Bandhan Nifty 100 Index Fund vs Kotak Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Bandhan Nifty 100 Index Fund is an Index fund and Kotak Dividend Yield Fund is a Dividend Yield fund. Bandhan Nifty 100 Index Fund charges 0.18% a year and Kotak Dividend Yield Fund 1.14% (Direct plans). Their portfolios overlap 47.2%: they hold 37 of the same securities.
Which is better, Bandhan Nifty 100 Index or Kotak Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Bandhan Nifty 100 Index costs less: 0.18% a year against 1.14% (Direct plans).
- Kotak Dividend Yield fell less in its worst fall since 03-02-2026: −12.3% against −13.9%.
- Bandhan Nifty 100 Index holds more in large companies: 97.9% of the fund in large caps against 64.7%.
- Kotak Dividend Yield is the larger fund: ₹273 Cr against ₹266 Cr.
- Their portfolios overlap 47.2%: 37 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Bandhan Nifty 100 Index Fund | Kotak Dividend Yield Fund |
|---|---|---|
| Fund house | Bandhan Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Index | Dividend Yield |
| AUM | ₹266 Cr (31-08-2026) | ₹273 Cr (30-09-2026) |
| NAV | ₹14.41 (Direct) | ₹9.18 (Direct) |
| Expense ratio (Direct) | 0.18% | 1.14% |
| Expense ratio (Regular) | 0.68% | 2.57% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 100 TRI | Nifty 500 TRI |
| Launch date | 24-02-2022 | 27-01-2026 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Abhishek Jain | Shibani Sircar Kurian, Abhishek Bisen |
| Exit load | Nil | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year. |
Bandhan Nifty 100 Index vs Kotak Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Bandhan Nifty 100 Index Fund (Direct) | +1.03% | −5.35% | −3.06% | −8.85% | +8.87% | -- | -- |
| Kotak Dividend Yield Fund (Direct) | −0.42% | −6.96% | −4.01% | -- | -- | -- | -- |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | -- | -- | -- | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
Bandhan Nifty 100 Index vs Kotak Dividend Yield: Year-wise Returns
| Year | Bandhan Nifty 100 IndexBandhan Nifty 100 Index | Kotak Dividend YieldKotak Dividend Yield |
|---|---|---|
| 2026to date | −9.46% | -- |
| 2025 | +10.06% | -- |
| 2024 | +12.69% | -- |
| 2023 | +21.06% | -- |
Bandhan Nifty 100 Index vs Kotak Dividend Yield: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of Bandhan Nifty 100 Index Fund
Bandhan Nifty 100 Index vs Kotak Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Bandhan Nifty 100 Index Fund (Direct) | Kotak Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.81% | −11.19% |
| Standard deviation | 13.41% | 14.22% |
| Sharpe ratio | 0.21 | -1.15 |
| Sortino ratio | 0.29 | -1.49 |
| Maximum drawdown | −17.3% (28-02-2025) | −12.3% (30-03-2026) |
| Beta | 1.00 | 0.90 |
| Alpha | −0.20% | −4.62% |
From daily NAVs, 25-02-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Bandhan Nifty 100 Index Fund (Direct)
Kotak Dividend Yield Fund (Direct)
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Bandhan Nifty 100 Index Fund (Direct) | −13.9% | 11-02-2026 | 30-03-2026 | Not yet | -- | −9.2% |
| Kotak Dividend Yield Fund (Direct) | −12.3% | 18-02-2026 | 30-03-2026 | Not yet | -- | −9.2% |
| Nifty 100 TRI | −13.9% | 11-02-2026 | 30-03-2026 | Not yet | -- | −9.1% |
From daily values since 03-02-2026, the first day every fund has.
Bandhan Nifty 100 Index vs Kotak Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Bandhan Nifty 100 Index Fund, August 2026; Kotak Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 47.2%
- Held by both
- 37
- Only in Bandhan Nifty 100 Index
- 63
- Only in Kotak Dividend Yield
- 20
| Security | % of Bandhan Nifty 100 Index | % of Kotak Dividend Yield |
|---|---|---|
| HDFC Bank Limited | 8.13% | 5.55% |
| ICICI Bank Limited | 7.80% | 4.94% |
| Reliance Industries Limited | 6.46% | 2.62% |
| Bharti Airtel Limited | 4.12% | 2.62% |
| Larsen & Toubro Limited | 3.54% | 2.54% |
| State Bank of India | 3.28% | 2.51% |
| Axis Bank Limited | 2.80% | 1.81% |
| Sun Pharmaceutical Industries Limited | 1.57% | 2.16% |
| Titan Company Limited | 1.58% | 1.48% |
| Infosys Limited | 2.98% | 1.45% |
| Maruti Suzuki India Limited | 1.32% | 1.65% |
| Tata Consultancy Services Limited | 1.83% | 1.19% |
| Shriram Finance Limited | 1.16% | 1.95% |
| NTPC Limited | 1.16% | 2.20% |
| Bajaj Finance Limited | 2.12% | 1.15% |
| Tata Steel Limited | 1.14% | 1.51% |
| Bharat Electronics Limited | 1.11% | 1.42% |
| Hindalco Industries Limited | 1.10% | 1.02% |
| UltraTech Cement Limited | 1.01% | 1.68% |
| Mahindra & Mahindra Limited | 2.19% | 0.90% |
| Power Grid Corporation of India Limited | 0.89% | 1.43% |
| Tech Mahindra Limited | 0.77% | 1.17% |
| TVS Motor Company Limited | 0.76% | 1.96% |
| Coal India Limited | 0.72% | 0.90% |
| Apollo Hospitals Enterprise Limited | 0.69% | 2.01% |
| Cholamandalam Investment and Finance Company Ltd | 0.60% | 1.69% |
| Max Healthcare Institute Limited | 0.58% | 2.03% |
| Torrent Pharmaceuticals Limited | 0.56% | 0.88% |
| Britannia Industries Limited | 0.46% | 1.36% |
| Oil & Natural Gas Corporation Limited | 0.67% | 0.41% |
| HDFC Asset Management Company Limited | 0.40% | 1.51% |
| Solar Industries India Limited | 0.37% | 2.64% |
| Power Finance Corporation Limited | 0.37% | 0.89% |
| GAIL (India) Limited | 0.36% | 1.00% |
| Bank of Baroda | 0.33% | 1.08% |
| United Spirits Limited | 0.33% | 1.49% |
| DLF Limited | 0.33% | 0.84% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 47.2% means 47.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Bandhan Nifty 100 Index Fund
| Security | % of fund |
|---|---|
| Kotak Mahindra Bank Limited | 2.31% |
| ITC Limited | 1.84% |
| Eternal Limited | 1.78% |
| Hindustan Unilever Limited | 1.31% |
| HCL Technologies Limited | 1.04% |
Largest holdings only in Kotak Dividend Yield Fund
| Security | % of fund |
|---|---|
| Schaeffler India Ltd | 2.74% |
| BANK OF MAHARASHTRA | 2.39% |
| KARUR VYSYA BANK LTD. | 2.38% |
| Ujjivan Small Finance Bank Ltd. | 2.15% |
| ASTER DM HEALTHCARE LTD | 2.07% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Bandhan Nifty 100 Index | Kotak Dividend Yield |
|---|---|---|
| Equity | 101.5% | 94.1% |
| Debt | 0.0% | 0.0% |
| Cash and others | -1.5% | 5.9% |
Market cap of stocks
| Market cap | Bandhan Nifty 100 Index | Kotak Dividend Yield |
|---|---|---|
| Large Cap | 97.9% | 64.7% |
| Mid Cap | 3.6% | 22.9% |
| Small Cap | 0.0% | 6.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Bandhan Nifty 100 Index | Kotak Dividend Yield |
|---|---|---|
| Banks | 25.5% | 24.8% |
| Finance | 6.9% | 8.3% |
| Petroleum Products | 7.3% | 3.2% |
| IT - Software | 7.3% | 5.0% |
| Automobiles | 6.8% | 5.3% |
| Pharmaceuticals and Biotechnology | 0.0% | 6.2% |
| Healthcare Services | 1.3% | 6.1% |
| Pharmaceuticals & Biotechnology | 4.4% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Bandhan Nifty 100 Index vs Kotak Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Bandhan Nifty 100 Index Fund | Kotak Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.18% | 1.14% |
| Base expense ratio (Direct) | 0.08% | 0.90% |
| Total expense ratio (Regular) | 0.68% | 2.57% |
| Base expense ratio (Regular) | 0.51% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Bandhan Nifty 100 Index Fund vs Kotak Dividend Yield Fund: Frequently Asked Questions
What is the difference between Bandhan Nifty 100 Index Fund and Kotak Dividend Yield Fund?
Bandhan Nifty 100 Index Fund is an Index fund, Kotak Dividend Yield Fund is a Dividend Yield fund, run by Bandhan Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 47.2%. Bandhan Nifty 100 Index Fund charges 0.18% a year and Kotak Dividend Yield Fund 1.14%.
Which has the lower expense ratio, Bandhan Nifty 100 Index Fund or Kotak Dividend Yield Fund?
Bandhan Nifty 100 Index Fund charges less: 0.18% a year against 1.14%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Bandhan Nifty 100 Index Fund and Kotak Dividend Yield Fund overlap?
47.2%. They hold 37 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, RELIANCE. From each fund's latest monthly portfolio.
Which is riskier, Bandhan Nifty 100 Index Fund or Kotak Dividend Yield Fund?
On SEBI's riskometer, Bandhan Nifty 100 Index Fund is rated Very High and Kotak Dividend Yield Fund Very High. Over their common history, the standard deviation of daily returns was 13.41% and 14.22% a year.
Can I invest in both Bandhan Nifty 100 Index Fund and Kotak Dividend Yield Fund?
Yes. 47.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Bandhan Nifty 100 Index Fund and Kotak Dividend Yield Fund?
Bandhan Nifty 100 Index Fund: Abhishek Jain. Kotak Dividend Yield Fund: Shibani Sircar Kurian, Abhishek Bisen.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.