SBI Technology Opportunities Fund is a Thematic fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹4,155 Cr of investors' money. In the 3 years to 29-10-2026, its Direct plan returned 11.1% a year and its Regular plan returned 10.0% a year. Its benchmark, BSE TECK TRI, returned 6.4% a year over the same 3 years.
NAV (Direct plan)
₹234.99
▼ 0.10% · 29-10-2026
NAV (Regular plan)
₹203.75
▼ 0.11% · 29-10-2026
Expense ratio
1.02%Direct1.98%Regular
1.02%
A year
Riskometer
Not available
Set by the fund house
3 year return
11.1%Direct10.0%Regular
11.1%
A year
SBI Technology Opportunities Fund NAV Today
NAV on 29-10-2026: Direct Plan Growth ₹234.99 (down 0.10% that day); Regular Plan Growth ₹203.75 (down 0.11% that day).
This fund (Direct plan)
₹234.9943
SBI Technology Opportunities Fund Returns vs BSE TECK TRI
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+7.07%
+0.78%
+9.69%
−8.45%
+11.11%
+7.31%
+17.70%
This fund (Regular)
+6.99%
+0.55%
+9.17%
−9.33%
+9.97%
+6.15%
+16.47%
BSE TECK TRI
+13.23%
+2.07%
+7.89%
−9.37%
+6.40%
+3.13%
+13.22%
Thematic average
−2.09%
−4.52%
+0.86%
−1.22%
+13.76%
+11.62%
+13.76%
Best in Thematic
+11.54%
+11.27%
+22.16%
+75.71%
+54.78%
+21.14%
+19.31%
Worst in Thematic
−16.05%
−11.74%
−13.97%
−22.44%
−4.46%
+3.65%
+7.72%
Rank in Thematic
5/235
23/232
37/232
162/215
83/133
78/96
7/63
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
SBI Technology Opportunities Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE TECK TRI
2026to date
−10.22%
−10.93%
−12.44%
2025
+2.57%
+1.54%
−3.10%
2024
+31.47%
+30.05%
+24.26%
2023
+26.25%
+24.83%
+21.11%
2022
−14.46%
−15.46%
−17.75%
2021
+68.47%
+66.42%
+51.70%
SBI Technology Opportunities Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,671 periods, one for each trading day from 11-01-2016 to 29-10-2026.
0%10%20%30%40%50%
SBI Technology Opportunities Fund (Direct)
BSE TECK TRI
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
SBI Technology Opportunities Fund (Direct)BSE TECK TRI
0%
0%
Below 0%
5%
12%
0-5%
12%
24%
5-10%
27%
26%
10-15%
17%
11%
15-20%
13%
18%
20-25%
26%
9%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
3,158
15.1%
−21.2%
115.5%
23%
12.7%
81%
2 years
2,916
18.0%
−6.1%
76.8%
10%
13.0%
94%
3 years
2,671
16.7%
0.8%
42.4%
0%
12.2%
99%
5 years
2,177
20.8%
1.7%
32.1%
0%
15.9%
100%
7 years
1,688
19.5%
10.8%
27.3%
0%
15.3%
100%
10 years
945
18.5%
15.4%
21.0%
0%
14.2%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
154
12.3%
−32.5%
98.5%
23%
9.1%
76%
2 years
142
15.6%
−15.0%
75.3%
13%
10.7%
94%
3 years
130
16.7%
−3.6%
55.5%
6%
12.0%
97%
5 years
106
19.6%
2.3%
39.8%
0%
14.1%
100%
7 years
82
21.8%
5.8%
30.6%
0%
16.8%
100%
10 years
46
19.9%
15.0%
23.0%
0%
15.1%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE TECK TRI over the same days. Past returns do not promise future returns.
SBI Technology Opportunities Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
SBI Technology Opportunities Fund (Direct)This fund
BSE TECK TRI
Return (CAGR)
−8.45%
−7.44%
Standard deviation
16.20%
18.81%
Sharpe ratio
-0.84
-0.67
Sortino ratio
-1.15
-0.93
Maximum drawdown
−24.3%
(30-03-2026)
−26.9%
(01-07-2026)
Beta
0.78
1.00
Alpha
−2.32%
0.00%
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Technology Opportunities Fund (Direct)This fund
BSE TECK TRI
Return (CAGR)
+11.11%
+6.66%
Standard deviation
15.41%
18.00%
Sharpe ratio
0.33
0.04
Sortino ratio
0.48
0.05
Maximum drawdown
−24.3%
(30-03-2026)
−31.1%
(01-07-2026)
Beta
0.79
1.00
Alpha
+4.78%
0.00%
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Technology Opportunities Fund (Direct)This fund
BSE TECK TRI
Return (CAGR)
+7.31%
+3.35%
Standard deviation
16.15%
18.31%
Sharpe ratio
0.09
-0.13
Sortino ratio
0.13
-0.19
Maximum drawdown
−25.6%
(17-06-2022)
−31.1%
(01-07-2026)
Beta
0.82
1.00
Alpha
+3.70%
0.00%
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Technology Opportunities Fund (Direct)This fund
BSE TECK TRI
Return (CAGR)
+17.70%
+13.30%
Standard deviation
16.68%
19.04%
Sharpe ratio
0.74
0.41
Sortino ratio
1.05
0.59
Maximum drawdown
−29.9%
(23-03-2020)
−31.1%
(23-03-2020)
Beta
0.82
1.00
Alpha
+5.87%
0.00%
From daily NAVs, 28-10-2016 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI Technology Opportunities Fund (Direct)This fund
BSE TECK TRI
Return (CAGR)
+18.33%
+13.74%
Standard deviation
17.15%
18.53%
Sharpe ratio
0.72
0.42
Sortino ratio
1.02
0.59
Maximum drawdown
−29.9%
(23-03-2020)
−31.1%
(23-03-2020)
Beta
0.87
1.00
Alpha
+5.70%
0.00%
From daily NAVs, 10-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
SBI Technology Opportunities Fund (Direct)
BSE TECK TRI
2014201620182020202220242026
SBI Technology Opportunities Fund (Direct)BSE TECK TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
SBI Technology Opportunities Fund (Direct)
−29.9%
17-02-2020
23-03-2020
16-07-2020
4 months
−12.6%
BSE TECK TRI
−31.1%
19-02-2020
23-03-2020
15-07-2020
4 months
−19.2%
From the Direct plan's daily NAV since 10-01-2013, adjusted for unit splits, and BSE TECK TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
SBI Technology Opportunities Fund vs Other Thematic Funds
The five Thematic funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
SBI Technology Opportunities Fund Expense Ratio and Costs
What each plan charges a year, in force from 09-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Thematic median
Cost rank (1 = cheapest)
Direct
0.80%
0.02%
0.00%
0.20%
1.02%
1.18%
67/235
Regular
1.62%
0.02%
0.00%
0.34%
1.98%
2.41%
24/235
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−9.33%
−8.45%
0.88%
₹90,670
₹91,550
3 years
9.97%
11.11%
1.14% a year
₹1,32,991
₹1,37,170
5 years
6.15%
7.31%
1.16% a year
₹1,34,772
₹1,42,299
10 years
16.47%
17.70%
1.23% a year
₹4,59,347
₹5,10,228
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
SBI Technology Opportunities Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 10-01-2013 to 29-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSBI Technology Opportunities Fund (Direct)
₹16,60,000
₹56,96,097
₹40,36,097
16.4%
Regular planSBI Technology Opportunities Fund (Regular)
Direct planSBI Technology Opportunities Fund (Direct)Regular planSBI Technology Opportunities Fund (Regular)BSE TECK TRICategory averageCategory average, 235 Thematic fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Technology Opportunities Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
96.7%Equity
Asset
Fund
Category
Equity
96.7%
94.5%
Cash and others
3.2%
4.0%
Debt
0.1%
1.5%
Market cap of stocks
Market cap
Fund
Category
Large Cap
48.2%
45.7%
Mid Cap
18.2%
19.6%
Small Cap
16.6%
24.1%
Foreign stocks
13.8%
2.7%
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
SBI Technology Opportunities Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
IT - Software43.9%
Telecom - Services16.9%
Retailing14.1%
IT - Services10.8%
Commercial Services & Supplies3.7%
Transport Services3.2%
Financial Technology (Fintech)1.6%
Healthcare Services1.3%
Leisure Services1.2%
Sector changes
Sector
July 2026
August 2026
September 2026
Change
IT - Software
44.6%
44.3%
43.9%
−0.7%
Telecom - Services
17.2%
16.1%
16.9%
−0.3%
Retailing
14.2%
13.4%
14.1%
−0.1%
IT - Services
10.7%
10.9%
10.8%
+0.2%
Commercial Services & Supplies
4.0%
3.5%
3.7%
−0.3%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
SBI Technology Opportunities Fund Portfolio Holdings
As on 30-09-2026 · 27 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Bharti Airtel Ltd.
Telecom - Services
16.92%
0.0%
Infosys Ltd.
IT - Software
8.37%
0.0%
Tata Consultancy Services Ltd.
IT - Software
7.01%
0.0%
Eternal Ltd.
Retailing
6.93%
0.0%
Coforge Ltd.
IT - Software
5.05%
0.0%
Microsoft Corporation
IT - Software
4.50%
0.0%
Cognizant Technology Solutions Corporation
IT - Services
4.38%
0.0%
LTM Ltd.
IT - Software
4.00%
0.0%
Amagi Media Labs Ltd.
IT - Services
3.97%
0.0%
Alphabet Inc.
IT - Software
3.97%
0.0%
Firstsource Solutions Ltd.
Commercial Services & Supplies
3.69%
0.0%
Swiggy Ltd.
Retailing
3.61%
+20.0%
BlackBuck Ltd.
Transport Services
3.22%
0.0%
Persistent Systems Ltd.
IT - Software
2.80%
0.0%
Tech Mahindra Ltd.
IT - Software
2.57%
0.0%
HCL Technologies Ltd.
IT - Software
2.37%
0.0%
Hexaware Technologies Ltd.
IT - Software
2.14%
0.0%
Info Edge (India) Ltd.
Retailing
2.05%
−4.6%
PB Fintech Ltd.
Financial Technology (Fintech)
1.56%
0.0%
L&T Technology Services Ltd.
IT - Services
1.55%
0.0%
FSN E-Commerce Ventures Ltd.
Retailing
1.54%
0.0%
Indegene Ltd.
Healthcare Services
1.27%
0.0%
TBO Tek Ltd.
Leisure Services
1.22%
−8.7%
Capillary Technologies India Ltd.
IT - Software
1.10%
+1.9%
Epam Systems Inc
IT - Services
0.95%
0.0%
364 DAY T-BILL 19.11.26 · Treasury bill
Sovereign
0.07%
SIP Technologies Ltd.
IT - Software
0.00%
0.0%
SBI Technology Opportunities Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Swiggy Ltd.
↑Added
+20.0%
3.61%
Info Edge (India) Ltd.
↓Reduced
−4.6%
2.05%
TBO Tek Ltd.
↓Reduced
−8.7%
1.22%
Capillary Technologies India Ltd.
↑Added
+1.9%
1.10%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
SBI Technology Opportunities Fund Overview
Fund facts from the scheme summary document
Expense ratio (Direct)
1.02%
Expense ratio (Regular)
1.98%
Category
Thematic
Risk
Not available
Benchmark
Not available
Launch date
Not available
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹4,154.86 Cr (30-09-2026)
Lock in
Not available
Scheme code (Direct)
120578
ISIN (Direct)
INF200K01RV6
Scheme code (Regular)
120577
ISIN (Regular)
INF200K01VS4
NAV history
From 10-01-2013, 13.8 years
Exit load
Not available
Tax on SBI Technology Opportunities Fund returns
SBI Technology Opportunities Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹234.9943
29-10-2026
direct
IDCW
₹166.9085
29-10-2026
regular
Growth
₹203.7528
29-10-2026
regular
IDCW
₹122.697
29-10-2026
About SBI Technology Opportunities Fund
SBI Technology Opportunities Fund is a mutual fund from SBI Mutual Fund. Its category is Thematic. At the end of September 2026 it held 27 securities.
Frequently Asked Questions for SBI Technology Opportunities Fund
What is the current NAV of SBI Technology Opportunities Fund?
The Direct plan NAV is ₹234.9943. The Regular plan NAV is ₹203.7528, as on 29-10-2026.
What are the returns of SBI Technology Opportunities Fund?
The Direct plan returned −8.45% in 1 year, +11.11% a year over 3 years, +7.31% a year over 5 years. The Regular plan returned −9.33% in 1 year, +9.97% a year over 3 years, +6.15% a year over 5 years. These figures are as on 29-10-2026.
What is the expense ratio of SBI Technology Opportunities Fund?
The Direct plan charges 1.02% a year. The Regular plan charges 1.98% a year. This is the figure the fund house reported to AMFI, in force from 09-10-2026.
What is the AUM of SBI Technology Opportunities Fund?
SBI Technology Opportunities Fund managed ₹4,154.86 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of SBI Technology Opportunities Fund?
At the end of September 2026 the largest holdings were BHARTIARTL (16.92%), INFY (8.37%), TCS (7.01%), ETERNAL (6.93%), COFORGE (5.05%). The fund held 27 securities in all.
What did SBI Technology Opportunities Fund buy and sell in September 2026?
It added shares in 2. It reduced 2.
How do I invest in SBI Technology Opportunities Fund?
Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
How has SBI Technology Opportunities Fund performed against its benchmark?
Its benchmark is BSE TECK TRI. The Direct plan returned +7.31% a year over 5 years. The benchmark returned +3.13% a year over 5 years.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
Track SBI Technology Opportunities Fund in WealthGamma
Add this fund once. WealthGamma updates its value every day and shows it next to your stocks, gold, deposits and loans.