Motilal Oswal Digital India Fund

ThematicDirect and Regular plans, Growth option

Data as on 30-10-2026

Motilal Oswal Digital India Fund is a Thematic fund run by Motilal Oswal Mutual Fund. On 30-09-2026, it managed ₹989 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −2.7% and its Regular plan returned −4.0%. Its benchmark, BSE TECK TRI, returned −7.4% over the same year.

NAV (Direct plan): ₹10.50; ▼ 1.76%30-10-2026
NAV (Regular plan): ₹10.20; ▼ 1.76%30-10-2026
Expense ratio: 1.06%Direct2.35%Regular; 1.06%; A year
Riskometer: Not available; Set by the fund house
1 year return: −2.7%Direct−4.0%Regular; −2.7%; Total

Motilal Oswal Digital India Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹10.50 (down 1.76% that day); Regular Plan Growth ₹10.20 (down 1.76% that day).

This fund (Direct plan)

₹10.501

Motilal Oswal Digital India Fund Returns vs BSE TECK TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−2.72%	+3.67%	+22.16%	−2.68%	--	--	--
This fund (Regular)	−2.82%	+3.33%	+21.33%	−4.01%	--	--	--
BSE TECK TRI	+14.68%	+2.98%	+8.77%	−7.44%	+6.66%	+3.35%	+13.30%
Thematic average	−2.09%	−4.52%	+0.86%	−1.22%	--	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	+75.71%	--	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	−22.44%	--	--	--
Rank in Thematic	137/235	7/232	1/232	95/215	--	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

Motilal Oswal Digital India Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	BSE TECK TRI
2026to date	−0.29%	−1.41%	−11.48%
2025	−0.88%	−2.35%	−3.10%

Motilal Oswal Digital India Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 240 periods, one for each trading day from 10-11-2025 to 30-10-2026.

−30%−20%−10%0%10%20%

Dec 2024
to
Dec 2025Feb 2025
to
Feb 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026

Motilal Oswal Digital India Fund (Direct)BSE TECK TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	240	−1.0%	−16.9%	11.8%	57%	−9.5%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE TECK TRI over the same days. Past returns do not promise future returns.

Motilal Oswal Digital India Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Motilal Oswal Digital India Fund (Direct)This fund	BSE TECK TRI
Return (CAGR)	−2.68%	−7.44%
Standard deviation	22.77%	18.81%
Sharpe ratio	-0.35	-0.67
Sortino ratio	-0.50	-0.93
Maximum drawdown	−30.3% (31-03-2026)	−26.9% (01-07-2026)
Beta	0.76	1.00
Alpha	+1.66%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Motilal Oswal Digital India Fund (Direct)This fund	BSE TECK TRI
Return (CAGR)	+2.62%	−6.52%
Standard deviation	21.32%	18.42%
Sharpe ratio	-0.14	-0.66
Sortino ratio	-0.20	-0.91
Maximum drawdown	−30.3% (31-03-2026)	−31.1% (01-07-2026)
Beta	0.76	1.00
Alpha	+6.27%	0.00%

From daily NAVs, 08-11-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−40%−30%−20%−10%0%

20252026

Motilal Oswal Digital India Fund (Direct)BSE TECK TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Motilal Oswal Digital India Fund (Direct)	−30.3%	04-12-2025	31-03-2026	07-09-2026	5 months	−10.8%
BSE TECK TRI	−31.1%	13-12-2024	01-07-2026	Not yet	--	−19.2%

From the Direct plan's daily NAV since 08-11-2024, adjusted for unit splits, and BSE TECK TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Motilal Oswal Digital India Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
Motilal Oswal Digital India Fund	95/215	989	1.06%	−2.68%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Motilal Oswal Digital India Fund Expense Ratio and Costs

What each plan charges a year, in force from 23-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.74%	0.05%	0.00%	0.27%	1.06%	1.18%	80/235
Regular	1.93%	0.05%	0.00%	0.37%	2.35%	2.41%	103/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−4.01%	−2.68%	1.33%	₹95,990	₹97,320

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Motilal Oswal Digital India Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 08-11-2024 to 30-10-2026: 24 instalments, ₹2,40,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planMotilal Oswal Digital India Fund (Direct)	₹2,40,000	₹2,60,234	₹20,234	8.0%
Regular planMotilal Oswal Digital India Fund (Regular)	₹2,40,000	₹2,56,511	₹16,511	6.6%
BSE TECK TRI	₹2,40,000	₹2,34,069	−₹5,931	−2.4%
Category averageCategory average, 235 Thematic funds	₹2,40,000	₹2,47,332	₹7,332	2.9%

₹0₹1.0 L₹2.0 L₹3.0 L

20252026

Direct planMotilal Oswal Digital India Fund (Direct)Regular planMotilal Oswal Digital India Fund (Regular)BSE TECK TRICategory averageCategory average, 235 Thematic fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Motilal Oswal Digital India Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

93.4%Equity

Asset	Fund	Category
Equity	93.4%	94.5%
Cash and others	6.6%	4.0%

Market cap of stocks

Market cap	Fund	Category
Large Cap	9.8%	45.7%
Mid Cap	22.4%	19.6%
Small Cap	45.5%	24.1%
Not on AMFI's list	15.7%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Motilal Oswal Digital India Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

IT - Software29.0%
IT - Services17.7%
Retailing16.3%
Financial Technology (Fintech)12.1%
Commercial Services & Supplies9.7%
Capital Markets3.4%
Leisure Services2.5%
Electrical Equipment2.1%
IT - Hardware0.6%

Sector changes

Sector	July 2026	August 2026	September 2026	Change
IT - Software	39.0%	37.3%	29.0%	−10.0%
IT - Services	2.3%	6.7%	17.7%	+15.4%
Retailing	14.7%	16.0%	16.3%	+1.6%
Financial Technology (Fintech)	13.9%	16.4%	12.1%	−1.8%
Commercial Services & Supplies	11.1%	10.2%	9.7%	−1.4%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Motilal Oswal Digital India Fund Portfolio Holdings

As on 30-09-2026 · 27 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
ESDS Software Solution Ltd	IT - Services	15.73%	+0.4%
Eternal Limited	Retailing	6.37%	0.0%
Coforge Limited	IT - Software	5.65%	0.0%
One 97 Communications Limited	Financial Technology (Fintech)	5.48%	−15.9%
Hexaware Technologies Limited	IT - Software	4.75%	0.0%
Firstsource Solutions Limited	Commercial Services & Supplies	4.29%	0.0%
PB Fintech Limited	Financial Technology (Fintech)	4.20%	+13.7%
Zensar Technologies Limited	IT - Software	4.19%	0.0%
Info Edge India Ltd	Retailing	3.69%	0.0%
Billionbrains Garage Ventures Ltd	Capital Markets	3.40%	+84.4%
Meesho Ltd	Retailing	3.36%	+47.1%
eClerx Services Limited	Commercial Services & Supplies	3.32%	+4.4%
Rategain Travel Technologies Limited	IT - Software	3.12%	+19.3%
Urban Company Ltd	Retailing	2.92%	+25.0%
Mastek Limited	IT - Software	2.60%	−9.0%
Le Travenues Technology Ltd	Leisure Services	2.51%	0.0%
Intellect Design Arena Limited	IT - Software	2.43%	0.0%
Pine Labs Limited	Financial Technology (Fintech)	2.38%	0.0%
C.E. Info Systems Limited	IT - Software	2.35%	0.0%
Emmvee Photovoltaic Power Limited	Electrical Equipment	2.06%	0.0%
Wework India Management Limited	Commercial Services & Supplies	2.06%	+25.2%
Birlasoft Limited	IT - Software	1.92%	0.0%
Amagi Media Labs Limited	IT - Services	1.80%	0.0%
Fractal Analytics Ltd	IT - Software	1.68%	0.0%
GNG Electronics Limited	IT - Hardware	0.63%	−70.2%
Sonata Software Limited	IT - Software	0.34%	−88.0%
Net web Technologies India Limited	IT - Services	0.20%	New

Motilal Oswal Digital India Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

ESDS Software Solution Ltd	Added	+0.4%	15.73%
One 97 Communications Limited	Reduced	−15.9%	5.48%
PB Fintech Limited	Added	+13.7%	4.20%
eClerx Services Limited	Added	+4.4%	3.32%
Sonata Software Limited	Reduced	−88.0%	0.34%
Billionbrains Garage Ventures Ltd	Added	+84.4%	3.40%
Mastek Limited	Reduced	−9.0%	2.60%
Meesho Ltd	Added	+47.1%	3.36%
Rategain Travel Technologies Limited	Added	+19.3%	3.12%
Urban Company Ltd	Added	+25.0%	2.92%
Wework India Management Limited	Added	+25.2%	2.06%
GNG Electronics Limited	Reduced	−70.2%	0.63%
Yatra Online Limited	Sold out	−100%	was 0.53%
Net web Technologies India Limited	New	New	0.20%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Motilal Oswal Digital India Fund bought and sold

Motilal Oswal Digital India Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
SBI Innovative Opportunities FundThematic · SBI	31.2%	12	Compare
Mirae Asset Nifty India Internet ETFETF · Mirae Asset	30.2%	9	Compare
Groww Nifty India internet ETFETF · Groww	30.2%	9	Compare
UTI Innovation FundThematic · UTI	29.8%	10	Compare
Motilal Oswal Business Cycle FundThematic · Motilal Oswal	29.5%	9	Compare
HDFC Technology FundThematic · HDFC	29.2%	10	Compare
WhiteOak Capital Digital Bharat FundSectoral · WhiteOak Capital	28.3%	12	Compare
HDFC Nifty India Digital Index FundIndex · HDFC	26.8%	14	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Motilal Oswal Digital India Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 1.06%
Expense ratio (Regular): 2.35%
Category: Thematic
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹988.69 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 152964
ISIN (Direct): INF247L01DN2
Scheme code (Regular): 152967
ISIN (Regular): INF247L01DR3
NAV history: From 08-11-2024, 2.0 years

Exit load: Not available

Tax on Motilal Oswal Digital India Fund returns

Motilal Oswal Digital India Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹10.501	30-10-2026
direct	Growth	₹10.5007	30-10-2026
regular	Growth	₹10.2048	30-10-2026
regular	Growth	₹10.2047	30-10-2026

About Motilal Oswal Digital India Fund

Motilal Oswal Digital India Fund is a mutual fund from Motilal Oswal Mutual Fund. Its category is Thematic. At the end of September 2026 it held 27 securities.

Fund Manager

Not available

See all funds of Motilal Oswal Mutual Fund

AUM change

September 2026: ₹988.69 Cr; +6.35% from August 2026
August 2026: ₹929.69 Cr; +2.51% from July 2026
July 2026: ₹906.90 Cr; +12.72% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Motilal Oswal Digital India Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Motilal Oswal Digital India vs Nippon India Taiwan EquityThematic
Motilal Oswal Digital India vs HDFC DefenceThematic
Motilal Oswal Digital India vs HDFC Pharma and HealthcareThematic
Motilal Oswal Digital India vs SBI Healthcare OpportunitiesThematic
Motilal Oswal Digital India vs Aditya Birla Sun Life International EquityThematic
Motilal Oswal Digital India vs SBI Innovative Opportunities31.2% overlap
Motilal Oswal Digital India vs Mirae Asset Nifty India Internet ETF30.2% overlap
Motilal Oswal Digital India vs Groww Nifty India internet ETF30.2% overlap

Compare with any other fund

Frequently Asked Questions for Motilal Oswal Digital India Fund

What is the current NAV of Motilal Oswal Digital India Fund?

The Direct plan NAV is ₹10.501. The Regular plan NAV is ₹10.2048, as on 30-10-2026.

What are the returns of Motilal Oswal Digital India Fund?

The Direct plan returned −2.68% in 1 year. The Regular plan returned −4.01% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Motilal Oswal Digital India Fund?

The Direct plan charges 1.06% a year. The Regular plan charges 2.35% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.

What is the AUM of Motilal Oswal Digital India Fund?

Motilal Oswal Digital India Fund managed ₹988.69 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Motilal Oswal Digital India Fund?

At the end of September 2026 the largest holdings were ESDS Software Solution Ltd (15.73%), ETERNAL (6.37%), COFORGE (5.65%), PAYTM (5.48%), HEXT (4.75%). The fund held 27 securities in all.

What did Motilal Oswal Digital India Fund buy and sell in September 2026?

It bought 1 new stock: Net web Technologies India Limited. It sold out of 1: Yatra Online Limited. It added shares in 8. It reduced 4.

How do I invest in Motilal Oswal Digital India Fund?

Through Motilal Oswal Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How has Motilal Oswal Digital India Fund performed against its benchmark?

Its benchmark is BSE TECK TRI. The Direct plan returned −2.68% in 1 year. The benchmark returned −7.44% in 1 year.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.