Best Excel Portfolio Tracker alternative

The best alternative to an Excel or Google Sheets portfolio tracker for most families is WealthGamma. It reads your CAMS or KFintech CAS or a broker file instead of manual entry, prices stocks, mutual funds and gold daily, works out capital-gains tax before you sell without a single formula, and adds every family member on their own PAN in one place. A spreadsheet remains a reasonable choice for someone who enjoys building it and only tracks a handful of holdings.

A spreadsheet costs nothing beyond the app you already have, and gives you complete control over what it tracks. The trade-off is everything you have to build and keep working yourself: prices that go stale the moment you stop updating them, formulas that break when a row is added or deleted, and no capital-gains tax without writing it yourself. WealthGamma imports your statements and keeps prices, tax and returns current automatically, free.

By Hardik Vegad, founder of WealthGamma · Last updated 10 September 2026

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WealthGamma

Net worth tracker for Indian families

Stocks, mutual funds, gold, PPF, FDs, property and loans in one net worth
Imports the CAMS or KFintech CAS, a broker file or any CSV; no formulas to build
Every family member on their own PAN, from one login
Capital-gains tax before you sell, in the free plan
Prices update automatically; nothing to paste in or maintain

Price:: Free plan; lifetime plan from ₹2,999 once, 14-day money-back
Your data:: Upload a file; correct or export it any time
Maintenance:: None: prices and calculations update on their own

Excel or Google Sheets

A self-built spreadsheet in Excel or Google Sheets

Free: whatever spreadsheet software you already have
Tracks exactly what you build into it, and nothing more
Prices pasted in manually, or pulled with formulas and add-ons that can break
XIRR, average cost and tax need formulas you write and maintain yourself
No import from a broker or fund house statement unless you build one

Price:: Free, using software you already have
Tracks:: Whatever you build; no automatic pricing or tax by default
Similar to:: Any DIY portfolio template found online

Why spreadsheet users move to a dedicated tracker

A DIY spreadsheet is not a company or a product; it is whatever you built with the time and formulas you put into it. The reasons people search for an alternative are the maintenance it demands and the calculations it does not do for free, both common to any manual sheet regardless of who built it.

Prices need pasting in manually, or fragile formulas and add-ons that break
XIRR, average cost and tax formulas have to be written and re-checked yourself
Adding or deleting a row can silently shift other formulas
No mobile view worth using away from a laptop
One person maintains it, so a family portfolio depends on that person

TLDR: Free beyond Excel or Google Sheets, and tracks exactly what you build into it: stocks, funds, FDs, gold, whatever cells you add.

Gaps: manual or brittle price updates, formulas that break when rows change, no reliable tax calculation without building it yourself, single-maintainer risk.

WealthGamma replaces the manual work with an import: a CAS, broker file or any CSV populates the portfolio, with tax and prices kept current automatically.

Sources

WealthGamma: Import Data (how CAS and broker files replace manual entry)

There is no company behind a spreadsheet, so this page compares WealthGamma against the maintenance any self-built Excel or Google Sheets tracker requires, not against a reviewed product.

WealthGamma vs Excel or Google Sheets: feature comparison

Of the 18 rows compared below, a spreadsheet can be built to cover 6, and it is genuinely flexible for anyone willing to maintain it. WealthGamma covers 15 without any formulas: automatic pricing, tax before you sell, family PANs, projections and mobile access, all in the free plan.

WealthGamma vs Excel or Google Sheets, feature by feature
Feature	WealthGamma	Excel or Google Sheets
Coverage
Mutual funds and stocks	Yes	Yes
Gold, PPF, FDs	Yes	Yes
Property and loans	Yes	Yes
Automatic daily pricing	Yes	No
Family members, per PAN	Yes	No
Dividend calendar	Yes	No
Data entry
CAMS, KFintech or MF Central import	Yes	No
Broker tradebook import	Yes	No
CSV import	Yes	No
Manual entry only	No	Yes
Mobile access	Yes	No
Analysis
XIRR	Yes	No
Tax before you sell, free	Yes	No
Net worth projections	Yes	No
Goal tracking	Yes	No
Reliability
Free to start	Yes	Yes
No formulas to build or maintain	Yes	No
Works if the builder is unavailable	Yes	No
Money-back guarantee	Yes	No

There is no company behind a spreadsheet, so there are no product pages or reviews to cite here; the points above describe the maintenance any self-built Excel or Google Sheets tracker requires, regardless of who built it or which template it started from. Checked 10 September 2026. WealthGamma details from the product as of 10 September 2026; the pricing page has current plan limits.

Price takeaway

A spreadsheet costs nothing beyond software you already have, but the time spent updating prices, fixing formulas and building a tax calculation has its own cost. WealthGamma's free plan tracks one portfolio with no expiry and no formulas; the lifetime plan is ₹2,999 once for the family view, tax and projections, with 14 days to get your money back.

Key differences

A spreadsheet and WealthGamma differ in four ways: how data gets in (typing every holding versus importing a statement), what stays current (manual updates versus automatic pricing), what a family portfolio depends on (one person's file versus a shared login), and what capital-gains tax costs to get right (formulas you write versus a calculation that is already there).

Typed in vs imported from a statement

A spreadsheet is only as complete as what you type into it, one holding at a time. WealthGamma reads a CAMS or KFintech CAS, a Zerodha or Groww file, or any CSV, so a portfolio with dozens of holdings loads in minutes instead of being typed in one at a time. Importing a CAMS or KFintech CAS.

Manual prices vs automatic pricing

Stock and mutual fund prices in a spreadsheet need pasting in or a formula that can break silently. WealthGamma prices stocks, mutual funds and gold daily on its own, so the portfolio's value is current without anyone checking it. How the net worth tracker works.

One person's file vs a family's login

A shared spreadsheet depends on whoever built it staying available and the file staying intact. WealthGamma gives every family member their own PAN inside one account, so the portfolio does not depend on one person's laptop. Tracking goals for the whole family.

Formulas you write vs tax that is already there

Capital-gains tax in a spreadsheet means building and re-checking your own formulas against each year's rules. WealthGamma works out the tax on a sale before you place it, in the free plan, with no formula to write. How the capital-gains tax planner works.

Which should you use?

Use WealthGamma when

You want your holdings imported instead of typed in, prices and tax that stay current without formulas to maintain, and a family portfolio that does not depend on one person's spreadsheet.

Choose WealthGamma if

A portfolio imported from a CAS or broker file, not typed in
Prices that update on their own, every day
Family portfolios: spouse, parents, children, each on their own PAN
Tax known before you sell, with no formula to build
Goals funded by your real investments
Net worth projected decades ahead
A tracker that works the same whether or not you built it

Use Excel or Google Sheets when

You track a handful of holdings, enjoy building the sheet yourself, and are comfortable maintaining the formulas as your portfolio and each year's tax rules change.

Choose Excel or Google Sheets if

A handful of holdings, tracked by one person who enjoys building it
Full control over exactly what is calculated and how
Comfortable writing and maintaining your own formulas
No need for a mobile view or a shared family portfolio

Who should not switch to WealthGamma?

WealthGamma tracks and plans; it does not trade, sync or publish news. Four needs are better served elsewhere, and this list is meant literally: if one of these matters, do not switch.

Buying and selling inside the app
Automatic syncing by linking brokers or sharing an inbox
US stocks, or crypto priced live from exchanges
Market news and research next to the portfolio

If that is you, one of the trackers below is the better fit.

Other Excel or Google Sheets alternatives worth knowing

Five trackers spreadsheet users move to when the manual work outgrows them, with the price, who each suits and the catch. Value Research and Moneycontrol are free like-for-like starting points. INDmoney and Kuvera sync automatically instead of manual entry. MProfit is the most thorough on tax.

Excel or Google Sheets alternatives: price, best for, the catch
Tracker	Price	Best for	The catch
WealthGamma	Free plan; lifetime from ₹2,999	A family's whole net worth, per PAN, with tax before you sell and projections ahead.	No trading, no auto-sync, no US stocks, no news.
Moneycontrol Portfolio Manager	Free	Someone who wants the closest thing to ET Portfolio: a free stock and fund list inside a news site.	Reviewers report you cannot bulk-upload sell transactions, so history has to be entered one sale at a time.
Value Research	Part of Value Research premium, about ₹5,000 a year	Mutual fund investors who want deep fund analysis with the tracker.	Paid yearly, and stocks are secondary to funds.
INDmoney	Free	Someone who wants everything auto-synced and does not mind how.	It reads your email and links to brokers to do it, so a third party holds your financial data.
Kuvera	Free	Direct fund investors who want a sell preview and family accounts in a free app.	Funds only; extras cost coins, and reviewers report missing features since the April 2026 CRED redesign.
Groww	Free for mutual funds; ₹20 per stock order	Someone who wants direct funds and a stock broker in one free app, with outside funds imported via MF Central.	A broker first; tracking outside holdings is basic and there is no net worth view.
ET Money	Free; Genius membership is paid	Direct mutual fund investors who want fund analysis and a simple tracker in one app.	Owned by 360 ONE since 2024; funds first, stocks secondary, and the app sells products.
MProfit	₹18,000 a year plus GST; no cheaper plan since June 2025	HNIs, family offices and CAs who need capital-gains reports in ITR, ClearTax and Winman formats across 700 or more brokers.	Priced by portfolio size, no free plan, and no goals, projections or harvesting.

Prices and features as published by each company or reported in user reviews, checked 10 September 2026. Tell us if one is out of date.

Questions spreadsheet users ask before switching

Short answers to the six questions people tracking a portfolio in Excel or Google Sheets ask most, from whether a spreadsheet is still good enough to how to move one into a dedicated tracker.

Is a spreadsheet still good enough to track my portfolio?

For a handful of holdings tracked by one person who is comfortable maintaining formulas, yes. It stops working well once prices need daily updates, capital-gains tax needs calculating correctly, or more than one family member's holdings need to sit in the same place.

Why do my spreadsheet formulas keep breaking?

Most self-built sheets use relative cell references that shift when a row is added or deleted, so a formula can silently point at the wrong cell. Using absolute references, or moving to a tracker that does not depend on formulas at all, removes the risk.

Can I calculate capital-gains tax accurately in Excel?

You can, but it has to be built and kept current with each year's tax rules, holding-period thresholds and grandfathering provisions, and checked whenever a rule changes. A dedicated tracker with a built-in tax engine removes the need to maintain that formula yourself.

What is the best alternative to an Excel portfolio tracker?

For a family's whole net worth, imported from a CAS instead of typed in, with tax before you sell and no formulas to maintain, WealthGamma. If you only track a few holdings and enjoy building the sheet, there is no need to switch.

How do I move my spreadsheet portfolio into WealthGamma?

Request a CAS from CAMS or KFintech for your mutual funds and download tradebooks from any brokers you use for stocks; anything else already in your spreadsheet, such as gold or FDs, can be added as a manual asset with today's value. Settings, Import Data reads the CAS PDF and broker files as they are, with a preview before anything is confirmed.

Is WealthGamma free like a spreadsheet?

There is a free plan with no expiry and no card: one portfolio with unlimited stocks, mutual funds and gold priced daily, one SIP, one goal and one loan, including capital-gains tax before you sell. Family portfolios, projections and full tax planning are on paid plans, including a one-time lifetime plan, all with a 14-day money-back guarantee.

Compare WealthGamma with other trackers

Start with the free plan, import tonight

Free plan: 1 portfolio, unlimited stocks, mutual funds and gold priced daily, 1 SIP, 1 goal, 1 loan. No card, no expiry. Paid plans include a one-time lifetime plan from ₹2,999. Every paid plan has a 14-day money-back guarantee. Export everything to CSV whenever you like from Settings.

Start free, no card

WealthGamma and Excel or Google Sheets at a glance