Kotak Dividend Yield Fund vs Tata Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak Dividend Yield Fund and Tata Dividend Yield Fund are both Dividend Yield funds. Kotak Dividend Yield Fund charges 1.14% a year and Tata Dividend Yield Fund 0.81% (Direct plans). Their portfolios overlap 31.9%: they hold 22 of the same securities.
Which is better, Kotak Dividend Yield or Tata Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Dividend Yield costs less: 0.81% a year against 1.14% (Direct plans).
- Tata Dividend Yield fell less in its worst fall since 03-02-2026: −12.1% against −12.3%.
- Kotak Dividend Yield holds more in large companies: 64.7% of the fund in large caps against 50.6%.
- Tata Dividend Yield is the larger fund: ₹1,109 Cr against ₹273 Cr.
- Their portfolios overlap 31.9%: 22 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak Dividend Yield Fund | Tata Dividend Yield Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | Tata Mutual Fund |
| Category | Dividend Yield | Dividend Yield |
| AUM | ₹273 Cr (30-09-2026) | ₹1,109 Cr (30-09-2026) |
| NAV | ₹9.18 (Direct) | ₹20.24 (Direct) |
| Expense ratio (Direct) | 1.14% | 0.81% |
| Expense ratio (Regular) | 2.57% | 2.33% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Launch date | 27-01-2026 | 20-05-2021 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Shibani Sircar Kurian, Abhishek Bisen | Murthy Nagarajan, Sailesh Jain, Hasmukh Vishariya |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year. | Exit load of 0.50%, if redeemed within 30 days. |
Kotak Dividend Yield vs Tata Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak Dividend Yield Fund (Direct) | −0.42% | −6.96% | −4.01% | -- | -- | -- | -- |
| Tata Dividend Yield Fund (Direct) | −3.10% | −5.37% | −1.90% | −0.20% | +12.98% | +12.43% | -- |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | −5.57% | +12.14% | +12.06% | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
Kotak Dividend Yield vs Tata Dividend Yield: Year-wise Returns
| Year | KotakKotak Dividend Yield | TataTata Dividend Yield | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | -- | −1.14% | −7.51% |
| 2025 | -- | +10.38% | +7.76% |
| 2024 | -- | +13.67% | +16.24% |
| 2023 | -- | +38.09% | +26.91% |
| 2022 | -- | +2.86% | +4.25% |
Kotak Dividend Yield vs Tata Dividend Yield: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Kotak Dividend Yield vs Tata Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak Dividend Yield Fund (Direct) | Tata Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | −11.19% | +13.79% |
| Standard deviation | 14.22% | 15.02% |
| Sharpe ratio | -1.15 | 0.55 |
| Sortino ratio | -1.49 | 0.73 |
| Maximum drawdown | −12.3% (30-03-2026) | −20.4% (28-02-2025) |
| Beta | 0.90 | 1.02 |
| Alpha | −4.62% | +2.56% |
From daily NAVs, 03-02-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak Dividend Yield Fund (Direct)
Tata Dividend Yield Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak Dividend Yield Fund (Direct) | −12.3% | 18-02-2026 | 30-03-2026 | Not yet | -- | −9.2% |
| Tata Dividend Yield Fund (Direct) | −12.1% | 11-02-2026 | 23-03-2026 | 21-04-2026 | 29 days | −8.6% |
| Nifty 500 TRI | −13.6% | 11-02-2026 | 30-03-2026 | 03-08-2026 | 4 months | −7.9% |
From daily values since 03-02-2026, the first day every fund has.
Kotak Dividend Yield vs Tata Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak Dividend Yield Fund, September 2026; Tata Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 31.9%
- Held by both
- 22
- Only in Kotak Dividend Yield
- 35
- Only in Tata Dividend Yield
- 56
| Security | % of Kotak Dividend Yield | % of Tata Dividend Yield |
|---|---|---|
| ICICI BANK LTD. | 4.94% | 3.04% |
| HDFC BANK LTD. | 5.55% | 2.97% |
| Larsen and Toubro Ltd. | 2.54% | 2.80% |
| STATE BANK OF INDIA. | 2.51% | 2.05% |
| TVS Motor Company Ltd. | 1.96% | 1.92% |
| SHRIRAM FINANCE LIMITED | 1.95% | 1.74% |
| BHARTI AIRTEL LTD. | 2.62% | 1.57% |
| RELIANCE INDUSTRIES LTD. | 2.62% | 1.54% |
| NTPC LTD | 2.20% | 1.54% |
| Power Grid Corporation of India Ltd. | 1.43% | 1.68% |
| Bharat Electronics Ltd. | 1.42% | 2.25% |
| Persistent Systems Limited | 1.16% | 1.21% |
| INDUSIND BANK LTD. | 2.00% | 1.15% |
| AXIS BANK LTD. | 1.81% | 1.14% |
| TATA CONSULTANCY SERVICES LTD. | 1.19% | 1.13% |
| Infosys Ltd. | 1.45% | 1.07% |
| Hindalco Industries Ltd. | 1.02% | 1.48% |
| BAJAJ FINANCE LTD. | 1.15% | 0.78% |
| Coal India Limited | 0.90% | 0.75% |
| Ultratech Cement Ltd. | 1.68% | 0.73% |
| Petronet LNG Ltd. | 0.76% | 0.63% |
| Mahindra & Mahindra Ltd. | 0.90% | 0.62% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 31.9% means 31.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak Dividend Yield Fund
| Security | % of fund |
|---|---|
| Schaeffler India Ltd | 2.74% |
| Solar Industries India Limited | 2.64% |
| BANK OF MAHARASHTRA | 2.39% |
| KARUR VYSYA BANK LTD. | 2.38% |
| SUN PHARMACEUTICAL INDUSTRIES LTD. | 2.16% |
Largest holdings only in Tata Dividend Yield Fund
| Security | % of fund |
|---|---|
| RADICO KHAITAN LTD | 3.14% |
| PNB HOUSING FINANCE LTD | 2.66% |
| SYRMA SGS TECHNOLOGY LTD | 2.52% |
| MULTI COMMODITY EXCHANGE OF IND LTD | 2.40% |
| RUNWAL ENTERPRISES LTD | 2.25% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak Dividend Yield | Tata Dividend Yield |
|---|---|---|
| Equity | 94.1% | 96.5% |
| Debt | 0.0% | 0.0% |
| Cash and others | 5.9% | 3.5% |
Market cap of stocks
| Market cap | Kotak Dividend Yield | Tata Dividend Yield |
|---|---|---|
| Large Cap | 64.7% | 50.6% |
| Mid Cap | 22.9% | 19.1% |
| Small Cap | 6.5% | 20.4% |
| Not on AMFI's list | 0.0% | 6.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak Dividend Yield | Tata Dividend Yield |
|---|---|---|
| Banks | 24.8% | 16.0% |
| Power | 3.6% | 8.5% |
| Finance | 8.3% | 6.5% |
| Capital Markets | 2.2% | 7.8% |
| Pharmaceuticals and Biotechnology | 6.2% | 0.0% |
| Healthcare Services | 6.1% | 3.5% |
| Automobiles | 5.3% | 3.7% |
| IT - Software | 5.0% | 3.4% |
| Electrical Equipment | 0.0% | 4.4% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak Dividend Yield vs Tata Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak Dividend Yield Fund | Tata Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.14% | 0.81% |
| Base expense ratio (Direct) | 0.90% | 0.59% |
| Total expense ratio (Regular) | 2.57% | 2.33% |
| Base expense ratio (Regular) | 2.10% | 1.90% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Kotak Dividend Yield with
Kotak Dividend Yield Fund vs Tata Dividend Yield Fund: Frequently Asked Questions
What is the difference between Kotak Dividend Yield Fund and Tata Dividend Yield Fund?
Both are Dividend Yield funds, run by Kotak Mahindra Mutual Fund and Tata Mutual Fund. Their portfolios overlap 31.9%. Kotak Dividend Yield Fund charges 1.14% a year and Tata Dividend Yield Fund 0.81%.
Which has the lower expense ratio, Kotak Dividend Yield Fund or Tata Dividend Yield Fund?
Tata Dividend Yield Fund charges less: 0.81% a year against 1.14%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak Dividend Yield Fund and Tata Dividend Yield Fund overlap?
31.9%. They hold 22 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, LT. From each fund's latest monthly portfolio.
Which is riskier, Kotak Dividend Yield Fund or Tata Dividend Yield Fund?
On SEBI's riskometer, Kotak Dividend Yield Fund is rated Very High and Tata Dividend Yield Fund Very High. Over their common history, the standard deviation of daily returns was 14.22% and 15.02% a year.
Can I invest in both Kotak Dividend Yield Fund and Tata Dividend Yield Fund?
Yes. 31.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Kotak Dividend Yield Fund and Tata Dividend Yield Fund?
Kotak Dividend Yield Fund: Shibani Sircar Kurian, Abhishek Bisen. Tata Dividend Yield Fund: Murthy Nagarajan, Sailesh Jain, Hasmukh Vishariya.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.