Top Technology Mutual Funds (2026)
Ranked by 3 year return, Direct plans, as on the latest NAV · AUM as on 30-09-2026
There are 14 Technology mutual funds. Their average 3 year return is 9.8% a year, and −5.1% over the last year. The highest 3 year returns: Kotak Pioneer Fund 20.0%, Franklin India Technology Fund 11.5%, SBI Technology Opportunities Fund 11.1%.
- Total AUM
- ₹40,203 Cr
- As on 30-09-2026
- Funds
- 14
- From 13 fund houses
- Expense ratio
- 0.63% to 2.28%
- Direct plans, lowest to highest
- Average 3Y return
- 9.8%
- A year, Direct plans
All Technology Funds
Ranked by 3 year return, highest first
Ranked by 3 year return, highest first
| Exit load | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Kotak Pioneer Fund | 1 | 4,295 | +4.04% | +19.97% | +13.89% | -- | Very High | 0.63% | 0.5% within 90 days | 12.91% |
| Franklin India Technology Fund | 2 | 1,623 | −9.07% | +11.48% | +7.89% | +16.77% | -- | 1.13% | 1% within 1 year | 14.97% |
| SBI Technology Opportunities Fund | 3 | 4,155 | −8.45% | +11.11% | +7.31% | +17.70% | -- | 1.02% | -- | 15.41% |
| HDFC Technology Fund | 4 | 1,371 | −9.86% | +9.26% | -- | -- | Very High | 1.10% | 1% within 30 days | 17.68% |
| ICICI Prudential Technology Fund | 5 | 12,505 | −9.15% | +8.32% | +4.04% | +18.05% | Very High | 1.21% | 1% within 15 days | 16.92% |
| Tata Digital India Fund | 6 | 9,276 | −11.13% | +6.90% | +3.78% | +18.14% | Very High | 0.67% | 0.25% within 30 days | 18.23% |
| Aditya Birla Sun Life Digital India Fund | 7 | 3,617 | −7.71% | +6.14% | +4.65% | +17.84% | Very High | 1.06% | 1% within 30 days | 17.50% |
| quant Teck Fund | 8 | 243 | −7.82% | +5.12% | -- | -- | Very High | 2.28% | 1% within 15 days | 19.48% |
| Motilal Oswal Digital India Fund | -- | 989 | −2.68% | -- | -- | -- | -- | 1.06% | -- | -- |
| Edelweiss Technology Fund | -- | 769 | +5.12% | -- | -- | -- | Very High | 0.78% | 1% within 90 days | -- |
| Kotak Technology Fund | -- | 479 | −7.34% | -- | -- | -- | Very High | 1.13% | 0.5% within 30 days | -- |
| WhiteOak Capital Digital Bharat Fund | -- | 474 | −3.77% | -- | -- | -- | Very High | 1.37% | None | -- |
| Invesco India Technology Fund | -- | 317 | +0.89% | -- | -- | -- | Very High | 1.01% | 0.5% within 3 months | -- |
| LIC MF Technology Fund | -- | 90 | -- | -- | -- | -- | Very High | 1.07% | 1% within 90 days | -- |
Returns of each fund's Direct plan (its only plan where it has one), as on the latest NAV. 3, 5 and 10 year figures are a rate a year. Std dev: how much the daily returns swung over 3 years, as a yearly figure; lower is steadier. Riskometer and exit load from the fund's scheme summary document; "Varies" means the load changes with how long you hold, and the fund page has the full wording. Expense ratio: Direct plan, from AMFI. AUM at the end of the fund's last reported month. A fund younger than 3 years has no rank and is listed after the ranked ones.
Stocks Technology Funds Bought and Sold in September 2026
What the 5 largest Technology funds changed in their September 2026 portfolios, against the month before
Bought
| Stock | New in | Added by |
|---|---|---|
| Swiggy Ltd.SBI Technology Opportunities, Aditya Birla Sun Life Digital India | -- | 2 funds |
| Zensar Technologies Ltd.ICICI Prudential Technology, Tata Digital India | -- | 2 funds |
| Capillary Technologies India Ltd.ICICI Prudential Technology, SBI Technology Opportunities | -- | 2 funds |
| Dynamatic Technologies Ltd.Aditya Birla Sun Life Digital India | 1 fund | -- |
| Vodafone Idea Ltd.Aditya Birla Sun Life Digital India | 1 fund | -- |
| Sedemac Mechatronics Ltd.Aditya Birla Sun Life Digital India | 1 fund | -- |
| NATIONAL STOCK EXCHANGE OF INDIA LTDTata Digital India | 1 fund | -- |
| Infosys Ltd.Tata Digital India | -- | 1 fund |
| Bharti Airtel Ltd.ICICI Prudential Technology | -- | 1 fund |
| Tech Mahindra Ltd.ICICI Prudential Technology | -- | 1 fund |
Sold
| Stock | Exited by | Reduced by |
|---|---|---|
| COFORGE Ltd.ICICI Prudential Technology, Aditya Birla Sun Life Digital India | -- | 2 funds |
| LTIMindtree Ltd.ICICI Prudential Technology, Aditya Birla Sun Life Digital India | -- | 2 funds |
| Persistent Systems Ltd.ICICI Prudential Technology, Aditya Birla Sun Life Digital India | -- | 2 funds |
| Wipro Ltd.ICICI Prudential Technology, Tata Digital India | -- | 2 funds |
| Firstsource Solutions Ltd.ICICI Prudential Technology, Aditya Birla Sun Life Digital India | -- | 2 funds |
| Angel One Ltd.Aditya Birla Sun Life Digital India | 1 fund | -- |
| Multi Commodity Exchange of India Ltd.Aditya Birla Sun Life Digital India | 1 fund | -- |
| Infosys Ltd.ICICI Prudential Technology | -- | 1 fund |
| TATA CONSULTANCY SERVICES LTDTata Digital India | -- | 1 fund |
| Tech Mahindra Ltd.Tata Digital India | -- | 1 fund |
From each fund's own monthly portfolio, stocks only. "New in" means the fund did not hold the stock the month before; "Exited by" means it sold all of it. Added and reduced count shares held, so a price move alone is not a change. Funds counted: ICICI Prudential Technology Fund, Tata Digital India Fund, Kotak Pioneer Fund, SBI Technology Opportunities Fund, Aditya Birla Sun Life Digital India Fund.
Compare Technology Funds
The largest funds of the category, side by side
How Technology Funds Are Taxed
As equity funds: 65% or more of each fund is in Indian stocks
| When you sell | Tax on the gain |
|---|---|
| Within 1 year | 20% of the gain (short term) |
| After 1 year | 12.5% of gains above ₹1.25 lakh a financial year (long term) |
- IDCW (dividend) payouts are added to your income and taxed at your slab rate.
- A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
What Is a Technology Fund?
Sector and theme funds that invest in software, IT services and other technology companies. SEBI requires at least 80% of such a fund in its sector or theme.
Other sector and theme categories: Banking & Financial Services · Healthcare & Pharma · Infrastructure · Consumption · Manufacturing · PSU · Energy & Commodities · MNC · ESG · Business Cycle · Transport & Auto
Technology Funds: Frequently Asked Questions
Which are the top Technology mutual funds?
By 3 year return, the top Technology funds are 1. Kotak Pioneer Fund (20.0% a year), 2. Franklin India Technology Fund (11.5% a year), 3. SBI Technology Opportunities Fund (11.1% a year), 4. HDFC Technology Fund (9.3% a year), 5. ICICI Prudential Technology Fund (8.3% a year). Past returns do not promise future returns, so also look at costs, risk and how long each fund has done well.
How many Technology funds are there?
14 Technology funds are open for investment, from 13 fund houses.
What is a Technology fund?
Sector and theme funds that invest in software, IT services and other technology companies. SEBI requires at least 80% of such a fund in its sector or theme.
What is the average return of Technology funds?
1 year: -5.1%, 3 years: 9.8% a year, 5 years: 6.9% a year. The simple average of every Technology fund's Direct plan.
Which Technology fund has the lowest expense ratio?
Kotak Pioneer Fund, at 0.63% a year (Direct plan), as reported to AMFI.
Which is the largest Technology fund?
ICICI Prudential Technology Fund, with ₹12,505 Cr of investors' money on 30-09-2026.
How are Technology funds taxed?
As equity funds: gains on units sold within 1 year are taxed at 20%; after that, gains above ₹1.25 lakh a financial year are taxed at 12.5%.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.