Best Fi Money alternative
The best Fi Money alternative is WealthGamma, because it is not tied to a bank account, a broker or a company that is shutting down: you upload a CAS, CAMS or KFintech statement, a broker file or a CSV, and it tracks mutual funds, stocks, gold, PPF, FDs, property and loans for every family member on their own PAN, with capital-gains tax before you sell. If you only need to keep tracking US stocks, Fi itself is migrating that piece to INDmoney.
Fi Money's parent, epiFi, is winding down the whole consumer app: Federal Bank ended its savings-account partnership in March 2026, US stock holdings are migrating to INDmoney, and the company has said it is pivoting to B2B AI. Its wealth tracker for mutual funds and net worth has no announced destination. WealthGamma tracks a family's whole net worth, imported from a CAS or CSV, with no bank account or broker link required.
By Hardik Vegad, founder of WealthGamma · Last updated
WealthGamma and Fi Money at a glance
WealthGamma
Net worth tracker for Indian families, independent of any bank or broker
- Stocks, mutual funds, gold, PPF, FDs, property and loans in one net worth
- No bank account or broker link needed: import a CAS, broker file or CSV
- Every family member on their own PAN, from one login
- Capital-gains tax before you sell, in the free plan
- Export your data to CSV any time
- Price:
- Free plan; lifetime plan from ₹2,999 once, 14-day money-back
- Your data:
- Uploaded files you control, not a bank or broker link
- No wind-down risk:
- A tracking product, not a bank account or broker
Fi Money
Neobank with savings, US stocks and a wealth tracker, shutting down
- Federal Bank savings account and debit card, no longer opened through the app
- US stock investing with SIPs, migrating to INDmoney
- Wealth Tracker for mutual funds, spending and net worth, no announced future
- Instant loans up to ₹10 lakh
- Fi-Points rewards, expired 31 March 2026
- Status:
- Consumer app winding down; company pivoting to B2B AI
- Migration path:
- Banking to FedMobile, US stocks to INDmoney; mutual funds unclear
- Tracks:
- Bank balance, US stocks, mutual funds; no PPF, gold or property
Why Fi Money users are looking for an alternative
Fi Money is not a routine discontinuation: Federal Bank ended its savings-account partnership on 11 March 2026, Fi-Points stopped accruing on 20 March 2026 and stopped being redeemable on 31 March 2026, and reports from February and March 2026 describe epiFi cutting staff and shutting products to pivot to a B2B AI business. Users are searching for an alternative because the tracker they relied on is going away, not because of a feature gap.
- Federal Bank ended its savings partnership 11 March 2026, moving 3.5M+ users to FedMobile
- No announced destination for the mutual fund and net worth data in Wealth Tracker
- Fi-Points accrual ended 20 March, redemption closed 31 March 2026
- epiFi cutting staff, pivoting entirely to a B2B AI enterprise model
- Even while running, no PPF, gold, property or Indian-family net worth view
TLDR: Fi Money combined a Federal Bank savings account, US stock investing and a Wealth Tracker for mutual funds and spending in one neobank app.
The whole consumer app is shutting down: banking moves to FedMobile, US stocks to INDmoney, and the mutual fund/net worth data has no announced home.
WealthGamma doesn't depend on a bank account or broker link at all: upload a CAS or CSV and keep tracking, whatever happens to your bank.
Sources
- Federal Bank statement on ending the Fi partnership (confirmed 11 March 2026, via press coverage)
- TechCrunch: India neobank Fi winds down banking services (11 March 2026)
- Fi Money (app status, FedMobile transition notice, checked 10 September 2026)
- Fi Money: Rewards (Fi-Points accrual end 20 March 2026, redemption close 31 March 2026)
- epiFi pivot to B2B AI coverage (US Stocks migrating to INDmoney)
Fi Money's wind-down is confirmed by Federal Bank and press coverage, not by Fi predicting its own future; check fi.money directly for your account before acting on anything here.
WealthGamma vs Fi Money: feature comparison
Of the 20 features compared below, Fi Money offered 5, tied to a bank account and a broker link that are both being unwound. WealthGamma offers 16, none of them dependent on a bank, a broker or Fi staying in business, adding gold, PPF, property, loans, family PANs and tax before you sell.
| Feature | WealthGamma | Fi Money |
|---|---|---|
| Coverage | ||
| Mutual funds and stocks | Yes | Yes |
| US stocks | No | Yes |
| Gold, PPF, FDs | Yes | No |
| Property and loans | Yes | No |
| Family members, per PAN | Yes | No |
| Dividend calendar | Yes | No |
| Analysis | ||
| Spending analytics | No | Yes |
| XIRR | Yes | Yes |
| Tax before you sell, free | Yes | No |
| Net worth projections | Yes | No |
| Goal tracking | Yes | No |
| Import and independence | ||
| Works without a bank account link | Yes | No |
| CAMS, KFintech or MF Central import | Yes | No |
| Broker tradebook import | Yes | No |
| CSV import | Yes | No |
| Export your data | Yes | No |
| Pricing and continuity | ||
| Free plan | Yes | Yes |
| Company still accepting new users | Yes | No |
| One-time purchase | Yes | No |
| Money-back guarantee | Yes | No |
Fi Money's wind-down details are from Federal Bank's 11 March 2026 statement on ending the savings-account partnership, Fi's own migration guidance for banking and US stocks, and press coverage from March 2026 of epiFi's pivot to a B2B AI model, all checked 10 September 2026. No official source names a replacement for the Wealth Tracker's mutual fund or net worth data. WealthGamma details from the product as of ; the pricing page has current plan limits.
Price takeaway
Fi Money's Wealth Tracker was free, bundled with a bank account that no longer opens through the app. WealthGamma's free plan tracks one portfolio with no expiry; the lifetime plan is ₹2,999 once for the family view, tax and projections, with 14 days to get your money back, and does not depend on any bank, broker or company staying open.
Key differences
Fi Money and WealthGamma differ in four ways: continuity (a shutting-down neobank versus a tracker that does not depend on a bank or broker), scope (a bank account and US stocks versus a family's whole Indian net worth), how data gets in (linking accounts versus files you control), and what you are trusting with your money (a wind-down in progress versus a standalone tracking product).
A shutting-down neobank vs a standalone tracker
Fi Money's banking, rewards and (so far) US stocks are being unwound or migrated as epiFi pivots to a B2B AI business. WealthGamma is a tracking product with no bank account or broker relationship to unwind, so switching to it is not exposed to another company's business decisions. How the net worth tracker works.
US stocks and a bank balance vs a family's Indian net worth
Fi Money's Wealth Tracker centred on US stocks and a Federal Bank balance. WealthGamma adds Indian mutual funds, gold, PPF, FDs, property and loans for every family member on their own PAN, so the number on screen is what the family is worth, not one account balance. Tracking a family's finances together.
Linked accounts vs files you control
Fi Money's tracking came from linking a bank account and a broker. WealthGamma reads a CAMS or KFintech CAS, a Zerodha or Groww file, or any CSV you upload yourself, so it keeps working exactly the same way no matter which bank or broker you use, or what happens to them. Importing a CAMS or KFintech CAS.
No word on mutual funds vs tax before you sell today
Fi's migration guidance covers banking and US stocks, with nothing announced for mutual fund or net worth data. WealthGamma's free plan already includes capital-gains tax before you sell and XIRR per holding, with no subscription and no dependency on a partner bank. How the capital-gains tax planner works.
Which should you use?
Use WealthGamma when
You want a net worth tracker that does not depend on any single bank, broker or company staying in business, that covers a family's mutual funds, stocks, gold, PPF, property and loans, and that works out tax on a sale before you place it.
Choose WealthGamma if
- A tracker that does not depend on any bank or broker staying in business
- Family portfolios: spouse, parents, children, each on their own PAN
- Gold, PPF, flat and home loan counted with the funds
- Tax known before you sell, with no subscription needed
- Net worth projected decades ahead
- Dividend calendar: earned and upcoming
- One price, no bank account required
Who Fi Money suited
You only ever used Fi Money for US stocks and are happy to move that one piece to INDmoney, or you still have an active Federal Bank account through Fi and only need to move your banking to FedMobile.
If that was you
- Only ever used Fi for US stocks and are moving that to INDmoney
- Still have an active Federal Bank account opened through Fi
- Wanted a bank account, debit card and tracker in a single app
- Comfortable waiting to see what, if anything, replaces the Wealth Tracker
Who should not switch to WealthGamma?
WealthGamma tracks and plans; it does not trade, sync or publish news. Four needs are better served elsewhere, and this list is meant literally: if one of these matters, do not switch.
- Buying and selling inside the app
- Automatic syncing by linking brokers or sharing an inbox
- US stocks, or crypto priced live from exchanges
- Market news and research next to the portfolio
If that is you, one of the trackers below is the better fit.
Other Fi Money alternatives worth knowing
Five trackers Fi Money users move to, with the price, who each suits and the catch. INDmoney is the direct landing spot for US stocks migrating from Fi. Moneycontrol and Value Research are free like-for-like for a simple list, without a bank account attached.
| Tracker | Price | Best for | The catch |
|---|---|---|---|
| WealthGamma | Free plan; lifetime from ₹2,999 | A family's whole net worth, per PAN, with tax before you sell and projections ahead. | No trading, no auto-sync, no US stocks, no news. |
| Moneycontrol Portfolio Manager | Free | Someone who wants the closest thing to ET Portfolio: a free stock and fund list inside a news site. | Reviewers report you cannot bulk-upload sell transactions, so history has to be entered one sale at a time. |
| Value Research | Part of Value Research premium, about ₹5,000 a year | Mutual fund investors who want deep fund analysis with the tracker. | Paid yearly, and stocks are secondary to funds. |
| INDmoney | Free | Someone who wants everything auto-synced and does not mind how. | It reads your email and links to brokers to do it, so a third party holds your financial data. |
| Kuvera | Free | Direct fund investors who want a sell preview and family accounts in a free app. | Funds only; extras cost coins, and reviewers report missing features since the April 2026 CRED redesign. |
| Groww | Free for mutual funds; ₹20 per stock order | Someone who wants direct funds and a stock broker in one free app, with outside funds imported via MF Central. | A broker first; tracking outside holdings is basic and there is no net worth view. |
| ET Money | Free; Genius membership is paid | Direct mutual fund investors who want fund analysis and a simple tracker in one app. | Owned by 360 ONE since 2024; funds first, stocks secondary, and the app sells products. |
| MProfit | ₹18,000 a year plus GST; no cheaper plan since June 2025 | HNIs, family offices and CAs who need capital-gains reports in ITR, ClearTax and Winman formats across 700 or more brokers. | Priced by portfolio size, no free plan, and no goals, projections or harvesting. |
Prices and features as published by each company or reported in user reviews, checked . Tell us if one is out of date.
Questions Fi Money users ask before switching
Short answers to the six questions Fi Money users ask most, from what is actually shutting down to how to move your data out.
Is Fi Money shutting down?
Federal Bank ended its savings-account partnership with Fi on 11 March 2026 and moved users to its own FedMobile app. Fi's US Stocks feature is migrating to INDmoney, and press coverage from February and March 2026 describes epiFi, Fi's parent, cutting staff and pivoting its business to B2B AI. No official source has confirmed what happens to the Wealth Tracker's mutual fund and net worth features.
What happened to my Fi Money savings account?
Existing Federal Bank accounts opened through Fi are managed through FedMobile now; the funds remain with Federal Bank throughout, since Fi operated as a neobank layer on top of a licensed bank. New accounts can no longer be opened through the Fi app. For account-specific questions, Fi's own guidance points to Federal Bank support.
What happened to Fi-Points?
Fi-Points stopped accruing on 20 March 2026 and stopped being redeemable on 31 March 2026. Any points not redeemed by that date expired.
Where do my Fi Money mutual funds and net worth data go?
No official source names a replacement for this part of the app as of 10 September 2026. Only banking (to FedMobile) and US stocks (to INDmoney) have an announced destination. If you want to keep tracking mutual funds and net worth without waiting to find out, request a CAS from CAMS or KFintech and import it somewhere that does not depend on Fi staying open.
How do I move from Fi Money to WealthGamma?
Request a CAS from CAMS or KFintech for your mutual funds and download tradebooks from any brokers you use for stocks. In WealthGamma, Settings, Import Data reads the CAS PDF and Zerodha or Groww files as they are; any other CSV maps column by column once, with a preview before it confirms.
Is WealthGamma free like Fi Money's Wealth Tracker was?
There is a free plan with no expiry and no card: one portfolio with unlimited stocks, mutual funds and gold priced daily, one SIP, one goal and one loan, including capital-gains tax before you sell. Family portfolios, projections and full tax planning are on paid plans, including a one-time lifetime plan, all with a 14-day money-back guarantee.
Compare WealthGamma with other trackers
- ET Portfolio alternative
- INDmoney alternative
- Kuvera alternative
- MProfit alternative
- Kubera alternative
- Value Research alternative
- ET Money alternative
- Moneycontrol Portfolio alternative
- Zerodha Console alternative
- Excel Portfolio Tracker alternative
- Sharesight alternative
- Dezerv Wealth Monitor alternative
- Tickertape alternative
- MF Central alternative
- Delta alternative
Start with the free plan, import tonight
Free plan: 1 portfolio, unlimited stocks, mutual funds and gold priced daily, 1 SIP, 1 goal, 1 loan. No card, no expiry. Paid plans include a one-time lifetime plan from ₹2,999. Every paid plan has a 14-day money-back guarantee. Export everything to CSV whenever you like from Settings.
Start free, no card