Aditya Birla Sun Life Dividend Yield Fund vs Kotak Dividend Yield Fund
Direct Plan, Growth option · Data as on 29-10-2026
Aditya Birla Sun Life Dividend Yield Fund and Kotak Dividend Yield Fund are both Dividend Yield funds. Aditya Birla Sun Life Dividend Yield Fund charges 1.87% a year and Kotak Dividend Yield Fund 1.14% (Direct plans). Their portfolios overlap 15.9%: they hold 11 of the same securities.
Aditya Birla Sun Life Dividend Yield Fund
Dividend Yield
- Expense ratio
- 1.87%
- NAV
- ₹472.46
Which is better, Aditya Birla Sun Life Dividend Yield or Kotak Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Kotak Dividend Yield costs less: 1.14% a year against 1.87% (Direct plans).
- Aditya Birla Sun Life Dividend Yield fell less in its worst fall since 03-02-2026: −12.1% against −12.3%.
- Aditya Birla Sun Life Dividend Yield holds 3.9% of the fund in foreign stocks; Kotak Dividend Yield 0.0%.
- Kotak Dividend Yield holds more in large companies: 64.7% of the fund in large caps against 49.5%.
- Aditya Birla Sun Life Dividend Yield is the larger fund: ₹1,382 Cr against ₹273 Cr.
- Their portfolios overlap 15.9%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Dividend Yield Fund | Kotak Dividend Yield Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | Kotak Mahindra Mutual Fund |
| Category | Dividend Yield | Dividend Yield |
| AUM | ₹1,382 Cr (30-09-2026) | ₹273 Cr (30-09-2026) |
| NAV | ₹472.46 (Direct) | ₹9.18 (Direct) |
| Expense ratio (Direct) | 1.87% | 1.14% |
| Expense ratio (Regular) | 2.66% | 2.57% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Launch date | 26-02-2003 | 27-01-2026 |
| Minimum investment | ₹1,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Pavas Pethia | Shibani Sircar Kurian, Abhishek Bisen |
| Exit load | Exit load of 1%, if redeemed within 90 days. | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 Year. |
Aditya Birla Sun Life Dividend Yield vs Kotak Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Dividend Yield Fund (Direct) | −2.24% | −6.09% | −6.77% | −5.32% | +10.91% | +11.87% | +11.80% |
| Kotak Dividend Yield Fund (Direct) | −0.42% | −6.96% | −4.01% | -- | -- | -- | -- |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | -- | -- | -- | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
Aditya Birla Sun Life Dividend Yield vs Kotak Dividend Yield: Year-wise Returns
| Year | Aditya Birla Sun LifeAditya Birla Sun Life Dividend Yield | KotakKotak Dividend Yield | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | −7.04% | -- | −7.33% |
| 2025 | +3.12% | -- | +7.76% |
| 2024 | +19.20% | -- | +16.24% |
| 2023 | +41.41% | -- | +26.91% |
| 2022 | +5.96% | -- | +4.25% |
| 2021 | +37.11% | -- | +31.60% |
Aditya Birla Sun Life Dividend Yield vs Kotak Dividend Yield: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Aditya Birla Sun Life Dividend Yield vs Kotak Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Dividend Yield Fund (Direct) | Kotak Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.23% | −11.19% |
| Standard deviation | 14.86% | 14.22% |
| Sharpe ratio | 0.42 | -1.15 |
| Sortino ratio | 0.55 | -1.49 |
| Maximum drawdown | −42.0% (23-03-2020) | −12.3% (30-03-2026) |
| Beta | 0.87 | 0.90 |
| Alpha | +0.31% | −4.62% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Dividend Yield Fund (Direct)
Kotak Dividend Yield Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Dividend Yield Fund (Direct) | −12.1% | 11-02-2026 | 30-03-2026 | Not yet | -- | −9.0% |
| Kotak Dividend Yield Fund (Direct) | −12.3% | 18-02-2026 | 30-03-2026 | Not yet | -- | −9.2% |
| Nifty 500 TRI | −13.6% | 11-02-2026 | 30-03-2026 | 03-08-2026 | 4 months | −7.9% |
From daily values since 03-02-2026, the first day every fund has.
Aditya Birla Sun Life Dividend Yield vs Kotak Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Dividend Yield Fund, September 2026; Kotak Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 15.9%
- Held by both
- 11
- Only in Aditya Birla Sun Life Dividend Yield
- 70
- Only in Kotak Dividend Yield
- 46
| Security | % of Aditya Birla Sun Life Dividend Yield | % of Kotak Dividend Yield |
|---|---|---|
| ICICI Bank Ltd. | 4.40% | 4.94% |
| State Bank of India | 4.66% | 2.51% |
| Shriram Finance Ltd. | 3.94% | 1.95% |
| Britannia Industries Ltd. | 5.44% | 1.36% |
| Bajaj Finance Ltd. | 1.74% | 1.15% |
| Hindalco Industries Ltd. | 1.53% | 1.02% |
| Coal India Ltd. | 1.96% | 0.90% |
| Torrent Pharmaceuticals Ltd. | 0.97% | 0.88% |
| Schaeffler India Ltd. | 0.72% | 2.74% |
| Hindustan Petroleum Corporation Ltd. | 1.83% | 0.62% |
| United Spirits Ltd. | 0.36% | 1.49% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 15.9% means 15.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Dividend Yield Fund
| Security | % of fund |
|---|---|
| Eternal Ltd. | 3.24% |
| Bharat Petroleum Corporation Ltd. | 3.08% |
| LTM Ltd. | 2.93% |
| Sagility Ltd. | 2.63% |
| Acme Solar Holdings Ltd. | 2.43% |
Largest holdings only in Kotak Dividend Yield Fund
| Security | % of fund |
|---|---|
| HDFC BANK LTD. | 5.55% |
| Solar Industries India Limited | 2.64% |
| RELIANCE INDUSTRIES LTD. | 2.62% |
| BHARTI AIRTEL LTD. | 2.62% |
| Larsen and Toubro Ltd. | 2.54% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Dividend Yield | Kotak Dividend Yield |
|---|---|---|
| Equity | 99.3% | 94.1% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.7% | 5.9% |
Market cap of stocks
| Market cap | Aditya Birla Sun Life Dividend Yield | Kotak Dividend Yield |
|---|---|---|
| Large Cap | 49.5% | 64.7% |
| Mid Cap | 17.8% | 22.9% |
| Small Cap | 28.1% | 6.5% |
| Foreign stocks | 3.9% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Aditya Birla Sun Life Dividend Yield | Kotak Dividend Yield |
|---|---|---|
| Banks | 10.2% | 24.8% |
| Finance | 12.2% | 8.3% |
| IT - Software | 9.9% | 5.0% |
| Power | 7.0% | 3.6% |
| Pharmaceuticals and Biotechnology | 0.0% | 6.2% |
| Healthcare Services | 1.2% | 6.1% |
| Food Products | 5.7% | 1.4% |
| Industrial Products | 5.5% | 0.0% |
| Automobiles | 2.4% | 5.3% |
The six largest sectors of each fund's stocks, % of the fund.
Aditya Birla Sun Life Dividend Yield vs Kotak Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Dividend Yield Fund | Kotak Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.87% | 1.14% |
| Base expense ratio (Direct) | 1.16% | 0.90% |
| Total expense ratio (Regular) | 2.66% | 2.57% |
| Base expense ratio (Regular) | 1.84% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Aditya Birla Sun Life Dividend Yield with
Aditya Birla Sun Life Dividend Yield Fund vs Kotak Dividend Yield Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Dividend Yield Fund and Kotak Dividend Yield Fund?
Both are Dividend Yield funds, run by Aditya Birla Sun Life Mutual Fund and Kotak Mahindra Mutual Fund. Their portfolios overlap 15.9%. Aditya Birla Sun Life Dividend Yield Fund charges 1.87% a year and Kotak Dividend Yield Fund 1.14%.
Which has the lower expense ratio, Aditya Birla Sun Life Dividend Yield Fund or Kotak Dividend Yield Fund?
Kotak Dividend Yield Fund charges less: 1.14% a year against 1.87%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Dividend Yield Fund and Kotak Dividend Yield Fund overlap?
15.9%. They hold 11 of the same securities, the largest shared ones being ICICIBANK, SBIN, SHRIRAMFIN. From each fund's latest monthly portfolio.
Which is riskier, Aditya Birla Sun Life Dividend Yield Fund or Kotak Dividend Yield Fund?
On SEBI's riskometer, Aditya Birla Sun Life Dividend Yield Fund is rated Very High and Kotak Dividend Yield Fund Very High. Over their common history, the standard deviation of daily returns was 14.86% and 14.22% a year.
Can I invest in both Aditya Birla Sun Life Dividend Yield Fund and Kotak Dividend Yield Fund?
Yes. 15.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Aditya Birla Sun Life Dividend Yield Fund and Kotak Dividend Yield Fund?
Aditya Birla Sun Life Dividend Yield Fund: Pavas Pethia. Kotak Dividend Yield Fund: Shibani Sircar Kurian, Abhishek Bisen.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.