Nifty Transportation & Logistics TRI
Against Nifty Transportation & Logistics TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Bandhan Transportation and Logistics Fund (Direct) | 107% | 99% | 3.69% |
| WhiteOak Capital Digital Bharat Fund (Direct) | 66% | 48% | 19.32% |
From month-end values since 14-10-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Transportation and Logistics Fund, August 2026; WhiteOak Capital Digital Bharat Fund, September 2026
Holdings in common
- Overlap
- 6.4%
- Held by both
- 1
- Only in Bandhan Transportation and Logistics
- 33
- Only in WhiteOak Capital Digital Bharat
- 40
| Security | % of Bandhan Transportation and Logistics | % of WhiteOak Capital Digital Bharat |
|---|---|---|
| Eternal Limited | 6.38% | 8.24% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 6.4% means 6.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Transportation and Logistics Fund
| Security | % of fund |
|---|---|
| Maruti Suzuki India Limited | 9.66% |
| Mahindra & Mahindra Limited | 7.45% |
| Hero MotoCorp Limited | 6.01% |
| Bajaj Auto Limited | 5.50% |
| Tata Motors Ltd | 5.50% |
Largest holdings only in WhiteOak Capital Digital Bharat Fund
| Security | % of fund |
|---|---|
| Bharti Airtel Limited | 17.84% |
| Coforge Limited | 6.15% |
| Tech Mahindra Limited | 6.14% |
| Persistent Systems Limited | 6.13% |
| Info Edge (India) Limited | 4.25% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Transportation and Logistics | WhiteOak Capital Digital Bharat |
|---|---|---|
| Equity | 91.8% | 90.9% |
| Debt | 0.0% | 7.5% |
| Cash and others | 8.2% | 1.6% |
Market cap of stocks
| Market cap | Bandhan Transportation and Logistics | WhiteOak Capital Digital Bharat |
|---|---|---|
| Large Cap | 47.8% | 43.1% |
| Mid Cap | 23.9% | 23.1% |
| Small Cap | 19.1% | 24.8% |
| Not on AMFI's list | 1.1% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Transportation and Logistics | WhiteOak Capital Digital Bharat |
|---|---|---|
| Automobiles | 36.4% | 0.0% |
| IT - Software | 0.0% | 34.7% |
| Auto Components | 26.7% | 0.0% |
| Telecom - Services | 0.0% | 19.4% |
| Retailing | 8.9% | 19.0% |
| Transport Services | 8.7% | 0.0% |
| Commercial Services & Supplies | 0.0% | 6.0% |
| Agricultural, Commercial & Construction Vehicles | 5.5% | 0.0% |
| IT - Services | 0.0% | 3.4% |
| Industrial Products | 0.5% | 2.1% |
| Finance | 1.9% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Transportation and Logistics vs WhiteOak Capital Digital Bharat: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Transportation and Logistics Fund | WhiteOak Capital Digital Bharat Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.07% | 1.37% |
| Base expense ratio (Direct) | 0.78% | 0.61% |
| Total expense ratio (Regular) | 2.53% | 3.13% |
| Base expense ratio (Regular) | 2.04% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Bandhan Transportation and Logistics with
Bandhan Transportation and Logistics Fund vs WhiteOak Capital Digital Bharat Fund: Frequently Asked Questions
What is the difference between Bandhan Transportation and Logistics Fund and WhiteOak Capital Digital Bharat Fund?
Bandhan Transportation and Logistics Fund is a Sectoral fund, WhiteOak Capital Digital Bharat Fund is a Sectoral fund, run by Bandhan Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 6.4%. Bandhan Transportation and Logistics Fund charges 1.07% a year and WhiteOak Capital Digital Bharat Fund 1.37%.
Which has given higher returns, Bandhan Transportation and Logistics Fund or WhiteOak Capital Digital Bharat Fund?
Over 1 year: Bandhan Transportation and Logistics Fund −1.82%, WhiteOak Capital Digital Bharat Fund −3.77%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Bandhan Transportation and Logistics Fund or WhiteOak Capital Digital Bharat Fund?
Bandhan Transportation and Logistics Fund charges less: 1.07% a year against 1.37%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Transportation and Logistics Fund and WhiteOak Capital Digital Bharat Fund overlap?
6.4%. They hold 1 of the same securities, the largest shared ones being ETERNAL. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Transportation and Logistics Fund or WhiteOak Capital Digital Bharat Fund?
On SEBI's riskometer, Bandhan Transportation and Logistics Fund is rated Very High and WhiteOak Capital Digital Bharat Fund Very High. Over 1 years, the standard deviation of daily returns was 17.71% and 17.27% a year.
Can I invest in both Bandhan Transportation and Logistics Fund and WhiteOak Capital Digital Bharat Fund?
Yes. 6.4% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Bandhan Transportation and Logistics Fund and WhiteOak Capital Digital Bharat Fund?
Bandhan Transportation and Logistics Fund: Daylynn Pinto, Harshal Joshi. WhiteOak Capital Digital Bharat Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.