ICICI Prudential Technology Fund vs Tata Digital India Fund
Direct Plan, Growth option · Data as on 29-10-2026
ICICI Prudential Technology Fund is a Thematic fund and Tata Digital India Fund is a Thematic fund. In the 3 years to 30-10-2026, ICICI Prudential Technology Fund (Direct) returned 8.3% a year and Tata Digital India Fund (Direct) returned 6.9% a year. ICICI Prudential Technology Fund charges 1.21% a year and Tata Digital India Fund 0.67% (Direct plans). Their portfolios overlap 53.0%: they hold 33 of the same securities.
ICICI Prudential Technology Fund
Thematic
- 3 year return
- 8.3%
- Expense ratio
- 1.21%
- NAV
- ₹205.84
Tata Digital India Fund
Thematic
- 3 year return
- 6.9%
- Expense ratio
- 0.67%
- NAV
- ₹49.21
Which is better, ICICI Prudential Technology or Tata Digital India? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential Technology returned more over 5 years: 4.0% a year against 3.8%.
- ICICI Prudential Technology returned more over 3 years: 8.3% a year against 6.9%.
- Tata Digital India costs less: 0.67% a year against 1.21% (Direct plans).
- ICICI Prudential Technology swung less over 3 years: a standard deviation of 16.9% a year against 18.2%.
- Tata Digital India fell less in its worst fall since 29-12-2015: −33.3% against −35.1%.
- ICICI Prudential Technology holds 5.7% of the fund in foreign stocks; Tata Digital India 0.0%.
- Tata Digital India holds more in large companies: 57.4% of the fund in large caps against 44.8%.
- ICICI Prudential Technology is the larger fund: ₹12,505 Cr against ₹9,276 Cr.
- Their portfolios overlap 53.0%: 33 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | ICICI Prudential Technology Fund | Tata Digital India Fund |
|---|---|---|
| Fund house | ICICI Prudential Mutual Fund | Tata Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹12,505 Cr (30-09-2026) | ₹9,276 Cr (30-09-2026) |
| NAV | ₹205.84 (Direct) | ₹49.21 (Direct) |
| Expense ratio (Direct) | 1.21% | 0.67% |
| Expense ratio (Regular) | 1.87% | 1.75% |
| Riskometer | Very High | Very High |
| Benchmark | BSE Teck TRI | Nifty IT TRI |
| Launch date | 03-03-2000 | 28-12-2015 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Vaibhav Dusad, Sharmila D'silva | Meeta Shetty, Hasmukh Vishariya |
| Exit load | 1% of applicable Net Asset Value – If units purchased or switched in from another scheme of the Fund are redeemed or switched out within 15 days from the date of allotment Nil - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 15 days from the date of allotment. | 0.25% of NAV if redeemed /switched out before 30 days from the date of allotment. |
ICICI Prudential Technology vs Tata Digital India: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| ICICI Prudential Technology Fund (Direct) | +8.35% | +0.04% | +8.41% | −9.15% | +8.32% | +4.04% | +18.05% |
| Tata Digital India Fund (Direct) | +7.99% | −1.60% | +7.01% | −11.13% | +6.90% | +3.78% | +18.14% |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | +11.62% | +13.76% |
Category average: the average of the 235 Thematic funds, same plan type.
ICICI Prudential Technology vs Tata Digital India: Year-wise Returns
| Year | ICICI Prudential TechnologyICICI Prudential Technology | Tata Digital IndiaTata Digital India |
|---|---|---|
| 2026to date | −11.81% | −13.72% |
| 2025 | −1.16% | −8.60% |
| 2024 | +26.38% | +32.37% |
| 2023 | +28.53% | +33.81% |
| 2022 | −22.28% | −22.00% |
| 2021 | +77.76% | +77.28% |
ICICI Prudential Technology vs Tata Digital India: Rolling Returns
Every holding period of both funds, against BSE TECK TRI, the benchmark of ICICI Prudential Technology Fund
Rolling returns
Every 3-year holding period, 1,931 of them, one for each trading day from 31-12-2018 to 29-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
ICICI Prudential Technology Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
to
Aug 2019Dec 2017
to
Dec 2020Apr 2019
to
Apr 2022Aug 2020
to
Aug 2023Dec 2021
to
Dec 2024Mar 2023
to
Mar 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ICICI Prudential Technology | 0.0 | 1.6 | 12.6 | 22.9 | 17.3 | 6.6 | 38.9 | 21.7% | 17.4% | 0.7% | 48.9% | 97% |
| Tata Digital India | 0.0 | 1.5 | 9.0 | 13.2 | 25.8 | 10.9 | 39.6 | 22.1% | 20.2% | 2.9% | 46.6% | 100% |
| BSE TECK TRI | 0.0 | 4.2 | 17.1 | 31.6 | 11.7 | 22.6 | 12.7 | 16.1% | 14.4% | 0.7% | 36.2% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE TECK TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 29-12-2015. Past returns do not promise future returns.
ICICI Prudential Technology vs Tata Digital India: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2015 to 29-10-2026: 131 instalments, ₹13,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| ICICI Prudential TechnologyICICI Prudential Technology Fund (Direct) | ₹13,10,000 | ₹32,90,604 | ₹19,80,604 | 16.0% |
| Tata Digital IndiaTata Digital India Fund (Direct) | ₹13,10,000 | ₹32,03,311 | ₹18,93,311 | 15.5% |
ICICI Prudential TechnologyICICI Prudential Technology Fund (Direct)
Tata Digital IndiaTata Digital India Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
ICICI Prudential Technology vs Tata Digital India: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | ICICI Prudential Technology Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | −9.15% | −11.13% |
| Standard deviation | 17.68% | 18.78% |
| Sharpe ratio | -0.81 | -0.87 |
| Sortino ratio | -1.11 | -1.18 |
| Maximum drawdown | −25.1% (30-03-2026) | −25.5% (31-03-2026) |
| Beta | 0.89 | 0.67 |
| Alpha | −1.44% | −7.77% |
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Technology Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.32% | +6.90% |
| Standard deviation | 16.92% | 18.23% |
| Sharpe ratio | 0.14 | 0.05 |
| Sortino ratio | 0.20 | 0.07 |
| Maximum drawdown | −28.0% (30-03-2026) | −33.3% (31-03-2026) |
| Beta | 0.91 | 0.76 |
| Alpha | +1.95% | +2.26% |
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Technology Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.04% | +3.78% |
| Standard deviation | 17.33% | 18.26% |
| Sharpe ratio | -0.10 | -0.11 |
| Sortino ratio | -0.14 | -0.16 |
| Maximum drawdown | −29.1% (17-06-2022) | −33.3% (31-03-2026) |
| Beta | 0.92 | 0.79 |
| Alpha | +0.71% | +1.83% |
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | ICICI Prudential Technology Fund (Direct) | Tata Digital India Fund (Direct) |
|---|---|---|
| Return (CAGR) | +18.61% | +15.84% |
| Standard deviation | 17.70% | 18.46% |
| Sharpe ratio | 0.71 | 0.56 |
| Sortino ratio | 1.01 | 0.80 |
| Maximum drawdown | −35.1% (23-03-2020) | −33.3% (31-03-2026) |
| Beta | 0.89 | 0.82 |
| Alpha | +5.74% | +4.50% |
From daily NAVs, 02-01-2013 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
ICICI Prudential Technology Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| ICICI Prudential Technology Fund (Direct) | −35.1% | 19-02-2020 | 23-03-2020 | 16-07-2020 | 4 months | −17.7% |
| Tata Digital India Fund (Direct) | −33.3% | 13-12-2024 | 31-03-2026 | Not yet | -- | −25.1% |
| BSE TECK TRI | −31.1% | 19-02-2020 | 23-03-2020 | 15-07-2020 | 4 months | −19.2% |
From daily values since 29-12-2015, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Technology Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Technology Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
ICICI Prudential Technology Fund (Direct)
Tata Digital India Fund (Direct)
BSE TECK TRI
Against BSE TECK TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| ICICI Prudential Technology Fund (Direct) | 103% | 85% | 7.04% |
| Tata Digital India Fund (Direct) | 106% | 88% | 6.92% |
From month-end values since 29-12-2015. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
ICICI Prudential Technology vs Tata Digital India: Portfolio Overlap
From each fund's latest monthly portfolio: ICICI Prudential Technology Fund, September 2026; Tata Digital India Fund, September 2026
Holdings in common
- Overlap
- 53.0%
- Held by both
- 33
- Only in ICICI Prudential Technology
- 30
- Only in Tata Digital India
- 18
| Security | % of ICICI Prudential Technology | % of Tata Digital India |
|---|---|---|
| Infosys Ltd. | 9.28% | 16.30% |
| Tech Mahindra Ltd. | 8.38% | 8.32% |
| Bharti Airtel Ltd. | 13.47% | 5.06% |
| HCL Technologies Ltd. | 4.21% | 3.56% |
| Eternal Ltd. | 2.50% | 7.62% |
| Persistent Systems Ltd. | 2.12% | 3.89% |
| Cyient Ltd. | 2.02% | 1.96% |
| COFORGE Ltd. | 3.92% | 1.63% |
| LTIMindtree Ltd. | 2.59% | 1.57% |
| Mphasis Ltd. | 4.39% | 1.38% |
| Swiggy Ltd | 1.82% | 1.35% |
| Wipro Ltd. | 1.39% | 1.25% |
| Tata Consultancy Services Ltd. | 1.18% | 9.75% |
| Mastek Ltd. | 1.26% | 0.98% |
| Netweb Technologies India | 0.98% | 0.94% |
| Rategain Travel Technologies Ltd. | 1.30% | 0.91% |
| PB Fintech Ltd. | 0.89% | 2.68% |
| Amagi Media Labs Ltd | 1.00% | 0.77% |
| Sonata Software Ltd. | 0.76% | 1.45% |
| Birlasoft Ltd. | 0.74% | 0.88% |
| Zensar Technologies Ltd. | 0.69% | 0.72% |
| Eclerx Services Ltd. | 0.67% | 0.77% |
| Info Edge (India) Ltd. | 1.89% | 0.64% |
| Delhivery Ltd. | 0.57% | 0.74% |
| Hexaware Technologies Ltd. | 1.45% | 0.54% |
| L&T Technology Services Ltd. | 1.11% | 0.53% |
| Pine Labs Ltd | 0.59% | 0.48% |
| Firstsource Solutions Ltd. | 0.41% | 2.08% |
| Tata Communications Ltd. | 0.40% | 0.91% |
| Affle India Ltd. | 0.33% | 0.67% |
| TBO Tek Ltd. | 0.31% | 1.49% |
| KPIT Technologies Ltd | 0.87% | 0.18% |
| Yatra Online Ltd | 0.41% | 0.13% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 53.0% means 53.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in ICICI Prudential Technology Fund
| Security | % of fund |
|---|---|
| Sagility India Ltd | 2.54% |
| Bharti Hexacom Ltd. | 2.23% |
| Indiamart Intermesh Ltd. | 1.22% |
| Wework India Management Ltd | 1.12% |
| Hindustan Aeronautics Ltd. | 1.11% |
Largest holdings only in Tata Digital India Fund
| Security | % of fund |
|---|---|
| DIXON TECHNOLOGIES (INDIA) LTD | 1.83% |
| CARTRADE TECH LTD | 1.74% |
| ONE 97 COMMUNICATIONS LTD | 1.27% |
| ADANI ENTERPRISES LTD | 1.19% |
| ADANI ENERGY SOLUTIONS LTD | 0.92% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | ICICI Prudential Technology | Tata Digital India |
|---|---|---|
| Equity | 98.3% | 95.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 1.7% | 5.0% |
Market cap of stocks
| Market cap | ICICI Prudential Technology | Tata Digital India |
|---|---|---|
| Large Cap | 44.8% | 57.4% |
| Mid Cap | 19.7% | 17.5% |
| Small Cap | 28.0% | 19.9% |
| Foreign stocks | 5.7% | 0.0% |
| Not on AMFI's list | 0.0% | 0.3% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | ICICI Prudential Technology | Tata Digital India |
|---|---|---|
| IT - Software | 0.0% | 53.6% |
| It - Software | 46.5% | 0.0% |
| Telecom - Services | 16.1% | 6.0% |
| Retailing | 8.1% | 11.9% |
| It - Services | 9.3% | 0.0% |
| IT - Services | 0.0% | 4.9% |
| Financial Technology (Fintech) | 1.5% | 4.4% |
| It Consulting & Other Services | 4.2% | 0.0% |
| Commercial Services & Supplies | 2.4% | 3.5% |
| Capital Markets | 3.4% | 1.0% |
The six largest sectors of each fund's stocks, % of the fund.
ICICI Prudential Technology vs Tata Digital India: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | ICICI Prudential Technology Fund | Tata Digital India Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.21% | 0.67% |
| Base expense ratio (Direct) | 0.89% | 0.49% |
| Total expense ratio (Regular) | 1.87% | 1.75% |
| Base expense ratio (Regular) | 1.46% | 1.49% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare ICICI Prudential Technology with
ICICI Prudential Technology Fund vs Tata Digital India Fund: Frequently Asked Questions
What is the difference between ICICI Prudential Technology Fund and Tata Digital India Fund?
ICICI Prudential Technology Fund is a Thematic fund, Tata Digital India Fund is a Thematic fund, run by ICICI Prudential Mutual Fund and Tata Mutual Fund. Their portfolios overlap 53.0%. ICICI Prudential Technology Fund charges 1.21% a year and Tata Digital India Fund 0.67%.
Which has given higher returns, ICICI Prudential Technology Fund or Tata Digital India Fund?
Over 1 year: ICICI Prudential Technology Fund −9.15%, Tata Digital India Fund −11.13%. Over 3 years: ICICI Prudential Technology Fund +8.32% a year, Tata Digital India Fund +6.90% a year. Over 5 years: ICICI Prudential Technology Fund +4.04% a year, Tata Digital India Fund +3.78% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, ICICI Prudential Technology Fund or Tata Digital India Fund?
Tata Digital India Fund charges less: 0.67% a year against 1.21%. These are the Direct plans' total expense ratios reported to AMFI.
How much do ICICI Prudential Technology Fund and Tata Digital India Fund overlap?
53.0%. They hold 33 of the same securities, the largest shared ones being INFY, TECHM, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, ICICI Prudential Technology Fund or Tata Digital India Fund?
On SEBI's riskometer, ICICI Prudential Technology Fund is rated Very High and Tata Digital India Fund Very High. Over 3 years, the standard deviation of daily returns was 16.92% and 18.23% a year.
Which is better for SIP, ICICI Prudential Technology Fund or Tata Digital India Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 29-10-2026 grew to ₹6,91,480 in ICICI Prudential Technology Fund (XIRR 4.9% a year) and ₹6,69,243 in Tata Digital India Fund (XIRR 3.6% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both ICICI Prudential Technology Fund and Tata Digital India Fund?
Yes. 53.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages ICICI Prudential Technology Fund and Tata Digital India Fund?
ICICI Prudential Technology Fund: Vaibhav Dusad, Sharmila D'silva. Tata Digital India Fund: Meeta Shetty, Hasmukh Vishariya.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.